First City Funding
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
First City Funding 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First City Funding 3840 Old Topanga Cyn Rd. Suite E Calabasas, CA 91302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2003 |
| Total Number of Mortgage Applications | 970 |
| Total Mortgage Loan Application Amount | $340,659,000 |
| Average Mortgage Loan Application Amount | $382,500 |
| Highest Mortgage Loan Application Amount | $1,704,000 |
| Average Applicant Income | $178,500 |
| Highest Applicant Income | $1,587,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with First City Funding. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First City Funding's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down First City Funding's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First City Funding serves its applicants.
Each category highlights the total number of mortgage applications processed by First City Funding, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First City Funding's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 417 | $ 148,797,000 | $ 356,000 | $ 194,000 |
| Riverside County California | 90 | $ 27,685,000 | $ 307,000 | $ 147,000 |
| Orange County California | 74 | $ 34,615,000 | $ 467,000 | $ 238,000 |
| San Bernardino County California | 56 | $ 13,060,000 | $ 233,000 | $ 131,000 |
| Ventura County California | 50 | $ 18,436,000 | $ 368,000 | $ 243,000 |
| Contra Costa County California | 42 | $ 19,391,000 | $ 461,000 | $ 141,000 |
| San Diego County California | 29 | $ 11,877,000 | $ 409,000 | $ 227,000 |
| Santa Clara County California | 28 | $ 12,554,000 | $ 448,000 | $ 136,000 |
| Alameda County California | 25 | $ 9,360,000 | $ 374,000 | $ 185,000 |
| Solano County California | 19 | $ 5,061,000 | $ 266,000 | $ 107,000 |
| San Joaquin County California | 18 | $ 4,923,000 | $ 273,000 | $ 121,000 |
| Sonoma County California | 15 | $ 3,822,000 | $ 254,000 | $ 110,000 |
| San Mateo County California | 14 | $ 4,192,000 | $ 299,000 | $ 131,000 |
| Stanislaus County California | 11 | $ 2,389,000 | $ 217,000 | $ 80,000 |
| Sacramento County California | 10 | $ 4,068,000 | $ 406,000 | $ 303,000 |
| Kern County California | 7 | $ 1,165,000 | $ 166,000 | $ 96,000 |
| Lake County California | 6 | $ 1,320,000 | $ 220,000 | $ 117,000 |
| Monterey County California | 6 | $ 2,731,000 | $ 455,000 | $ 175,000 |
| Tulare County California | 6 | $ 961,000 | $ 160,000 | $ 95,000 |
| Madera County California | 5 | $ 1,241,000 | $ 248,000 | $ 113,000 |
| Marin County California | 5 | $ 2,063,000 | $ 412,000 | $ 356,000 |
| San Luis Obispo County California | 5 | $ 904,000 | $ 180,000 | $ 386,000 |
| Fresno County California | 4 | $ 462,000 | $ 115,000 | $ 45,000 |
| Mendocino County California | 4 | $ 701,000 | $ 175,000 | $ 124,000 |
| Santa Cruz County California | 4 | $ 1,681,000 | $ 420,000 | $ 88,000 |
| El Dorado County California | 3 | $ 1,208,000 | $ 402,000 | $ 104,000 |
| San Francisco County California | 3 | $ 1,670,000 | $ 556,000 | $ 206,000 |
| Yolo County California | 3 | $ 588,000 | $ 196,000 | $ 103,000 |
| Butte County California | 2 | $ 169,000 | $ 84,000 | $ 30,000 |
| Merced County California | 2 | $ 452,000 | $ 226,000 | $ 80,000 |
| Napa County California | 2 | $ 675,000 | $ 337,000 | $ 167,000 |
| San Benito County California | 2 | $ 705,000 | $ 352,000 | $ 478,000 |
| Amador County California | 1 | $ 223,000 | $ 223,000 | $ 36,000 |
| Mono County California | 1 | $ 1,250,000 | $ 1,250,000 | $ 780,000 |
| Siskiyou County California | 1 | $ 260,000 | $ 260,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for First City Funding in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 863 | $295,380,000 | $342,000 | $1,654,000 | $158,000 | $1,587,000 |
| Home Purchase | 107 | $45,279,000 | $423,000 | $1,704,000 | $199,000 | $718,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 732 | $272,654,000 | $372,000 | $1,704,000 | $174,000 | $1,587,000 |
| Hispanic | 117 | $31,165,000 | $266,000 | $875,000 | $130,000 | $540,000 |
| Black or African American | 72 | $20,355,000 | $282,000 | $1,430,000 | $198,000 | $478,000 |
| Not Provided | 37 | $12,492,000 | $337,000 | $1,126,000 | $196,000 | $718,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,805,000 | $300,000 | $815,000 | $157,000 | $360,000 |
| Asian | 5 | $2,008,000 | $401,000 | $644,000 | $112,000 | $150,000 |
| American Indian or Alaskan Native | 1 | $180,000 | $180,000 | $180,000 | $54,000 | $54,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 970 | $340,659,000 | $351,000 | $1,704,000 | $167,000 | $1,587,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 659 | $224,640,000 | $340,000 | $1,704,000 | $159,000 | $1,587,000 |
| Loan Originated | 281 | $103,168,000 | $367,000 | $1,500,000 | $186,000 | $704,000 |
| Application Approved But Not Accepted | 22 | $10,894,000 | $495,000 | $1,654,000 | $123,000 | $433,000 |
| Application Denied By Financial Institution | 8 | $1,957,000 | $244,000 | $525,000 | $138,000 | $420,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5 | $1,552,000 | $310,000 | $525,000 | $80,000 | $144,000 |
| Debt-To-Income Ratio | 3 | $405,000 | $135,000 | $200,000 | $233,000 | $420,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First City Funding's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First City Funding's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.