First Bank Richmond, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
First Bank Richmond, Na 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank Richmond, Na P.O. Box 937 Richmond, IN 47375 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 770 |
| Total Mortgage Loan Application Amount | $51,348,000 |
| Average Mortgage Loan Application Amount | $59,333 |
| Highest Mortgage Loan Application Amount | $730,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $887,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with First Bank Richmond, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank Richmond, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down First Bank Richmond, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank Richmond, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank Richmond, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank Richmond, Na's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Indiana | 383 | $ 33,103,000 | $ 86,000 | $ 67,000 |
| McLean County Illinois | 32 | $ 1,091,000 | $ 34,000 | $ 82,000 |
| Champaign County Illinois | 31 | $ 888,000 | $ 28,000 | $ 74,000 |
| Fayette County Indiana | 30 | $ 1,946,000 | $ 64,000 | $ 46,000 |
| Muscatine County Iowa | 17 | $ 401,000 | $ 23,000 | $ 62,000 |
| Randolph County Indiana | 15 | $ 1,032,000 | $ 68,000 | $ 55,000 |
| Marion County Indiana | 14 | $ 1,088,000 | $ 77,000 | $ 124,000 |
| Grant County Indiana | 11 | $ 488,000 | $ 44,000 | $ 43,000 |
| Franklin County Indiana | 10 | $ 867,000 | $ 86,000 | $ 66,000 |
| Preble County Ohio | 10 | $ 1,129,000 | $ 112,000 | $ 85,000 |
| Allen County Ohio | 9 | $ 225,000 | $ 25,000 | $ 75,000 |
| Howard County Indiana | 8 | $ 590,000 | $ 73,000 | $ 86,000 |
| Huntington County Indiana | 8 | $ 193,000 | $ 24,000 | $ 50,000 |
| Johnson County Indiana | 8 | $ 752,000 | $ 94,000 | $ 74,000 |
| Ford County Illinois | 7 | $ 162,000 | $ 23,000 | $ 75,000 |
| Henry County Indiana | 7 | $ 768,000 | $ 109,000 | $ 63,000 |
| Wapello County Iowa | 7 | $ 153,000 | $ 21,000 | $ 156,000 |
| Van Wert County Ohio | 7 | $ 129,000 | $ 18,000 | $ 57,000 |
| Rush County Indiana | 6 | $ 286,000 | $ 47,000 | $ 43,000 |
| Union County Indiana | 6 | $ 554,000 | $ 92,000 | $ 79,000 |
| Hamilton County Ohio | 6 | $ 178,000 | $ 29,000 | $ 63,000 |
| Muskingum County Ohio | 6 | $ 211,000 | $ 35,000 | $ 78,000 |
| Hamilton County Indiana | 5 | $ 429,000 | $ 85,000 | $ 47,000 |
| Hancock County Ohio | 5 | $ 166,000 | $ 33,000 | $ 67,000 |
| Mercer County Ohio | 5 | $ 158,000 | $ 31,000 | $ 66,000 |
| Effingham County Illinois | 4 | $ 63,000 | $ 15,000 | $ 48,000 |
| Cass County Indiana | 4 | $ 132,000 | $ 33,000 | $ 50,000 |
| Delaware County Indiana | 4 | $ 232,000 | $ 58,000 | $ 70,000 |
| Owen County Indiana | 4 | $ 71,000 | $ 17,000 | $ 50,000 |
| Shelby County Indiana | 4 | $ 229,000 | $ 57,000 | $ 73,000 |
| Darke County Ohio | 4 | $ 252,000 | $ 63,000 | $ 78,000 |
| De Witt County Illinois | 3 | $ 68,000 | $ 22,000 | $ 72,000 |
| Iroquois County Illinois | 3 | $ 79,000 | $ 26,000 | $ 80,000 |
| Peoria County Illinois | 3 | $ 78,000 | $ 26,000 | $ 66,000 |
| Monroe County Indiana | 3 | $ 67,000 | $ 22,000 | $ 55,000 |
| Scott County Iowa | 3 | $ 135,000 | $ 45,000 | $ 93,000 |
| Auglaize County Ohio | 3 | $ 139,000 | $ 46,000 | $ 78,000 |
| Lorain County Ohio | 3 | $ 47,000 | $ 15,000 | $ 70,000 |
| Montgomery County Ohio | 3 | $ 538,000 | $ 179,000 | $ 156,000 |
| Tuscarawas County Ohio | 3 | $ 36,000 | $ 12,000 | $ 36,000 |
| Livingston County Illinois | 2 | $ 33,000 | $ 16,000 | $ 47,000 |
| Tazewell County Illinois | 2 | $ 41,000 | $ 20,000 | $ 62,000 |
| Vermilion County Illinois | 2 | $ 51,000 | $ 25,000 | $ 52,000 |
| Winnebago County Illinois | 2 | $ 75,000 | $ 37,000 | $ 85,000 |
| Dubois County Indiana | 2 | $ 187,000 | $ 93,000 | $ 95,000 |
| Hendricks County Indiana | 2 | $ 70,000 | $ 35,000 | $ 145,000 |
| Dubuque County Iowa | 2 | $ 90,000 | $ 45,000 | $ 95,000 |
| Madison County Kentucky | 2 | $ 38,000 | $ 19,000 | $ 68,000 |
| Defiance County Ohio | 2 | $ 40,000 | $ 20,000 | $ 56,000 |
| Erie County Ohio | 2 | $ 52,000 | $ 26,000 | $ 74,000 |
| Hardin County Ohio | 2 | $ 54,000 | $ 27,000 | $ 45,000 |
| Gwinnett County Georgia | 1 | $ 68,000 | $ 68,000 | $ 112,000 |
| Jo Daviess County Illinois | 1 | $ 24,000 | $ 24,000 | $ 199,000 |
| Macon County Illinois | 1 | $ 26,000 | $ 26,000 | $ 60,000 |
| Madison County Illinois | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Mason County Illinois | 1 | $ 71,000 | $ 71,000 | $ 213,000 |
| Mercer County Illinois | 1 | $ 14,000 | $ 14,000 | $ 44,000 |
| Piatt County Illinois | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Rock Island County Illinois | 1 | $ 48,000 | $ 48,000 | $ 71,000 |
| Shelby County Illinois | 1 | $ 7,000 | $ 7,000 | $ 44,000 |
| Whiteside County Illinois | 1 | $ 12,000 | $ 12,000 | $ 30,000 |
| Allen County Indiana | 1 | $ 24,000 | $ 24,000 | $ 61,000 |
| Decatur County Indiana | 1 | $ 30,000 | $ 30,000 | $ 68,000 |
| Fulton County Indiana | 1 | $ 30,000 | $ 30,000 | $ 34,000 |
| Miami County Indiana | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Ripley County Indiana | 1 | $ 190,000 | $ 190,000 | $ 61,000 |
| Scott County Indiana | 1 | $ 97,000 | $ 97,000 | $ 41,000 |
| Tipton County Indiana | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Wabash County Indiana | 1 | $ 34,000 | $ 34,000 | $ 83,000 |
| Warrick County Indiana | 1 | $ 37,000 | $ 37,000 | $ 75,000 |
| Wells County Indiana | 1 | $ 26,000 | $ 26,000 | $ 66,000 |
| Cedar County Iowa | 1 | $ 19,000 | $ 19,000 | $ 23,000 |
| Davis County Iowa | 1 | $ 20,000 | $ 20,000 | $ 102,000 |
| Des Moines County Iowa | 1 | $ 47,000 | $ 47,000 | $ 200,000 |
| Monroe County Iowa | 1 | $ 6,000 | $ 6,000 | $ 62,000 |
| Washington County Iowa | 1 | $ 7,000 | $ 7,000 | $ 23,000 |
| Daviess County Kentucky | 1 | $ 8,000 | $ 8,000 | $ 44,000 |
| Fayette County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 82,000 |
| Henry County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Laurel County Kentucky | 1 | $ 26,000 | $ 26,000 | $ 232,000 |
| Marion County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 61,000 |
| Calhoun County Michigan | 1 | $ 20,000 | $ 20,000 | $ 84,000 |
| Butler County Ohio | 1 | $ 155,000 | $ 155,000 | $ 113,000 |
| Champaign County Ohio | 1 | $ 16,000 | $ 16,000 | $ 79,000 |
| Greene County Ohio | 1 | $ 35,000 | $ 35,000 | $ 124,000 |
| Guernsey County Ohio | 1 | $ 30,000 | $ 30,000 | $ 69,000 |
| Hocking County Ohio | 1 | $ 19,000 | $ 19,000 | $ 65,000 |
| Huron County Ohio | 1 | $ 19,000 | $ 19,000 | $ 50,000 |
| Licking County Ohio | 1 | $ 14,000 | $ 14,000 | $ 38,000 |
| Perry County Ohio | 1 | $ 43,000 | $ 43,000 | $ 99,000 |
| Putnam County Ohio | 1 | $ 16,000 | $ 16,000 | $ 23,000 |
| Scioto County Ohio | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Warren County Ohio | 1 | $ 18,000 | $ 18,000 | $ 46,000 |
| Williams County Ohio | 1 | $ 9,000 | $ 9,000 | $ 36,000 |
| Minnehaha County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 206,000 |
Mortgage Loan Application Detail Totals for First Bank Richmond, Na in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 383 | $21,578,000 | $56,000 | $300,000 | $70,000 | $641,000 |
| Refinancing | 306 | $26,976,000 | $88,000 | $730,000 | $72,000 | $887,000 |
| Home Improvement | 81 | $2,794,000 | $34,000 | $134,000 | $56,000 | $206,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 731 | $48,281,000 | $66,000 | $730,000 | $69,000 | $641,000 |
| Not Provided | 10 | $578,000 | $57,000 | $119,000 | $53,000 | $145,000 |
| Not applicable | 9 | $781,000 | $86,000 | $200,000 | $0 | $0 |
| Black or African American | 9 | $671,000 | $74,000 | $383,000 | $75,000 | $130,000 |
| Hispanic | 6 | $215,000 | $35,000 | $71,000 | $74,000 | $211,000 |
| Asian | 4 | $407,000 | $101,000 | $203,000 | $190,000 | $548,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $415,000 | $415,000 | $415,000 | $887,000 | $887,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 770 | $51,348,000 | $66,000 | $730,000 | $69,000 | $887,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 585 | $38,383,000 | $65,000 | $730,000 | $75,000 | $887,000 |
| Application Denied By Financial Institution | 87 | $6,410,000 | $73,000 | $331,000 | $47,000 | $134,000 |
| Application Withdrawn By Applicant | 66 | $5,687,000 | $86,000 | $211,000 | $60,000 | $311,000 |
| Application Approved But Not Accepted | 32 | $868,000 | $27,000 | $95,000 | $56,000 | $115,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 44 | $2,770,000 | $62,000 | $192,000 | $48,000 | $134,000 |
| Debt-To-Income Ratio | 32 | $3,010,000 | $94,000 | $331,000 | $45,000 | $118,000 |
| Collateral | 6 | $433,000 | $72,000 | $140,000 | $46,000 | $68,000 |
| Employment History | 3 | $124,000 | $41,000 | $71,000 | $35,000 | $45,000 |
| Other | 1 | $58,000 | $58,000 | $58,000 | $64,000 | $64,000 |
| Unverifiable Information | 1 | $15,000 | $15,000 | $15,000 | $50,000 | $50,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank Richmond, Na's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank Richmond, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.