First Bank Richmond, Na
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for First Bank Richmond, Na.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First Bank Richmond, Na
P.O. Box 937
Richmond, IN 47375
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 671
Total Mortgage Loan Application Amount $57,549,000
Average Mortgage Loan Application Amount $81,647
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $83,529
Highest Applicant Income $1,562,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Bank Richmond, Na by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wayne County Indiana 473 $ 41,090,000 $ 86,000 $ 68,000
Preble County Ohio 21 $ 1,713,000 $ 81,000 $ 49,000
Johnson County Indiana 14 $ 1,065,000 $ 76,000 $ 58,000
Union County Indiana 12 $ 1,495,000 $ 124,000 $ 64,000
Randolph County Indiana 10 $ 834,000 $ 83,000 $ 52,000
Marion County Indiana 9 $ 617,000 $ 68,000 $ 71,000
Henry County Indiana 8 $ 637,000 $ 79,000 $ 38,000
Allen County Ohio 7 $ 303,000 $ 43,000 $ 112,000
Hamilton County Ohio 7 $ 472,000 $ 67,000 $ 61,000
Fayette County Indiana 6 $ 486,000 $ 81,000 $ 54,000
Darke County Ohio 6 $ 567,000 $ 94,000 $ 58,000
Grant County Indiana 5 $ 208,000 $ 41,000 $ 29,000
Shelby County Indiana 5 $ 604,000 $ 120,000 $ 48,000
Montgomery County Ohio 5 $ 548,000 $ 109,000 $ 53,000
Champaign County Illinois 4 $ 120,000 $ 30,000 $ 78,000
McLean County Illinois 4 $ 151,000 $ 37,000 $ 80,000
Washington County Indiana 4 $ 107,000 $ 26,000 $ 40,000
Mercer County Ohio 4 $ 74,000 $ 18,000 $ 44,000
Hamilton County Indiana 3 $ 621,000 $ 207,000 $ 138,000
Tipton County Indiana 3 $ 230,000 $ 76,000 $ 50,000
Warren County Ohio 3 $ 204,000 $ 68,000 $ 65,000
Adams County Indiana 2 $ 28,000 $ 14,000 $ 43,000
Hendricks County Indiana 2 $ 77,000 $ 38,000 $ 92,000
Howard County Indiana 2 $ 95,000 $ 47,000 $ 56,000
Madison County Indiana 2 $ 18,000 $ 9,000 $ 28,000
Morgan County Indiana 2 $ 56,000 $ 28,000 $ 65,000
Orange County Indiana 2 $ 339,000 $ 169,000 $ 16,000
Owen County Indiana 2 $ 36,000 $ 18,000 $ 45,000
Vanderburgh County Indiana 2 $ 100,000 $ 50,000 $ 43,000
Muscatine County Iowa 2 $ 32,000 $ 16,000 $ 48,000
Scott County Iowa 2 $ 45,000 $ 22,000 $ 67,000
Oldham County Kentucky 2 $ 20,000 $ 10,000 $ 22,000
Hillsdale County Michigan 2 $ 36,000 $ 18,000 $ 60,000
Okeechobee County Florida 1 $ 46,000 $ 46,000 $ 191,000
Adams County Illinois 1 $ 51,000 $ 51,000 $ 173,000
Effingham County Illinois 1 $ 14,000 $ 14,000 $ 45,000
Fayette County Illinois 1 $ 13,000 $ 13,000 $ 33,000
Jefferson County Illinois 1 $ 18,000 $ 18,000 $ 60,000
Lake County Illinois 1 $ 117,000 $ 117,000 $ 113,000
Mercer County Illinois 1 $ 19,000 $ 19,000 $ 44,000
Piatt County Illinois 1 $ 22,000 $ 22,000 $ 79,000
Rock Island County Illinois 1 $ 24,000 $ 24,000 $ 87,000
Whiteside County Illinois 1 $ 26,000 $ 26,000 $ 106,000
Allen County Indiana 1 $ 350,000 $ 350,000 $ 97,000
Bartholomew County Indiana 1 $ 83,000 $ 83,000 $ 35,000
Boone County Indiana 1 $ 160,000 $ 160,000 $ 105,000
Brown County Indiana 1 $ 25,000 $ 25,000 $ 188,000
Delaware County Indiana 1 $ 27,000 $ 27,000 $ 48,000
Franklin County Indiana 1 $ 128,000 $ 128,000 $ 156,000
Harrison County Indiana 1 $ 18,000 $ 18,000 $ 43,000
Huntington County Indiana 1 $ 15,000 $ 15,000 $ 33,000
Monroe County Indiana 1 $ 43,000 $ 43,000 $ 74,000
Montgomery County Indiana 1 $ 321,000 $ 321,000 $ 79,000
Ripley County Indiana 1 $ 91,000 $ 91,000 $ 66,000
Steuben County Indiana 1 $ 2,000,000 $ 2,000,000 $ 1,562,000
Lee County Iowa 1 $ 44,000 $ 44,000 $ 145,000
Fayette County Kentucky 1 $ 150,000 $ 150,000 $ 120,000
Hopkins County Kentucky 1 $ 13,000 $ 13,000 $ 80,000
Woodford County Kentucky 1 $ 33,000 $ 33,000 $ 57,000
Emmet County Michigan 1 $ 60,000 $ 60,000 $ 73,000
St. Louis County Missouri 1 $ 58,000 $ 58,000 $ 25,000
Butler County Ohio 1 $ 114,000 $ 114,000 $ 74,000
Clermont County Ohio 1 $ 164,000 $ 164,000 $ 57,000
Cuyahoga County Ohio 1 $ 25,000 $ 25,000 $ 84,000
Union County Ohio 1 $ 21,000 $ 21,000 $ 37,000
Tulsa County Oklahoma 1 $ 218,000 $ 218,000 $ 240,000
Crawford County Pennsylvania 1 $ 10,000 $ 10,000 $ 75,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Bank Richmond, Na in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 378 $31,770,000 $48,500 $1,200,000 $78,250 $511,000
Home Purchase (one-to-four family) 161 $15,049,000 $145,000 $424,000 $124,000 $329,000
Home Improvement (one-to-four family) 128 $9,671,000 $39,000 $2,000,000 $74,500 $1,562,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 4 $1,059,000 $264,000 $514,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 594 $50,407,000 $64,111 $2,000,000 $102,777 $1,562,000
Information not provided by applicant in mail or telephone application 38 $2,933,000 $42,750 $330,000 $63,250 $350,000
Not applicable 16 $1,719,000 $107,000 $514,000 $0 $0
Black 10 $944,000 $76,666 $204,000 $74,000 $133,000
Asian or Pacific Islander 7 $788,000 $84,000 $230,000 $157,000 $325,000
Other 4 $663,000 $165,000 $400,000 $198,000 $511,000
American Indian or Alaskan Native 1 $45,000 $45,000 $45,000 $65,000 $65,000
Hispanic 1 $50,000 $50,000 $50,000 $17,000 $17,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 670 $57,464,000 $62,600 $2,000,000 $96,500 $1,562,000
FHA-insured (Federal Housing Administration) 1 $85,000 $85,000 $85,000 $61,000 $61,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 549 $48,909,000 $70,750 $2,000,000 $110,500 $1,562,000
Application Denied By Financial Institution 63 $5,301,000 $60,000 $500,000 $52,500 $133,000
Application Withdrawn By Applicant 55 $3,257,000 $48,857 $222,000 $76,857 $188,000
Application Approved But Not Accepted 4 $82,000 $20,500 $40,000 $66,500 $141,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 33 $2,990,000 $61,250 $500,000 $61,750 $133,000
Debt-To-Income Ratio 13 $992,000 $63,666 $164,000 $59,666 $128,000
Other 6 $632,000 $99,500 $204,000 $50,500 $72,000
Collateral 3 $150,000 $50,000 $70,000 $61,000 $87,000
Employment History 3 $103,000 $27,500 $69,000 $40,500 $48,000
Insufficient Cash (Downpayment, Closing Cost) 3 $74,000 $24,000 $40,000 $30,000 $52,000
Unverifiable Information 2 $360,000 $180,000 $330,000 $32,000 $64,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.

Download the Indiana Lender List