First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
First Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 600 James Mcdonnell Blvd Creve Coeur, MO 63042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,807 |
| Total Mortgage Loan Application Amount | $858,598,000 |
| Average Mortgage Loan Application Amount | $273,333 |
| Highest Mortgage Loan Application Amount | $16,000,000 |
| Average Applicant Income | $112,000 |
| Highest Applicant Income | $3,529,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 329 | $ 96,814,000 | $ 294,000 | $ 107,000 |
| Los Angeles County California | 246 | $ 148,150,000 | $ 602,000 | $ 236,000 |
| St. Charles County Missouri | 203 | $ 32,871,000 | $ 161,000 | $ 78,000 |
| St. Francois County Missouri | 147 | $ 16,611,000 | $ 113,000 | $ 54,000 |
| Riverside County California | 98 | $ 39,271,000 | $ 400,000 | $ 113,000 |
| Santa Clara County California | 96 | $ 47,156,000 | $ 491,000 | $ 153,000 |
| Orange County California | 81 | $ 34,675,000 | $ 428,000 | $ 146,000 |
| Jefferson County Missouri | 76 | $ 11,848,000 | $ 155,000 | $ 74,000 |
| St. Louis City County Missouri | 76 | $ 11,858,000 | $ 156,000 | $ 87,000 |
| St. Clair County Illinois | 73 | $ 8,169,000 | $ 111,000 | $ 68,000 |
| San Mateo County California | 67 | $ 44,549,000 | $ 664,000 | $ 184,000 |
| San Diego County California | 66 | $ 26,815,000 | $ 406,000 | $ 156,000 |
| Solano County California | 63 | $ 15,981,000 | $ 253,000 | $ 105,000 |
| Contra Costa County California | 53 | $ 21,957,000 | $ 414,000 | $ 123,000 |
| Alameda County California | 47 | $ 26,657,000 | $ 567,000 | $ 183,000 |
| Sonoma County California | 44 | $ 17,193,000 | $ 390,000 | $ 133,000 |
| San Bernardino County California | 40 | $ 8,922,000 | $ 223,000 | $ 107,000 |
| Santa Barbara County California | 40 | $ 16,543,000 | $ 413,000 | $ 146,000 |
| Franklin County Missouri | 40 | $ 4,671,000 | $ 116,000 | $ 59,000 |
| Ventura County California | 38 | $ 15,467,000 | $ 407,000 | $ 136,000 |
| Madison County Illinois | 36 | $ 4,763,000 | $ 132,000 | $ 66,000 |
| Warren County Missouri | 36 | $ 4,443,000 | $ 123,000 | $ 72,000 |
| Gasconade County Missouri | 31 | $ 3,769,000 | $ 121,000 | $ 59,000 |
| Montgomery County Missouri | 30 | $ 3,316,000 | $ 110,000 | $ 53,000 |
| Manatee County Florida | 29 | $ 3,459,000 | $ 119,000 | $ 67,000 |
| Monroe County Illinois | 28 | $ 3,795,000 | $ 135,000 | $ 71,000 |
| Washington County Missouri | 28 | $ 3,151,000 | $ 112,000 | $ 53,000 |
| Sacramento County California | 26 | $ 6,168,000 | $ 237,000 | $ 91,000 |
| Clinton County Illinois | 26 | $ 3,070,000 | $ 118,000 | $ 65,000 |
| Ste. Genevieve County Missouri | 26 | $ 2,846,000 | $ 109,000 | $ 46,000 |
| Randolph County Illinois | 25 | $ 2,431,000 | $ 97,000 | $ 61,000 |
| San Francisco County California | 23 | $ 13,101,000 | $ 569,000 | $ 237,000 |
| Lee County Florida | 23 | $ 4,107,000 | $ 178,000 | $ 81,000 |
| Jersey County Illinois | 23 | $ 2,236,000 | $ 97,000 | $ 61,000 |
| Placer County California | 19 | $ 4,703,000 | $ 247,000 | $ 131,000 |
| San Joaquin County California | 19 | $ 5,209,000 | $ 274,000 | $ 102,000 |
| Lincoln County Missouri | 15 | $ 1,917,000 | $ 127,000 | $ 51,000 |
| Bond County Illinois | 12 | $ 1,532,000 | $ 127,000 | $ 60,000 |
| Marion County Illinois | 12 | $ 486,000 | $ 40,000 | $ 47,000 |
| Monterey County California | 10 | $ 5,418,000 | $ 541,000 | $ 179,000 |
| Marin County California | 9 | $ 3,877,000 | $ 430,000 | $ 130,000 |
| Merced County California | 9 | $ 1,818,000 | $ 202,000 | $ 89,000 |
| Camden County Missouri | 9 | $ 1,631,000 | $ 181,000 | $ 145,000 |
| Napa County California | 8 | $ 3,648,000 | $ 456,000 | $ 128,000 |
| Stanislaus County California | 8 | $ 1,790,000 | $ 223,000 | $ 86,000 |
| Baldwin County Alabama | 7 | $ 2,431,000 | $ 347,000 | $ 176,000 |
| Kern County California | 7 | $ 1,253,000 | $ 179,000 | $ 75,000 |
| San Luis Obispo County California | 7 | $ 2,655,000 | $ 379,000 | $ 149,000 |
| Pinellas County Florida | 7 | $ 1,446,000 | $ 206,000 | $ 92,000 |
| Fayette County Illinois | 7 | $ 667,000 | $ 95,000 | $ 57,000 |
| Franklin County Illinois | 7 | $ 702,000 | $ 100,000 | $ 36,000 |
| Macoupin County Illinois | 7 | $ 3,284,000 | $ 469,000 | $ 506,000 |
| Harris County Texas | 7 | $ 619,000 | $ 88,000 | $ 75,000 |
| Cook County Illinois | 6 | $ 1,166,000 | $ 194,000 | $ 86,000 |
| Jackson County Illinois | 6 | $ 512,000 | $ 85,000 | $ 51,000 |
| Peoria County Illinois | 6 | $ 927,000 | $ 154,000 | $ 97,000 |
| Williamson County Illinois | 6 | $ 562,000 | $ 93,000 | $ 64,000 |
| Maricopa County Arizona | 5 | $ 1,264,000 | $ 252,000 | $ 123,000 |
| Sarasota County Florida | 5 | $ 697,000 | $ 139,000 | $ 75,000 |
| Clark County Nevada | 5 | $ 1,029,000 | $ 205,000 | $ 64,000 |
| El Dorado County California | 4 | $ 911,000 | $ 227,000 | $ 74,000 |
| Fresno County California | 4 | $ 693,000 | $ 173,000 | $ 139,000 |
| Nevada County California | 4 | $ 1,127,000 | $ 281,000 | $ 288,000 |
| Santa Cruz County California | 4 | $ 1,468,000 | $ 367,000 | $ 146,000 |
| Adams County Illinois | 4 | $ 797,000 | $ 199,000 | $ 90,000 |
| Madison County Missouri | 4 | $ 383,000 | $ 95,000 | $ 40,000 |
| Washoe County Nevada | 4 | $ 6,668,000 | $ 1,667,000 | $ 1,331,000 |
| Denton County Texas | 4 | $ 1,145,000 | $ 286,000 | $ 110,000 |
| Travis County Texas | 4 | $ 977,000 | $ 244,000 | $ 118,000 |
| Butte County California | 3 | $ 578,000 | $ 192,000 | $ 401,000 |
| Brevard County Florida | 3 | $ 496,000 | $ 165,000 | $ 56,000 |
| Okaloosa County Florida | 3 | $ 248,000 | $ 82,000 | $ 77,000 |
| Palm Beach County Florida | 3 | $ 765,000 | $ 255,000 | $ 106,000 |
| Calhoun County Illinois | 3 | $ 518,000 | $ 172,000 | $ 81,000 |
| Greene County Illinois | 3 | $ 256,000 | $ 85,000 | $ 50,000 |
| Knox County Illinois | 3 | $ 176,000 | $ 58,000 | $ 51,000 |
| Cape Girardeau County Missouri | 3 | $ 332,000 | $ 110,000 | $ 42,000 |
| Iron County Missouri | 3 | $ 316,000 | $ 105,000 | $ 38,000 |
| Brazos County Texas | 3 | $ 642,000 | $ 214,000 | $ 950,000 |
| Dallas County Texas | 3 | $ 601,000 | $ 200,000 | $ 87,000 |
| Fort Bend County Texas | 3 | $ 657,000 | $ 219,000 | $ 58,000 |
| Mohave County Arizona | 2 | $ 484,000 | $ 242,000 | $ 317,000 |
| San Benito County California | 2 | $ 846,000 | $ 423,000 | $ 114,000 |
| Hillsborough County Florida | 2 | $ 470,000 | $ 235,000 | $ 91,000 |
| St. Lucie County Florida | 2 | $ 250,000 | $ 125,000 | $ 86,000 |
| Perry County Illinois | 2 | $ 223,000 | $ 111,000 | $ 71,000 |
| St. Joseph County Indiana | 2 | $ 207,000 | $ 103,000 | $ 267,000 |
| Johnson County Kansas | 2 | $ 244,000 | $ 122,000 | $ 51,000 |
| Callaway County Missouri | 2 | $ 275,000 | $ 137,000 | $ 59,000 |
| Cass County Missouri | 2 | $ 299,000 | $ 149,000 | $ 84,000 |
| Jackson County Missouri | 2 | $ 368,000 | $ 184,000 | $ 107,000 |
| Monroe County Missouri | 2 | $ 189,000 | $ 94,000 | $ 27,000 |
| Morgan County Missouri | 2 | $ 244,000 | $ 122,000 | $ 51,000 |
| Reynolds County Missouri | 2 | $ 143,000 | $ 71,000 | $ 58,000 |
| Sevier County Tennessee | 2 | $ 747,000 | $ 373,000 | $ 163,000 |
| El Paso County Texas | 2 | $ 167,000 | $ 83,000 | $ 159,000 |
| Galveston County Texas | 2 | $ 229,000 | $ 114,000 | $ 83,000 |
| Williamson County Texas | 2 | $ 264,000 | $ 132,000 | $ 128,000 |
| Salt Lake County Utah | 2 | $ 576,000 | $ 288,000 | $ 97,000 |
| King County Washington | 2 | $ 883,000 | $ 441,000 | $ 279,000 |
| Elmore County Alabama | 1 | $ 217,000 | $ 217,000 | $ 85,000 |
| Yavapai County Arizona | 1 | $ 200,000 | $ 200,000 | $ 25,000 |
| Lonoke County Arkansas | 1 | $ 152,000 | $ 152,000 | $ 40,000 |
| Amador County California | 1 | $ 210,000 | $ 210,000 | $ 66,000 |
| Calaveras County California | 1 | $ 374,000 | $ 374,000 | $ 158,000 |
| Humboldt County California | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Inyo County California | 1 | $ 200,000 | $ 200,000 | $ 147,000 |
| Mendocino County California | 1 | $ 247,000 | $ 247,000 | $ 72,000 |
| Mono County California | 1 | $ 634,000 | $ 634,000 | $ 923,000 |
| Yolo County California | 1 | $ 372,000 | $ 372,000 | $ 38,000 |
| Adams County Colorado | 1 | $ 191,000 | $ 191,000 | $ 63,000 |
| Denver County Colorado | 1 | $ 269,000 | $ 269,000 | $ 84,000 |
| Rio Blanco County Colorado | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Routt County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 686,000 |
| Bay County Florida | 1 | $ 249,000 | $ 249,000 | $ 110,000 |
| Broward County Florida | 1 | $ 600,000 | $ 600,000 | $ 202,000 |
| Collier County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Gilchrist County Florida | 1 | $ 147,000 | $ 147,000 | $ 70,000 |
| Marion County Florida | 1 | $ 3,460,000 | $ 3,460,000 | $ 0 |
| St. Johns County Florida | 1 | $ 210,000 | $ 210,000 | $ 72,000 |
| Glynn County Georgia | 1 | $ 279,000 | $ 279,000 | $ 86,000 |
| Houston County Georgia | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Rabun County Georgia | 1 | $ 167,000 | $ 167,000 | $ 125,000 |
| Bonner County Idaho | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Alexander County Illinois | 1 | $ 248,000 | $ 248,000 | $ 91,000 |
| Champaign County Illinois | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
| Christian County Illinois | 1 | $ 60,000 | $ 60,000 | $ 98,000 |
| DuPage County Illinois | 1 | $ 259,000 | $ 259,000 | $ 102,000 |
| Lake County Illinois | 1 | $ 324,000 | $ 324,000 | $ 114,000 |
| Lawrence County Illinois | 1 | $ 104,000 | $ 104,000 | $ 100,000 |
| Macon County Illinois | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| McLean County Illinois | 1 | $ 332,000 | $ 332,000 | $ 276,000 |
| Montgomery County Illinois | 1 | $ 41,000 | $ 41,000 | $ 81,000 |
| Sangamon County Illinois | 1 | $ 120,000 | $ 120,000 | $ 99,000 |
| Union County Illinois | 1 | $ 10,000 | $ 10,000 | $ 78,000 |
| Washington County Illinois | 1 | $ 93,000 | $ 93,000 | $ 54,000 |
| Hamilton County Indiana | 1 | $ 113,000 | $ 113,000 | $ 139,000 |
| Johnson County Indiana | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| Vanderburgh County Indiana | 1 | $ 113,000 | $ 113,000 | $ 112,000 |
| Fayette County Kentucky | 1 | $ 14,500,000 | $ 14,500,000 | $ 0 |
| Marshall County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 116,000 |
| Oakland County Michigan | 1 | $ 119,000 | $ 119,000 | $ 72,000 |
| Ottawa County Michigan | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Sanilac County Michigan | 1 | $ 64,000 | $ 64,000 | $ 69,000 |
| Lafayette County Mississippi | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 244,000 | $ 244,000 | $ 78,000 |
| Audrain County Missouri | 1 | $ 15,000 | $ 15,000 | $ 11,000 |
| Bollinger County Missouri | 1 | $ 106,000 | $ 106,000 | $ 92,000 |
| Boone County Missouri | 1 | $ 158,000 | $ 158,000 | $ 123,000 |
| Crawford County Missouri | 1 | $ 310,000 | $ 310,000 | $ 101,000 |
| Dent County Missouri | 1 | $ 87,000 | $ 87,000 | $ 21,000 |
| Miller County Missouri | 1 | $ 132,000 | $ 132,000 | $ 104,000 |
| Newton County Missouri | 1 | $ 219,000 | $ 219,000 | $ 113,000 |
| Ralls County Missouri | 1 | $ 127,000 | $ 127,000 | $ 59,000 |
| Randolph County Missouri | 1 | $ 79,000 | $ 79,000 | $ 123,000 |
| Missoula County Montana | 1 | $ 238,000 | $ 238,000 | $ 103,000 |
| Seward County Nebraska | 1 | $ 260,000 | $ 260,000 | $ 73,000 |
| Union County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 96,000 |
| Rockland County New York | 1 | $ 131,000 | $ 131,000 | $ 78,000 |
| Westchester County New York | 1 | $ 479,000 | $ 479,000 | $ 205,000 |
| Mecklenburg County North Carolina | 1 | $ 69,000 | $ 69,000 | $ 287,000 |
| Summit County Ohio | 1 | $ 214,000 | $ 214,000 | $ 57,000 |
| Oklahoma County Oklahoma | 1 | $ 172,000 | $ 172,000 | $ 204,000 |
| Rogers County Oklahoma | 1 | $ 196,000 | $ 196,000 | $ 151,000 |
| Tulsa County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Deschutes County Oregon | 1 | $ 270,000 | $ 270,000 | $ 126,000 |
| Multnomah County Oregon | 1 | $ 388,000 | $ 388,000 | $ 130,000 |
| Washington County Oregon | 1 | $ 247,000 | $ 247,000 | $ 79,000 |
| Providence County Rhode Island | 1 | $ 50,000 | $ 50,000 | $ 376,000 |
| Anderson County South Carolina | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 279,000 | $ 279,000 | $ 73,000 |
| Campbell County Tennessee | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 282,000 |
| Shelby County Tennessee | 1 | $ 326,000 | $ 326,000 | $ 266,000 |
| Washington County Tennessee | 1 | $ 388,000 | $ 388,000 | $ 175,000 |
| Bexar County Texas | 1 | $ 57,000 | $ 57,000 | $ 129,000 |
| Harrison County Texas | 1 | $ 68,000 | $ 68,000 | $ 63,000 |
| Waller County Texas | 1 | $ 121,000 | $ 121,000 | $ 121,000 |
| Utah County Utah | 1 | $ 189,000 | $ 189,000 | $ 115,000 |
| Weber County Utah | 1 | $ 242,000 | $ 242,000 | $ 228,000 |
| Richmond City County Virginia | 1 | $ 352,000 | $ 352,000 | $ 185,000 |
| Kitsap County Washington | 1 | $ 200,000 | $ 200,000 | $ 97,000 |
| Skagit County Washington | 1 | $ 704,000 | $ 704,000 | $ 260,000 |
| Thurston County Washington | 1 | $ 8,600,000 | $ 8,600,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 164,000 | $ 164,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for First Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,310 | $446,021,000 | $340,000 | $16,000,000 | $136,000 | $3,529,000 |
| Home Purchase | 1,278 | $370,884,000 | $290,000 | $14,500,000 | $105,000 | $2,035,000 |
| Home Improvement | 219 | $41,693,000 | $190,000 | $3,460,000 | $95,000 | $874,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,976 | $485,049,000 | $245,000 | $4,750,000 | $114,000 | $3,267,000 |
| Hispanic | 273 | $87,178,000 | $319,000 | $1,271,000 | $98,000 | $583,000 |
| Asian | 230 | $101,975,000 | $443,000 | $2,474,000 | $172,000 | $2,035,000 |
| Not Provided | 187 | $68,295,000 | $365,000 | $4,960,000 | $148,000 | $3,529,000 |
| Black or African American | 78 | $13,551,000 | $173,000 | $636,000 | $78,000 | $266,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $18,155,000 | $504,000 | $2,400,000 | $163,000 | $1,712,000 |
| Not applicable | 23 | $83,779,000 | $3,642,000 | $16,000,000 | $35,000 | $823,000 |
| American Indian or Alaskan Native | 4 | $616,000 | $154,000 | $224,000 | $282,000 | $874,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,135 | $723,829,000 | $339,000 | $16,000,000 | $136,000 | $3,529,000 |
| FHA-insured (Federal Housing Administration) | 439 | $92,586,000 | $210,000 | $661,000 | $69,000 | $605,000 |
| VA-guaranteed (Veterans Administration) | 137 | $31,519,000 | $230,000 | $835,000 | $65,000 | $404,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 96 | $10,664,000 | $111,000 | $262,000 | $43,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,894 | $568,644,000 | $300,000 | $16,000,000 | $113,000 | $3,529,000 |
| Application Denied By Financial Institution | 402 | $124,091,000 | $308,000 | $4,800,000 | $117,000 | $2,520,000 |
| Application Withdrawn By Applicant | 234 | $72,549,000 | $310,000 | $4,327,000 | $140,000 | $2,782,000 |
| Application Approved But Not Accepted | 158 | $46,083,000 | $291,000 | $2,625,000 | $125,000 | $1,564,000 |
| Preapproval Denied by Financial Institution | 72 | $28,449,000 | $395,000 | $2,400,000 | $125,000 | $1,712,000 |
| File Closed For Incompleteness | 46 | $18,086,000 | $393,000 | $3,700,000 | $203,000 | $1,159,000 |
| Loan Purchased By The Institution | 1 | $696,000 | $696,000 | $696,000 | $823,000 | $823,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 162 | $48,797,000 | $301,000 | $1,575,000 | $75,000 | $874,000 |
| Collateral | 101 | $31,585,000 | $312,000 | $4,800,000 | $101,000 | $489,000 |
| Credit History | 94 | $24,282,000 | $258,000 | $1,271,000 | $116,000 | $2,520,000 |
| Other | 51 | $21,650,000 | $424,000 | $1,880,000 | $190,000 | $1,344,000 |
| Credit Application Incomplete | 38 | $19,622,000 | $516,000 | $4,750,000 | $255,000 | $1,712,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,208,000 | $267,000 | $764,000 | $130,000 | $297,000 |
| Employment History | 10 | $1,718,000 | $171,000 | $400,000 | $57,000 | $102,000 |
| Unverifiable Information | 6 | $1,678,000 | $279,000 | $575,000 | $206,000 | $492,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.