First Bank Of Pike
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First Bank Of Pike 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank Of Pike 370 Thomaston St Molena, GA 30295 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2019 |
| Total Number of Mortgage Applications | 85 |
| Total Mortgage Loan Application Amount | $17,735,000 |
| Average Mortgage Loan Application Amount | $255,666 |
| Highest Mortgage Loan Application Amount | $775,000 |
| Average Applicant Income | $113,333 |
| Highest Applicant Income | $516,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First Bank Of Pike. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank Of Pike's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First Bank Of Pike's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank Of Pike serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank Of Pike, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank Of Pike's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pike County Georgia | 27 | $ 5,535,000 | $ 205,000 | $ 114,000 |
| Upson County Georgia | 19 | $ 3,275,000 | $ 172,000 | $ 104,000 |
| Spalding County Georgia | 14 | $ 1,870,000 | $ 133,000 | $ 125,000 |
| Lamar County Georgia | 8 | $ 2,660,000 | $ 332,000 | $ 114,000 |
| Meriwether County Georgia | 5 | $ 305,000 | $ 61,000 | $ 96,000 |
| Bay County Florida | 2 | $ 710,000 | $ 355,000 | $ 228,000 |
| Clayton County Georgia | 2 | $ 530,000 | $ 265,000 | $ 69,000 |
| Gulf County Florida | 1 | $ 775,000 | $ 775,000 | $ 150,000 |
| Walton County Florida | 1 | $ 695,000 | $ 695,000 | $ 516,000 |
| Cobb County Georgia | 1 | $ 395,000 | $ 395,000 | $ 144,000 |
| Coweta County Georgia | 1 | $ 295,000 | $ 295,000 | $ 69,000 |
| Jasper County Georgia | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Monroe County Georgia | 1 | $ 495,000 | $ 495,000 | $ 75,000 |
| Talbot County Georgia | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Taylor County Georgia | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for First Bank Of Pike in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 53 | $8,805,000 | $166,000 | $655,000 | $112,000 | $378,000 |
| Home Purchase | 30 | $8,280,000 | $276,000 | $775,000 | $121,000 | $516,000 |
| Other Purpose | 2 | $650,000 | $325,000 | $605,000 | $107,000 | $123,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 69 | $15,975,000 | $231,000 | $775,000 | $121,000 | $516,000 |
| Not applicable | 9 | $825,000 | $91,000 | $355,000 | $0 | $0 |
| Not Provided | 3 | $635,000 | $211,000 | $395,000 | $76,000 | $144,000 |
| Black or African American | 3 | $195,000 | $65,000 | $105,000 | $44,000 | $59,000 |
| Asian | 1 | $105,000 | $105,000 | $105,000 | $52,000 | $52,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 79 | $16,355,000 | $207,000 | $775,000 | $118,000 | $516,000 |
| FHA-insured (Federal Housing Administration) | 3 | $835,000 | $278,000 | $345,000 | $97,000 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $270,000 | $135,000 | $155,000 | $58,000 | $59,000 |
| VA-guaranteed (Veterans Administration) | 1 | $275,000 | $275,000 | $275,000 | $77,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 41 | $12,235,000 | $298,000 | $775,000 | $106,000 | $516,000 |
| Loan Originated | 40 | $4,680,000 | $117,000 | $605,000 | $133,000 | $378,000 |
| Application Denied By Financial Institution | 4 | $820,000 | $205,000 | $415,000 | $64,000 | $168,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 85 | $17,735,000 | $208,000 | $775,000 | $115,000 | $516,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank Of Pike's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank Of Pike's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.