First Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
First Community Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Community Bank Po Box 3686 Albuquerque, NM 87190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,223 |
| Total Mortgage Loan Application Amount | $407,078,000 |
| Average Mortgage Loan Application Amount | $154,000 |
| Highest Mortgage Loan Application Amount | $9,000,000 |
| Average Applicant Income | $85,333 |
| Highest Applicant Income | $3,221,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with First Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down First Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Community Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bernalillo County New Mexico | 521 | $ 101,630,000 | $ 195,000 | $ 98,000 |
| El Paso County Colorado | 360 | $ 82,597,000 | $ 229,000 | $ 107,000 |
| Curry County New Mexico | 150 | $ 15,436,000 | $ 102,000 | $ 63,000 |
| Sandoval County New Mexico | 148 | $ 26,098,000 | $ 176,000 | $ 81,000 |
| Valencia County New Mexico | 114 | $ 10,921,000 | $ 95,000 | $ 61,000 |
| Dona Ana County New Mexico | 92 | $ 14,592,000 | $ 158,000 | $ 76,000 |
| Santa Fe County New Mexico | 89 | $ 14,132,000 | $ 158,000 | $ 113,000 |
| Taos County New Mexico | 84 | $ 5,706,000 | $ 67,000 | $ 85,000 |
| Jefferson County Colorado | 67 | $ 13,822,000 | $ 206,000 | $ 92,000 |
| Arapahoe County Colorado | 58 | $ 11,032,000 | $ 190,000 | $ 72,000 |
| Douglas County Colorado | 53 | $ 13,565,000 | $ 255,000 | $ 100,000 |
| Denver County Colorado | 47 | $ 14,067,000 | $ 299,000 | $ 128,000 |
| Maricopa County Arizona | 45 | $ 14,995,000 | $ 333,000 | $ 50,000 |
| McKinley County New Mexico | 41 | $ 3,809,000 | $ 92,000 | $ 61,000 |
| Adams County Colorado | 36 | $ 5,698,000 | $ 158,000 | $ 79,000 |
| Boulder County Colorado | 34 | $ 5,223,000 | $ 153,000 | $ 126,000 |
| Weld County Colorado | 29 | $ 4,766,000 | $ 164,000 | $ 73,000 |
| Roosevelt County New Mexico | 29 | $ 2,694,000 | $ 92,000 | $ 64,000 |
| Larimer County Colorado | 18 | $ 3,548,000 | $ 197,000 | $ 62,000 |
| Cibola County New Mexico | 16 | $ 508,000 | $ 31,000 | $ 55,000 |
| Torrance County New Mexico | 14 | $ 956,000 | $ 68,000 | $ 45,000 |
| Broomfield County Colorado | 10 | $ 1,311,000 | $ 131,000 | $ 78,000 |
| Salt Lake County Utah | 9 | $ 2,948,000 | $ 327,000 | $ 70,000 |
| Morgan County Colorado | 8 | $ 1,606,000 | $ 200,000 | $ 63,000 |
| Pueblo County Colorado | 7 | $ 1,213,000 | $ 173,000 | $ 55,000 |
| San Miguel County New Mexico | 7 | $ 1,005,000 | $ 143,000 | $ 95,000 |
| Socorro County New Mexico | 7 | $ 279,000 | $ 39,000 | $ 61,000 |
| Rio Arriba County New Mexico | 6 | $ 156,000 | $ 26,000 | $ 44,000 |
| Elbert County Colorado | 5 | $ 1,367,000 | $ 273,000 | $ 78,000 |
| Moffat County Colorado | 4 | $ 1,071,000 | $ 267,000 | $ 96,000 |
| Summit County Colorado | 4 | $ 1,763,000 | $ 440,000 | $ 99,000 |
| Clark County Nevada | 4 | $ 1,094,000 | $ 273,000 | $ 128,000 |
| Utah County Utah | 4 | $ 946,000 | $ 236,000 | $ 94,000 |
| Apache County Arizona | 3 | $ 4,000 | $ 1,000 | $ 26,000 |
| San Diego County California | 3 | $ 1,203,000 | $ 401,000 | $ 169,000 |
| Eagle County Colorado | 3 | $ 5,400,000 | $ 1,800,000 | $ 1,056,000 |
| Mesa County Colorado | 3 | $ 595,000 | $ 198,000 | $ 169,000 |
| Teller County Colorado | 3 | $ 944,000 | $ 314,000 | $ 103,000 |
| Lincoln County New Mexico | 3 | $ 661,000 | $ 220,000 | $ 61,000 |
| San Juan County New Mexico | 3 | $ 516,000 | $ 172,000 | $ 56,000 |
| Sierra County New Mexico | 3 | $ 283,000 | $ 94,000 | $ 135,000 |
| El Paso County Texas | 3 | $ 808,000 | $ 269,000 | $ 122,000 |
| Tarrant County Texas | 3 | $ 320,000 | $ 106,000 | $ 105,000 |
| Carbon County Wyoming | 3 | $ 471,000 | $ 157,000 | $ 68,000 |
| Pima County Arizona | 2 | $ 2,005,000 | $ 1,002,000 | $ 9,000 |
| Orange County California | 2 | $ 1,014,000 | $ 507,000 | $ 297,000 |
| La Plata County Colorado | 2 | $ 653,000 | $ 326,000 | $ 261,000 |
| Logan County Colorado | 2 | $ 311,000 | $ 155,000 | $ 91,000 |
| De Baca County New Mexico | 2 | $ 106,000 | $ 53,000 | $ 66,000 |
| Grant County New Mexico | 2 | $ 104,000 | $ 52,000 | $ 172,000 |
| Guadalupe County New Mexico | 2 | $ 128,000 | $ 64,000 | $ 62,000 |
| Collin County Texas | 2 | $ 362,000 | $ 181,000 | $ 79,000 |
| Lubbock County Texas | 2 | $ 149,000 | $ 74,000 | $ 45,000 |
| Randall County Texas | 2 | $ 270,000 | $ 135,000 | $ 52,000 |
| Mohave County Arizona | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| Benton County Arkansas | 1 | $ 223,000 | $ 223,000 | $ 118,000 |
| Los Angeles County California | 1 | $ 500,000 | $ 500,000 | $ 180,000 |
| San Bernardino County California | 1 | $ 345,000 | $ 345,000 | $ 58,000 |
| Alamosa County Colorado | 1 | $ 158,000 | $ 158,000 | $ 53,000 |
| Archuleta County Colorado | 1 | $ 71,000 | $ 71,000 | $ 59,000 |
| Clear Creek County Colorado | 1 | $ 132,000 | $ 132,000 | $ 51,000 |
| Costilla County Colorado | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Delta County Colorado | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Garfield County Colorado | 1 | $ 327,000 | $ 327,000 | $ 51,000 |
| Grand County Colorado | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| Gunnison County Colorado | 1 | $ 384,000 | $ 384,000 | $ 398,000 |
| Montrose County Colorado | 1 | $ 251,000 | $ 251,000 | $ 85,000 |
| Otero County Colorado | 1 | $ 20,000 | $ 20,000 | $ 20,000 |
| Rio Blanco County Colorado | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Rio Grande County Colorado | 1 | $ 98,000 | $ 98,000 | $ 66,000 |
| Routt County Colorado | 1 | $ 629,000 | $ 629,000 | $ 0 |
| Washington County Colorado | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Clay County Florida | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 746,000 | $ 746,000 | $ 637,000 |
| Cook County Illinois | 1 | $ 700,000 | $ 700,000 | $ 0 |
| DuPage County Illinois | 1 | $ 170,000 | $ 170,000 | $ 147,000 |
| Butler County Kansas | 1 | $ 76,000 | $ 76,000 | $ 89,000 |
| Sedgwick County Kansas | 1 | $ 220,000 | $ 220,000 | $ 54,000 |
| Hennepin County Minnesota | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Greene County Missouri | 1 | $ 162,000 | $ 162,000 | $ 118,000 |
| Ravalli County Montana | 1 | $ 223,000 | $ 223,000 | $ 449,000 |
| Lea County New Mexico | 1 | $ 197,000 | $ 197,000 | $ 164,000 |
| Los Alamos County New Mexico | 1 | $ 180,000 | $ 180,000 | $ 75,000 |
| Mora County New Mexico | 1 | $ 43,000 | $ 43,000 | $ 73,000 |
| Warren County Ohio | 1 | $ 240,000 | $ 240,000 | $ 105,000 |
| Comanche County Oklahoma | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Multnomah County Oregon | 1 | $ 280,000 | $ 280,000 | $ 100,000 |
| Lycoming County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 119,000 |
| Yankton County South Dakota | 1 | $ 153,000 | $ 153,000 | $ 172,000 |
| Williamson County Tennessee | 1 | $ 234,000 | $ 234,000 | $ 316,000 |
| Bexar County Texas | 1 | $ 25,000 | $ 25,000 | $ 192,000 |
| Deaf Smith County Texas | 1 | $ 10,000 | $ 10,000 | $ 79,000 |
| Denton County Texas | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 182,000 | $ 182,000 | $ 228,000 |
| Parmer County Texas | 1 | $ 84,000 | $ 84,000 | $ 35,000 |
| Summit County Utah | 1 | $ 668,000 | $ 668,000 | $ 0 |
| Washington County Utah | 1 | $ 375,000 | $ 375,000 | $ 541,000 |
| Ozaukee County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 112,000 |
| Albany County Wyoming | 1 | $ 18,000 | $ 18,000 | $ 48,000 |
| Goshen County Wyoming | 1 | $ 183,000 | $ 183,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for First Community Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,164 | $230,983,000 | $198,000 | $4,000,000 | $94,000 | $3,221,000 |
| Refinancing | 754 | $160,223,000 | $212,000 | $3,000,000 | $95,000 | $2,484,000 |
| Home Improvement | 305 | $15,872,000 | $52,000 | $9,000,000 | $67,000 | $1,200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,265 | $247,447,000 | $195,000 | $4,000,000 | $98,000 | $2,484,000 |
| Hispanic | 498 | $52,980,000 | $106,000 | $1,750,000 | $64,000 | $720,000 |
| Not Provided | 244 | $57,847,000 | $237,000 | $1,650,000 | $120,000 | $1,399,000 |
| Not applicable | 93 | $33,164,000 | $356,000 | $9,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 48 | $2,944,000 | $61,000 | $284,000 | $52,000 | $285,000 |
| Black or African American | 36 | $6,223,000 | $172,000 | $597,000 | $63,000 | $203,000 |
| Asian | 35 | $5,904,000 | $168,000 | $348,000 | $343,000 | $3,221,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $569,000 | $142,000 | $232,000 | $42,000 | $53,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,569 | $288,506,000 | $183,000 | $9,000,000 | $102,000 | $3,221,000 |
| FHA-insured (Federal Housing Administration) | 483 | $79,854,000 | $165,000 | $413,000 | $63,000 | $438,000 |
| VA-guaranteed (Veterans Administration) | 171 | $38,718,000 | $226,000 | $597,000 | $66,000 | $256,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,658 | $309,904,000 | $186,000 | $4,000,000 | $93,000 | $3,221,000 |
| Application Denied By Financial Institution | 257 | $17,402,000 | $67,000 | $746,000 | $59,000 | $637,000 |
| Application Approved But Not Accepted | 253 | $57,725,000 | $228,000 | $1,650,000 | $109,000 | $660,000 |
| Application Withdrawn By Applicant | 53 | $21,622,000 | $407,000 | $9,000,000 | $96,000 | $535,000 |
| File Closed For Incompleteness | 2 | $425,000 | $212,000 | $218,000 | $79,000 | $82,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 108 | $3,082,000 | $28,000 | $275,000 | $46,000 | $196,000 |
| Credit History | 83 | $2,301,000 | $27,000 | $700,000 | $54,000 | $305,000 |
| Collateral | 8 | $535,000 | $66,000 | $187,000 | $69,000 | $155,000 |
| Credit Application Incomplete | 1 | $8,000 | $8,000 | $8,000 | $74,000 | $74,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Community Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.