First Bank Richmond, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
First Bank Richmond, Na 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank Richmond, Na P.O. Box 937 Richmond, IN 47375 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,071 |
| Total Mortgage Loan Application Amount | $84,516,000 |
| Average Mortgage Loan Application Amount | $61,000 |
| Highest Mortgage Loan Application Amount | $1,150,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $1,100,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with First Bank Richmond, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank Richmond, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down First Bank Richmond, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank Richmond, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank Richmond, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank Richmond, Na's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Indiana | 511 | $ 51,497,000 | $ 100,000 | $ 73,000 |
| Hamilton County Ohio | 32 | $ 1,966,000 | $ 61,000 | $ 113,000 |
| Preble County Ohio | 31 | $ 3,672,000 | $ 118,000 | $ 95,000 |
| Fayette County Indiana | 26 | $ 1,901,000 | $ 73,000 | $ 63,000 |
| Muscatine County Iowa | 24 | $ 437,000 | $ 18,000 | $ 54,000 |
| DeKalb County Illinois | 22 | $ 546,000 | $ 24,000 | $ 95,000 |
| Hamilton County Indiana | 18 | $ 2,505,000 | $ 139,000 | $ 156,000 |
| Miami County Ohio | 15 | $ 2,267,000 | $ 151,000 | $ 105,000 |
| Marion County Indiana | 14 | $ 643,000 | $ 45,000 | $ 122,000 |
| Mercer County Ohio | 14 | $ 463,000 | $ 33,000 | $ 86,000 |
| Campbell County Kentucky | 13 | $ 258,000 | $ 19,000 | $ 78,000 |
| Lorain County Ohio | 13 | $ 227,000 | $ 17,000 | $ 98,000 |
| Shelby County Indiana | 12 | $ 1,513,000 | $ 126,000 | $ 77,000 |
| Fayette County Kentucky | 11 | $ 275,000 | $ 25,000 | $ 124,000 |
| Butler County Ohio | 11 | $ 330,000 | $ 30,000 | $ 83,000 |
| Franklin County Ohio | 11 | $ 255,000 | $ 23,000 | $ 113,000 |
| Montgomery County Ohio | 11 | $ 484,000 | $ 44,000 | $ 64,000 |
| Warren County Ohio | 11 | $ 334,000 | $ 30,000 | $ 105,000 |
| Randolph County Indiana | 10 | $ 479,000 | $ 47,000 | $ 49,000 |
| Johnson County Indiana | 9 | $ 354,000 | $ 39,000 | $ 68,000 |
| Boone County Kentucky | 9 | $ 233,000 | $ 25,000 | $ 95,000 |
| Franklin County Indiana | 8 | $ 492,000 | $ 61,000 | $ 64,000 |
| Henry County Indiana | 8 | $ 538,000 | $ 67,000 | $ 71,000 |
| Union County Indiana | 8 | $ 812,000 | $ 101,000 | $ 55,000 |
| Kenton County Kentucky | 8 | $ 221,000 | $ 27,000 | $ 74,000 |
| Champaign County Illinois | 6 | $ 175,000 | $ 29,000 | $ 109,000 |
| Cook County Illinois | 6 | $ 745,000 | $ 124,000 | $ 328,000 |
| Huntington County Indiana | 6 | $ 109,000 | $ 18,000 | $ 65,000 |
| Van Wert County Ohio | 6 | $ 97,000 | $ 16,000 | $ 74,000 |
| Madison County Kentucky | 5 | $ 118,000 | $ 23,000 | $ 80,000 |
| Darke County Ohio | 5 | $ 616,000 | $ 123,000 | $ 80,000 |
| Muskingum County Ohio | 5 | $ 93,000 | $ 18,000 | $ 55,000 |
| Kane County Illinois | 4 | $ 161,000 | $ 40,000 | $ 119,000 |
| Hancock County Indiana | 4 | $ 216,000 | $ 54,000 | $ 86,000 |
| Hendricks County Indiana | 4 | $ 1,122,000 | $ 280,000 | $ 186,000 |
| Wabash County Indiana | 4 | $ 93,000 | $ 23,000 | $ 64,000 |
| Clermont County Ohio | 4 | $ 88,000 | $ 22,000 | $ 100,000 |
| Cleveland County Oklahoma | 4 | $ 183,000 | $ 45,000 | $ 166,000 |
| Knott County Kentucky | 3 | $ 42,000 | $ 14,000 | $ 65,000 |
| Montgomery County Kentucky | 3 | $ 43,000 | $ 14,000 | $ 54,000 |
| Pulaski County Kentucky | 3 | $ 55,000 | $ 18,000 | $ 83,000 |
| St. Charles County Missouri | 3 | $ 69,000 | $ 23,000 | $ 98,000 |
| Defiance County Ohio | 3 | $ 43,000 | $ 14,000 | $ 61,000 |
| Greene County Ohio | 3 | $ 143,000 | $ 47,000 | $ 76,000 |
| Putnam County Ohio | 3 | $ 96,000 | $ 32,000 | $ 95,000 |
| Shelby County Ohio | 3 | $ 206,000 | $ 68,000 | $ 75,000 |
| Lee County Florida | 2 | $ 418,000 | $ 209,000 | $ 66,000 |
| Fulton County Georgia | 2 | $ 94,000 | $ 47,000 | $ 185,000 |
| Kendall County Illinois | 2 | $ 67,000 | $ 33,000 | $ 67,000 |
| Lake County Illinois | 2 | $ 47,000 | $ 23,000 | $ 94,000 |
| McHenry County Illinois | 2 | $ 40,000 | $ 20,000 | $ 75,000 |
| McLean County Illinois | 2 | $ 76,000 | $ 38,000 | $ 84,000 |
| Winnebago County Illinois | 2 | $ 27,000 | $ 13,000 | $ 49,000 |
| Delaware County Indiana | 2 | $ 172,000 | $ 86,000 | $ 160,000 |
| Howard County Indiana | 2 | $ 62,000 | $ 31,000 | $ 102,000 |
| Kosciusko County Indiana | 2 | $ 42,000 | $ 21,000 | $ 84,000 |
| Madison County Indiana | 2 | $ 288,000 | $ 144,000 | $ 180,000 |
| Monroe County Indiana | 2 | $ 286,000 | $ 143,000 | $ 117,000 |
| Morgan County Indiana | 2 | $ 42,000 | $ 21,000 | $ 85,000 |
| Ripley County Indiana | 2 | $ 38,000 | $ 19,000 | $ 36,000 |
| Boyle County Kentucky | 2 | $ 63,000 | $ 31,000 | $ 233,000 |
| Mercer County Kentucky | 2 | $ 48,000 | $ 24,000 | $ 97,000 |
| Montgomery County Maryland | 2 | $ 97,000 | $ 48,000 | $ 152,000 |
| St. Louis County Missouri | 2 | $ 30,000 | $ 15,000 | $ 67,000 |
| Essex County New Jersey | 2 | $ 40,000 | $ 20,000 | $ 177,000 |
| Champaign County Ohio | 2 | $ 62,000 | $ 31,000 | $ 93,000 |
| Delaware County Ohio | 2 | $ 225,000 | $ 112,000 | $ 84,000 |
| Erie County Ohio | 2 | $ 59,000 | $ 29,000 | $ 88,000 |
| Guernsey County Ohio | 2 | $ 32,000 | $ 16,000 | $ 67,000 |
| Hancock County Ohio | 2 | $ 64,000 | $ 32,000 | $ 93,000 |
| Licking County Ohio | 2 | $ 70,000 | $ 35,000 | $ 83,000 |
| Tulsa County Oklahoma | 2 | $ 61,000 | $ 30,000 | $ 248,000 |
| Campbell County Tennessee | 2 | $ 645,000 | $ 322,000 | $ 431,000 |
| Maricopa County Arizona | 1 | $ 50,000 | $ 50,000 | $ 150,000 |
| Boulder County Colorado | 1 | $ 47,000 | $ 47,000 | $ 126,000 |
| Fairfield County Connecticut | 1 | $ 50,000 | $ 50,000 | $ 282,000 |
| Collier County Florida | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Sarasota County Florida | 1 | $ 420,000 | $ 420,000 | $ 271,000 |
| Volusia County Florida | 1 | $ 208,000 | $ 208,000 | $ 427,000 |
| Cobb County Georgia | 1 | $ 50,000 | $ 50,000 | $ 208,000 |
| DeKalb County Georgia | 1 | $ 10,000 | $ 10,000 | $ 167,000 |
| Gwinnett County Georgia | 1 | $ 50,000 | $ 50,000 | $ 125,000 |
| DuPage County Illinois | 1 | $ 23,000 | $ 23,000 | $ 92,000 |
| Effingham County Illinois | 1 | $ 36,000 | $ 36,000 | $ 121,000 |
| Ford County Illinois | 1 | $ 31,000 | $ 31,000 | $ 56,000 |
| Henry County Illinois | 1 | $ 42,000 | $ 42,000 | $ 139,000 |
| Rock Island County Illinois | 1 | $ 9,000 | $ 9,000 | $ 60,000 |
| St. Clair County Illinois | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Will County Illinois | 1 | $ 17,000 | $ 17,000 | $ 67,000 |
| Allen County Indiana | 1 | $ 22,000 | $ 22,000 | $ 49,000 |
| Dearborn County Indiana | 1 | $ 24,000 | $ 24,000 | $ 44,000 |
| Decatur County Indiana | 1 | $ 203,000 | $ 203,000 | $ 178,000 |
| Greene County Indiana | 1 | $ 12,000 | $ 12,000 | $ 35,000 |
| Jefferson County Indiana | 1 | $ 622,000 | $ 622,000 | $ 187,000 |
| Knox County Indiana | 1 | $ 50,000 | $ 50,000 | $ 217,000 |
| Marshall County Indiana | 1 | $ 32,000 | $ 32,000 | $ 45,000 |
| Putnam County Indiana | 1 | $ 17,000 | $ 17,000 | $ 83,000 |
| Rush County Indiana | 1 | $ 64,000 | $ 64,000 | $ 42,000 |
| Steuben County Indiana | 1 | $ 113,000 | $ 113,000 | $ 45,000 |
| Switzerland County Indiana | 1 | $ 253,000 | $ 253,000 | $ 80,000 |
| Tippecanoe County Indiana | 1 | $ 71,000 | $ 71,000 | $ 75,000 |
| Linn County Iowa | 1 | $ 50,000 | $ 50,000 | $ 342,000 |
| Poweshiek County Iowa | 1 | $ 28,000 | $ 28,000 | $ 72,000 |
| Scott County Iowa | 1 | $ 29,000 | $ 29,000 | $ 68,000 |
| Adair County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 26,000 |
| Bell County Kentucky | 1 | $ 29,000 | $ 29,000 | $ 88,000 |
| Grant County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 91,000 |
| Jefferson County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 119,000 |
| Menifee County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 45,000 |
| Pendleton County Kentucky | 1 | $ 6,000 | $ 6,000 | $ 126,000 |
| Perry County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 140,000 |
| Scott County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 103,000 |
| Anoka County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 179,000 |
| Hennepin County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 182,000 |
| Washington County Minnesota | 1 | $ 42,000 | $ 42,000 | $ 94,000 |
| Camden County Missouri | 1 | $ 19,000 | $ 19,000 | $ 84,000 |
| Jefferson County Missouri | 1 | $ 24,000 | $ 24,000 | $ 60,000 |
| Merrimack County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 225,000 |
| Middlesex County New Jersey | 1 | $ 49,000 | $ 49,000 | $ 145,000 |
| Morris County New Jersey | 1 | $ 38,000 | $ 38,000 | $ 253,000 |
| Bernalillo County New Mexico | 1 | $ 26,000 | $ 26,000 | $ 71,000 |
| Auglaize County Ohio | 1 | $ 12,000 | $ 12,000 | $ 73,000 |
| Clark County Ohio | 1 | $ 24,000 | $ 24,000 | $ 79,000 |
| Clinton County Ohio | 1 | $ 40,000 | $ 40,000 | $ 140,000 |
| Cuyahoga County Ohio | 1 | $ 19,000 | $ 19,000 | $ 114,000 |
| Fairfield County Ohio | 1 | $ 35,000 | $ 35,000 | $ 114,000 |
| Hardin County Ohio | 1 | $ 19,000 | $ 19,000 | $ 92,000 |
| Huron County Ohio | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Knox County Ohio | 1 | $ 16,000 | $ 16,000 | $ 50,000 |
| Madison County Ohio | 1 | $ 17,000 | $ 17,000 | $ 82,000 |
| Ottawa County Ohio | 1 | $ 17,000 | $ 17,000 | $ 56,000 |
| Paulding County Ohio | 1 | $ 26,000 | $ 26,000 | $ 77,000 |
| Perry County Ohio | 1 | $ 32,000 | $ 32,000 | $ 128,000 |
| Pickaway County Ohio | 1 | $ 23,000 | $ 23,000 | $ 49,000 |
| Summit County Ohio | 1 | $ 120,000 | $ 120,000 | $ 96,000 |
| Union County Ohio | 1 | $ 17,000 | $ 17,000 | $ 81,000 |
| Williams County Ohio | 1 | $ 17,000 | $ 17,000 | $ 61,000 |
| Canadian County Oklahoma | 1 | $ 24,000 | $ 24,000 | $ 126,000 |
| Bucks County Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 85,000 |
| Charleston County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 142,000 |
| Rutherford County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Charlottesville County Virginia | 1 | $ 267,000 | $ 267,000 | $ 504,000 |
| La Crosse County Wisconsin | 1 | $ 32,000 | $ 32,000 | $ 115,000 |
Mortgage Loan Application Detail Totals for First Bank Richmond, Na in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 668 | $60,834,000 | $91,000 | $1,025,000 | $88,000 | $1,100,000 |
| Home Purchase | 368 | $22,570,000 | $61,000 | $1,150,000 | $88,000 | $856,000 |
| Home Improvement | 35 | $1,112,000 | $31,000 | $163,000 | $67,000 | $252,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,010 | $78,358,000 | $77,000 | $1,150,000 | $85,000 | $856,000 |
| Not Provided | 14 | $422,000 | $30,000 | $51,000 | $135,000 | $377,000 |
| Asian | 14 | $2,853,000 | $203,000 | $1,025,000 | $160,000 | $597,000 |
| Black or African American | 10 | $592,000 | $59,000 | $123,000 | $79,000 | $166,000 |
| Hispanic | 10 | $403,000 | $40,000 | $85,000 | $78,000 | $129,000 |
| Not applicable | 9 | $930,000 | $103,000 | $346,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $100,000 | $33,000 | $50,000 | $90,000 | $163,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $858,000 | $858,000 | $858,000 | $1,100,000 | $1,100,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,071 | $84,516,000 | $78,000 | $1,150,000 | $87,000 | $1,100,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 824 | $67,148,000 | $81,000 | $1,150,000 | $88,000 | $1,100,000 |
| Application Withdrawn By Applicant | 89 | $9,461,000 | $106,000 | $300,000 | $80,000 | $597,000 |
| Application Approved But Not Accepted | 82 | $2,209,000 | $26,000 | $80,000 | $106,000 | $623,000 |
| Application Denied By Financial Institution | 76 | $5,698,000 | $74,000 | $330,000 | $62,000 | $150,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 34 | $2,033,000 | $59,000 | $289,000 | $55,000 | $146,000 |
| Debt-To-Income Ratio | 17 | $1,482,000 | $87,000 | $219,000 | $53,000 | $113,000 |
| Collateral | 10 | $811,000 | $81,000 | $160,000 | $61,000 | $130,000 |
| Other | 6 | $566,000 | $94,000 | $330,000 | $116,000 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $248,000 | $82,000 | $114,000 | $68,000 | $87,000 |
| Mortgage Insurance Denied | 3 | $323,000 | $107,000 | $158,000 | $80,000 | $103,000 |
| Unverifiable Information | 1 | $30,000 | $30,000 | $30,000 | $84,000 | $84,000 |
| Credit Application Incomplete | 1 | $60,000 | $60,000 | $60,000 | $42,000 | $42,000 |
| Employment History | 1 | $145,000 | $145,000 | $145,000 | $78,000 | $78,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank Richmond, Na's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank Richmond, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.