First Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First Community Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Community Bank 1325 Harrison Street Batesville, AR 72501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,706 |
| Total Mortgage Loan Application Amount | $535,070,000 |
| Average Mortgage Loan Application Amount | $160,200 |
| Highest Mortgage Loan Application Amount | $9,775,000 |
| Average Applicant Income | $90,400 |
| Highest Applicant Income | $1,325,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Community Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Craighead County Arkansas | 405 | $ 104,185,000 | $ 257,000 | $ 105,000 |
| Independence County Arkansas | 390 | $ 56,360,000 | $ 144,000 | $ 86,000 |
| White County Arkansas | 292 | $ 48,530,000 | $ 166,000 | $ 82,000 |
| Pulaski County Arkansas | 211 | $ 67,155,000 | $ 318,000 | $ 128,000 |
| Newton County Missouri | 151 | $ 23,705,000 | $ 156,000 | $ 80,000 |
| Jasper County Missouri | 131 | $ 16,305,000 | $ 124,000 | $ 99,000 |
| Faulkner County Arkansas | 130 | $ 30,110,000 | $ 231,000 | $ 106,000 |
| Sharp County Arkansas | 108 | $ 11,540,000 | $ 106,000 | $ 69,000 |
| Baxter County Arkansas | 98 | $ 16,750,000 | $ 170,000 | $ 88,000 |
| Lonoke County Arkansas | 98 | $ 20,540,000 | $ 209,000 | $ 95,000 |
| Boone County Arkansas | 90 | $ 15,570,000 | $ 173,000 | $ 77,000 |
| McDonald County Missouri | 64 | $ 9,030,000 | $ 141,000 | $ 73,000 |
| Greene County Arkansas | 61 | $ 11,885,000 | $ 194,000 | $ 76,000 |
| Cleburne County Arkansas | 39 | $ 7,355,000 | $ 188,000 | $ 117,000 |
| Jackson County Arkansas | 31 | $ 3,165,000 | $ 102,000 | $ 93,000 |
| Saline County Arkansas | 29 | $ 6,465,000 | $ 222,000 | $ 91,000 |
| Benton County Arkansas | 28 | $ 11,600,000 | $ 414,000 | $ 144,000 |
| Poinsett County Arkansas | 28 | $ 3,700,000 | $ 132,000 | $ 62,000 |
| Fulton County Arkansas | 24 | $ 3,240,000 | $ 135,000 | $ 79,000 |
| Izard County Arkansas | 23 | $ 3,355,000 | $ 145,000 | $ 74,000 |
| Greene County Missouri | 17 | $ 2,785,000 | $ 163,000 | $ 35,000 |
| Clay County Arkansas | 16 | $ 2,180,000 | $ 136,000 | $ 54,000 |
| Lawrence County Arkansas | 15 | $ 1,915,000 | $ 127,000 | $ 57,000 |
| Garland County Arkansas | 13 | $ 3,505,000 | $ 269,000 | $ 203,000 |
| Washington County Arkansas | 13 | $ 6,735,000 | $ 518,000 | $ 209,000 |
| Christian County Missouri | 13 | $ 2,605,000 | $ 200,000 | $ 242,000 |
| Newton County Arkansas | 12 | $ 2,170,000 | $ 180,000 | $ 80,000 |
| Marion County Arkansas | 10 | $ 1,640,000 | $ 164,000 | $ 68,000 |
| Van Buren County Arkansas | 10 | $ 2,210,000 | $ 221,000 | $ 111,000 |
| Randolph County Arkansas | 9 | $ 1,645,000 | $ 182,000 | $ 90,000 |
| Conway County Arkansas | 7 | $ 915,000 | $ 130,000 | $ 50,000 |
| Mississippi County Arkansas | 7 | $ 2,005,000 | $ 286,000 | $ 82,000 |
| Grant County Arkansas | 6 | $ 900,000 | $ 150,000 | $ 89,000 |
| Pope County Arkansas | 6 | $ 780,000 | $ 130,000 | $ 55,000 |
| Stone County Arkansas | 6 | $ 1,880,000 | $ 313,000 | $ 71,000 |
| Barry County Missouri | 6 | $ 1,690,000 | $ 281,000 | $ 96,000 |
| Crawford County Kansas | 5 | $ 405,000 | $ 81,000 | $ 61,000 |
| Lawrence County Missouri | 5 | $ 835,000 | $ 167,000 | $ 206,000 |
| Hot Spring County Arkansas | 4 | $ 430,000 | $ 107,000 | $ 77,000 |
| Perry County Arkansas | 4 | $ 810,000 | $ 202,000 | $ 74,000 |
| Searcy County Arkansas | 4 | $ 640,000 | $ 160,000 | $ 47,000 |
| Shelby County Tennessee | 4 | $ 1,100,000 | $ 275,000 | $ 159,000 |
| Baldwin County Alabama | 3 | $ 965,000 | $ 321,000 | $ 221,000 |
| Clark County Arkansas | 3 | $ 335,000 | $ 111,000 | $ 50,000 |
| Crittenden County Arkansas | 3 | $ 905,000 | $ 301,000 | $ 114,000 |
| Prairie County Arkansas | 3 | $ 295,000 | $ 98,000 | $ 43,000 |
| San Diego County California | 3 | $ 545,000 | $ 181,000 | $ 122,000 |
| Delaware County Oklahoma | 3 | $ 1,835,000 | $ 611,000 | $ 33,000 |
| Charlottesville County Virginia | 3 | $ 1,245,000 | $ 415,000 | $ 137,000 |
| Montgomery County Alabama | 2 | $ 290,000 | $ 145,000 | $ 28,000 |
| Columbia County Arkansas | 2 | $ 380,000 | $ 190,000 | $ 67,000 |
| Crawford County Arkansas | 2 | $ 520,000 | $ 260,000 | $ 119,000 |
| Jefferson County Arkansas | 2 | $ 120,000 | $ 60,000 | $ 77,000 |
| Johnson County Arkansas | 2 | $ 270,000 | $ 135,000 | $ 36,000 |
| Woodruff County Arkansas | 2 | $ 220,000 | $ 110,000 | $ 58,000 |
| Escambia County Florida | 2 | $ 490,000 | $ 245,000 | $ 75,000 |
| Marion County Florida | 2 | $ 720,000 | $ 360,000 | $ 60,000 |
| Cherokee County Kansas | 2 | $ 240,000 | $ 120,000 | $ 101,000 |
| Labette County Kansas | 2 | $ 170,000 | $ 85,000 | $ 83,000 |
| Dunklin County Missouri | 2 | $ 130,000 | $ 65,000 | $ 30,000 |
| Oregon County Missouri | 2 | $ 120,000 | $ 60,000 | $ 28,000 |
| Ozark County Missouri | 2 | $ 230,000 | $ 115,000 | $ 94,000 |
| Phelps County Missouri | 2 | $ 610,000 | $ 305,000 | $ 142,000 |
| Arkansas County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 40,000 |
| Carroll County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Cross County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Union County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Lee County Florida | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Okeechobee County Florida | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Walton County Florida | 1 | $ 3,155,000 | $ 3,155,000 | $ 0 |
| Floyd County Georgia | 1 | $ 545,000 | $ 545,000 | $ 219,000 |
| Mason County Illinois | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Butler County Kansas | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Fulton County Kentucky | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Hubbard County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 216,000 |
| Lafayette County Mississippi | 1 | $ 465,000 | $ 465,000 | $ 493,000 |
| Barton County Missouri | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Boone County Missouri | 1 | $ 355,000 | $ 355,000 | $ 126,000 |
| Buchanan County Missouri | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Ripley County Missouri | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| Taney County Missouri | 1 | $ 195,000 | $ 195,000 | $ 308,000 |
| Wright County Missouri | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Clark County Nevada | 1 | $ 495,000 | $ 495,000 | $ 159,000 |
| Cumberland County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 169,000 |
| Custer County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 373,000 |
| Tulsa County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Minnehaha County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Carter County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Rutherford County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Williamson County Tennessee | 1 | $ 815,000 | $ 815,000 | $ 590,000 |
| Bexar County Texas | 1 | $ 435,000 | $ 435,000 | $ 197,000 |
| Tarrant County Texas | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Pierce County Washington | 1 | $ 545,000 | $ 545,000 | $ 141,000 |
| Portage County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for First Community Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,507 | $304,145,000 | $201,000 | $9,775,000 | $87,000 | $1,325,000 |
| Refinancing | 776 | $168,560,000 | $217,000 | $4,505,000 | $108,000 | $966,000 |
| Cash-out Refinancing | 336 | $54,870,000 | $163,000 | $755,000 | $89,000 | $600,000 |
| Home Improvement | 74 | $5,610,000 | $75,000 | $505,000 | $98,000 | $353,000 |
| Other Purpose | 13 | $1,885,000 | $145,000 | $1,045,000 | $70,000 | $280,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,954 | $340,390,000 | $174,000 | $1,885,000 | $93,000 | $966,000 |
| Not applicable | 435 | $139,645,000 | $321,000 | $9,775,000 | $0 | $0 |
| Hispanic | 124 | $13,890,000 | $112,000 | $345,000 | $60,000 | $192,000 |
| Not Provided | 82 | $18,700,000 | $228,000 | $1,445,000 | $112,000 | $590,000 |
| Black or African American | 68 | $11,970,000 | $176,000 | $475,000 | $90,000 | $608,000 |
| Asian | 24 | $6,020,000 | $250,000 | $795,000 | $99,000 | $425,000 |
| American Indian or Alaskan Native | 15 | $2,855,000 | $190,000 | $415,000 | $71,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,283 | $464,625,000 | $203,000 | $9,775,000 | $101,000 | $1,325,000 |
| FHA-insured (Federal Housing Administration) | 217 | $36,855,000 | $169,000 | $365,000 | $59,000 | $197,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 151 | $20,835,000 | $137,000 | $295,000 | $45,000 | $121,000 |
| VA-guaranteed (Veterans Administration) | 55 | $12,755,000 | $231,000 | $485,000 | $76,000 | $171,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,100 | $429,180,000 | $204,000 | $9,775,000 | $95,000 | $1,325,000 |
| Application Withdrawn By Applicant | 383 | $72,795,000 | $190,000 | $1,605,000 | $93,000 | $728,000 |
| Application Denied By Financial Institution | 214 | $32,260,000 | $150,000 | $1,045,000 | $71,000 | $966,000 |
| File Closed For Incompleteness | 9 | $835,000 | $92,000 | $205,000 | $126,000 | $400,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,492 | $502,810,000 | $201,000 | $9,775,000 | $95,000 | $1,325,000 |
| Credit History | 87 | $9,935,000 | $114,000 | $1,045,000 | $82,000 | $966,000 |
| Debt-To-Income Ratio | 70 | $11,850,000 | $169,000 | $525,000 | $53,000 | $207,000 |
| Other | 21 | $4,435,000 | $211,000 | $515,000 | $112,000 | $523,000 |
| Collateral | 18 | $2,260,000 | $125,000 | $315,000 | $62,000 | $127,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,105,000 | $233,000 | $755,000 | $55,000 | $132,000 |
| Employment History | 8 | $1,670,000 | $208,000 | $335,000 | $54,000 | $172,000 |
| Unverifiable Information | 1 | $5,000 | $5,000 | $5,000 | $126,000 | $126,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Community Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.