First Commonwealth Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for First Commonwealth Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Commonwealth Bank Po Box 400 Indiana, PA 15701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,182 |
| Total Mortgage Loan Application Amount | $405,837,000 |
| Average Mortgage Loan Application Amount | $112,333 |
| Highest Mortgage Loan Application Amount | $2,250,000 |
| Average Applicant Income | $76,666 |
| Highest Applicant Income | $3,728,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 684 | $ 90,651,000 | $ 132,000 | $ 87,000 |
| Westmoreland County Pennsylvania | 450 | $ 50,341,000 | $ 111,000 | $ 74,000 |
| Cambria County Pennsylvania | 243 | $ 20,608,000 | $ 84,000 | $ 62,000 |
| Blair County Pennsylvania | 171 | $ 12,977,000 | $ 75,000 | $ 58,000 |
| Butler County Pennsylvania | 158 | $ 28,572,000 | $ 180,000 | $ 85,000 |
| Franklin County Ohio | 155 | $ 35,545,000 | $ 229,000 | $ 129,000 |
| Clearfield County Pennsylvania | 149 | $ 12,054,000 | $ 80,000 | $ 62,000 |
| Bedford County Pennsylvania | 130 | $ 9,953,000 | $ 76,000 | $ 57,000 |
| Elk County Pennsylvania | 129 | $ 9,838,000 | $ 76,000 | $ 70,000 |
| Indiana County Pennsylvania | 115 | $ 9,918,000 | $ 86,000 | $ 58,000 |
| Jefferson County Pennsylvania | 114 | $ 7,988,000 | $ 70,000 | $ 57,000 |
| Somerset County Pennsylvania | 90 | $ 9,221,000 | $ 102,000 | $ 59,000 |
| Stark County Ohio | 74 | $ 8,102,000 | $ 109,000 | $ 43,000 |
| Lawrence County Pennsylvania | 68 | $ 5,919,000 | $ 87,000 | $ 66,000 |
| Summit County Ohio | 57 | $ 18,684,000 | $ 327,000 | $ 143,000 |
| Armstrong County Pennsylvania | 56 | $ 4,081,000 | $ 72,000 | $ 60,000 |
| Washington County Pennsylvania | 53 | $ 9,512,000 | $ 179,000 | $ 101,000 |
| Beaver County Pennsylvania | 33 | $ 4,363,000 | $ 132,000 | $ 78,000 |
| Delaware County Ohio | 31 | $ 8,983,000 | $ 289,000 | $ 157,000 |
| Portage County Ohio | 26 | $ 6,233,000 | $ 239,000 | $ 115,000 |
| Mahoning County Ohio | 18 | $ 3,855,000 | $ 214,000 | $ 103,000 |
| Fayette County Pennsylvania | 18 | $ 1,320,000 | $ 73,000 | $ 46,000 |
| Medina County Ohio | 16 | $ 6,353,000 | $ 397,000 | $ 161,000 |
| Cuyahoga County Ohio | 13 | $ 3,669,000 | $ 282,000 | $ 264,000 |
| Clarion County Pennsylvania | 11 | $ 1,032,000 | $ 93,000 | $ 90,000 |
| Huntingdon County Pennsylvania | 9 | $ 418,000 | $ 46,000 | $ 60,000 |
| Ashtabula County Ohio | 7 | $ 521,000 | $ 74,000 | $ 10,000 |
| Licking County Ohio | 7 | $ 2,044,000 | $ 292,000 | $ 159,000 |
| Lorain County Ohio | 6 | $ 3,277,000 | $ 546,000 | $ 283,000 |
| Madison County Ohio | 6 | $ 1,459,000 | $ 243,000 | $ 74,000 |
| Geauga County Ohio | 4 | $ 1,326,000 | $ 331,000 | $ 184,000 |
| Columbiana County Ohio | 3 | $ 616,000 | $ 205,000 | $ 87,000 |
| Morrow County Ohio | 3 | $ 468,000 | $ 156,000 | $ 50,000 |
| Trumbull County Ohio | 3 | $ 896,000 | $ 298,000 | $ 119,000 |
| Union County Ohio | 3 | $ 697,000 | $ 232,000 | $ 102,000 |
| Centre County Pennsylvania | 3 | $ 668,000 | $ 222,000 | $ 83,000 |
| Franklin County Pennsylvania | 3 | $ 298,000 | $ 99,000 | $ 69,000 |
| Mercer County Pennsylvania | 3 | $ 859,000 | $ 286,000 | $ 205,000 |
| Hillsborough County Florida | 2 | $ 40,000 | $ 20,000 | $ 118,000 |
| Belmont County Ohio | 2 | $ 328,000 | $ 164,000 | $ 100,000 |
| Fairfield County Ohio | 2 | $ 449,000 | $ 224,000 | $ 60,000 |
| Guernsey County Ohio | 2 | $ 214,000 | $ 107,000 | $ 99,000 |
| Knox County Ohio | 2 | $ 567,000 | $ 283,000 | $ 602,000 |
| Lucas County Ohio | 2 | $ 905,000 | $ 452,000 | $ 176,000 |
| Ottawa County Ohio | 2 | $ 585,000 | $ 292,000 | $ 354,000 |
| Tuscarawas County Ohio | 2 | $ 426,000 | $ 213,000 | $ 55,000 |
| Wayne County Ohio | 2 | $ 412,000 | $ 206,000 | $ 37,000 |
| Bucks County Pennsylvania | 2 | $ 622,000 | $ 311,000 | $ 94,000 |
| Columbia County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 24,000 |
| Greene County Pennsylvania | 2 | $ 271,000 | $ 135,000 | $ 68,000 |
| Northampton County Pennsylvania | 2 | $ 504,000 | $ 252,000 | $ 58,000 |
| Tioga County Pennsylvania | 2 | $ 791,000 | $ 395,000 | $ 233,000 |
| Wood County West Virginia | 2 | $ 589,000 | $ 294,000 | $ 141,000 |
| Sussex County Delaware | 1 | $ 28,000 | $ 28,000 | $ 125,000 |
| Collier County Florida | 1 | $ 384,000 | $ 384,000 | $ 450,000 |
| Sarasota County Florida | 1 | $ 276,000 | $ 276,000 | $ 149,000 |
| Wayne County Indiana | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Branch County Michigan | 1 | $ 170,000 | $ 170,000 | $ 207,000 |
| Boone County Missouri | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
| Jackson County Missouri | 1 | $ 53,000 | $ 53,000 | $ 87,000 |
| Middlesex County New Jersey | 1 | $ 351,000 | $ 351,000 | $ 138,000 |
| Brunswick County North Carolina | 1 | $ 416,000 | $ 416,000 | $ 1,105,000 |
| Guilford County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 77,000 |
| Clermont County Ohio | 1 | $ 249,000 | $ 249,000 | $ 114,000 |
| Defiance County Ohio | 1 | $ 66,000 | $ 66,000 | $ 72,000 |
| Erie County Ohio | 1 | $ 152,000 | $ 152,000 | $ 65,000 |
| Hocking County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jefferson County Ohio | 1 | $ 74,000 | $ 74,000 | $ 104,000 |
| Lake County Ohio | 1 | $ 360,000 | $ 360,000 | $ 132,000 |
| Crawford County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 195,000 |
| Erie County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 100,000 |
| Fulton County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 39,000 |
| McKean County Pennsylvania | 1 | $ 11,000 | $ 11,000 | $ 14,000 |
| Mifflin County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 42,000 |
| Potter County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 100,000 |
| Venango County Pennsylvania | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Warren County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 39,000 |
| York County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 65,000 |
| Horry County South Carolina | 1 | $ 158,000 | $ 158,000 | $ 623,000 |
| Shelby County Tennessee | 1 | $ 233,000 | $ 233,000 | $ 68,000 |
| Alexandria County Virginia | 1 | $ 380,000 | $ 380,000 | $ 138,000 |
| Fairfax County Virginia | 1 | $ 565,000 | $ 565,000 | $ 138,000 |
| Hancock County West Virginia | 1 | $ 61,000 | $ 61,000 | $ 49,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Commonwealth Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,363 | $229,105,000 | $168,000 | $2,250,000 | $87,000 | $3,728,000 |
| Refinancing | 1,153 | $149,440,000 | $129,000 | $1,926,000 | $87,000 | $1,932,000 |
| Home Improvement | 666 | $27,292,000 | $40,000 | $1,373,000 | $56,000 | $360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,805 | $336,221,000 | $119,000 | $1,870,000 | $83,000 | $3,728,000 |
| Not applicable | 151 | $29,468,000 | $195,000 | $2,250,000 | $0 | $87,000 |
| Not Provided | 131 | $23,707,000 | $180,000 | $1,926,000 | $93,000 | $328,000 |
| Black or African American | 45 | $5,681,000 | $126,000 | $1,243,000 | $74,000 | $400,000 |
| Hispanic | 21 | $2,423,000 | $115,000 | $500,000 | $99,000 | $801,000 |
| Asian | 20 | $7,515,000 | $375,000 | $1,836,000 | $212,000 | $558,000 |
| American Indian or Alaskan Native | 6 | $536,000 | $89,000 | $191,000 | $119,000 | $485,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $286,000 | $95,000 | $105,000 | $48,000 | $62,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,772 | $358,557,000 | $129,000 | $2,250,000 | $85,000 | $3,728,000 |
| FHA-insured (Federal Housing Administration) | 261 | $30,283,000 | $116,000 | $322,000 | $55,000 | $158,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 111 | $10,553,000 | $95,000 | $231,000 | $42,000 | $81,000 |
| VA-guaranteed (Veterans Administration) | 38 | $6,444,000 | $169,000 | $565,000 | $68,000 | $150,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,026 | $284,467,000 | $140,000 | $2,250,000 | $85,000 | $3,693,000 |
| Application Denied By Financial Institution | 523 | $38,793,000 | $74,000 | $1,243,000 | $52,000 | $1,932,000 |
| Application Withdrawn By Applicant | 339 | $53,006,000 | $156,000 | $1,870,000 | $108,000 | $3,728,000 |
| Application Approved But Not Accepted | 129 | $18,117,000 | $140,000 | $1,926,000 | $76,000 | $623,000 |
| File Closed For Incompleteness | 112 | $9,220,000 | $82,000 | $460,000 | $86,000 | $760,000 |
| Loan Purchased By The Institution | 53 | $2,234,000 | $42,000 | $153,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 193 | $9,297,000 | $48,000 | $1,243,000 | $57,000 | $400,000 |
| Debt-To-Income Ratio | 163 | $9,691,000 | $59,000 | $405,000 | $35,000 | $186,000 |
| Collateral | 61 | $6,139,000 | $100,000 | $440,000 | $72,000 | $347,000 |
| Employment History | 21 | $1,712,000 | $81,000 | $480,000 | $42,000 | $86,000 |
| Other | 17 | $1,104,000 | $64,000 | $186,000 | $84,000 | $273,000 |
| Credit Application Incomplete | 10 | $1,415,000 | $141,000 | $295,000 | $253,000 | $1,932,000 |
| Unverifiable Information | 8 | $1,055,000 | $131,000 | $228,000 | $56,000 | $95,000 |
| Mortgage Insurance Denied | 4 | $443,000 | $110,000 | $170,000 | $54,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $137,000 | $45,000 | $54,000 | $25,000 | $40,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.