First Community Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Community Bank 29 College Dr Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,663 |
| Total Mortgage Loan Application Amount | $283,287,000 |
| Average Mortgage Loan Application Amount | $158,333 |
| Highest Mortgage Loan Application Amount | $11,270,000 |
| Average Applicant Income | $67,333 |
| Highest Applicant Income | $2,045,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 261 | $ 26,638,000 | $ 102,000 | $ 62,000 |
| Nicholas County West Virginia | 108 | $ 11,748,000 | $ 108,000 | $ 57,000 |
| Upshur County West Virginia | 100 | $ 11,565,000 | $ 115,000 | $ 75,000 |
| Tazewell County Virginia | 88 | $ 13,813,000 | $ 156,000 | $ 52,000 |
| Raleigh County West Virginia | 78 | $ 12,320,000 | $ 157,000 | $ 72,000 |
| Washington County Tennessee | 73 | $ 13,456,000 | $ 184,000 | $ 95,000 |
| Forsyth County North Carolina | 59 | $ 7,903,000 | $ 133,000 | $ 28,000 |
| Wythe County Virginia | 58 | $ 6,847,000 | $ 118,000 | $ 61,000 |
| Surry County North Carolina | 49 | $ 4,575,000 | $ 93,000 | $ 46,000 |
| Alexander County North Carolina | 42 | $ 5,115,000 | $ 121,000 | $ 66,000 |
| Webster County West Virginia | 38 | $ 2,341,000 | $ 61,000 | $ 58,000 |
| Mecklenburg County North Carolina | 33 | $ 6,876,000 | $ 208,000 | $ 63,000 |
| Montgomery County Virginia | 33 | $ 7,478,000 | $ 226,000 | $ 108,000 |
| Summers County West Virginia | 29 | $ 2,753,000 | $ 94,000 | $ 63,000 |
| Taylor County West Virginia | 28 | $ 2,860,000 | $ 102,000 | $ 76,000 |
| Wyoming County West Virginia | 27 | $ 1,604,000 | $ 59,000 | $ 65,000 |
| Harrison County West Virginia | 25 | $ 6,808,000 | $ 272,000 | $ 42,000 |
| Washington County Virginia | 24 | $ 7,890,000 | $ 328,000 | $ 125,000 |
| Alleghany County North Carolina | 22 | $ 2,805,000 | $ 127,000 | $ 117,000 |
| Richmond City County Virginia | 22 | $ 22,527,000 | $ 1,023,000 | $ 67,000 |
| Pulaski County Virginia | 21 | $ 2,779,000 | $ 132,000 | $ 54,000 |
| Wilkes County North Carolina | 19 | $ 1,797,000 | $ 94,000 | $ 73,000 |
| Sullivan County Tennessee | 19 | $ 3,342,000 | $ 175,000 | $ 131,000 |
| Guilford County North Carolina | 16 | $ 3,248,000 | $ 203,000 | $ 37,000 |
| Carroll County Virginia | 16 | $ 1,501,000 | $ 93,000 | $ 63,000 |
| Fayette County West Virginia | 16 | $ 2,254,000 | $ 140,000 | $ 128,000 |
| Logan County West Virginia | 16 | $ 1,321,000 | $ 82,000 | $ 47,000 |
| Monroe County West Virginia | 16 | $ 1,856,000 | $ 116,000 | $ 64,000 |
| Lewis County West Virginia | 15 | $ 1,487,000 | $ 99,000 | $ 68,000 |
| Iredell County North Carolina | 14 | $ 2,123,000 | $ 151,000 | $ 65,000 |
| Bland County Virginia | 12 | $ 1,304,000 | $ 108,000 | $ 52,000 |
| Carter County Tennessee | 11 | $ 4,746,000 | $ 431,000 | $ 89,000 |
| Davidson County North Carolina | 10 | $ 1,458,000 | $ 145,000 | $ 54,000 |
| Chesterfield County Virginia | 10 | $ 5,444,000 | $ 544,000 | $ 53,000 |
| Stokes County North Carolina | 9 | $ 699,000 | $ 77,000 | $ 58,000 |
| Greene County Tennessee | 9 | $ 974,000 | $ 108,000 | $ 93,000 |
| Catawba County North Carolina | 8 | $ 1,989,000 | $ 248,000 | $ 30,000 |
| Davie County North Carolina | 8 | $ 1,097,000 | $ 137,000 | $ 36,000 |
| Russell County Virginia | 8 | $ 772,000 | $ 96,000 | $ 130,000 |
| Yadkin County North Carolina | 7 | $ 493,000 | $ 70,000 | $ 44,000 |
| Giles County Virginia | 7 | $ 680,000 | $ 97,000 | $ 71,000 |
| Henrico County Virginia | 7 | $ 1,356,000 | $ 193,000 | $ 43,000 |
| Greenbrier County West Virginia | 7 | $ 2,809,000 | $ 401,000 | $ 92,000 |
| Randolph County West Virginia | 7 | $ 1,340,000 | $ 191,000 | $ 58,000 |
| Braxton County West Virginia | 6 | $ 658,000 | $ 109,000 | $ 58,000 |
| Marion County West Virginia | 6 | $ 2,623,000 | $ 437,000 | $ 169,000 |
| Lincoln County North Carolina | 5 | $ 1,941,000 | $ 388,000 | $ 84,000 |
| Sevier County Tennessee | 5 | $ 2,723,000 | $ 544,000 | $ 184,000 |
| Bristol County Virginia | 5 | $ 984,000 | $ 196,000 | $ 55,000 |
| Floyd County Virginia | 5 | $ 915,000 | $ 183,000 | $ 70,000 |
| Monongalia County West Virginia | 5 | $ 934,000 | $ 186,000 | $ 58,000 |
| Caldwell County North Carolina | 4 | $ 529,000 | $ 132,000 | $ 31,000 |
| Rowan County North Carolina | 4 | $ 436,000 | $ 109,000 | $ 47,000 |
| Wake County North Carolina | 4 | $ 929,000 | $ 232,000 | $ 20,000 |
| Greensville County Virginia | 4 | $ 339,000 | $ 84,000 | $ 41,000 |
| Radford County Virginia | 4 | $ 397,000 | $ 99,000 | $ 47,000 |
| Kanawha County West Virginia | 4 | $ 2,257,000 | $ 564,000 | $ 24,000 |
| Tucker County West Virginia | 4 | $ 314,000 | $ 78,000 | $ 70,000 |
| Durham County North Carolina | 3 | $ 541,000 | $ 180,000 | $ 18,000 |
| Randolph County North Carolina | 3 | $ 215,000 | $ 71,000 | $ 67,000 |
| Hawkins County Tennessee | 3 | $ 324,000 | $ 108,000 | $ 36,000 |
| Unicoi County Tennessee | 3 | $ 322,000 | $ 107,000 | $ 39,000 |
| Grayson County Virginia | 3 | $ 209,000 | $ 69,000 | $ 65,000 |
| Barbour County West Virginia | 3 | $ 155,000 | $ 51,000 | $ 23,000 |
| Boone County West Virginia | 3 | $ 179,000 | $ 59,000 | $ 60,000 |
| Mingo County West Virginia | 3 | $ 283,000 | $ 94,000 | $ 33,000 |
| Alamance County North Carolina | 2 | $ 379,000 | $ 189,000 | $ 0 |
| Brunswick County North Carolina | 2 | $ 287,000 | $ 143,000 | $ 95,000 |
| Gaston County North Carolina | 2 | $ 139,000 | $ 69,000 | $ 201,000 |
| Pitt County North Carolina | 2 | $ 293,000 | $ 146,000 | $ 0 |
| Rockingham County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 41,000 |
| Allegheny County Pennsylvania | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Horry County South Carolina | 2 | $ 248,000 | $ 124,000 | $ 37,000 |
| Johnson County Tennessee | 2 | $ 162,000 | $ 81,000 | $ 55,000 |
| Knox County Tennessee | 2 | $ 1,232,000 | $ 616,000 | $ 52,000 |
| Emporia County Virginia | 2 | $ 262,000 | $ 131,000 | $ 24,000 |
| Fairfax County Virginia | 2 | $ 704,000 | $ 352,000 | $ 1,236,000 |
| Galax County Virginia | 2 | $ 80,000 | $ 40,000 | $ 50,000 |
| Goochland County Virginia | 2 | $ 586,000 | $ 293,000 | $ 260,000 |
| Hanover County Virginia | 2 | $ 240,000 | $ 120,000 | $ 81,000 |
| Petersburg County Virginia | 2 | $ 274,000 | $ 137,000 | $ 0 |
| Roanoke County Virginia | 2 | $ 531,000 | $ 265,000 | $ 100,000 |
| Roanoke City County Virginia | 2 | $ 719,000 | $ 359,000 | $ 0 |
| Scott County Virginia | 2 | $ 230,000 | $ 115,000 | $ 143,000 |
| Smyth County Virginia | 2 | $ 280,000 | $ 140,000 | $ 173,000 |
| Cabell County West Virginia | 2 | $ 174,000 | $ 87,000 | $ 42,000 |
| Doddridge County West Virginia | 2 | $ 278,000 | $ 139,000 | $ 85,000 |
| McDowell County West Virginia | 2 | $ 57,000 | $ 28,000 | $ 47,000 |
| Pocahontas County West Virginia | 2 | $ 303,000 | $ 151,000 | $ 88,000 |
| Orange County Florida | 1 | $ 600,000 | $ 600,000 | $ 174,000 |
| Burke County North Carolina | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Columbus County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 880,000 | $ 880,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
| Orange County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 175,000 |
| Watauga County North Carolina | 1 | $ 242,000 | $ 242,000 | $ 420,000 |
| Wilson County North Carolina | 1 | $ 11,200,000 | $ 11,200,000 | $ 0 |
| Lorain County Ohio | 1 | $ 284,000 | $ 284,000 | $ 300,000 |
| Washington County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 633,000 | $ 633,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 350,000 | $ 350,000 | $ 42,000 |
| Richland County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Spartanburg County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Minnehaha County South Dakota | 1 | $ 400,000 | $ 400,000 | $ 112,000 |
| Hamilton County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 506,000 |
| Hancock County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 53,000 |
| Albemarle County Virginia | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Alleghany County Virginia | 1 | $ 186,000 | $ 186,000 | $ 100,000 |
| Amelia County Virginia | 1 | $ 141,000 | $ 141,000 | $ 44,000 |
| Bedford County Virginia | 1 | $ 32,000 | $ 32,000 | $ 80,000 |
| Botetourt County Virginia | 1 | $ 497,000 | $ 497,000 | $ 0 |
| Buchanan County Virginia | 1 | $ 78,000 | $ 78,000 | $ 23,000 |
| Dickenson County Virginia | 1 | $ 72,000 | $ 72,000 | $ 46,000 |
| Franklin County Virginia | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Hopewell County Virginia | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Lancaster County Virginia | 1 | $ 382,000 | $ 382,000 | $ 230,000 |
| Nelson County Virginia | 1 | $ 192,000 | $ 192,000 | $ 121,000 |
| Norfolk County Virginia | 1 | $ 11,270,000 | $ 11,270,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 668,000 | $ 668,000 | $ 453,000 |
| Norton County Virginia | 1 | $ 157,000 | $ 157,000 | $ 76,000 |
| Patrick County Virginia | 1 | $ 97,000 | $ 97,000 | $ 135,000 |
| Powhatan County Virginia | 1 | $ 462,000 | $ 462,000 | $ 148,000 |
| Prince William County Virginia | 1 | $ 461,000 | $ 461,000 | $ 136,000 |
| Shenandoah County Virginia | 1 | $ 64,000 | $ 64,000 | $ 39,000 |
| Sussex County Virginia | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Wise County Virginia | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Gilmer County West Virginia | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Ohio County West Virginia | 1 | $ 23,000 | $ 23,000 | $ 24,000 |
| Preston County West Virginia | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Putnam County West Virginia | 1 | $ 680,000 | $ 680,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Community Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 854 | $150,820,000 | $176,000 | $11,270,000 | $68,000 | $780,000 |
| Refinancing | 658 | $113,074,000 | $171,000 | $5,500,000 | $71,000 | $2,045,000 |
| Home Improvement | 151 | $19,393,000 | $128,000 | $2,530,000 | $63,000 | $629,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,313 | $163,153,000 | $124,000 | $1,500,000 | $80,000 | $2,045,000 |
| Not applicable | 254 | $106,495,000 | $419,000 | $11,270,000 | $0 | $0 |
| Not Provided | 30 | $4,076,000 | $135,000 | $793,000 | $76,000 | $300,000 |
| Hispanic | 29 | $3,805,000 | $131,000 | $409,000 | $69,000 | $420,000 |
| Black or African American | 21 | $1,872,000 | $89,000 | $241,000 | $63,000 | $506,000 |
| Asian | 14 | $3,419,000 | $244,000 | $600,000 | $256,000 | $1,236,000 |
| American Indian or Alaskan Native | 1 | $340,000 | $340,000 | $340,000 | $166,000 | $166,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $127,000 | $127,000 | $127,000 | $105,000 | $105,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,663 | $283,287,000 | $170,000 | $11,270,000 | $69,000 | $2,045,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,071 | $209,900,000 | $195,000 | $11,270,000 | $73,000 | $2,045,000 |
| Application Denied By Financial Institution | 292 | $36,992,000 | $126,000 | $1,500,000 | $54,000 | $598,000 |
| Application Withdrawn By Applicant | 152 | $18,501,000 | $121,000 | $626,000 | $69,000 | $780,000 |
| File Closed For Incompleteness | 89 | $11,259,000 | $126,000 | $530,000 | $74,000 | $450,000 |
| Application Approved But Not Accepted | 59 | $6,635,000 | $112,000 | $550,000 | $56,000 | $327,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 123 | $12,011,000 | $97,000 | $1,500,000 | $52,000 | $540,000 |
| Debt-To-Income Ratio | 101 | $15,269,000 | $151,000 | $884,000 | $42,000 | $237,000 |
| Collateral | 39 | $5,200,000 | $133,000 | $650,000 | $69,000 | $300,000 |
| Employment History | 9 | $1,691,000 | $187,000 | $553,000 | $57,000 | $179,000 |
| Unverifiable Information | 8 | $483,000 | $60,000 | $86,000 | $54,000 | $114,000 |
| Other | 6 | $1,097,000 | $182,000 | $340,000 | $166,000 | $598,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,131,000 | $226,000 | $680,000 | $81,000 | $254,000 |
| Credit Application Incomplete | 1 | $110,000 | $110,000 | $110,000 | $54,000 | $54,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.