First Farmers Bank & Trust Co.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First Farmers Bank & Trust Co. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Farmers Bank & Trust Co. 123 N. Jefferson Street Converse, IN 46919 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,098 |
| Total Mortgage Loan Application Amount | $145,560,000 |
| Average Mortgage Loan Application Amount | $123,200 |
| Highest Mortgage Loan Application Amount | $1,925,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $1,896,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First Farmers Bank & Trust Co.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Farmers Bank & Trust Co.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First Farmers Bank & Trust Co.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Farmers Bank & Trust Co. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Farmers Bank & Trust Co., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Farmers Bank & Trust Co.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Howard County Indiana | 153 | $ 18,565,000 | $ 121,000 | $ 68,000 |
| Miami County Indiana | 90 | $ 10,700,000 | $ 118,000 | $ 67,000 |
| Tipton County Indiana | 64 | $ 9,210,000 | $ 143,000 | $ 89,000 |
| Grant County Indiana | 60 | $ 8,340,000 | $ 139,000 | $ 78,000 |
| Vigo County Indiana | 37 | $ 5,335,000 | $ 144,000 | $ 68,000 |
| Wabash County Indiana | 36 | $ 5,070,000 | $ 140,000 | $ 77,000 |
| Cass County Indiana | 35 | $ 4,335,000 | $ 123,000 | $ 60,000 |
| Edgar County Illinois | 29 | $ 2,775,000 | $ 95,000 | $ 76,000 |
| Madison County Indiana | 28 | $ 3,110,000 | $ 111,000 | $ 75,000 |
| Hamilton County Indiana | 24 | $ 5,950,000 | $ 247,000 | $ 123,000 |
| Vermilion County Illinois | 23 | $ 2,125,000 | $ 92,000 | $ 65,000 |
| Clay County Indiana | 23 | $ 2,845,000 | $ 123,000 | $ 67,000 |
| Starke County Indiana | 19 | $ 2,275,000 | $ 119,000 | $ 76,000 |
| Sullivan County Indiana | 16 | $ 1,260,000 | $ 78,000 | $ 61,000 |
| Carroll County Indiana | 15 | $ 2,295,000 | $ 153,000 | $ 66,000 |
| Delaware County Indiana | 8 | $ 1,410,000 | $ 176,000 | $ 73,000 |
| Boone County Indiana | 7 | $ 1,305,000 | $ 186,000 | $ 88,000 |
| Fulton County Indiana | 7 | $ 2,355,000 | $ 336,000 | $ 148,000 |
| Huntington County Indiana | 7 | $ 975,000 | $ 139,000 | $ 100,000 |
| Kosciusko County Indiana | 7 | $ 1,155,000 | $ 165,000 | $ 121,000 |
| LaPorte County Indiana | 7 | $ 955,000 | $ 136,000 | $ 67,000 |
| Clark County Illinois | 4 | $ 360,000 | $ 90,000 | $ 77,000 |
| Coles County Illinois | 4 | $ 260,000 | $ 65,000 | $ 23,000 |
| Iroquois County Illinois | 4 | $ 260,000 | $ 65,000 | $ 31,000 |
| Blackford County Indiana | 4 | $ 460,000 | $ 115,000 | $ 69,000 |
| Marshall County Indiana | 4 | $ 790,000 | $ 197,000 | $ 142,000 |
| Pulaski County Indiana | 4 | $ 330,000 | $ 82,000 | $ 54,000 |
| Collier County Florida | 3 | $ 755,000 | $ 251,000 | $ 150,000 |
| Allen County Indiana | 3 | $ 315,000 | $ 105,000 | $ 57,000 |
| Clinton County Indiana | 3 | $ 315,000 | $ 105,000 | $ 45,000 |
| Porter County Indiana | 3 | $ 455,000 | $ 151,000 | $ 54,000 |
| Tippecanoe County Indiana | 3 | $ 665,000 | $ 221,000 | $ 55,000 |
| Lee County Florida | 2 | $ 250,000 | $ 125,000 | $ 49,000 |
| Pinellas County Florida | 2 | $ 710,000 | $ 355,000 | $ 1,003,000 |
| Polk County Florida | 2 | $ 320,000 | $ 160,000 | $ 77,000 |
| Fountain County Indiana | 2 | $ 300,000 | $ 150,000 | $ 89,000 |
| Greene County Indiana | 2 | $ 340,000 | $ 170,000 | $ 117,000 |
| Jasper County Indiana | 2 | $ 600,000 | $ 300,000 | $ 44,000 |
| Montgomery County Indiana | 2 | $ 420,000 | $ 210,000 | $ 107,000 |
| Morgan County Indiana | 2 | $ 640,000 | $ 320,000 | $ 103,000 |
| Owen County Indiana | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Parke County Indiana | 2 | $ 120,000 | $ 60,000 | $ 41,000 |
| Putnam County Indiana | 2 | $ 370,000 | $ 185,000 | $ 96,000 |
| Vermillion County Indiana | 2 | $ 200,000 | $ 100,000 | $ 65,000 |
| Palm Beach County Florida | 1 | $ 1,925,000 | $ 1,925,000 | $ 245,000 |
| Pasco County Florida | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Douglas County Illinois | 1 | $ 225,000 | $ 225,000 | $ 2,000 |
| Lake County Illinois | 1 | $ 255,000 | $ 255,000 | $ 142,000 |
| Bartholomew County Indiana | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Elkhart County Indiana | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Gibson County Indiana | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Hancock County Indiana | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Henry County Indiana | 1 | $ 95,000 | $ 95,000 | $ 104,000 |
| Jay County Indiana | 1 | $ 195,000 | $ 195,000 | $ 132,000 |
| LaGrange County Indiana | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Lawrence County Indiana | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Marion County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Switzerland County Indiana | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Wells County Indiana | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| White County Indiana | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Warren County Iowa | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| Barren County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 127,000 |
| Greene County Ohio | 1 | $ 305,000 | $ 305,000 | $ 255,000 |
| York County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 310,000 |
| Sevier County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Summers County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for First Farmers Bank & Trust Co. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 765 | $95,855,000 | $125,000 | $1,925,000 | $68,000 | $1,896,000 |
| Cash-out Refinancing | 160 | $21,810,000 | $136,000 | $485,000 | $81,000 | $603,000 |
| Refinancing | 139 | $24,875,000 | $178,000 | $1,115,000 | $88,000 | $291,000 |
| Home Improvement | 18 | $1,490,000 | $82,000 | $155,000 | $56,000 | $117,000 |
| Other Purpose | 16 | $1,530,000 | $95,000 | $255,000 | $82,000 | $184,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,011 | $132,425,000 | $130,000 | $1,925,000 | $73,000 | $1,896,000 |
| Not Provided | 29 | $3,695,000 | $127,000 | $275,000 | $67,000 | $168,000 |
| Hispanic | 28 | $3,220,000 | $115,000 | $405,000 | $58,000 | $173,000 |
| Black or African American | 12 | $980,000 | $81,000 | $235,000 | $40,000 | $73,000 |
| Not applicable | 12 | $3,930,000 | $327,000 | $1,115,000 | $0 | $0 |
| Asian | 6 | $1,310,000 | $218,000 | $485,000 | $99,000 | $170,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,081 | $144,115,000 | $133,000 | $1,925,000 | $73,000 | $1,896,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $905,000 | $82,000 | $155,000 | $32,000 | $95,000 |
| FHA-insured (Federal Housing Administration) | 5 | $355,000 | $71,000 | $85,000 | $42,000 | $52,000 |
| VA-guaranteed (Veterans Administration) | 1 | $185,000 | $185,000 | $185,000 | $48,000 | $48,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 560 | $78,870,000 | $140,000 | $1,115,000 | $80,000 | $1,896,000 |
| Preapproval Approved but not Accepted | 185 | $25,245,000 | $136,000 | $645,000 | $68,000 | $540,000 |
| Preapproval Denied by Financial Institution | 129 | $11,825,000 | $91,000 | $285,000 | $47,000 | $180,000 |
| Application Approved But Not Accepted | 124 | $17,800,000 | $143,000 | $1,925,000 | $81,000 | $245,000 |
| Application Denied By Financial Institution | 80 | $8,820,000 | $110,000 | $385,000 | $58,000 | $169,000 |
| Application Withdrawn By Applicant | 18 | $2,830,000 | $157,000 | $455,000 | $79,000 | $152,000 |
| File Closed For Incompleteness | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
| Loan Purchased By The Institution | 1 | $65,000 | $65,000 | $65,000 | $27,000 | $27,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 889 | $124,915,000 | $140,000 | $1,925,000 | $77,000 | $1,896,000 |
| Credit History | 120 | $10,380,000 | $86,000 | $285,000 | $53,000 | $180,000 |
| Debt-To-Income Ratio | 64 | $7,730,000 | $120,000 | $385,000 | $43,000 | $139,000 |
| Collateral | 9 | $1,075,000 | $119,000 | $325,000 | $89,000 | $169,000 |
| Other | 7 | $835,000 | $119,000 | $195,000 | $56,000 | $112,000 |
| Employment History | 6 | $380,000 | $63,000 | $95,000 | $40,000 | $62,000 |
| Credit Application Incomplete | 2 | $210,000 | $105,000 | $135,000 | $42,000 | $42,000 |
| Mortgage Insurance Denied | 1 | $35,000 | $35,000 | $35,000 | $27,000 | $27,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Farmers Bank & Trust Co.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Farmers Bank & Trust Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.