First Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
First Community Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Community Bank Po Box 3686 Albuquerque, NM 87190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,862 |
| Total Mortgage Loan Application Amount | $426,521,000 |
| Average Mortgage Loan Application Amount | $148,000 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $113,230 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with First Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down First Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Community Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bernalillo County New Mexico | 931 | $ 127,654,000 | $ 137,000 | $ 72,000 |
| El Paso County Colorado | 640 | $ 111,139,000 | $ 173,000 | $ 71,000 |
| Salt Lake County Utah | 352 | $ 55,798,000 | $ 158,000 | $ 67,000 |
| Sandoval County New Mexico | 160 | $ 21,759,000 | $ 135,000 | $ 71,000 |
| Santa Fe County New Mexico | 117 | $ 25,523,000 | $ 218,000 | $ 100,000 |
| Taos County New Mexico | 107 | $ 4,065,000 | $ 37,000 | $ 95,000 |
| Valencia County New Mexico | 80 | $ 6,907,000 | $ 86,000 | $ 48,000 |
| El Paso County Texas | 37 | $ 2,092,000 | $ 56,000 | $ 102,000 |
| Denver County Colorado | 35 | $ 7,827,000 | $ 223,000 | $ 94,000 |
| Dona Ana County New Mexico | 34 | $ 3,463,000 | $ 101,000 | $ 80,000 |
| Summit County Utah | 34 | $ 7,946,000 | $ 233,000 | $ 207,000 |
| Davis County Utah | 22 | $ 4,112,000 | $ 186,000 | $ 68,000 |
| Teller County Colorado | 20 | $ 2,947,000 | $ 147,000 | $ 68,000 |
| Utah County Utah | 20 | $ 2,748,000 | $ 137,000 | $ 84,000 |
| Jefferson County Colorado | 17 | $ 3,666,000 | $ 215,000 | $ 66,000 |
| Larimer County Colorado | 17 | $ 3,101,000 | $ 182,000 | $ 63,000 |
| Maricopa County Arizona | 15 | $ 2,387,000 | $ 159,000 | $ 93,000 |
| Ada County Idaho | 15 | $ 1,885,000 | $ 125,000 | $ 88,000 |
| San Miguel County New Mexico | 13 | $ 1,162,000 | $ 89,000 | $ 28,000 |
| Adams County Colorado | 12 | $ 2,077,000 | $ 173,000 | $ 224,000 |
| Douglas County Colorado | 12 | $ 2,915,000 | $ 242,000 | $ 125,000 |
| Clark County Nevada | 12 | $ 1,964,000 | $ 163,000 | $ 181,000 |
| Washington County Utah | 11 | $ 1,144,000 | $ 104,000 | $ 43,000 |
| La Plata County Colorado | 9 | $ 1,346,000 | $ 149,000 | $ 131,000 |
| Torrance County New Mexico | 9 | $ 339,000 | $ 37,000 | $ 45,000 |
| Arapahoe County Colorado | 7 | $ 1,529,000 | $ 218,000 | $ 96,000 |
| Rio Arriba County New Mexico | 7 | $ 1,149,000 | $ 164,000 | $ 113,000 |
| Wasatch County Utah | 6 | $ 2,586,000 | $ 431,000 | $ 757,000 |
| Weld County Colorado | 5 | $ 496,000 | $ 99,000 | $ 78,000 |
| Tooele County Utah | 5 | $ 586,000 | $ 117,000 | $ 41,000 |
| Weber County Utah | 5 | $ 440,000 | $ 88,000 | $ 65,000 |
| Riverside County California | 4 | $ 1,184,000 | $ 296,000 | $ 127,000 |
| Eagle County Colorado | 4 | $ 536,000 | $ 134,000 | $ 192,000 |
| Elbert County Colorado | 4 | $ 768,000 | $ 192,000 | $ 43,000 |
| Routt County Colorado | 4 | $ 541,000 | $ 135,000 | $ 220,000 |
| Pueblo County Colorado | 3 | $ 310,000 | $ 103,000 | $ 42,000 |
| Cibola County New Mexico | 3 | $ 232,000 | $ 77,000 | $ 30,000 |
| Colfax County New Mexico | 3 | $ 324,000 | $ 108,000 | $ 88,000 |
| Eddy County New Mexico | 3 | $ 229,000 | $ 76,000 | $ 0 |
| Los Alamos County New Mexico | 3 | $ 677,000 | $ 225,000 | $ 126,000 |
| Pima County Arizona | 2 | $ 130,000 | $ 65,000 | $ 149,000 |
| Archuleta County Colorado | 2 | $ 352,000 | $ 176,000 | $ 203,000 |
| Fremont County Colorado | 2 | $ 285,000 | $ 142,000 | $ 61,000 |
| Santa Rosa County Florida | 2 | $ 169,000 | $ 84,000 | $ 177,000 |
| Cobb County Georgia | 2 | $ 540,000 | $ 270,000 | $ 301,000 |
| Bonneville County Idaho | 2 | $ 165,000 | $ 82,000 | $ 54,000 |
| Oneida County Idaho | 2 | $ 172,000 | $ 86,000 | $ 75,000 |
| Chaves County New Mexico | 2 | $ 116,000 | $ 58,000 | $ 37,000 |
| Lincoln County New Mexico | 2 | $ 199,000 | $ 99,000 | $ 102,000 |
| Mora County New Mexico | 2 | $ 160,000 | $ 80,000 | $ 60,000 |
| Otero County New Mexico | 2 | $ 317,000 | $ 158,000 | $ 255,000 |
| Sierra County New Mexico | 2 | $ 188,000 | $ 94,000 | $ 50,000 |
| Bexar County Texas | 2 | $ 122,000 | $ 61,000 | $ 286,000 |
| Gillespie County Texas | 2 | $ 230,000 | $ 115,000 | $ 123,000 |
| Carbon County Utah | 2 | $ 184,000 | $ 92,000 | $ 61,000 |
| Daggett County Utah | 2 | $ 152,000 | $ 76,000 | $ 225,000 |
| Navajo County Arizona | 1 | $ 290,000 | $ 290,000 | $ 141,000 |
| Yavapai County Arizona | 1 | $ 844,000 | $ 844,000 | $ 229,000 |
| El Dorado County California | 1 | $ 327,000 | $ 327,000 | $ 56,000 |
| Mono County California | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Solano County California | 1 | $ 92,000 | $ 92,000 | $ 104,000 |
| Ventura County California | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Boulder County Colorado | 1 | $ 384,000 | $ 384,000 | $ 480,000 |
| Broomfield County Colorado | 1 | $ 340,000 | $ 340,000 | $ 122,000 |
| Clear Creek County Colorado | 1 | $ 290,000 | $ 290,000 | $ 13,000 |
| Custer County Colorado | 1 | $ 100,000 | $ 100,000 | $ 16,000 |
| Grand County Colorado | 1 | $ 39,000 | $ 39,000 | $ 242,000 |
| Gunnison County Colorado | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| Moffat County Colorado | 1 | $ 171,000 | $ 171,000 | $ 99,000 |
| Summit County Colorado | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Bear Lake County Idaho | 1 | $ 166,000 | $ 166,000 | $ 137,000 |
| Kane County Illinois | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Prince George's County Maryland | 1 | $ 64,000 | $ 64,000 | $ 320,000 |
| Curry County New Mexico | 1 | $ 46,000 | $ 46,000 | $ 26,000 |
| Luna County New Mexico | 1 | $ 59,000 | $ 59,000 | $ 61,000 |
| Quay County New Mexico | 1 | $ 88,000 | $ 88,000 | $ 140,000 |
| Roosevelt County New Mexico | 1 | $ 71,000 | $ 71,000 | $ 51,000 |
| San Juan County New Mexico | 1 | $ 239,000 | $ 239,000 | $ 77,000 |
| Socorro County New Mexico | 1 | $ 2,000 | $ 2,000 | $ 23,000 |
| Muskogee County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 86,000 |
| Tarrant County Texas | 1 | $ 143,000 | $ 143,000 | $ 120,000 |
| Box Elder County Utah | 1 | $ 172,000 | $ 172,000 | $ 80,000 |
| Cache County Utah | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Douglas County Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 61,000 |
| Johnson County Wyoming | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Laramie County Wyoming | 1 | $ 206,000 | $ 206,000 | $ 67,000 |
| Sweetwater County Wyoming | 1 | $ 147,000 | $ 147,000 | $ 196,000 |
Mortgage Loan Application Detail Totals for First Community Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,963 | $292,174,000 | $160,357 | $1,463,000 | $116,214 | $900,000 |
| Refinancing | 663 | $129,273,000 | $202,000 | $1,750,000 | $109,000 | $3,000,000 |
| Home Improvement | 236 | $5,074,000 | $37,800 | $268,000 | $110,800 | $320,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,666 | $268,373,000 | $149,857 | $1,600,000 | $118,928 | $2,732,000 |
| Not Provided | 615 | $92,050,000 | $133,272 | $1,750,000 | $125,000 | $1,183,000 |
| Hispanic | 428 | $40,659,000 | $206,500 | $1,080,000 | $89,250 | $3,000,000 |
| Asian | 54 | $7,692,000 | $180,666 | $536,000 | $74,333 | $180,000 |
| Not applicable | 49 | $12,276,000 | $297,666 | $1,000,000 | $2,333 | $250,000 |
| Black or African American | 26 | $3,048,000 | $117,000 | $270,000 | $75,000 | $143,000 |
| American Indian or Alaskan Native | 16 | $1,348,000 | $68,333 | $496,000 | $49,000 | $288,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,075,000 | $122,333 | $330,000 | $69,000 | $145,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,613 | $386,792,000 | $136,937 | $1,750,000 | $125,500 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 146 | $19,645,000 | $135,000 | $260,000 | $45,666 | $250,000 |
| VA-guaranteed (Veterans Administration) | 102 | $19,933,000 | $174,333 | $360,000 | $54,333 | $157,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $151,000 | $151,000 | $151,000 | $46,000 | $46,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,439 | $372,540,000 | $139,846 | $1,750,000 | $144,384 | $3,000,000 |
| Application Approved But Not Accepted | 203 | $31,350,000 | $239,857 | $844,000 | $101,571 | $900,000 |
| Application Withdrawn By Applicant | 111 | $18,670,000 | $135,000 | $998,000 | $96,500 | $1,183,000 |
| Application Denied By Financial Institution | 109 | $3,961,000 | $71,200 | $384,000 | $65,400 | $288,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 50 | $577,000 | $10,500 | $116,000 | $65,000 | $288,000 |
| Debt-To-Income Ratio | 41 | $1,309,000 | $37,750 | $211,000 | $30,750 | $110,000 |
| Employment History | 4 | $413,000 | $103,000 | $348,000 | $109,000 | $180,000 |
| Collateral | 4 | $211,000 | $78,500 | $130,000 | $60,500 | $134,000 |
| Other | 1 | $300,000 | $300,000 | $300,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Community Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Mexico, download the full spreadsheet
with aggregated HMDA statistics today.