First Bank Richmond, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
First Bank Richmond, Na 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank Richmond, Na P.O. Box 937 Richmond, IN 47375 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 748 |
| Total Mortgage Loan Application Amount | $57,364,000 |
| Average Mortgage Loan Application Amount | $62,666 |
| Highest Mortgage Loan Application Amount | $652,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $780,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First Bank Richmond, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank Richmond, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down First Bank Richmond, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank Richmond, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank Richmond, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank Richmond, Na's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Indiana | 401 | $ 38,599,000 | $ 96,000 | $ 77,000 |
| Hamilton County Ohio | 26 | $ 632,000 | $ 24,000 | $ 106,000 |
| Montgomery County Ohio | 17 | $ 410,000 | $ 24,000 | $ 90,000 |
| Shelby County Ohio | 17 | $ 1,849,000 | $ 108,000 | $ 68,000 |
| Preble County Ohio | 16 | $ 1,614,000 | $ 100,000 | $ 119,000 |
| DeKalb County Illinois | 13 | $ 284,000 | $ 21,000 | $ 102,000 |
| Fayette County Indiana | 13 | $ 1,078,000 | $ 82,000 | $ 61,000 |
| Butler County Ohio | 13 | $ 374,000 | $ 28,000 | $ 117,000 |
| Miami County Ohio | 12 | $ 1,558,000 | $ 129,000 | $ 85,000 |
| Randolph County Indiana | 11 | $ 993,000 | $ 90,000 | $ 64,000 |
| Shelby County Indiana | 10 | $ 701,000 | $ 70,000 | $ 55,000 |
| Hamilton County Indiana | 9 | $ 716,000 | $ 79,000 | $ 107,000 |
| Union County Indiana | 8 | $ 783,000 | $ 97,000 | $ 66,000 |
| Lorain County Ohio | 8 | $ 148,000 | $ 18,000 | $ 100,000 |
| Warren County Ohio | 8 | $ 243,000 | $ 30,000 | $ 125,000 |
| Muscatine County Iowa | 7 | $ 124,000 | $ 17,000 | $ 58,000 |
| Howard County Indiana | 6 | $ 134,000 | $ 22,000 | $ 63,000 |
| Campbell County Kentucky | 6 | $ 177,000 | $ 29,000 | $ 115,000 |
| Clermont County Ohio | 6 | $ 253,000 | $ 42,000 | $ 104,000 |
| Franklin County Ohio | 6 | $ 144,000 | $ 24,000 | $ 87,000 |
| Greene County Ohio | 6 | $ 172,000 | $ 28,000 | $ 175,000 |
| Henry County Indiana | 5 | $ 245,000 | $ 49,000 | $ 69,000 |
| Marion County Indiana | 5 | $ 394,000 | $ 78,000 | $ 107,000 |
| Kenton County Kentucky | 5 | $ 153,000 | $ 30,000 | $ 102,000 |
| Cook County Illinois | 4 | $ 593,000 | $ 148,000 | $ 252,000 |
| Boone County Kentucky | 4 | $ 125,000 | $ 31,000 | $ 130,000 |
| Fayette County Kentucky | 4 | $ 74,000 | $ 18,000 | $ 111,000 |
| Van Wert County Ohio | 4 | $ 53,000 | $ 13,000 | $ 52,000 |
| Tazewell County Illinois | 3 | $ 68,000 | $ 22,000 | $ 82,000 |
| Huntington County Indiana | 3 | $ 64,000 | $ 21,000 | $ 76,000 |
| Johnson County Indiana | 3 | $ 299,000 | $ 99,000 | $ 84,000 |
| Pulaski County Kentucky | 3 | $ 61,000 | $ 20,000 | $ 83,000 |
| Taylor County Kentucky | 3 | $ 62,000 | $ 20,000 | $ 84,000 |
| Darke County Ohio | 3 | $ 147,000 | $ 49,000 | $ 136,000 |
| Muskingum County Ohio | 3 | $ 68,000 | $ 22,000 | $ 88,000 |
| Hughes County South Dakota | 3 | $ 92,000 | $ 30,000 | $ 104,000 |
| Garfield County Colorado | 2 | $ 85,000 | $ 42,000 | $ 139,000 |
| Forsyth County Georgia | 2 | $ 78,000 | $ 39,000 | $ 108,000 |
| Allen County Indiana | 2 | $ 32,000 | $ 16,000 | $ 83,000 |
| Dearborn County Indiana | 2 | $ 79,000 | $ 39,000 | $ 130,000 |
| Grant County Indiana | 2 | $ 77,000 | $ 38,000 | $ 42,000 |
| Hancock County Indiana | 2 | $ 36,000 | $ 18,000 | $ 66,000 |
| Madison County Indiana | 2 | $ 234,000 | $ 117,000 | $ 105,000 |
| Wabash County Indiana | 2 | $ 45,000 | $ 22,000 | $ 122,000 |
| Cuyahoga County Ohio | 2 | $ 17,000 | $ 8,000 | $ 79,000 |
| Tulsa County Oklahoma | 2 | $ 94,000 | $ 47,000 | $ 107,000 |
| Harris County Texas | 2 | $ 96,000 | $ 48,000 | $ 125,000 |
| King County Washington | 2 | $ 100,000 | $ 50,000 | $ 136,000 |
| Baldwin County Alabama | 1 | $ 43,000 | $ 43,000 | $ 205,000 |
| Sebastian County Arkansas | 1 | $ 49,000 | $ 49,000 | $ 329,000 |
| Denver County Colorado | 1 | $ 40,000 | $ 40,000 | $ 210,000 |
| Monroe County Florida | 1 | $ 34,000 | $ 34,000 | $ 111,000 |
| Columbia County Georgia | 1 | $ 36,000 | $ 36,000 | $ 145,000 |
| Coles County Illinois | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Fulton County Illinois | 1 | $ 31,000 | $ 31,000 | $ 112,000 |
| Henry County Illinois | 1 | $ 26,000 | $ 26,000 | $ 94,000 |
| Kane County Illinois | 1 | $ 41,000 | $ 41,000 | $ 177,000 |
| McLean County Illinois | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Peoria County Illinois | 1 | $ 28,000 | $ 28,000 | $ 92,000 |
| Bartholomew County Indiana | 1 | $ 59,000 | $ 59,000 | $ 103,000 |
| Delaware County Indiana | 1 | $ 44,000 | $ 44,000 | $ 65,000 |
| Franklin County Indiana | 1 | $ 8,000 | $ 8,000 | $ 37,000 |
| Hendricks County Indiana | 1 | $ 37,000 | $ 37,000 | $ 128,000 |
| Kosciusko County Indiana | 1 | $ 32,000 | $ 32,000 | $ 160,000 |
| Morgan County Indiana | 1 | $ 64,000 | $ 64,000 | $ 132,000 |
| Tipton County Indiana | 1 | $ 37,000 | $ 37,000 | $ 119,000 |
| Wells County Indiana | 1 | $ 26,000 | $ 26,000 | $ 68,000 |
| Clark County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 89,000 |
| Estill County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 47,000 |
| Harrison County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 138,000 |
| Jessamine County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 89,000 |
| Johnson County Kentucky | 1 | $ 36,000 | $ 36,000 | $ 124,000 |
| Mercer County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 192,000 |
| Oldham County Kentucky | 1 | $ 36,000 | $ 36,000 | $ 116,000 |
| Branch County Michigan | 1 | $ 133,000 | $ 133,000 | $ 68,000 |
| Cape Girardeau County Missouri | 1 | $ 9,000 | $ 9,000 | $ 99,000 |
| Jackson County Missouri | 1 | $ 38,000 | $ 38,000 | $ 106,000 |
| St. Louis County Missouri | 1 | $ 45,000 | $ 45,000 | $ 128,000 |
| Bergen County New Jersey | 1 | $ 38,000 | $ 38,000 | $ 117,000 |
| Hudson County New Jersey | 1 | $ 39,000 | $ 39,000 | $ 208,000 |
| Hunterdon County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 239,000 |
| Middlesex County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 156,000 |
| Union County New Jersey | 1 | $ 38,000 | $ 38,000 | $ 311,000 |
| Buncombe County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 143,000 |
| Clark County Ohio | 1 | $ 16,000 | $ 16,000 | $ 170,000 |
| Delaware County Ohio | 1 | $ 391,000 | $ 391,000 | $ 96,000 |
| Fairfield County Ohio | 1 | $ 33,000 | $ 33,000 | $ 104,000 |
| Hancock County Ohio | 1 | $ 13,000 | $ 13,000 | $ 40,000 |
| Logan County Ohio | 1 | $ 91,000 | $ 91,000 | $ 80,000 |
| Le Flore County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 151,000 |
| Oklahoma County Oklahoma | 1 | $ 46,000 | $ 46,000 | $ 161,000 |
| Pontotoc County Oklahoma | 1 | $ 44,000 | $ 44,000 | $ 133,000 |
| Wagoner County Oklahoma | 1 | $ 41,000 | $ 41,000 | $ 79,000 |
| Beaufort County South Carolina | 1 | $ 652,000 | $ 652,000 | $ 639,000 |
| Stanley County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 293,000 |
| Hanover County Virginia | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Henrico County Virginia | 1 | $ 21,000 | $ 21,000 | $ 89,000 |
| Spotsylvania County Virginia | 1 | $ 50,000 | $ 50,000 | $ 155,000 |
Mortgage Loan Application Detail Totals for First Bank Richmond, Na in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 499 | $43,106,000 | $86,000 | $652,000 | $87,000 | $639,000 |
| Home Purchase | 214 | $12,745,000 | $59,000 | $417,000 | $96,000 | $780,000 |
| Home Improvement | 35 | $1,513,000 | $43,000 | $150,000 | $63,000 | $152,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 698 | $52,551,000 | $75,000 | $652,000 | $86,000 | $639,000 |
| Not Provided | 16 | $1,037,000 | $64,000 | $401,000 | $152,000 | $365,000 |
| Asian | 11 | $1,313,000 | $119,000 | $400,000 | $215,000 | $780,000 |
| Not applicable | 10 | $1,155,000 | $115,000 | $224,000 | $0 | $0 |
| Black or African American | 6 | $571,000 | $95,000 | $323,000 | $88,000 | $250,000 |
| Hispanic | 5 | $239,000 | $47,000 | $95,000 | $111,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $498,000 | $249,000 | $360,000 | $280,000 | $453,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 748 | $57,364,000 | $76,000 | $652,000 | $89,000 | $780,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 555 | $42,499,000 | $76,000 | $652,000 | $93,000 | $780,000 |
| Application Withdrawn By Applicant | 80 | $8,433,000 | $105,000 | $393,000 | $78,000 | $365,000 |
| Application Denied By Financial Institution | 75 | $5,516,000 | $73,000 | $373,000 | $65,000 | $389,000 |
| Application Approved But Not Accepted | 38 | $916,000 | $24,000 | $50,000 | $100,000 | $239,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 35 | $2,171,000 | $62,000 | $167,000 | $81,000 | $389,000 |
| Debt-To-Income Ratio | 21 | $1,920,000 | $91,000 | $176,000 | $40,000 | $158,000 |
| Collateral | 12 | $1,076,000 | $89,000 | $373,000 | $67,000 | $203,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $160,000 | $53,000 | $81,000 | $51,000 | $74,000 |
| Other | 2 | $100,000 | $50,000 | $64,000 | $63,000 | $104,000 |
| Mortgage Insurance Denied | 1 | $81,000 | $81,000 | $81,000 | $51,000 | $51,000 |
| Employment History | 1 | $8,000 | $8,000 | $8,000 | $37,000 | $37,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank Richmond, Na's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank Richmond, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.