First Community Bank, N. A.
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Bank, N. A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address First Community Bank, N. A.
P O Box 989
Bluefield, VA 24605
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,082
Total Mortgage Loan Application Amount $256,124,000
Average Mortgage Loan Application Amount $102,666
Highest Mortgage Loan Application Amount $3,149,000
Average Applicant Income $73,666
Highest Applicant Income $2,119,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Community Bank, N. A. by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mercer County West Virginia 305 $ 25,952,000 $ 85,000 $ 65,000
Forsyth County North Carolina 203 $ 35,009,000 $ 172,000 $ 79,000
Nicholas County West Virginia 151 $ 10,964,000 $ 72,000 $ 68,000
Upshur County West Virginia 133 $ 11,726,000 $ 88,000 $ 67,000
Raleigh County West Virginia 119 $ 14,853,000 $ 124,000 $ 73,000
Tazewell County Virginia 117 $ 13,391,000 $ 114,000 $ 82,000
Wyoming County West Virginia 70 $ 3,195,000 $ 45,000 $ 57,000
Washington County Tennessee 57 $ 7,182,000 $ 126,000 $ 80,000
Iredell County North Carolina 48 $ 9,907,000 $ 206,000 $ 108,000
Davidson County North Carolina 42 $ 5,701,000 $ 135,000 $ 58,000
Taylor County West Virginia 40 $ 2,875,000 $ 71,000 $ 46,000
Montgomery County Virginia 39 $ 4,282,000 $ 109,000 $ 224,000
Guilford County North Carolina 38 $ 7,852,000 $ 206,000 $ 158,000
Logan County West Virginia 38 $ 2,238,000 $ 58,000 $ 53,000
Davie County North Carolina 34 $ 7,448,000 $ 219,000 $ 96,000
Alexander County North Carolina 32 $ 2,764,000 $ 86,000 $ 63,000
Wilkes County North Carolina 30 $ 3,677,000 $ 122,000 $ 86,000
Richmond City County Virginia 30 $ 7,322,000 $ 244,000 $ 73,000
Summers County West Virginia 30 $ 2,612,000 $ 87,000 $ 60,000
Monroe County West Virginia 27 $ 2,637,000 $ 97,000 $ 70,000
Stokes County North Carolina 26 $ 3,233,000 $ 124,000 $ 44,000
Wythe County Virginia 26 $ 1,904,000 $ 73,000 $ 43,000
Alleghany County North Carolina 25 $ 4,353,000 $ 174,000 $ 77,000
Webster County West Virginia 25 $ 1,090,000 $ 43,000 $ 85,000
Surry County North Carolina 23 $ 1,984,000 $ 86,000 $ 43,000
Yadkin County North Carolina 21 $ 2,895,000 $ 137,000 $ 63,000
Sullivan County Tennessee 15 $ 1,771,000 $ 118,000 $ 59,000
Chesterfield County Virginia 14 $ 4,661,000 $ 332,000 $ 71,000
McDowell County West Virginia 14 $ 472,000 $ 33,000 $ 51,000
Fayette County West Virginia 13 $ 984,000 $ 75,000 $ 53,000
Harrison County West Virginia 13 $ 1,044,000 $ 80,000 $ 70,000
Lewis County West Virginia 12 $ 1,388,000 $ 115,000 $ 54,000
Carter County Tennessee 11 $ 1,100,000 $ 100,000 $ 40,000
Rowan County North Carolina 9 $ 1,563,000 $ 173,000 $ 64,000
Bland County Virginia 9 $ 834,000 $ 92,000 $ 57,000
Dickenson County Virginia 9 $ 577,000 $ 64,000 $ 48,000
Barbour County West Virginia 9 $ 930,000 $ 103,000 $ 67,000
Mingo County West Virginia 8 $ 378,000 $ 47,000 $ 63,000
Mecklenburg County North Carolina 7 $ 4,627,000 $ 661,000 $ 190,000
Russell County Virginia 7 $ 606,000 $ 86,000 $ 76,000
Marion County West Virginia 7 $ 643,000 $ 91,000 $ 51,000
Unicoi County Tennessee 6 $ 705,000 $ 117,000 $ 52,000
Kanawha County West Virginia 6 $ 966,000 $ 161,000 $ 106,000
Monongalia County West Virginia 6 $ 440,000 $ 73,000 $ 62,000
Catawba County North Carolina 5 $ 553,000 $ 110,000 $ 137,000
Horry County South Carolina 5 $ 1,130,000 $ 226,000 $ 288,000
Emporia County Virginia 5 $ 421,000 $ 84,000 $ 64,000
Greensville County Virginia 5 $ 163,000 $ 32,000 $ 40,000
Greenbrier County West Virginia 5 $ 521,000 $ 104,000 $ 50,000
Preston County West Virginia 5 $ 170,000 $ 34,000 $ 47,000
Hillsborough County New Hampshire 4 $ 875,000 $ 218,000 $ 59,000
Brunswick County North Carolina 4 $ 2,224,000 $ 556,000 $ 181,000
Randolph County North Carolina 4 $ 640,000 $ 160,000 $ 41,000
Carroll County Virginia 4 $ 173,000 $ 43,000 $ 46,000
Braxton County West Virginia 4 $ 375,000 $ 93,000 $ 52,000
Pocahontas County West Virginia 4 $ 255,000 $ 63,000 $ 247,000
Merrimack County New Hampshire 3 $ 771,000 $ 257,000 $ 90,000
Rockingham County North Carolina 3 $ 352,000 $ 117,000 $ 28,000
Watauga County North Carolina 3 $ 1,304,000 $ 434,000 $ 256,000
Sevier County Tennessee 3 $ 760,000 $ 253,000 $ 72,000
Brunswick County Virginia 3 $ 322,000 $ 107,000 $ 56,000
Buchanan County Virginia 3 $ 140,000 $ 46,000 $ 79,000
Caroline County Virginia 3 $ 499,000 $ 166,000 $ 100,000
Giles County Virginia 3 $ 297,000 $ 99,000 $ 66,000
Henrico County Virginia 3 $ 931,000 $ 310,000 $ 75,000
Pulaski County Virginia 3 $ 861,000 $ 287,000 $ 125,000
Roanoke County Virginia 3 $ 512,000 $ 170,000 $ 33,000
Wise County Virginia 3 $ 230,000 $ 76,000 $ 50,000
Clay County West Virginia 3 $ 196,000 $ 65,000 $ 67,000
Putnam County West Virginia 3 $ 543,000 $ 181,000 $ 115,000
Randolph County West Virginia 3 $ 303,000 $ 101,000 $ 67,000
Tucker County West Virginia 3 $ 1,099,000 $ 366,000 $ 253,000
Alachua County Florida 2 $ 526,000 $ 263,000 $ 127,000
Pasco County Florida 2 $ 76,000 $ 38,000 $ 9,000
DeKalb County Georgia 2 $ 556,000 $ 278,000 $ 106,000
Alamance County North Carolina 2 $ 331,000 $ 165,000 $ 85,000
Durham County North Carolina 2 $ 244,000 $ 122,000 $ 37,000
Charleston County South Carolina 2 $ 3,680,000 $ 1,840,000 $ 1,277,000
Laurens County South Carolina 2 $ 372,000 $ 186,000 $ 46,000
Franklin County Virginia 2 $ 454,000 $ 227,000 $ 103,000
Brevard County Florida 1 $ 127,000 $ 127,000 $ 83,000
Collier County Florida 1 $ 153,000 $ 153,000 $ 210,000
Indian River County Florida 1 $ 118,000 $ 118,000 $ 89,000
Marion County Florida 1 $ 166,000 $ 166,000 $ 19,000
Polk County Florida 1 $ 31,000 $ 31,000 $ 24,000
St. Johns County Florida 1 $ 500,000 $ 500,000 $ 60,000
Walton County Florida 1 $ 113,000 $ 113,000 $ 120,000
Bibb County Georgia 1 $ 40,000 $ 40,000 $ 17,000
Honolulu County Hawaii 1 $ 357,000 $ 357,000 $ 150,000
Cook County Illinois 1 $ 1,310,000 $ 1,310,000 $ 450,000
Ashe County North Carolina 1 $ 248,000 $ 248,000 $ 56,000
Buncombe County North Carolina 1 $ 216,000 $ 216,000 $ 139,000
Caldwell County North Carolina 1 $ 383,000 $ 383,000 $ 120,000
Caswell County North Carolina 1 $ 249,000 $ 249,000 $ 115,000
Gaston County North Carolina 1 $ 110,000 $ 110,000 $ 65,000
Hertford County North Carolina 1 $ 16,000 $ 16,000 $ 63,000
Jackson County North Carolina 1 $ 107,000 $ 107,000 $ 53,000
McDowell County North Carolina 1 $ 131,000 $ 131,000 $ 0
New Hanover County North Carolina 1 $ 204,000 $ 204,000 $ 160,000
Northampton County North Carolina 1 $ 114,000 $ 114,000 $ 0
Pender County North Carolina 1 $ 143,000 $ 143,000 $ 70,000
Polk County North Carolina 1 $ 139,000 $ 139,000 $ 25,000
Wake County North Carolina 1 $ 190,000 $ 190,000 $ 89,000
Warren County North Carolina 1 $ 204,000 $ 204,000 $ 88,000
Yancey County North Carolina 1 $ 160,000 $ 160,000 $ 0
Allegheny County Pennsylvania 1 $ 222,000 $ 222,000 $ 105,000
Washington County Pennsylvania 1 $ 123,000 $ 123,000 $ 303,000
Lexington County South Carolina 1 $ 189,000 $ 189,000 $ 96,000
Richland County South Carolina 1 $ 471,000 $ 471,000 $ 0
York County South Carolina 1 $ 211,000 $ 211,000 $ 13,000
Bradley County Tennessee 1 $ 176,000 $ 176,000 $ 41,000
Cannon County Tennessee 1 $ 57,000 $ 57,000 $ 36,000
Greene County Tennessee 1 $ 42,000 $ 42,000 $ 23,000
Hawkins County Tennessee 1 $ 357,000 $ 357,000 $ 266,000
Houston County Tennessee 1 $ 60,000 $ 60,000 $ 31,000
Knox County Tennessee 1 $ 220,000 $ 220,000 $ 98,000
Putnam County Tennessee 1 $ 95,000 $ 95,000 $ 69,000
Augusta County Virginia 1 $ 235,000 $ 235,000 $ 79,000
Bedford County Virginia 1 $ 103,000 $ 103,000 $ 52,000
Botetourt County Virginia 1 $ 250,000 $ 250,000 $ 161,000
Chesapeake County Virginia 1 $ 320,000 $ 320,000 $ 130,000
Dinwiddie County Virginia 1 $ 165,000 $ 165,000 $ 74,000
Fairfax County Virginia 1 $ 417,000 $ 417,000 $ 141,000
Franklin City County Virginia 1 $ 350,000 $ 350,000 $ 0
Fredericksburg County Virginia 1 $ 463,000 $ 463,000 $ 187,000
Gloucester County Virginia 1 $ 490,000 $ 490,000 $ 192,000
Goochland County Virginia 1 $ 92,000 $ 92,000 $ 101,000
Grayson County Virginia 1 $ 76,000 $ 76,000 $ 25,000
Hanover County Virginia 1 $ 450,000 $ 450,000 $ 1,002,000
Harrisonburg County Virginia 1 $ 64,000 $ 64,000 $ 0
Mecklenburg County Virginia 1 $ 8,000 $ 8,000 $ 26,000
Petersburg County Virginia 1 $ 91,000 $ 91,000 $ 89,000
Pittsylvania County Virginia 1 $ 80,000 $ 80,000 $ 81,000
Prince George County Virginia 1 $ 276,000 $ 276,000 $ 102,000
Radford County Virginia 1 $ 127,000 $ 127,000 $ 89,000
Smyth County Virginia 1 $ 200,000 $ 200,000 $ 88,000
Sussex County Virginia 1 $ 32,000 $ 32,000 $ 24,000
Washington County Virginia 1 $ 390,000 $ 390,000 $ 188,000
Calhoun County West Virginia 1 $ 24,000 $ 24,000 $ 109,000
Wayne County West Virginia 1 $ 75,000 $ 75,000 $ 78,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Community Bank, N. A. in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,185 $164,569,000 $138,000 $3,149,000 $81,000 $1,277,000
Home Purchase 785 $84,431,000 $107,000 $1,310,000 $75,000 $2,119,000
Home Improvement 112 $7,124,000 $63,000 $425,000 $65,000 $595,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,853 $218,058,000 $117,000 $3,040,000 $82,000 $2,119,000
Not applicable 130 $25,285,000 $194,000 $3,149,000 $12,000 $1,127,000
Black or African American 56 $5,810,000 $103,000 $490,000 $72,000 $221,000
Hispanic 18 $2,290,000 $127,000 $450,000 $61,000 $249,000
Not Provided 12 $1,878,000 $156,000 $637,000 $84,000 $288,000
Asian 9 $2,344,000 $260,000 $659,000 $144,000 $327,000
American Indian or Alaskan Native 2 $271,000 $135,000 $195,000 $77,000 $85,000
Native Hawaiian or Other Pacific Islander 2 $188,000 $94,000 $175,000 $93,000 $133,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,936 $236,567,000 $122,000 $3,149,000 $80,000 $2,119,000
FHA-insured (Federal Housing Administration) 117 $14,795,000 $126,000 $269,000 $49,000 $170,000
VA-guaranteed (Veterans Administration) 27 $4,561,000 $168,000 $414,000 $67,000 $173,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $201,000 $100,000 $120,000 $24,000 $25,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,533 $195,677,000 $127,000 $3,149,000 $83,000 $2,119,000
Application Denied By Financial Institution 340 $32,466,000 $95,000 $650,000 $54,000 $820,000
Application Approved But Not Accepted 133 $16,351,000 $122,000 $602,000 $78,000 $475,000
Application Withdrawn By Applicant 68 $10,312,000 $151,000 $472,000 $79,000 $300,000
File Closed For Incompleteness 8 $1,318,000 $164,000 $342,000 $48,000 $150,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 152 $11,714,000 $77,000 $425,000 $50,000 $530,000
Debt-To-Income Ratio 98 $10,643,000 $108,000 $600,000 $48,000 $147,000
Collateral 46 $5,008,000 $108,000 $650,000 $58,000 $261,000
Other 23 $2,933,000 $127,000 $350,000 $61,000 $173,000
Unverifiable Information 7 $916,000 $130,000 $550,000 $151,000 $820,000
Insufficient Cash (Downpayment, Closing Cost) 7 $280,000 $40,000 $66,000 $36,000 $61,000
Credit Application Incomplete 4 $871,000 $217,000 $417,000 $123,000 $302,000
Employment History 3 $101,000 $33,000 $84,000 $30,000 $46,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

Download the Virginia Lender List