First Community Bank
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Community Bank 29 College Dr Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,345 |
| Total Mortgage Loan Application Amount | $177,325,000 |
| Average Mortgage Loan Application Amount | $125,000 |
| Highest Mortgage Loan Application Amount | $3,440,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $2,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 218 | $ 20,234,000 | $ 92,000 | $ 61,000 |
| Nicholas County West Virginia | 113 | $ 11,461,000 | $ 101,000 | $ 51,000 |
| Upshur County West Virginia | 104 | $ 9,683,000 | $ 93,000 | $ 47,000 |
| Tazewell County Virginia | 85 | $ 9,423,000 | $ 110,000 | $ 78,000 |
| Raleigh County West Virginia | 65 | $ 7,995,000 | $ 123,000 | $ 67,000 |
| Montgomery County Virginia | 48 | $ 8,139,000 | $ 169,000 | $ 82,000 |
| Surry County North Carolina | 40 | $ 5,211,000 | $ 130,000 | $ 60,000 |
| Alexander County North Carolina | 39 | $ 4,925,000 | $ 126,000 | $ 60,000 |
| Wythe County Virginia | 34 | $ 4,717,000 | $ 138,000 | $ 60,000 |
| Summers County West Virginia | 31 | $ 3,349,000 | $ 108,000 | $ 59,000 |
| Washington County Tennessee | 30 | $ 5,514,000 | $ 183,000 | $ 112,000 |
| Wilkes County North Carolina | 28 | $ 2,755,000 | $ 98,000 | $ 64,000 |
| Webster County West Virginia | 23 | $ 1,534,000 | $ 66,000 | $ 78,000 |
| Wyoming County West Virginia | 23 | $ 1,603,000 | $ 69,000 | $ 79,000 |
| Fayette County West Virginia | 22 | $ 2,614,000 | $ 118,000 | $ 60,000 |
| Sullivan County Tennessee | 20 | $ 2,882,000 | $ 144,000 | $ 313,000 |
| Richmond City County Virginia | 19 | $ 8,506,000 | $ 447,000 | $ 92,000 |
| Pulaski County Virginia | 17 | $ 2,069,000 | $ 121,000 | $ 44,000 |
| Catawba County North Carolina | 16 | $ 3,109,000 | $ 194,000 | $ 74,000 |
| Harrison County West Virginia | 16 | $ 1,298,000 | $ 81,000 | $ 30,000 |
| Taylor County West Virginia | 16 | $ 1,206,000 | $ 75,000 | $ 51,000 |
| Washington County Virginia | 15 | $ 2,263,000 | $ 150,000 | $ 62,000 |
| Alleghany County North Carolina | 13 | $ 1,240,000 | $ 95,000 | $ 53,000 |
| Forsyth County North Carolina | 12 | $ 3,523,000 | $ 293,000 | $ 125,000 |
| Carter County Tennessee | 12 | $ 1,028,000 | $ 85,000 | $ 77,000 |
| Monongalia County West Virginia | 12 | $ 2,222,000 | $ 185,000 | $ 116,000 |
| Mecklenburg County North Carolina | 10 | $ 2,634,000 | $ 263,000 | $ 101,000 |
| Monroe County West Virginia | 10 | $ 1,449,000 | $ 144,000 | $ 108,000 |
| Bland County Virginia | 9 | $ 903,000 | $ 100,000 | $ 63,000 |
| Chesterfield County Virginia | 9 | $ 4,019,000 | $ 446,000 | $ 216,000 |
| Russell County Virginia | 9 | $ 829,000 | $ 92,000 | $ 258,000 |
| Logan County West Virginia | 9 | $ 671,000 | $ 74,000 | $ 47,000 |
| McDowell County West Virginia | 9 | $ 476,000 | $ 52,000 | $ 80,000 |
| Randolph County West Virginia | 9 | $ 939,000 | $ 104,000 | $ 64,000 |
| Yadkin County North Carolina | 8 | $ 520,000 | $ 65,000 | $ 44,000 |
| Carroll County Virginia | 8 | $ 736,000 | $ 92,000 | $ 64,000 |
| Giles County Virginia | 8 | $ 1,109,000 | $ 138,000 | $ 53,000 |
| Guilford County North Carolina | 7 | $ 618,000 | $ 88,000 | $ 0 |
| Lewis County West Virginia | 7 | $ 931,000 | $ 133,000 | $ 41,000 |
| Iredell County North Carolina | 6 | $ 838,000 | $ 139,000 | $ 50,000 |
| Floyd County Virginia | 6 | $ 686,000 | $ 114,000 | $ 56,000 |
| Braxton County West Virginia | 6 | $ 434,000 | $ 72,000 | $ 43,000 |
| Marion County West Virginia | 6 | $ 636,000 | $ 106,000 | $ 28,000 |
| Stokes County North Carolina | 5 | $ 505,000 | $ 101,000 | $ 58,000 |
| Greensville County Virginia | 5 | $ 226,000 | $ 45,000 | $ 49,000 |
| Kanawha County West Virginia | 5 | $ 1,309,000 | $ 261,000 | $ 86,000 |
| Burke County North Carolina | 4 | $ 673,000 | $ 168,000 | $ 0 |
| Caldwell County North Carolina | 4 | $ 728,000 | $ 182,000 | $ 34,000 |
| Davie County North Carolina | 4 | $ 186,000 | $ 46,000 | $ 46,000 |
| Greene County Tennessee | 4 | $ 500,000 | $ 125,000 | $ 65,000 |
| Hawkins County Tennessee | 4 | $ 532,000 | $ 133,000 | $ 65,000 |
| Jefferson County Tennessee | 4 | $ 912,000 | $ 228,000 | $ 128,000 |
| Dickenson County Virginia | 4 | $ 201,000 | $ 50,000 | $ 42,000 |
| Henrico County Virginia | 4 | $ 868,000 | $ 217,000 | $ 127,000 |
| Radford County Virginia | 4 | $ 936,000 | $ 234,000 | $ 72,000 |
| Preston County West Virginia | 4 | $ 376,000 | $ 94,000 | $ 34,000 |
| Charleston County South Carolina | 3 | $ 719,000 | $ 239,000 | $ 0 |
| Bedford County Virginia | 3 | $ 435,000 | $ 145,000 | $ 50,000 |
| Bristol County Virginia | 3 | $ 148,000 | $ 49,000 | $ 0 |
| Emporia County Virginia | 3 | $ 233,000 | $ 77,000 | $ 4,000 |
| Salem County Virginia | 3 | $ 466,000 | $ 155,000 | $ 64,000 |
| Smyth County Virginia | 3 | $ 250,000 | $ 83,000 | $ 50,000 |
| Barbour County West Virginia | 3 | $ 2,274,000 | $ 758,000 | $ 8,000 |
| Pender County North Carolina | 2 | $ 268,000 | $ 134,000 | $ 66,000 |
| Randolph County North Carolina | 2 | $ 104,000 | $ 52,000 | $ 0 |
| Horry County South Carolina | 2 | $ 680,000 | $ 340,000 | $ 334,000 |
| Grainger County Tennessee | 2 | $ 157,000 | $ 78,000 | $ 48,000 |
| Hamblen County Tennessee | 2 | $ 509,000 | $ 254,000 | $ 175,000 |
| Knox County Tennessee | 2 | $ 331,000 | $ 165,000 | $ 108,000 |
| Sevier County Tennessee | 2 | $ 263,000 | $ 131,000 | $ 50,000 |
| Botetourt County Virginia | 2 | $ 248,000 | $ 124,000 | $ 52,000 |
| Colonial Heights County Virginia | 2 | $ 4,405,000 | $ 2,202,000 | $ 0 |
| Craig County Virginia | 2 | $ 175,000 | $ 87,000 | $ 50,000 |
| Franklin County Virginia | 2 | $ 370,000 | $ 185,000 | $ 124,000 |
| Grayson County Virginia | 2 | $ 148,000 | $ 74,000 | $ 46,000 |
| Hanover County Virginia | 2 | $ 390,000 | $ 195,000 | $ 107,000 |
| Mathews County Virginia | 2 | $ 515,000 | $ 257,000 | $ 215,000 |
| Greenbrier County West Virginia | 2 | $ 78,000 | $ 39,000 | $ 69,000 |
| Lauderdale County Alabama | 1 | $ 123,000 | $ 123,000 | $ 683,000 |
| Indian River County Florida | 1 | $ 1,215,000 | $ 1,215,000 | $ 326,000 |
| Polk County Florida | 1 | $ 154,000 | $ 154,000 | $ 90,000 |
| Putnam County Florida | 1 | $ 99,000 | $ 99,000 | $ 116,000 |
| Ashe County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 43,000 |
| Currituck County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 29,000 |
| Dare County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 339,000 |
| Franklin County North Carolina | 1 | $ 223,000 | $ 223,000 | $ 82,000 |
| Granville County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Hyde County North Carolina | 1 | $ 319,000 | $ 319,000 | $ 62,000 |
| McDowell County North Carolina | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 130,000 |
| Wake County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 33,000 |
| Warren County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 141,000 |
| Watauga County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| Fayette County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 115,000 |
| Anderson County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 14,000 |
| Unicoi County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 62,000 |
| Buchanan County Virginia | 1 | $ 48,000 | $ 48,000 | $ 33,000 |
| Campbell County Virginia | 1 | $ 131,000 | $ 131,000 | $ 66,000 |
| Dinwiddie County Virginia | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 1,038,000 | $ 1,038,000 | $ 303,000 |
| Goochland County Virginia | 1 | $ 269,000 | $ 269,000 | $ 93,000 |
| Hampton County Virginia | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Henry County Virginia | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| King William County Virginia | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Lancaster County Virginia | 1 | $ 974,000 | $ 974,000 | $ 963,000 |
| Prince George County Virginia | 1 | $ 100,000 | $ 100,000 | $ 276,000 |
| Roanoke County Virginia | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Roanoke City County Virginia | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| Pocahontas County West Virginia | 1 | $ 375,000 | $ 375,000 | $ 388,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Community Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 732 | $96,781,000 | $132,000 | $1,215,000 | $81,000 | $2,000,000 |
| Refinancing | 461 | $65,036,000 | $141,000 | $3,440,000 | $63,000 | $1,200,000 |
| Home Improvement | 152 | $15,508,000 | $102,000 | $931,000 | $60,000 | $503,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,114 | $134,073,000 | $120,000 | $1,215,000 | $82,000 | $2,000,000 |
| Not applicable | 154 | $33,956,000 | $220,000 | $3,440,000 | $0 | $0 |
| Black or African American | 35 | $3,244,000 | $92,000 | $365,000 | $62,000 | $261,000 |
| Not Provided | 24 | $3,315,000 | $138,000 | $848,000 | $73,000 | $228,000 |
| Hispanic | 11 | $1,183,000 | $107,000 | $275,000 | $73,000 | $157,000 |
| Asian | 6 | $1,516,000 | $252,000 | $1,038,000 | $149,000 | $374,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $38,000 | $38,000 | $38,000 | $130,000 | $130,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,345 | $177,325,000 | $131,000 | $3,440,000 | $72,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 833 | $121,554,000 | $145,000 | $3,440,000 | $79,000 | $2,000,000 |
| Application Denied By Financial Institution | 247 | $27,577,000 | $111,000 | $848,000 | $52,000 | $777,000 |
| Application Withdrawn By Applicant | 124 | $13,782,000 | $111,000 | $693,000 | $75,000 | $285,000 |
| File Closed For Incompleteness | 93 | $9,494,000 | $102,000 | $495,000 | $68,000 | $500,000 |
| Application Approved But Not Accepted | 48 | $4,918,000 | $102,000 | $448,000 | $57,000 | $383,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 119 | $8,200,000 | $68,000 | $322,000 | $44,000 | $290,000 |
| Debt-To-Income Ratio | 77 | $11,020,000 | $143,000 | $744,000 | $47,000 | $204,000 |
| Collateral | 30 | $5,014,000 | $167,000 | $848,000 | $96,000 | $777,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,418,000 | $236,000 | $640,000 | $15,000 | $63,000 |
| Other | 6 | $964,000 | $160,000 | $422,000 | $55,000 | $179,000 |
| Unverifiable Information | 3 | $380,000 | $126,000 | $210,000 | $50,000 | $73,000 |
| Credit Application Incomplete | 3 | $314,000 | $104,000 | $238,000 | $89,000 | $186,000 |
| Employment History | 3 | $267,000 | $89,000 | $148,000 | $56,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.