First Community Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Community Bank 29 College Dr Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,434 |
| Total Mortgage Loan Application Amount | $452,380,000 |
| Average Mortgage Loan Application Amount | $152,600 |
| Highest Mortgage Loan Application Amount | $8,505,000 |
| Average Applicant Income | $85,800 |
| Highest Applicant Income | $1,998,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 361 | $ 51,985,000 | $ 144,000 | $ 90,000 |
| Nicholas County West Virginia | 217 | $ 30,495,000 | $ 140,000 | $ 81,000 |
| Tazewell County Virginia | 136 | $ 19,620,000 | $ 144,000 | $ 82,000 |
| Upshur County West Virginia | 112 | $ 16,180,000 | $ 144,000 | $ 73,000 |
| Raleigh County West Virginia | 107 | $ 18,755,000 | $ 175,000 | $ 91,000 |
| Montgomery County Virginia | 96 | $ 28,690,000 | $ 298,000 | $ 112,000 |
| Washington County Virginia | 85 | $ 15,325,000 | $ 180,000 | $ 79,000 |
| Watauga County North Carolina | 79 | $ 22,365,000 | $ 283,000 | $ 94,000 |
| Alexander County North Carolina | 78 | $ 14,860,000 | $ 190,000 | $ 110,000 |
| Wythe County Virginia | 65 | $ 10,755,000 | $ 165,000 | $ 77,000 |
| Fayette County West Virginia | 43 | $ 5,785,000 | $ 134,000 | $ 152,000 |
| Surry County North Carolina | 41 | $ 5,465,000 | $ 133,000 | $ 62,000 |
| Wilkes County North Carolina | 41 | $ 5,785,000 | $ 141,000 | $ 68,000 |
| Pulaski County Virginia | 40 | $ 8,990,000 | $ 224,000 | $ 88,000 |
| Washington County Tennessee | 37 | $ 7,145,000 | $ 193,000 | $ 119,000 |
| Alleghany County North Carolina | 36 | $ 4,760,000 | $ 132,000 | $ 79,000 |
| Avery County North Carolina | 34 | $ 7,970,000 | $ 234,000 | $ 128,000 |
| Sullivan County Tennessee | 34 | $ 5,980,000 | $ 175,000 | $ 95,000 |
| Wyoming County West Virginia | 32 | $ 2,690,000 | $ 84,000 | $ 81,000 |
| Monroe County West Virginia | 30 | $ 4,540,000 | $ 151,000 | $ 91,000 |
| Webster County West Virginia | 30 | $ 2,520,000 | $ 84,000 | $ 74,000 |
| Summers County West Virginia | 27 | $ 3,815,000 | $ 141,000 | $ 76,000 |
| Richmond City County Virginia | 26 | $ 6,040,000 | $ 232,000 | $ 116,000 |
| Harrison County West Virginia | 26 | $ 6,870,000 | $ 264,000 | $ 59,000 |
| Taylor County West Virginia | 24 | $ 3,830,000 | $ 159,000 | $ 103,000 |
| Carroll County Virginia | 23 | $ 2,885,000 | $ 125,000 | $ 61,000 |
| Catawba County North Carolina | 21 | $ 5,625,000 | $ 267,000 | $ 149,000 |
| Radford County Virginia | 19 | $ 4,505,000 | $ 237,000 | $ 68,000 |
| Russell County Virginia | 19 | $ 3,455,000 | $ 181,000 | $ 77,000 |
| Forsyth County North Carolina | 18 | $ 3,220,000 | $ 178,000 | $ 169,000 |
| Iredell County North Carolina | 18 | $ 4,860,000 | $ 270,000 | $ 103,000 |
| Mecklenburg County North Carolina | 18 | $ 5,500,000 | $ 305,000 | $ 195,000 |
| Bland County Virginia | 18 | $ 2,710,000 | $ 150,000 | $ 96,000 |
| Chesterfield County Virginia | 18 | $ 4,900,000 | $ 272,000 | $ 126,000 |
| Carter County Tennessee | 17 | $ 2,355,000 | $ 138,000 | $ 54,000 |
| Smyth County Virginia | 17 | $ 2,075,000 | $ 122,000 | $ 80,000 |
| Ashe County North Carolina | 15 | $ 2,285,000 | $ 152,000 | $ 59,000 |
| Braxton County West Virginia | 15 | $ 3,085,000 | $ 205,000 | $ 96,000 |
| Logan County West Virginia | 15 | $ 845,000 | $ 56,000 | $ 48,000 |
| Sevier County Tennessee | 14 | $ 3,570,000 | $ 255,000 | $ 132,000 |
| Bristol County Virginia | 14 | $ 1,380,000 | $ 98,000 | $ 63,000 |
| Grayson County Virginia | 14 | $ 2,300,000 | $ 164,000 | $ 63,000 |
| Lewis County West Virginia | 12 | $ 1,130,000 | $ 94,000 | $ 44,000 |
| Randolph County West Virginia | 12 | $ 1,920,000 | $ 160,000 | $ 91,000 |
| Yadkin County North Carolina | 11 | $ 1,035,000 | $ 94,000 | $ 101,000 |
| Henrico County Virginia | 11 | $ 2,325,000 | $ 211,000 | $ 89,000 |
| Roanoke City County Virginia | 10 | $ 5,040,000 | $ 504,000 | $ 129,000 |
| Horry County South Carolina | 9 | $ 1,725,000 | $ 191,000 | $ 222,000 |
| Hanover County Virginia | 9 | $ 3,105,000 | $ 345,000 | $ 136,000 |
| Greenbrier County West Virginia | 9 | $ 6,385,000 | $ 709,000 | $ 89,000 |
| Caldwell County North Carolina | 8 | $ 1,860,000 | $ 232,000 | $ 103,000 |
| Giles County Virginia | 8 | $ 760,000 | $ 95,000 | $ 106,000 |
| Goochland County Virginia | 8 | $ 4,740,000 | $ 592,000 | $ 571,000 |
| Roanoke County Virginia | 8 | $ 3,010,000 | $ 376,000 | $ 110,000 |
| Barbour County West Virginia | 8 | $ 1,500,000 | $ 187,000 | $ 142,000 |
| Monongalia County West Virginia | 8 | $ 3,870,000 | $ 483,000 | $ 174,000 |
| Guilford County North Carolina | 7 | $ 705,000 | $ 100,000 | $ 93,000 |
| Buchanan County Virginia | 6 | $ 640,000 | $ 106,000 | $ 65,000 |
| Patrick County Virginia | 6 | $ 760,000 | $ 126,000 | $ 102,000 |
| Kanawha County West Virginia | 6 | $ 1,350,000 | $ 225,000 | $ 100,000 |
| Marion County West Virginia | 6 | $ 750,000 | $ 125,000 | $ 76,000 |
| Stokes County North Carolina | 5 | $ 745,000 | $ 149,000 | $ 75,000 |
| Jefferson County Tennessee | 5 | $ 1,375,000 | $ 275,000 | $ 125,000 |
| Knox County Tennessee | 5 | $ 685,000 | $ 137,000 | $ 87,000 |
| Floyd County Virginia | 5 | $ 1,315,000 | $ 263,000 | $ 105,000 |
| Scott County Virginia | 5 | $ 655,000 | $ 131,000 | $ 50,000 |
| Gilmer County West Virginia | 5 | $ 505,000 | $ 101,000 | $ 39,000 |
| Davie County North Carolina | 4 | $ 1,000,000 | $ 250,000 | $ 62,000 |
| Lincoln County North Carolina | 4 | $ 900,000 | $ 225,000 | $ 92,000 |
| Bedford County Virginia | 4 | $ 1,190,000 | $ 297,000 | $ 147,000 |
| Petersburg County Virginia | 4 | $ 990,000 | $ 247,000 | $ 0 |
| Salem County Virginia | 4 | $ 590,000 | $ 147,000 | $ 74,000 |
| McDowell County West Virginia | 4 | $ 160,000 | $ 40,000 | $ 83,000 |
| Tucker County West Virginia | 4 | $ 480,000 | $ 120,000 | $ 228,000 |
| Brunswick County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 128,000 |
| Cabarrus County North Carolina | 3 | $ 1,145,000 | $ 381,000 | $ 107,000 |
| Wake County North Carolina | 3 | $ 945,000 | $ 315,000 | $ 200,000 |
| Beaufort County South Carolina | 3 | $ 2,925,000 | $ 975,000 | $ 421,000 |
| Hamblen County Tennessee | 3 | $ 685,000 | $ 228,000 | $ 71,000 |
| Galax County Virginia | 3 | $ 245,000 | $ 81,000 | $ 37,000 |
| Powhatan County Virginia | 3 | $ 1,195,000 | $ 398,000 | $ 147,000 |
| Davidson County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 78,000 |
| Union County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 108,000 |
| Charleston County South Carolina | 2 | $ 1,160,000 | $ 580,000 | $ 273,000 |
| Johnson County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 49,000 |
| Brunswick County Virginia | 2 | $ 440,000 | $ 220,000 | $ 98,000 |
| Dickenson County Virginia | 2 | $ 180,000 | $ 90,000 | $ 35,000 |
| Franklin County Virginia | 2 | $ 800,000 | $ 400,000 | $ 115,000 |
| Harrisonburg County Virginia | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Rockingham County Virginia | 2 | $ 790,000 | $ 395,000 | $ 166,000 |
| Wise County Virginia | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| Orange County Florida | 1 | $ 275,000 | $ 275,000 | $ 400,000 |
| Glynn County Georgia | 1 | $ 435,000 | $ 435,000 | $ 236,000 |
| Buncombe County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Dare County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 46,000 |
| Gaston County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Madison County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 140,000 |
| McDowell County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Mitchell County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 129,000 |
| Perquimans County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Rowan County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Wilson County North Carolina | 1 | $ 8,505,000 | $ 8,505,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 121,000 |
| Blount County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 480,000 |
| Greene County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Roane County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| Unicoi County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 125,000 | $ 125,000 | $ 123,000 |
| Bath County Virginia | 1 | $ 495,000 | $ 495,000 | $ 202,000 |
| Danville County Virginia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Emporia County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 1,085,000 | $ 1,085,000 | $ 202,000 |
| Fauquier County Virginia | 1 | $ 85,000 | $ 85,000 | $ 228,000 |
| Fluvanna County Virginia | 1 | $ 805,000 | $ 805,000 | $ 160,000 |
| Greensville County Virginia | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Henry County Virginia | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Hopewell County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Isle of Wight County Virginia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Lee County Virginia | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Mathews County Virginia | 1 | $ 495,000 | $ 495,000 | $ 225,000 |
| Mecklenburg County Virginia | 1 | $ 225,000 | $ 225,000 | $ 136,000 |
| Middlesex County Virginia | 1 | $ 275,000 | $ 275,000 | $ 224,000 |
| Nelson County Virginia | 1 | $ 255,000 | $ 255,000 | $ 415,000 |
| Northumberland County Virginia | 1 | $ 825,000 | $ 825,000 | $ 437,000 |
| Pittsylvania County Virginia | 1 | $ 355,000 | $ 355,000 | $ 39,000 |
| Spotsylvania County Virginia | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| Boone County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Cabell County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Mingo County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Pocahontas County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Preston County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Putnam County West Virginia | 1 | $ 495,000 | $ 495,000 | $ 481,000 |
| Ritchie County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Community Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 867 | $156,595,000 | $180,000 | $5,105,000 | $93,000 | $1,998,000 |
| Cash-out Refinancing | 786 | $139,960,000 | $178,000 | $8,505,000 | $91,000 | $1,734,000 |
| Refinancing | 662 | $144,740,000 | $218,000 | $3,755,000 | $108,000 | $960,000 |
| Home Improvement | 65 | $5,565,000 | $85,000 | $605,000 | $67,000 | $628,000 |
| Other Purpose | 54 | $5,520,000 | $102,000 | $455,000 | $70,000 | $289,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,109 | $363,725,000 | $172,000 | $2,335,000 | $95,000 | $1,998,000 |
| Not applicable | 204 | $66,600,000 | $326,000 | $8,505,000 | $214,000 | $214,000 |
| Not Provided | 59 | $9,315,000 | $157,000 | $495,000 | $87,000 | $415,000 |
| Black or African American | 30 | $4,800,000 | $160,000 | $495,000 | $77,000 | $279,000 |
| Asian | 15 | $4,935,000 | $329,000 | $1,085,000 | $102,000 | $202,000 |
| Hispanic | 14 | $1,870,000 | $133,000 | $385,000 | $61,000 | $187,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,431 | $452,065,000 | $185,000 | $8,505,000 | $95,000 | $1,998,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $315,000 | $105,000 | $115,000 | $38,000 | $42,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,604 | $315,980,000 | $196,000 | $8,505,000 | $102,000 | $1,998,000 |
| Application Denied By Financial Institution | 413 | $62,525,000 | $151,000 | $1,085,000 | $66,000 | $500,000 |
| Application Withdrawn By Applicant | 228 | $38,370,000 | $168,000 | $1,005,000 | $97,000 | $1,680,000 |
| File Closed For Incompleteness | 151 | $28,545,000 | $189,000 | $1,445,000 | $100,000 | $420,000 |
| Application Approved But Not Accepted | 38 | $6,960,000 | $183,000 | $495,000 | $115,000 | $600,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,021 | $389,855,000 | $192,000 | $8,505,000 | $102,000 | $1,998,000 |
| Credit History | 186 | $22,470,000 | $120,000 | $915,000 | $64,000 | $500,000 |
| Debt-To-Income Ratio | 118 | $20,340,000 | $172,000 | $1,085,000 | $55,000 | $390,000 |
| Collateral | 45 | $8,995,000 | $199,000 | $655,000 | $103,000 | $425,000 |
| Employment History | 16 | $2,210,000 | $138,000 | $255,000 | $52,000 | $92,000 |
| Credit Application Incomplete | 14 | $2,140,000 | $152,000 | $405,000 | $69,000 | $163,000 |
| Other | 14 | $3,020,000 | $215,000 | $915,000 | $88,000 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,240,000 | $186,000 | $745,000 | $75,000 | $180,000 |
| Unverifiable Information | 8 | $1,110,000 | $138,000 | $425,000 | $43,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.