First Commonwealth Bank
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for First Commonwealth Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Commonwealth Bank Po Box 400 Indiana, PA 15701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,218 |
| Total Mortgage Loan Application Amount | $657,621,000 |
| Average Mortgage Loan Application Amount | $135,666 |
| Highest Mortgage Loan Application Amount | $22,831,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $3,401,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 801 | $ 101,245,000 | $ 126,000 | $ 88,000 |
| Westmoreland County Pennsylvania | 571 | $ 57,170,000 | $ 100,000 | $ 75,000 |
| Cambria County Pennsylvania | 307 | $ 24,448,000 | $ 79,000 | $ 64,000 |
| Stark County Ohio | 246 | $ 36,024,000 | $ 146,000 | $ 82,000 |
| Blair County Pennsylvania | 226 | $ 17,672,000 | $ 78,000 | $ 63,000 |
| Delaware County Ohio | 201 | $ 41,958,000 | $ 208,000 | $ 108,000 |
| Indiana County Pennsylvania | 201 | $ 19,506,000 | $ 97,000 | $ 66,000 |
| Franklin County Ohio | 187 | $ 87,524,000 | $ 468,000 | $ 118,000 |
| Clearfield County Pennsylvania | 180 | $ 12,550,000 | $ 69,000 | $ 61,000 |
| Butler County Pennsylvania | 141 | $ 24,514,000 | $ 173,000 | $ 81,000 |
| Bedford County Pennsylvania | 133 | $ 9,771,000 | $ 73,000 | $ 59,000 |
| Somerset County Pennsylvania | 123 | $ 12,363,000 | $ 100,000 | $ 92,000 |
| Lawrence County Pennsylvania | 112 | $ 9,729,000 | $ 86,000 | $ 61,000 |
| Elk County Pennsylvania | 93 | $ 5,722,000 | $ 61,000 | $ 59,000 |
| Jefferson County Pennsylvania | 91 | $ 6,255,000 | $ 68,000 | $ 65,000 |
| Armstrong County Pennsylvania | 79 | $ 7,012,000 | $ 88,000 | $ 67,000 |
| Washington County Pennsylvania | 71 | $ 8,808,000 | $ 124,000 | $ 100,000 |
| Summit County Ohio | 59 | $ 17,766,000 | $ 301,000 | $ 137,000 |
| Beaver County Pennsylvania | 53 | $ 6,010,000 | $ 113,000 | $ 74,000 |
| Portage County Ohio | 39 | $ 10,854,000 | $ 278,000 | $ 132,000 |
| Ashtabula County Ohio | 25 | $ 1,934,000 | $ 77,000 | $ 69,000 |
| Union County Ohio | 20 | $ 11,705,000 | $ 585,000 | $ 160,000 |
| Cuyahoga County Ohio | 18 | $ 33,506,000 | $ 1,861,000 | $ 108,000 |
| Medina County Ohio | 18 | $ 5,616,000 | $ 312,000 | $ 128,000 |
| Fayette County Pennsylvania | 17 | $ 1,545,000 | $ 90,000 | $ 46,000 |
| Morrow County Ohio | 15 | $ 2,557,000 | $ 170,000 | $ 79,000 |
| Mahoning County Ohio | 12 | $ 3,711,000 | $ 309,000 | $ 163,000 |
| Centre County Pennsylvania | 12 | $ 1,876,000 | $ 156,000 | $ 102,000 |
| Marion County Ohio | 10 | $ 1,151,000 | $ 115,000 | $ 50,000 |
| Fairfield County Ohio | 9 | $ 20,710,000 | $ 2,301,000 | $ 75,000 |
| Huntingdon County Pennsylvania | 7 | $ 1,247,000 | $ 178,000 | $ 130,000 |
| Carroll County Ohio | 6 | $ 901,000 | $ 150,000 | $ 83,000 |
| Mercer County Pennsylvania | 6 | $ 1,717,000 | $ 286,000 | $ 680,000 |
| Madison County Ohio | 5 | $ 956,000 | $ 191,000 | $ 82,000 |
| Clarion County Pennsylvania | 5 | $ 675,000 | $ 135,000 | $ 47,000 |
| Columbiana County Ohio | 4 | $ 720,000 | $ 180,000 | $ 97,000 |
| Geauga County Ohio | 4 | $ 1,799,000 | $ 449,000 | $ 118,000 |
| Knox County Ohio | 4 | $ 987,000 | $ 246,000 | $ 252,000 |
| Licking County Ohio | 4 | $ 1,036,000 | $ 259,000 | $ 90,000 |
| Lorain County Ohio | 4 | $ 3,098,000 | $ 774,000 | $ 299,000 |
| Trumbull County Ohio | 4 | $ 1,113,000 | $ 278,000 | $ 85,000 |
| Venango County Pennsylvania | 4 | $ 673,000 | $ 168,000 | $ 73,000 |
| Sarasota County Florida | 3 | $ 764,000 | $ 254,000 | $ 220,000 |
| Cameron County Pennsylvania | 3 | $ 93,000 | $ 31,000 | $ 53,000 |
| Crawford County Pennsylvania | 3 | $ 375,000 | $ 125,000 | $ 107,000 |
| Horry County South Carolina | 3 | $ 785,000 | $ 261,000 | $ 471,000 |
| Monroe County Florida | 2 | $ 998,000 | $ 499,000 | $ 95,000 |
| Volusia County Florida | 2 | $ 271,000 | $ 135,000 | $ 84,000 |
| Clermont County Ohio | 2 | $ 721,000 | $ 360,000 | $ 202,000 |
| Coshocton County Ohio | 2 | $ 542,000 | $ 271,000 | $ 79,000 |
| Lake County Ohio | 2 | $ 646,000 | $ 323,000 | $ 90,000 |
| Montgomery County Ohio | 2 | $ 1,068,000 | $ 534,000 | $ 37,000 |
| Wayne County Ohio | 2 | $ 433,000 | $ 216,000 | $ 109,000 |
| Forest County Pennsylvania | 2 | $ 77,000 | $ 38,000 | $ 71,000 |
| Luzerne County Pennsylvania | 2 | $ 84,000 | $ 42,000 | $ 27,000 |
| Philadelphia County Pennsylvania | 2 | $ 11,800,000 | $ 5,900,000 | $ 0 |
| York County Pennsylvania | 2 | $ 225,000 | $ 112,000 | $ 105,000 |
| Monongalia County West Virginia | 2 | $ 791,000 | $ 395,000 | $ 111,000 |
| Wood County West Virginia | 2 | $ 722,000 | $ 361,000 | $ 156,000 |
| Maricopa County Arizona | 1 | $ 424,000 | $ 424,000 | $ 237,000 |
| Arapahoe County Colorado | 1 | $ 276,000 | $ 276,000 | $ 128,000 |
| Pitkin County Colorado | 1 | $ 6,615,000 | $ 6,615,000 | $ 1,660,000 |
| Sussex County Delaware | 1 | $ 121,000 | $ 121,000 | $ 192,000 |
| Duval County Florida | 1 | $ 156,000 | $ 156,000 | $ 237,000 |
| Flagler County Florida | 1 | $ 244,000 | $ 244,000 | $ 435,000 |
| Hillsborough County Florida | 1 | $ 168,000 | $ 168,000 | $ 115,000 |
| Lee County Florida | 1 | $ 278,000 | $ 278,000 | $ 397,000 |
| Orange County Florida | 1 | $ 190,000 | $ 190,000 | $ 293,000 |
| Pinellas County Florida | 1 | $ 130,000 | $ 130,000 | $ 59,000 |
| Polk County Florida | 1 | $ 420,000 | $ 420,000 | $ 149,000 |
| Seminole County Florida | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Bartholomew County Indiana | 1 | $ 394,000 | $ 394,000 | $ 161,000 |
| Decatur County Indiana | 1 | $ 288,000 | $ 288,000 | $ 161,000 |
| Kenton County Kentucky | 1 | $ 500,000 | $ 500,000 | $ 160,000 |
| Chippewa County Michigan | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Kalamazoo County Michigan | 1 | $ 221,000 | $ 221,000 | $ 119,000 |
| Livingston County Michigan | 1 | $ 3,454,000 | $ 3,454,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 150,000 | $ 150,000 | $ 111,000 |
| Grafton County New Hampshire | 1 | $ 156,000 | $ 156,000 | $ 161,000 |
| Henderson County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 163,000 |
| Onslow County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 415,000 |
| Butler County Ohio | 1 | $ 150,000 | $ 150,000 | $ 49,000 |
| Erie County Ohio | 1 | $ 134,000 | $ 134,000 | $ 281,000 |
| Greene County Ohio | 1 | $ 108,000 | $ 108,000 | $ 67,000 |
| Hamilton County Ohio | 1 | $ 238,000 | $ 238,000 | $ 106,000 |
| Hancock County Ohio | 1 | $ 172,000 | $ 172,000 | $ 63,000 |
| Harrison County Ohio | 1 | $ 116,000 | $ 116,000 | $ 96,000 |
| Ottawa County Ohio | 1 | $ 302,000 | $ 302,000 | $ 422,000 |
| Richland County Ohio | 1 | $ 151,000 | $ 151,000 | $ 48,000 |
| Seneca County Ohio | 1 | $ 106,000 | $ 106,000 | $ 54,000 |
| Tuscarawas County Ohio | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Wood County Ohio | 1 | $ 384,000 | $ 384,000 | $ 112,000 |
| Bucks County Pennsylvania | 1 | $ 412,000 | $ 412,000 | $ 14,000 |
| Clinton County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 64,000 |
| Cumberland County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Greene County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 55,000 |
| Lebanon County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 117,000 |
| Lehigh County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 500,000 |
| McKean County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 49,000 |
| Potter County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 74,000 |
| Warren County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 208,000 | $ 208,000 | $ 163,000 |
| Greenville County South Carolina | 1 | $ 307,000 | $ 307,000 | $ 123,000 |
| Roane County Tennessee | 1 | $ 259,000 | $ 259,000 | $ 224,000 |
| Ohio County West Virginia | 1 | $ 106,000 | $ 106,000 | $ 42,000 |
| Pleasants County West Virginia | 1 | $ 309,000 | $ 309,000 | $ 95,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Commonwealth Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,738 | $407,574,000 | $234,000 | $22,831,000 | $91,000 | $1,660,000 |
| Refinancing | 1,661 | $212,873,000 | $128,000 | $10,000,000 | $85,000 | $3,401,000 |
| Home Improvement | 819 | $37,174,000 | $45,000 | $6,604,000 | $67,000 | $3,120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,718 | $447,904,000 | $120,000 | $2,560,000 | $86,000 | $3,401,000 |
| Not Provided | 194 | $35,056,000 | $180,000 | $6,615,000 | $110,000 | $1,660,000 |
| Not applicable | 149 | $154,855,000 | $1,039,000 | $22,831,000 | $0 | $0 |
| Black or African American | 67 | $5,243,000 | $78,000 | $446,000 | $55,000 | $191,000 |
| Asian | 43 | $9,484,000 | $220,000 | $560,000 | $129,000 | $433,000 |
| Hispanic | 24 | $3,265,000 | $136,000 | $760,000 | $75,000 | $285,000 |
| American Indian or Alaskan Native | 13 | $1,006,000 | $77,000 | $302,000 | $53,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $808,000 | $80,000 | $184,000 | $68,000 | $159,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,736 | $598,600,000 | $160,000 | $22,831,000 | $87,000 | $3,401,000 |
| FHA-insured (Federal Housing Administration) | 331 | $39,062,000 | $118,000 | $332,000 | $61,000 | $276,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 91 | $9,673,000 | $106,000 | $237,000 | $47,000 | $84,000 |
| VA-guaranteed (Veterans Administration) | 60 | $10,286,000 | $171,000 | $420,000 | $73,000 | $181,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,629 | $499,212,000 | $189,000 | $22,831,000 | $90,000 | $3,401,000 |
| Application Denied By Financial Institution | 774 | $58,100,000 | $75,000 | $873,000 | $57,000 | $562,000 |
| Application Withdrawn By Applicant | 437 | $59,843,000 | $136,000 | $2,510,000 | $93,000 | $1,002,000 |
| File Closed For Incompleteness | 217 | $19,921,000 | $91,000 | $772,000 | $92,000 | $3,120,000 |
| Application Approved But Not Accepted | 160 | $20,378,000 | $127,000 | $1,354,000 | $66,000 | $368,000 |
| Preapproval Denied by Financial Institution | 1 | $167,000 | $167,000 | $167,000 | $56,000 | $56,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 326 | $14,970,000 | $45,000 | $428,000 | $57,000 | $489,000 |
| Debt-To-Income Ratio | 186 | $15,427,000 | $82,000 | $732,000 | $42,000 | $185,000 |
| Collateral | 121 | $13,177,000 | $108,000 | $873,000 | $75,000 | $473,000 |
| Other | 53 | $3,178,000 | $59,000 | $332,000 | $78,000 | $222,000 |
| Employment History | 11 | $1,073,000 | $97,000 | $320,000 | $90,000 | $562,000 |
| Unverifiable Information | 10 | $1,096,000 | $109,000 | $192,000 | $63,000 | $122,000 |
| Credit Application Incomplete | 8 | $617,000 | $77,000 | $200,000 | $62,000 | $139,000 |
| Mortgage Insurance Denied | 8 | $964,000 | $120,000 | $202,000 | $56,000 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $64,000 | $64,000 | $64,000 | $28,000 | $28,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.