First Bankers Trust Company, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
First Bankers Trust Company, National Association 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bankers Trust Company, National Association 505 North 24Th Street Quincy, IL 62301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 757 |
| Total Mortgage Loan Application Amount | $83,389,000 |
| Average Mortgage Loan Application Amount | $100,666 |
| Highest Mortgage Loan Application Amount | $626,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $3,527,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First Bankers Trust Company, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bankers Trust Company, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down First Bankers Trust Company, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bankers Trust Company, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bankers Trust Company, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bankers Trust Company, National Association's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Illinois | 455 | $ 52,230,000 | $ 114,000 | $ 86,000 |
| McDonough County Illinois | 63 | $ 6,927,000 | $ 109,000 | $ 88,000 |
| Schuyler County Illinois | 45 | $ 3,795,000 | $ 84,000 | $ 65,000 |
| Hancock County Illinois | 24 | $ 2,043,000 | $ 85,000 | $ 54,000 |
| Champaign County Illinois | 20 | $ 883,000 | $ 44,000 | $ 46,000 |
| Marion County Missouri | 20 | $ 2,611,000 | $ 130,000 | $ 81,000 |
| Sangamon County Illinois | 15 | $ 2,818,000 | $ 187,000 | $ 142,000 |
| Lewis County Missouri | 15 | $ 1,489,000 | $ 99,000 | $ 67,000 |
| Camden County Missouri | 9 | $ 1,835,000 | $ 203,000 | $ 119,000 |
| Ralls County Missouri | 6 | $ 655,000 | $ 109,000 | $ 87,000 |
| Pike County Illinois | 5 | $ 649,000 | $ 129,000 | $ 54,000 |
| Hillsborough County Florida | 4 | $ 587,000 | $ 146,000 | $ 88,000 |
| Fulton County Illinois | 4 | $ 198,000 | $ 49,000 | $ 42,000 |
| Brown County Illinois | 3 | $ 316,000 | $ 105,000 | $ 89,000 |
| Cass County Illinois | 3 | $ 173,000 | $ 57,000 | $ 46,000 |
| Jackson County Illinois | 3 | $ 415,000 | $ 138,000 | $ 155,000 |
| Lee County Iowa | 3 | $ 115,000 | $ 38,000 | $ 38,000 |
| Warren County Illinois | 2 | $ 224,000 | $ 112,000 | $ 66,000 |
| Clark County Missouri | 2 | $ 159,000 | $ 79,000 | $ 71,000 |
| Lincoln County Missouri | 2 | $ 436,000 | $ 218,000 | $ 77,000 |
| Maricopa County Arizona | 1 | $ 200,000 | $ 200,000 | $ 360,000 |
| Garfield County Colorado | 1 | $ 236,000 | $ 236,000 | $ 181,000 |
| Dixie County Florida | 1 | $ 30,000 | $ 30,000 | $ 21,000 |
| Manatee County Florida | 1 | $ 442,000 | $ 442,000 | $ 776,000 |
| Orange County Florida | 1 | $ 27,000 | $ 27,000 | $ 51,000 |
| Greene County Georgia | 1 | $ 266,000 | $ 266,000 | $ 163,000 |
| Calhoun County Illinois | 1 | $ 67,000 | $ 67,000 | $ 53,000 |
| Christian County Illinois | 1 | $ 10,000 | $ 10,000 | $ 79,000 |
| Clark County Illinois | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Cook County Illinois | 1 | $ 339,000 | $ 339,000 | $ 181,000 |
| Grundy County Illinois | 1 | $ 26,000 | $ 26,000 | $ 42,000 |
| Henderson County Illinois | 1 | $ 44,000 | $ 44,000 | $ 74,000 |
| Henry County Illinois | 1 | $ 142,000 | $ 142,000 | $ 230,000 |
| Knox County Illinois | 1 | $ 400,000 | $ 400,000 | $ 143,000 |
| Madison County Illinois | 1 | $ 188,000 | $ 188,000 | $ 141,000 |
| Marion County Illinois | 1 | $ 28,000 | $ 28,000 | $ 17,000 |
| Morgan County Illinois | 1 | $ 20,000 | $ 20,000 | $ 38,000 |
| St. Clair County Illinois | 1 | $ 39,000 | $ 39,000 | $ 35,000 |
| Will County Illinois | 1 | $ 304,000 | $ 304,000 | $ 72,000 |
| Marion County Kansas | 1 | $ 51,000 | $ 51,000 | $ 40,000 |
| Garrett County Maryland | 1 | $ 44,000 | $ 44,000 | $ 85,000 |
| Howard County Maryland | 1 | $ 41,000 | $ 41,000 | $ 132,000 |
| Genesee County Michigan | 1 | $ 14,000 | $ 14,000 | $ 89,000 |
| Ottawa County Michigan | 1 | $ 24,000 | $ 24,000 | $ 28,000 |
| Anoka County Minnesota | 1 | $ 34,000 | $ 34,000 | $ 29,000 |
| Morrison County Minnesota | 1 | $ 47,000 | $ 47,000 | $ 55,000 |
| Ramsey County Minnesota | 1 | $ 23,000 | $ 23,000 | $ 37,000 |
| Gasconade County Missouri | 1 | $ 66,000 | $ 66,000 | $ 81,000 |
| Pike County Missouri | 1 | $ 129,000 | $ 129,000 | $ 97,000 |
| Platte County Missouri | 1 | $ 261,000 | $ 261,000 | $ 108,000 |
| Putnam County Missouri | 1 | $ 14,000 | $ 14,000 | $ 39,000 |
| St. Louis City County Missouri | 1 | $ 199,000 | $ 199,000 | $ 127,000 |
| Columbia County New York | 1 | $ 21,000 | $ 21,000 | $ 36,000 |
| Seneca County New York | 1 | $ 44,000 | $ 44,000 | $ 86,000 |
| St. Lawrence County New York | 1 | $ 53,000 | $ 53,000 | $ 59,000 |
| Washington County New York | 1 | $ 22,000 | $ 22,000 | $ 39,000 |
| Burleigh County North Dakota | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Renville County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Athens County Ohio | 1 | $ 34,000 | $ 34,000 | $ 64,000 |
| Licking County Ohio | 1 | $ 18,000 | $ 18,000 | $ 47,000 |
| Trumbull County Ohio | 1 | $ 23,000 | $ 23,000 | $ 40,000 |
| Butler County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 35,000 |
| Centre County Pennsylvania | 1 | $ 14,000 | $ 14,000 | $ 24,000 |
| Chester County Pennsylvania | 1 | $ 34,000 | $ 34,000 | $ 41,000 |
| Dauphin County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Erie County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Lancaster County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 37,000 |
| Mercer County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 33,000 |
| Buchanan County Virginia | 1 | $ 61,000 | $ 61,000 | $ 42,000 |
| McDowell County West Virginia | 1 | $ 41,000 | $ 41,000 | $ 38,000 |
| Mercer County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Columbia County Wisconsin | 1 | $ 42,000 | $ 42,000 | $ 48,000 |
| Dane County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 661,000 |
| Eau Claire County Wisconsin | 1 | $ 24,000 | $ 24,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for First Bankers Trust Company, National Association in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 371 | $49,352,000 | $133,000 | $626,000 | $102,000 | $3,527,000 |
| Home Purchase | 296 | $26,879,000 | $90,000 | $513,000 | $63,000 | $776,000 |
| Home Improvement | 90 | $7,158,000 | $79,000 | $400,000 | $75,000 | $295,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 716 | $80,100,000 | $111,000 | $626,000 | $86,000 | $3,527,000 |
| Not Provided | 12 | $785,000 | $65,000 | $129,000 | $57,000 | $145,000 |
| Hispanic | 10 | $737,000 | $73,000 | $145,000 | $49,000 | $89,000 |
| Black or African American | 8 | $538,000 | $67,000 | $143,000 | $57,000 | $153,000 |
| Not applicable | 6 | $546,000 | $91,000 | $272,000 | $0 | $0 |
| Asian | 4 | $609,000 | $152,000 | $285,000 | $104,000 | $280,000 |
| American Indian or Alaskan Native | 1 | $74,000 | $74,000 | $74,000 | $36,000 | $36,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 666 | $76,568,000 | $114,000 | $626,000 | $89,000 | $3,527,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 74 | $6,601,000 | $89,000 | $265,000 | $45,000 | $88,000 |
| FHA-insured (Federal Housing Administration) | 17 | $220,000 | $12,000 | $59,000 | $49,000 | $150,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 681 | $77,083,000 | $113,000 | $626,000 | $87,000 | $3,527,000 |
| Application Denied By Financial Institution | 52 | $3,561,000 | $68,000 | $274,000 | $43,000 | $93,000 |
| Application Withdrawn By Applicant | 12 | $1,186,000 | $98,000 | $265,000 | $55,000 | $89,000 |
| Application Approved But Not Accepted | 11 | $1,500,000 | $136,000 | $292,000 | $98,000 | $269,000 |
| Preapproval Approved but not Accepted | 1 | $59,000 | $59,000 | $59,000 | $69,000 | $69,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 24 | $1,293,000 | $53,000 | $115,000 | $41,000 | $79,000 |
| Debt-To-Income Ratio | 9 | $1,022,000 | $113,000 | $274,000 | $46,000 | $85,000 |
| Collateral | 8 | $722,000 | $90,000 | $166,000 | $45,000 | $93,000 |
| Other | 5 | $182,000 | $36,000 | $57,000 | $45,000 | $51,000 |
| Mortgage Insurance Denied | 3 | $221,000 | $73,000 | $111,000 | $43,000 | $53,000 |
| Employment History | 2 | $54,000 | $27,000 | $34,000 | $33,000 | $38,000 |
| Unverifiable Information | 1 | $67,000 | $67,000 | $67,000 | $53,000 | $53,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bankers Trust Company, National Association's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bankers Trust Company, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.