First Capital Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First Capital Group 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Capital Group 2405 Mccabe Way, Ste 213 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,997 |
| Total Mortgage Loan Application Amount | $1,798,592,000 |
| Average Mortgage Loan Application Amount | $338,500 |
| Highest Mortgage Loan Application Amount | $9,750,000 |
| Average Applicant Income | $213,500 |
| Highest Applicant Income | $6,611,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First Capital Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Capital Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First Capital Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Capital Group serves its applicants.
Each category highlights the total number of mortgage applications processed by First Capital Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Capital Group's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 1,544 | $ 562,919,000 | $ 364,000 | $ 176,000 |
| Los Angeles County California | 1,040 | $ 575,828,000 | $ 553,000 | $ 270,000 |
| Orange County California | 792 | $ 418,679,000 | $ 528,000 | $ 252,000 |
| Riverside County California | 177 | $ 47,398,000 | $ 267,000 | $ 261,000 |
| Santa Barbara County California | 112 | $ 60,699,000 | $ 541,000 | $ 240,000 |
| Ventura County California | 77 | $ 32,693,000 | $ 424,000 | $ 182,000 |
| San Bernardino County California | 43 | $ 12,742,000 | $ 296,000 | $ 230,000 |
| Maricopa County Arizona | 17 | $ 3,849,000 | $ 226,000 | $ 314,000 |
| Imperial County California | 10 | $ 1,519,000 | $ 151,000 | $ 76,000 |
| San Luis Obispo County California | 9 | $ 3,402,000 | $ 378,000 | $ 207,000 |
| Kern County California | 8 | $ 2,910,000 | $ 363,000 | $ 405,000 |
| San Francisco County California | 7 | $ 3,662,000 | $ 523,000 | $ 220,000 |
| Sacramento County California | 6 | $ 1,624,000 | $ 270,000 | $ 124,000 |
| Santa Cruz County California | 6 | $ 3,299,000 | $ 549,000 | $ 190,000 |
| Contra Costa County California | 5 | $ 4,111,000 | $ 822,000 | $ 331,000 |
| Mohave County Arizona | 4 | $ 549,000 | $ 137,000 | $ 358,000 |
| Marin County California | 4 | $ 2,591,000 | $ 647,000 | $ 250,000 |
| Santa Clara County California | 4 | $ 1,924,000 | $ 481,000 | $ 364,000 |
| Sonoma County California | 4 | $ 1,306,000 | $ 326,000 | $ 60,000 |
| King County Washington | 4 | $ 1,099,000 | $ 274,000 | $ 225,000 |
| Pima County Arizona | 3 | $ 692,000 | $ 230,000 | $ 186,000 |
| Pinal County Arizona | 3 | $ 344,000 | $ 114,000 | $ 101,000 |
| San Mateo County California | 3 | $ 2,704,000 | $ 901,000 | $ 320,000 |
| Stanislaus County California | 3 | $ 704,000 | $ 234,000 | $ 100,000 |
| Tulare County California | 3 | $ 524,000 | $ 174,000 | $ 135,000 |
| Broward County Florida | 3 | $ 717,000 | $ 239,000 | $ 128,000 |
| Miami-Dade County Florida | 3 | $ 1,749,000 | $ 583,000 | $ 355,000 |
| St. Lucie County Florida | 3 | $ 629,000 | $ 209,000 | $ 110,000 |
| Butte County California | 2 | $ 585,000 | $ 292,000 | $ 156,000 |
| Mono County California | 2 | $ 1,644,000 | $ 822,000 | $ 345,000 |
| San Joaquin County California | 2 | $ 463,000 | $ 231,000 | $ 172,000 |
| Yolo County California | 2 | $ 319,000 | $ 159,000 | $ 52,000 |
| Denver County Colorado | 2 | $ 151,000 | $ 75,000 | $ 60,000 |
| Douglas County Colorado | 2 | $ 300,000 | $ 150,000 | $ 82,000 |
| Jefferson County Colorado | 2 | $ 344,000 | $ 172,000 | $ 159,000 |
| Honolulu County Hawaii | 2 | $ 703,000 | $ 351,000 | $ 180,000 |
| Maui County Hawaii | 2 | $ 4,410,000 | $ 2,205,000 | $ 1,902,000 |
| Clark County Nevada | 2 | $ 293,000 | $ 146,000 | $ 96,000 |
| Beaufort County South Carolina | 2 | $ 784,000 | $ 392,000 | $ 562,000 |
| Yavapai County Arizona | 1 | $ 372,000 | $ 372,000 | $ 900,000 |
| El Dorado County California | 1 | $ 280,000 | $ 280,000 | $ 52,000 |
| Fresno County California | 1 | $ 284,000 | $ 284,000 | $ 66,000 |
| Inyo County California | 1 | $ 550,000 | $ 550,000 | $ 143,000 |
| Mendocino County California | 1 | $ 404,000 | $ 404,000 | $ 144,000 |
| Nevada County California | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Shasta County California | 1 | $ 209,000 | $ 209,000 | $ 120,000 |
| Collier County Florida | 1 | $ 116,000 | $ 116,000 | $ 68,000 |
| Lee County Florida | 1 | $ 161,000 | $ 161,000 | $ 198,000 |
| Marion County Florida | 1 | $ 123,000 | $ 123,000 | $ 210,000 |
| Pinellas County Florida | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Polk County Florida | 1 | $ 154,000 | $ 154,000 | $ 216,000 |
| Cobb County Georgia | 1 | $ 30,000 | $ 30,000 | $ 144,000 |
| Fulton County Georgia | 1 | $ 233,000 | $ 233,000 | $ 216,000 |
| Hawaii County Hawaii | 1 | $ 1,300,000 | $ 1,300,000 | $ 1,117,000 |
| Kauai County Hawaii | 1 | $ 226,000 | $ 226,000 | $ 132,000 |
| Lake County Montana | 1 | $ 2,280,000 | $ 2,280,000 | $ 712,000 |
| Newport County Rhode Island | 1 | $ 305,000 | $ 305,000 | $ 1,260,000 |
| Richland County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 200,000 |
| Travis County Texas | 1 | $ 1,432,000 | $ 1,432,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Spokane County Washington | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Thurston County Washington | 1 | $ 231,000 | $ 231,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for First Capital Group in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,992 | $1,797,455,000 | $450,000 | $9,750,000 | $227,000 | $6,611,000 |
| Refinancing | 5 | $1,137,000 | $227,000 | $340,000 | $200,000 | $420,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,520 | $1,217,718,000 | $483,000 | $9,750,000 | $253,000 | $6,611,000 |
| Not Provided | 684 | $305,690,000 | $446,000 | $5,000,000 | $204,000 | $3,487,000 |
| Hispanic | 467 | $144,658,000 | $309,000 | $2,700,000 | $133,000 | $1,200,000 |
| Asian | 174 | $78,872,000 | $453,000 | $5,000,000 | $195,000 | $1,020,000 |
| Black or African American | 115 | $37,805,000 | $328,000 | $4,500,000 | $219,000 | $3,600,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $7,209,000 | $313,000 | $689,000 | $160,000 | $280,000 |
| American Indian or Alaskan Native | 14 | $6,640,000 | $474,000 | $2,520,000 | $232,000 | $1,020,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,976 | $1,788,301,000 | $449,000 | $9,750,000 | $227,000 | $6,611,000 |
| FHA-insured (Federal Housing Administration) | 8 | $3,376,000 | $422,000 | $1,260,000 | $166,000 | $462,000 |
| VA-guaranteed (Veterans Administration) | 7 | $2,608,000 | $372,000 | $600,000 | $116,000 | $244,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $4,307,000 | $717,000 | $2,000,000 | $440,000 | $752,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,007 | $1,287,086,000 | $428,000 | $5,000,000 | $212,000 | $6,611,000 |
| Application Withdrawn By Applicant | 709 | $383,620,000 | $541,000 | $5,660,000 | $276,000 | $4,011,000 |
| Application Approved But Not Accepted | 143 | $55,278,000 | $386,000 | $2,175,000 | $248,000 | $2,700,000 |
| File Closed For Incompleteness | 109 | $64,774,000 | $594,000 | $9,750,000 | $302,000 | $3,000,000 |
| Application Denied By Financial Institution | 25 | $6,688,000 | $267,000 | $1,740,000 | $152,000 | $528,000 |
| Preapproval Approved but not Accepted | 2 | $525,000 | $262,000 | $420,000 | $118,000 | $118,000 |
| Preapproval Denied by Financial Institution | 2 | $621,000 | $310,000 | $311,000 | $91,000 | $92,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 3 | $728,000 | $242,000 | $417,000 | $130,000 | $191,000 |
| Collateral | 1 | $50,000 | $50,000 | $50,000 | $420,000 | $420,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Capital Group's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Capital Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.