First Community Bank, N. A.
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Bank, N. A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Community Bank, N. A. P O Box 989 Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,500 |
| Total Mortgage Loan Application Amount | $160,900,000 |
| Average Mortgage Loan Application Amount | $59,720 |
| Highest Mortgage Loan Application Amount | $1,204,000 |
| Average Applicant Income | $44,000 |
| Highest Applicant Income | $1,720,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 879 | $ 38,632,000 | $ 43,000 | $ 39,000 |
| Nicholas County West Virginia | 342 | $ 9,023,000 | $ 26,000 | $ 37,000 |
| Upshur County West Virginia | 318 | $ 14,534,000 | $ 45,000 | $ 33,000 |
| Tazewell County Virginia | 248 | $ 13,977,000 | $ 56,000 | $ 42,000 |
| Raleigh County West Virginia | 183 | $ 11,605,000 | $ 63,000 | $ 43,000 |
| Wyoming County West Virginia | 154 | $ 4,360,000 | $ 28,000 | $ 35,000 |
| Logan County West Virginia | 149 | $ 3,992,000 | $ 26,000 | $ 54,000 |
| Richmond City County Virginia | 106 | $ 13,917,000 | $ 131,000 | $ 69,000 |
| Taylor County West Virginia | 94 | $ 3,789,000 | $ 40,000 | $ 50,000 |
| Webster County West Virginia | 70 | $ 1,209,000 | $ 17,000 | $ 33,000 |
| Alleghany County North Carolina | 67 | $ 3,693,000 | $ 55,000 | $ 27,000 |
| Summers County West Virginia | 64 | $ 2,202,000 | $ 34,000 | $ 44,000 |
| Alexander County North Carolina | 57 | $ 2,171,000 | $ 38,000 | $ 45,000 |
| Henrico County Virginia | 55 | $ 5,235,000 | $ 95,000 | $ 82,000 |
| Monroe County West Virginia | 53 | $ 2,423,000 | $ 45,000 | $ 24,000 |
| Preston County West Virginia | 52 | $ 996,000 | $ 19,000 | $ 38,000 |
| Wythe County Virginia | 44 | $ 1,999,000 | $ 45,000 | $ 41,000 |
| McDowell County West Virginia | 42 | $ 749,000 | $ 17,000 | $ 31,000 |
| Mingo County West Virginia | 38 | $ 945,000 | $ 24,000 | $ 44,000 |
| Fayette County West Virginia | 30 | $ 1,618,000 | $ 53,000 | $ 56,000 |
| Wilkes County North Carolina | 29 | $ 814,000 | $ 28,000 | $ 29,000 |
| Chesterfield County Virginia | 23 | $ 1,837,000 | $ 79,000 | $ 67,000 |
| Dickenson County Virginia | 23 | $ 935,000 | $ 40,000 | $ 29,000 |
| Emporia County Virginia | 20 | $ 1,060,000 | $ 53,000 | $ 73,000 |
| Alleghany County Virginia | 18 | $ 651,000 | $ 36,000 | $ 29,000 |
| Barbour County West Virginia | 18 | $ 512,000 | $ 28,000 | $ 36,000 |
| Bland County Virginia | 17 | $ 839,000 | $ 49,000 | $ 49,000 |
| Greenbrier County West Virginia | 15 | $ 573,000 | $ 38,000 | $ 35,000 |
| Lewis County West Virginia | 15 | $ 651,000 | $ 43,000 | $ 49,000 |
| Greensville County Virginia | 13 | $ 387,000 | $ 29,000 | $ 25,000 |
| Rockingham County Virginia | 13 | $ 705,000 | $ 54,000 | $ 30,000 |
| Harrison County West Virginia | 13 | $ 944,000 | $ 72,000 | $ 27,000 |
| Surry County North Carolina | 12 | $ 522,000 | $ 43,000 | $ 39,000 |
| Randolph County West Virginia | 11 | $ 557,000 | $ 50,000 | $ 44,000 |
| Russell County Virginia | 10 | $ 568,000 | $ 56,000 | $ 64,000 |
| Wise County Virginia | 10 | $ 290,000 | $ 29,000 | $ 30,000 |
| Kanawha County West Virginia | 9 | $ 818,000 | $ 90,000 | $ 64,000 |
| Giles County Virginia | 8 | $ 182,000 | $ 22,000 | $ 34,000 |
| Monongalia County West Virginia | 8 | $ 286,000 | $ 35,000 | $ 44,000 |
| Hanover County Virginia | 7 | $ 604,000 | $ 86,000 | $ 66,000 |
| Montgomery County Virginia | 7 | $ 812,000 | $ 116,000 | $ 54,000 |
| Braxton County West Virginia | 7 | $ 466,000 | $ 66,000 | $ 24,000 |
| Forsyth County North Carolina | 6 | $ 347,000 | $ 57,000 | $ 39,000 |
| Botetourt County Virginia | 6 | $ 296,000 | $ 49,000 | $ 31,000 |
| Marion County West Virginia | 6 | $ 347,000 | $ 57,000 | $ 55,000 |
| Catawba County North Carolina | 5 | $ 273,000 | $ 54,000 | $ 27,000 |
| Charlotte County Virginia | 5 | $ 138,000 | $ 27,000 | $ 33,000 |
| Iredell County North Carolina | 4 | $ 258,000 | $ 64,000 | $ 38,000 |
| Brunswick County Virginia | 4 | $ 285,000 | $ 71,000 | $ 50,000 |
| Buchanan County Virginia | 4 | $ 33,000 | $ 8,000 | $ 45,000 |
| Pulaski County Virginia | 4 | $ 547,000 | $ 136,000 | $ 97,000 |
| Yadkin County North Carolina | 3 | $ 93,000 | $ 31,000 | $ 34,000 |
| Augusta County Virginia | 3 | $ 240,000 | $ 80,000 | $ 62,000 |
| Covington County Virginia | 3 | $ 93,000 | $ 31,000 | $ 43,000 |
| Radford County Virginia | 3 | $ 246,000 | $ 82,000 | $ 88,000 |
| Washington County Virginia | 3 | $ 301,000 | $ 100,000 | $ 62,000 |
| Fayette County Kentucky | 2 | $ 330,000 | $ 165,000 | $ 149,000 |
| Oakland County Michigan | 2 | $ 278,000 | $ 139,000 | $ 14,000 |
| Northampton County North Carolina | 2 | $ 29,000 | $ 14,000 | $ 65,000 |
| Sevier County Tennessee | 2 | $ 40,000 | $ 20,000 | $ 28,000 |
| Bath County Virginia | 2 | $ 111,000 | $ 55,000 | $ 47,000 |
| Carroll County Virginia | 2 | $ 67,000 | $ 33,000 | $ 21,000 |
| Harrisonburg County Virginia | 2 | $ 68,000 | $ 34,000 | $ 69,000 |
| New Kent County Virginia | 2 | $ 157,000 | $ 78,000 | $ 78,000 |
| Norton County Virginia | 2 | $ 60,000 | $ 30,000 | $ 47,000 |
| Roanoke City County Virginia | 2 | $ 177,000 | $ 88,000 | $ 98,000 |
| Southampton County Virginia | 2 | $ 113,000 | $ 56,000 | $ 43,000 |
| Suffolk County Virginia | 2 | $ 87,000 | $ 43,000 | $ 74,000 |
| Sussex County Virginia | 2 | $ 151,000 | $ 75,000 | $ 54,000 |
| Boone County West Virginia | 2 | $ 103,000 | $ 51,000 | $ 76,000 |
| Cabell County West Virginia | 2 | $ 132,000 | $ 66,000 | $ 46,000 |
| Doddridge County West Virginia | 2 | $ 77,000 | $ 38,000 | $ 33,000 |
| Hampshire County West Virginia | 2 | $ 122,000 | $ 61,000 | $ 54,000 |
| Lincoln County West Virginia | 2 | $ 3,000 | $ 1,000 | $ 41,000 |
| Pocahontas County West Virginia | 2 | $ 91,000 | $ 45,000 | $ 102,000 |
| Los Angeles County California | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Broward County Florida | 1 | $ 8,000 | $ 8,000 | $ 26,000 |
| Flagler County Florida | 1 | $ 19,000 | $ 19,000 | $ 46,000 |
| Lee County Florida | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Marion County Florida | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Pinellas County Florida | 1 | $ 4,000 | $ 4,000 | $ 53,000 |
| Letcher County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 14,000 |
| Pike County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 36,000 |
| Montgomery County Maryland | 1 | $ 51,000 | $ 51,000 | $ 77,000 |
| Avery County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 54,000 |
| Davidson County North Carolina | 1 | $ 39,000 | $ 39,000 | $ 112,000 |
| Davie County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Gaston County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 102,000 |
| Guilford County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 24,000 |
| Stokes County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 225,000 |
| Warren County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 78,000 |
| Gallia County Ohio | 1 | $ 3,000 | $ 3,000 | $ 57,000 |
| Jefferson County Ohio | 1 | $ 34,000 | $ 34,000 | $ 21,000 |
| Horry County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Knox County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 171,000 |
| Amelia County Virginia | 1 | $ 110,000 | $ 110,000 | $ 408,000 |
| Bedford County Virginia | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Campbell County Virginia | 1 | $ 7,000 | $ 7,000 | $ 29,000 |
| Charlottesville County Virginia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Danville County Virginia | 1 | $ 12,000 | $ 12,000 | $ 114,000 |
| Franklin County Virginia | 1 | $ 109,000 | $ 109,000 | $ 112,000 |
| Galax County Virginia | 1 | $ 7,000 | $ 7,000 | $ 16,000 |
| James City County Virginia | 1 | $ 200,000 | $ 200,000 | $ 720,000 |
| Norfolk County Virginia | 1 | $ 122,000 | $ 122,000 | $ 214,000 |
| Page County Virginia | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Petersburg County Virginia | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| Portsmouth County Virginia | 1 | $ 68,000 | $ 68,000 | $ 82,000 |
| Powhatan County Virginia | 1 | $ 157,000 | $ 157,000 | $ 174,000 |
| Prince William County Virginia | 1 | $ 156,000 | $ 156,000 | $ 33,000 |
| Roanoke County Virginia | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Virginia Beach County Virginia | 1 | $ 81,000 | $ 81,000 | $ 102,000 |
| Waynesboro County Virginia | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
| Brooke County West Virginia | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Clay County West Virginia | 1 | $ 2,000 | $ 2,000 | $ 12,000 |
| Grant County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Jefferson County West Virginia | 1 | $ 12,000 | $ 12,000 | $ 51,000 |
| Putnam County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Tucker County West Virginia | 1 | $ 3,000 | $ 3,000 | $ 20,000 |
| Wood County West Virginia | 1 | $ 13,000 | $ 13,000 | $ 37,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Community Bank, N. A. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,363 | $81,804,000 | $60,428 | $1,204,000 | $61,000 | $962,000 |
| Home Purchase (one-to-four family) | 1,230 | $67,232,000 | $64,555 | $558,000 | $52,222 | $820,000 |
| Home Improvement (one-to-four family) | 880 | $7,300,000 | $10,166 | $126,000 | $33,833 | $1,720,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 27 | $4,564,000 | $142,666 | $700,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,144 | $132,783,000 | $43,545 | $600,000 | $42,727 | $1,720,000 |
| Not applicable | 126 | $15,114,000 | $149,500 | $700,000 | $0 | $0 |
| Information not provided by applicant in mail or telephone application | 114 | $9,000,000 | $53,666 | $1,204,000 | $68,666 | $679,000 |
| Black | 75 | $2,240,000 | $30,666 | $141,000 | $42,333 | $140,000 |
| American Indian or Alaskan Native | 12 | $307,000 | $26,333 | $93,000 | $36,666 | $63,000 |
| Asian or Pacific Islander | 12 | $746,000 | $62,000 | $230,000 | $103,500 | $184,000 |
| Hispanic | 10 | $391,000 | $44,333 | $103,000 | $47,666 | $92,000 |
| Other | 7 | $319,000 | $57,000 | $102,000 | $94,333 | $350,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,500 | $160,900,000 | $56,363 | $1,204,000 | $43,636 | $1,720,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,820 | $137,883,000 | $61,500 | $1,204,000 | $41,900 | $1,720,000 |
| Application Denied By Financial Institution | 563 | $16,957,000 | $34,000 | $306,000 | $46,000 | $679,000 |
| Application Withdrawn By Applicant | 108 | $5,500,000 | $56,666 | $240,000 | $60,000 | $129,000 |
| Application Approved But Not Accepted | 9 | $560,000 | $67,500 | $300,000 | $34,500 | $82,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 432 | $12,168,000 | $30,200 | $230,000 | $44,400 | $180,000 |
| Debt-To-Income Ratio | 54 | $2,519,000 | $69,666 | $306,000 | $20,333 | $109,000 |
| Collateral | 38 | $992,000 | $36,333 | $280,000 | $50,000 | $679,000 |
| Other | 17 | $562,000 | $59,500 | $90,000 | $56,500 | $123,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $363,000 | $29,666 | $93,000 | $34,333 | $57,000 |
| Employment History | 5 | $179,000 | $23,500 | $86,000 | $28,000 | $53,000 |
| Unverifiable Information | 3 | $65,000 | $21,000 | $55,000 | $26,000 | $49,000 |
| Credit Application Incomplete | 1 | $109,000 | $109,000 | $109,000 | $103,000 | $103,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.