First Commonwealth Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
First Commonwealth Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Commonwealth Bank Po Box 400 Indiana, PA 15701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,218 |
| Total Mortgage Loan Application Amount | $657,621,000 |
| Average Mortgage Loan Application Amount | $135,666 |
| Highest Mortgage Loan Application Amount | $22,831,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $3,401,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First Commonwealth Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Commonwealth Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First Commonwealth Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Commonwealth Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Commonwealth Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Commonwealth Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 801 | $ 101,245,000 | $ 126,000 | $ 88,000 |
| Westmoreland County Pennsylvania | 571 | $ 57,170,000 | $ 100,000 | $ 75,000 |
| Cambria County Pennsylvania | 307 | $ 24,448,000 | $ 79,000 | $ 64,000 |
| Stark County Ohio | 246 | $ 36,024,000 | $ 146,000 | $ 82,000 |
| Blair County Pennsylvania | 226 | $ 17,672,000 | $ 78,000 | $ 63,000 |
| Delaware County Ohio | 201 | $ 41,958,000 | $ 208,000 | $ 108,000 |
| Indiana County Pennsylvania | 201 | $ 19,506,000 | $ 97,000 | $ 66,000 |
| Franklin County Ohio | 187 | $ 87,524,000 | $ 468,000 | $ 118,000 |
| Clearfield County Pennsylvania | 180 | $ 12,550,000 | $ 69,000 | $ 61,000 |
| Butler County Pennsylvania | 141 | $ 24,514,000 | $ 173,000 | $ 81,000 |
| Bedford County Pennsylvania | 133 | $ 9,771,000 | $ 73,000 | $ 59,000 |
| Somerset County Pennsylvania | 123 | $ 12,363,000 | $ 100,000 | $ 92,000 |
| Lawrence County Pennsylvania | 112 | $ 9,729,000 | $ 86,000 | $ 61,000 |
| Elk County Pennsylvania | 93 | $ 5,722,000 | $ 61,000 | $ 59,000 |
| Jefferson County Pennsylvania | 91 | $ 6,255,000 | $ 68,000 | $ 65,000 |
| Armstrong County Pennsylvania | 79 | $ 7,012,000 | $ 88,000 | $ 67,000 |
| Washington County Pennsylvania | 71 | $ 8,808,000 | $ 124,000 | $ 100,000 |
| Summit County Ohio | 59 | $ 17,766,000 | $ 301,000 | $ 137,000 |
| Beaver County Pennsylvania | 53 | $ 6,010,000 | $ 113,000 | $ 74,000 |
| Portage County Ohio | 39 | $ 10,854,000 | $ 278,000 | $ 132,000 |
| Ashtabula County Ohio | 25 | $ 1,934,000 | $ 77,000 | $ 69,000 |
| Union County Ohio | 20 | $ 11,705,000 | $ 585,000 | $ 160,000 |
| Cuyahoga County Ohio | 18 | $ 33,506,000 | $ 1,861,000 | $ 108,000 |
| Medina County Ohio | 18 | $ 5,616,000 | $ 312,000 | $ 128,000 |
| Fayette County Pennsylvania | 17 | $ 1,545,000 | $ 90,000 | $ 46,000 |
| Morrow County Ohio | 15 | $ 2,557,000 | $ 170,000 | $ 79,000 |
| Mahoning County Ohio | 12 | $ 3,711,000 | $ 309,000 | $ 163,000 |
| Centre County Pennsylvania | 12 | $ 1,876,000 | $ 156,000 | $ 102,000 |
| Marion County Ohio | 10 | $ 1,151,000 | $ 115,000 | $ 50,000 |
| Fairfield County Ohio | 9 | $ 20,710,000 | $ 2,301,000 | $ 75,000 |
| Huntingdon County Pennsylvania | 7 | $ 1,247,000 | $ 178,000 | $ 130,000 |
| Carroll County Ohio | 6 | $ 901,000 | $ 150,000 | $ 83,000 |
| Mercer County Pennsylvania | 6 | $ 1,717,000 | $ 286,000 | $ 680,000 |
| Madison County Ohio | 5 | $ 956,000 | $ 191,000 | $ 82,000 |
| Clarion County Pennsylvania | 5 | $ 675,000 | $ 135,000 | $ 47,000 |
| Columbiana County Ohio | 4 | $ 720,000 | $ 180,000 | $ 97,000 |
| Geauga County Ohio | 4 | $ 1,799,000 | $ 449,000 | $ 118,000 |
| Knox County Ohio | 4 | $ 987,000 | $ 246,000 | $ 252,000 |
| Licking County Ohio | 4 | $ 1,036,000 | $ 259,000 | $ 90,000 |
| Lorain County Ohio | 4 | $ 3,098,000 | $ 774,000 | $ 299,000 |
| Trumbull County Ohio | 4 | $ 1,113,000 | $ 278,000 | $ 85,000 |
| Venango County Pennsylvania | 4 | $ 673,000 | $ 168,000 | $ 73,000 |
| Sarasota County Florida | 3 | $ 764,000 | $ 254,000 | $ 220,000 |
| Cameron County Pennsylvania | 3 | $ 93,000 | $ 31,000 | $ 53,000 |
| Crawford County Pennsylvania | 3 | $ 375,000 | $ 125,000 | $ 107,000 |
| Horry County South Carolina | 3 | $ 785,000 | $ 261,000 | $ 471,000 |
| Monroe County Florida | 2 | $ 998,000 | $ 499,000 | $ 95,000 |
| Volusia County Florida | 2 | $ 271,000 | $ 135,000 | $ 84,000 |
| Clermont County Ohio | 2 | $ 721,000 | $ 360,000 | $ 202,000 |
| Coshocton County Ohio | 2 | $ 542,000 | $ 271,000 | $ 79,000 |
| Lake County Ohio | 2 | $ 646,000 | $ 323,000 | $ 90,000 |
| Montgomery County Ohio | 2 | $ 1,068,000 | $ 534,000 | $ 37,000 |
| Wayne County Ohio | 2 | $ 433,000 | $ 216,000 | $ 109,000 |
| Forest County Pennsylvania | 2 | $ 77,000 | $ 38,000 | $ 71,000 |
| Luzerne County Pennsylvania | 2 | $ 84,000 | $ 42,000 | $ 27,000 |
| Philadelphia County Pennsylvania | 2 | $ 11,800,000 | $ 5,900,000 | $ 0 |
| York County Pennsylvania | 2 | $ 225,000 | $ 112,000 | $ 105,000 |
| Monongalia County West Virginia | 2 | $ 791,000 | $ 395,000 | $ 111,000 |
| Wood County West Virginia | 2 | $ 722,000 | $ 361,000 | $ 156,000 |
| Maricopa County Arizona | 1 | $ 424,000 | $ 424,000 | $ 237,000 |
| Arapahoe County Colorado | 1 | $ 276,000 | $ 276,000 | $ 128,000 |
| Pitkin County Colorado | 1 | $ 6,615,000 | $ 6,615,000 | $ 1,660,000 |
| Sussex County Delaware | 1 | $ 121,000 | $ 121,000 | $ 192,000 |
| Duval County Florida | 1 | $ 156,000 | $ 156,000 | $ 237,000 |
| Flagler County Florida | 1 | $ 244,000 | $ 244,000 | $ 435,000 |
| Hillsborough County Florida | 1 | $ 168,000 | $ 168,000 | $ 115,000 |
| Lee County Florida | 1 | $ 278,000 | $ 278,000 | $ 397,000 |
| Orange County Florida | 1 | $ 190,000 | $ 190,000 | $ 293,000 |
| Pinellas County Florida | 1 | $ 130,000 | $ 130,000 | $ 59,000 |
| Polk County Florida | 1 | $ 420,000 | $ 420,000 | $ 149,000 |
| Seminole County Florida | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Bartholomew County Indiana | 1 | $ 394,000 | $ 394,000 | $ 161,000 |
| Decatur County Indiana | 1 | $ 288,000 | $ 288,000 | $ 161,000 |
| Kenton County Kentucky | 1 | $ 500,000 | $ 500,000 | $ 160,000 |
| Chippewa County Michigan | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Kalamazoo County Michigan | 1 | $ 221,000 | $ 221,000 | $ 119,000 |
| Livingston County Michigan | 1 | $ 3,454,000 | $ 3,454,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 150,000 | $ 150,000 | $ 111,000 |
| Grafton County New Hampshire | 1 | $ 156,000 | $ 156,000 | $ 161,000 |
| Henderson County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 163,000 |
| Onslow County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 415,000 |
| Butler County Ohio | 1 | $ 150,000 | $ 150,000 | $ 49,000 |
| Erie County Ohio | 1 | $ 134,000 | $ 134,000 | $ 281,000 |
| Greene County Ohio | 1 | $ 108,000 | $ 108,000 | $ 67,000 |
| Hamilton County Ohio | 1 | $ 238,000 | $ 238,000 | $ 106,000 |
| Hancock County Ohio | 1 | $ 172,000 | $ 172,000 | $ 63,000 |
| Harrison County Ohio | 1 | $ 116,000 | $ 116,000 | $ 96,000 |
| Ottawa County Ohio | 1 | $ 302,000 | $ 302,000 | $ 422,000 |
| Richland County Ohio | 1 | $ 151,000 | $ 151,000 | $ 48,000 |
| Seneca County Ohio | 1 | $ 106,000 | $ 106,000 | $ 54,000 |
| Tuscarawas County Ohio | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Wood County Ohio | 1 | $ 384,000 | $ 384,000 | $ 112,000 |
| Bucks County Pennsylvania | 1 | $ 412,000 | $ 412,000 | $ 14,000 |
| Clinton County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 64,000 |
| Cumberland County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Greene County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 55,000 |
| Lebanon County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 117,000 |
| Lehigh County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 500,000 |
| McKean County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 49,000 |
| Potter County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 74,000 |
| Warren County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 208,000 | $ 208,000 | $ 163,000 |
| Greenville County South Carolina | 1 | $ 307,000 | $ 307,000 | $ 123,000 |
| Roane County Tennessee | 1 | $ 259,000 | $ 259,000 | $ 224,000 |
| Ohio County West Virginia | 1 | $ 106,000 | $ 106,000 | $ 42,000 |
| Pleasants County West Virginia | 1 | $ 309,000 | $ 309,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for First Commonwealth Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,738 | $407,574,000 | $234,000 | $22,831,000 | $91,000 | $1,660,000 |
| Refinancing | 1,661 | $212,873,000 | $128,000 | $10,000,000 | $85,000 | $3,401,000 |
| Home Improvement | 819 | $37,174,000 | $45,000 | $6,604,000 | $67,000 | $3,120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,718 | $447,904,000 | $120,000 | $2,560,000 | $86,000 | $3,401,000 |
| Not Provided | 194 | $35,056,000 | $180,000 | $6,615,000 | $110,000 | $1,660,000 |
| Not applicable | 149 | $154,855,000 | $1,039,000 | $22,831,000 | $0 | $0 |
| Black or African American | 67 | $5,243,000 | $78,000 | $446,000 | $55,000 | $191,000 |
| Asian | 43 | $9,484,000 | $220,000 | $560,000 | $129,000 | $433,000 |
| Hispanic | 24 | $3,265,000 | $136,000 | $760,000 | $75,000 | $285,000 |
| American Indian or Alaskan Native | 13 | $1,006,000 | $77,000 | $302,000 | $53,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $808,000 | $80,000 | $184,000 | $68,000 | $159,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,736 | $598,600,000 | $160,000 | $22,831,000 | $87,000 | $3,401,000 |
| FHA-insured (Federal Housing Administration) | 331 | $39,062,000 | $118,000 | $332,000 | $61,000 | $276,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 91 | $9,673,000 | $106,000 | $237,000 | $47,000 | $84,000 |
| VA-guaranteed (Veterans Administration) | 60 | $10,286,000 | $171,000 | $420,000 | $73,000 | $181,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,629 | $499,212,000 | $189,000 | $22,831,000 | $90,000 | $3,401,000 |
| Application Denied By Financial Institution | 774 | $58,100,000 | $75,000 | $873,000 | $57,000 | $562,000 |
| Application Withdrawn By Applicant | 437 | $59,843,000 | $136,000 | $2,510,000 | $93,000 | $1,002,000 |
| File Closed For Incompleteness | 217 | $19,921,000 | $91,000 | $772,000 | $92,000 | $3,120,000 |
| Application Approved But Not Accepted | 160 | $20,378,000 | $127,000 | $1,354,000 | $66,000 | $368,000 |
| Preapproval Denied by Financial Institution | 1 | $167,000 | $167,000 | $167,000 | $56,000 | $56,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 326 | $14,970,000 | $45,000 | $428,000 | $57,000 | $489,000 |
| Debt-To-Income Ratio | 186 | $15,427,000 | $82,000 | $732,000 | $42,000 | $185,000 |
| Collateral | 121 | $13,177,000 | $108,000 | $873,000 | $75,000 | $473,000 |
| Other | 53 | $3,178,000 | $59,000 | $332,000 | $78,000 | $222,000 |
| Employment History | 11 | $1,073,000 | $97,000 | $320,000 | $90,000 | $562,000 |
| Unverifiable Information | 10 | $1,096,000 | $109,000 | $192,000 | $63,000 | $122,000 |
| Credit Application Incomplete | 8 | $617,000 | $77,000 | $200,000 | $62,000 | $139,000 |
| Mortgage Insurance Denied | 8 | $964,000 | $120,000 | $202,000 | $56,000 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $64,000 | $64,000 | $64,000 | $28,000 | $28,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Commonwealth Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Commonwealth Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.