First Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
First Community Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Community Bank 29 College Dr Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,345 |
| Total Mortgage Loan Application Amount | $177,325,000 |
| Average Mortgage Loan Application Amount | $125,000 |
| Highest Mortgage Loan Application Amount | $3,440,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $2,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Community Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 218 | $ 20,234,000 | $ 92,000 | $ 61,000 |
| Nicholas County West Virginia | 113 | $ 11,461,000 | $ 101,000 | $ 51,000 |
| Upshur County West Virginia | 104 | $ 9,683,000 | $ 93,000 | $ 47,000 |
| Tazewell County Virginia | 85 | $ 9,423,000 | $ 110,000 | $ 78,000 |
| Raleigh County West Virginia | 65 | $ 7,995,000 | $ 123,000 | $ 67,000 |
| Montgomery County Virginia | 48 | $ 8,139,000 | $ 169,000 | $ 82,000 |
| Surry County North Carolina | 40 | $ 5,211,000 | $ 130,000 | $ 60,000 |
| Alexander County North Carolina | 39 | $ 4,925,000 | $ 126,000 | $ 60,000 |
| Wythe County Virginia | 34 | $ 4,717,000 | $ 138,000 | $ 60,000 |
| Summers County West Virginia | 31 | $ 3,349,000 | $ 108,000 | $ 59,000 |
| Washington County Tennessee | 30 | $ 5,514,000 | $ 183,000 | $ 112,000 |
| Wilkes County North Carolina | 28 | $ 2,755,000 | $ 98,000 | $ 64,000 |
| Webster County West Virginia | 23 | $ 1,534,000 | $ 66,000 | $ 78,000 |
| Wyoming County West Virginia | 23 | $ 1,603,000 | $ 69,000 | $ 79,000 |
| Fayette County West Virginia | 22 | $ 2,614,000 | $ 118,000 | $ 60,000 |
| Sullivan County Tennessee | 20 | $ 2,882,000 | $ 144,000 | $ 313,000 |
| Richmond City County Virginia | 19 | $ 8,506,000 | $ 447,000 | $ 92,000 |
| Pulaski County Virginia | 17 | $ 2,069,000 | $ 121,000 | $ 44,000 |
| Catawba County North Carolina | 16 | $ 3,109,000 | $ 194,000 | $ 74,000 |
| Harrison County West Virginia | 16 | $ 1,298,000 | $ 81,000 | $ 30,000 |
| Taylor County West Virginia | 16 | $ 1,206,000 | $ 75,000 | $ 51,000 |
| Washington County Virginia | 15 | $ 2,263,000 | $ 150,000 | $ 62,000 |
| Alleghany County North Carolina | 13 | $ 1,240,000 | $ 95,000 | $ 53,000 |
| Forsyth County North Carolina | 12 | $ 3,523,000 | $ 293,000 | $ 125,000 |
| Carter County Tennessee | 12 | $ 1,028,000 | $ 85,000 | $ 77,000 |
| Monongalia County West Virginia | 12 | $ 2,222,000 | $ 185,000 | $ 116,000 |
| Mecklenburg County North Carolina | 10 | $ 2,634,000 | $ 263,000 | $ 101,000 |
| Monroe County West Virginia | 10 | $ 1,449,000 | $ 144,000 | $ 108,000 |
| Bland County Virginia | 9 | $ 903,000 | $ 100,000 | $ 63,000 |
| Chesterfield County Virginia | 9 | $ 4,019,000 | $ 446,000 | $ 216,000 |
| Russell County Virginia | 9 | $ 829,000 | $ 92,000 | $ 258,000 |
| Logan County West Virginia | 9 | $ 671,000 | $ 74,000 | $ 47,000 |
| McDowell County West Virginia | 9 | $ 476,000 | $ 52,000 | $ 80,000 |
| Randolph County West Virginia | 9 | $ 939,000 | $ 104,000 | $ 64,000 |
| Yadkin County North Carolina | 8 | $ 520,000 | $ 65,000 | $ 44,000 |
| Carroll County Virginia | 8 | $ 736,000 | $ 92,000 | $ 64,000 |
| Giles County Virginia | 8 | $ 1,109,000 | $ 138,000 | $ 53,000 |
| Guilford County North Carolina | 7 | $ 618,000 | $ 88,000 | $ 0 |
| Lewis County West Virginia | 7 | $ 931,000 | $ 133,000 | $ 41,000 |
| Iredell County North Carolina | 6 | $ 838,000 | $ 139,000 | $ 50,000 |
| Floyd County Virginia | 6 | $ 686,000 | $ 114,000 | $ 56,000 |
| Braxton County West Virginia | 6 | $ 434,000 | $ 72,000 | $ 43,000 |
| Marion County West Virginia | 6 | $ 636,000 | $ 106,000 | $ 28,000 |
| Stokes County North Carolina | 5 | $ 505,000 | $ 101,000 | $ 58,000 |
| Greensville County Virginia | 5 | $ 226,000 | $ 45,000 | $ 49,000 |
| Kanawha County West Virginia | 5 | $ 1,309,000 | $ 261,000 | $ 86,000 |
| Burke County North Carolina | 4 | $ 673,000 | $ 168,000 | $ 0 |
| Caldwell County North Carolina | 4 | $ 728,000 | $ 182,000 | $ 34,000 |
| Davie County North Carolina | 4 | $ 186,000 | $ 46,000 | $ 46,000 |
| Greene County Tennessee | 4 | $ 500,000 | $ 125,000 | $ 65,000 |
| Hawkins County Tennessee | 4 | $ 532,000 | $ 133,000 | $ 65,000 |
| Jefferson County Tennessee | 4 | $ 912,000 | $ 228,000 | $ 128,000 |
| Dickenson County Virginia | 4 | $ 201,000 | $ 50,000 | $ 42,000 |
| Henrico County Virginia | 4 | $ 868,000 | $ 217,000 | $ 127,000 |
| Radford County Virginia | 4 | $ 936,000 | $ 234,000 | $ 72,000 |
| Preston County West Virginia | 4 | $ 376,000 | $ 94,000 | $ 34,000 |
| Charleston County South Carolina | 3 | $ 719,000 | $ 239,000 | $ 0 |
| Bedford County Virginia | 3 | $ 435,000 | $ 145,000 | $ 50,000 |
| Bristol County Virginia | 3 | $ 148,000 | $ 49,000 | $ 0 |
| Emporia County Virginia | 3 | $ 233,000 | $ 77,000 | $ 4,000 |
| Salem County Virginia | 3 | $ 466,000 | $ 155,000 | $ 64,000 |
| Smyth County Virginia | 3 | $ 250,000 | $ 83,000 | $ 50,000 |
| Barbour County West Virginia | 3 | $ 2,274,000 | $ 758,000 | $ 8,000 |
| Pender County North Carolina | 2 | $ 268,000 | $ 134,000 | $ 66,000 |
| Randolph County North Carolina | 2 | $ 104,000 | $ 52,000 | $ 0 |
| Horry County South Carolina | 2 | $ 680,000 | $ 340,000 | $ 334,000 |
| Grainger County Tennessee | 2 | $ 157,000 | $ 78,000 | $ 48,000 |
| Hamblen County Tennessee | 2 | $ 509,000 | $ 254,000 | $ 175,000 |
| Knox County Tennessee | 2 | $ 331,000 | $ 165,000 | $ 108,000 |
| Sevier County Tennessee | 2 | $ 263,000 | $ 131,000 | $ 50,000 |
| Botetourt County Virginia | 2 | $ 248,000 | $ 124,000 | $ 52,000 |
| Colonial Heights County Virginia | 2 | $ 4,405,000 | $ 2,202,000 | $ 0 |
| Craig County Virginia | 2 | $ 175,000 | $ 87,000 | $ 50,000 |
| Franklin County Virginia | 2 | $ 370,000 | $ 185,000 | $ 124,000 |
| Grayson County Virginia | 2 | $ 148,000 | $ 74,000 | $ 46,000 |
| Hanover County Virginia | 2 | $ 390,000 | $ 195,000 | $ 107,000 |
| Mathews County Virginia | 2 | $ 515,000 | $ 257,000 | $ 215,000 |
| Greenbrier County West Virginia | 2 | $ 78,000 | $ 39,000 | $ 69,000 |
| Lauderdale County Alabama | 1 | $ 123,000 | $ 123,000 | $ 683,000 |
| Indian River County Florida | 1 | $ 1,215,000 | $ 1,215,000 | $ 326,000 |
| Polk County Florida | 1 | $ 154,000 | $ 154,000 | $ 90,000 |
| Putnam County Florida | 1 | $ 99,000 | $ 99,000 | $ 116,000 |
| Ashe County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 43,000 |
| Currituck County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 29,000 |
| Dare County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 339,000 |
| Franklin County North Carolina | 1 | $ 223,000 | $ 223,000 | $ 82,000 |
| Granville County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Hyde County North Carolina | 1 | $ 319,000 | $ 319,000 | $ 62,000 |
| McDowell County North Carolina | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 130,000 |
| Wake County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 33,000 |
| Warren County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 141,000 |
| Watauga County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| Fayette County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 115,000 |
| Anderson County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 14,000 |
| Unicoi County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 62,000 |
| Buchanan County Virginia | 1 | $ 48,000 | $ 48,000 | $ 33,000 |
| Campbell County Virginia | 1 | $ 131,000 | $ 131,000 | $ 66,000 |
| Dinwiddie County Virginia | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 1,038,000 | $ 1,038,000 | $ 303,000 |
| Goochland County Virginia | 1 | $ 269,000 | $ 269,000 | $ 93,000 |
| Hampton County Virginia | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Henry County Virginia | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| King William County Virginia | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Lancaster County Virginia | 1 | $ 974,000 | $ 974,000 | $ 963,000 |
| Prince George County Virginia | 1 | $ 100,000 | $ 100,000 | $ 276,000 |
| Roanoke County Virginia | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Roanoke City County Virginia | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| Pocahontas County West Virginia | 1 | $ 375,000 | $ 375,000 | $ 388,000 |
Mortgage Loan Application Detail Totals for First Community Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 732 | $96,781,000 | $132,000 | $1,215,000 | $81,000 | $2,000,000 |
| Refinancing | 461 | $65,036,000 | $141,000 | $3,440,000 | $63,000 | $1,200,000 |
| Home Improvement | 152 | $15,508,000 | $102,000 | $931,000 | $60,000 | $503,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,114 | $134,073,000 | $120,000 | $1,215,000 | $82,000 | $2,000,000 |
| Not applicable | 154 | $33,956,000 | $220,000 | $3,440,000 | $0 | $0 |
| Black or African American | 35 | $3,244,000 | $92,000 | $365,000 | $62,000 | $261,000 |
| Not Provided | 24 | $3,315,000 | $138,000 | $848,000 | $73,000 | $228,000 |
| Hispanic | 11 | $1,183,000 | $107,000 | $275,000 | $73,000 | $157,000 |
| Asian | 6 | $1,516,000 | $252,000 | $1,038,000 | $149,000 | $374,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $38,000 | $38,000 | $38,000 | $130,000 | $130,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,345 | $177,325,000 | $131,000 | $3,440,000 | $72,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 833 | $121,554,000 | $145,000 | $3,440,000 | $79,000 | $2,000,000 |
| Application Denied By Financial Institution | 247 | $27,577,000 | $111,000 | $848,000 | $52,000 | $777,000 |
| Application Withdrawn By Applicant | 124 | $13,782,000 | $111,000 | $693,000 | $75,000 | $285,000 |
| File Closed For Incompleteness | 93 | $9,494,000 | $102,000 | $495,000 | $68,000 | $500,000 |
| Application Approved But Not Accepted | 48 | $4,918,000 | $102,000 | $448,000 | $57,000 | $383,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 119 | $8,200,000 | $68,000 | $322,000 | $44,000 | $290,000 |
| Debt-To-Income Ratio | 77 | $11,020,000 | $143,000 | $744,000 | $47,000 | $204,000 |
| Collateral | 30 | $5,014,000 | $167,000 | $848,000 | $96,000 | $777,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,418,000 | $236,000 | $640,000 | $15,000 | $63,000 |
| Other | 6 | $964,000 | $160,000 | $422,000 | $55,000 | $179,000 |
| Unverifiable Information | 3 | $380,000 | $126,000 | $210,000 | $50,000 | $73,000 |
| Credit Application Incomplete | 3 | $314,000 | $104,000 | $238,000 | $89,000 | $186,000 |
| Employment History | 3 | $267,000 | $89,000 | $148,000 | $56,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Community Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.