First Farmers Bank & Trust Co.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
First Farmers Bank & Trust Co. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Farmers Bank & Trust Co. 123 N. Jefferson Street Converse, IN 46919 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,030 |
| Total Mortgage Loan Application Amount | $317,680,000 |
| Average Mortgage Loan Application Amount | $217,666 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $122,000 |
| Highest Applicant Income | $1,367,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First Farmers Bank & Trust Co.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Farmers Bank & Trust Co.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down First Farmers Bank & Trust Co.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Farmers Bank & Trust Co. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Farmers Bank & Trust Co., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Farmers Bank & Trust Co.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Howard County Indiana | 276 | $ 42,130,000 | $ 152,000 | $ 79,000 |
| Grant County Indiana | 148 | $ 21,170,000 | $ 143,000 | $ 87,000 |
| Miami County Indiana | 122 | $ 14,600,000 | $ 119,000 | $ 78,000 |
| Tipton County Indiana | 115 | $ 19,955,000 | $ 173,000 | $ 104,000 |
| Hamilton County Indiana | 109 | $ 35,485,000 | $ 325,000 | $ 185,000 |
| Cass County Indiana | 73 | $ 9,095,000 | $ 124,000 | $ 77,000 |
| Starke County Indiana | 73 | $ 9,595,000 | $ 131,000 | $ 74,000 |
| Vigo County Indiana | 65 | $ 8,945,000 | $ 137,000 | $ 71,000 |
| Madison County Indiana | 63 | $ 7,385,000 | $ 117,000 | $ 69,000 |
| Wabash County Indiana | 58 | $ 8,920,000 | $ 153,000 | $ 85,000 |
| Edgar County Illinois | 57 | $ 6,985,000 | $ 122,000 | $ 83,000 |
| Vermilion County Illinois | 50 | $ 4,530,000 | $ 90,000 | $ 66,000 |
| Clay County Indiana | 42 | $ 6,150,000 | $ 146,000 | $ 79,000 |
| Sullivan County Indiana | 36 | $ 4,330,000 | $ 120,000 | $ 62,000 |
| Carroll County Indiana | 35 | $ 5,365,000 | $ 153,000 | $ 113,000 |
| Marshall County Indiana | 25 | $ 4,975,000 | $ 199,000 | $ 173,000 |
| Vermillion County Indiana | 22 | $ 2,740,000 | $ 124,000 | $ 115,000 |
| Tippecanoe County Indiana | 20 | $ 4,290,000 | $ 214,000 | $ 150,000 |
| Huntington County Indiana | 17 | $ 2,665,000 | $ 156,000 | $ 98,000 |
| Boone County Indiana | 13 | $ 3,245,000 | $ 249,000 | $ 106,000 |
| Fulton County Indiana | 13 | $ 3,625,000 | $ 278,000 | $ 69,000 |
| Kosciusko County Indiana | 13 | $ 3,005,000 | $ 231,000 | $ 184,000 |
| LaPorte County Indiana | 13 | $ 1,895,000 | $ 145,000 | $ 65,000 |
| Marion County Indiana | 12 | $ 2,540,000 | $ 211,000 | $ 148,000 |
| Wells County Indiana | 9 | $ 1,515,000 | $ 168,000 | $ 102,000 |
| White County Indiana | 9 | $ 1,495,000 | $ 166,000 | $ 126,000 |
| Delaware County Indiana | 8 | $ 1,000,000 | $ 125,000 | $ 108,000 |
| Iroquois County Illinois | 7 | $ 885,000 | $ 126,000 | $ 73,000 |
| Clinton County Indiana | 7 | $ 1,095,000 | $ 156,000 | $ 83,000 |
| Lee County Florida | 6 | $ 960,000 | $ 160,000 | $ 93,000 |
| Coles County Illinois | 6 | $ 730,000 | $ 121,000 | $ 56,000 |
| Greene County Indiana | 6 | $ 820,000 | $ 136,000 | $ 73,000 |
| Pulaski County Indiana | 6 | $ 750,000 | $ 125,000 | $ 77,000 |
| Allen County Indiana | 5 | $ 875,000 | $ 175,000 | $ 84,000 |
| Montgomery County Indiana | 5 | $ 1,365,000 | $ 273,000 | $ 269,000 |
| Porter County Indiana | 5 | $ 955,000 | $ 191,000 | $ 228,000 |
| Pinellas County Florida | 4 | $ 2,560,000 | $ 640,000 | $ 364,000 |
| Clark County Illinois | 4 | $ 540,000 | $ 135,000 | $ 133,000 |
| Parke County Indiana | 4 | $ 610,000 | $ 152,000 | $ 83,000 |
| St. Joseph County Indiana | 4 | $ 5,350,000 | $ 1,337,000 | $ 50,000 |
| Hendricks County Indiana | 3 | $ 965,000 | $ 321,000 | $ 94,000 |
| Jasper County Indiana | 3 | $ 285,000 | $ 95,000 | $ 83,000 |
| Johnson County Indiana | 3 | $ 1,355,000 | $ 451,000 | $ 256,000 |
| Monroe County Indiana | 3 | $ 355,000 | $ 118,000 | $ 171,000 |
| Warren County Indiana | 3 | $ 335,000 | $ 111,000 | $ 79,000 |
| Sevier County Tennessee | 3 | $ 905,000 | $ 301,000 | $ 680,000 |
| Bay County Florida | 2 | $ 570,000 | $ 285,000 | $ 172,000 |
| Collier County Florida | 2 | $ 760,000 | $ 380,000 | $ 280,000 |
| Indian River County Florida | 2 | $ 390,000 | $ 195,000 | $ 214,000 |
| Carroll County Georgia | 2 | $ 250,000 | $ 125,000 | $ 81,000 |
| Champaign County Illinois | 2 | $ 120,000 | $ 60,000 | $ 18,000 |
| Lake County Illinois | 2 | $ 510,000 | $ 255,000 | $ 119,000 |
| Blackford County Indiana | 2 | $ 360,000 | $ 180,000 | $ 94,000 |
| Fountain County Indiana | 2 | $ 310,000 | $ 155,000 | $ 75,000 |
| Hancock County Indiana | 2 | $ 470,000 | $ 235,000 | $ 148,000 |
| Morgan County Indiana | 2 | $ 330,000 | $ 165,000 | $ 93,000 |
| Putnam County Indiana | 2 | $ 380,000 | $ 190,000 | $ 124,000 |
| Whitley County Indiana | 2 | $ 330,000 | $ 165,000 | $ 131,000 |
| Rutherford County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 93,000 |
| Chaffee County Colorado | 1 | $ 515,000 | $ 515,000 | $ 236,000 |
| Nassau County Florida | 1 | $ 645,000 | $ 645,000 | $ 234,000 |
| Douglas County Illinois | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| Kane County Illinois | 1 | $ 425,000 | $ 425,000 | $ 223,000 |
| Madison County Illinois | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Shelby County Illinois | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Woodford County Illinois | 1 | $ 355,000 | $ 355,000 | $ 138,000 |
| Brown County Indiana | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Daviess County Indiana | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Decatur County Indiana | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Gibson County Indiana | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Henry County Indiana | 1 | $ 115,000 | $ 115,000 | $ 101,000 |
| Knox County Indiana | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Owen County Indiana | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Randolph County Indiana | 1 | $ 155,000 | $ 155,000 | $ 159,000 |
| Steuben County Indiana | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Pulaski County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 376,000 |
| Berrien County Michigan | 1 | $ 145,000 | $ 145,000 | $ 134,000 |
| Lake County Michigan | 1 | $ 205,000 | $ 205,000 | $ 273,000 |
| Oscoda County Michigan | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Beaufort County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Mecklenburg County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| Greene County Ohio | 1 | $ 305,000 | $ 305,000 | $ 255,000 |
| Dauphin County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 400,000 |
| Beaufort County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 116,000 |
| Fairfield County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 135,000 |
| Pickens County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Sumner County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Wilson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 584,000 |
Mortgage Loan Application Detail Totals for First Farmers Bank & Trust Co. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 876 | $117,940,000 | $134,000 | $1,505,000 | $72,000 | $870,000 |
| Refinancing | 603 | $104,995,000 | $174,000 | $3,505,000 | $105,000 | $1,367,000 |
| Cash-out Refinancing | 480 | $73,370,000 | $152,000 | $5,005,000 | $96,000 | $826,000 |
| Home Improvement | 32 | $3,400,000 | $106,000 | $225,000 | $100,000 | $584,000 |
| Not Applicable | 27 | $16,355,000 | $605,000 | $3,335,000 | $259,000 | $633,000 |
| Other Purpose | 12 | $1,620,000 | $135,000 | $415,000 | $100,000 | $245,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,803 | $261,025,000 | $144,000 | $1,145,000 | $90,000 | $1,367,000 |
| Not Provided | 108 | $14,540,000 | $134,000 | $515,000 | $73,000 | $349,000 |
| Not applicable | 50 | $33,570,000 | $671,000 | $5,005,000 | $259,000 | $633,000 |
| Hispanic | 40 | $4,080,000 | $102,000 | $235,000 | $54,000 | $126,000 |
| Asian | 14 | $2,650,000 | $189,000 | $515,000 | $126,000 | $444,000 |
| Black or African American | 10 | $770,000 | $77,000 | $175,000 | $54,000 | $172,000 |
| American Indian or Alaskan Native | 5 | $1,045,000 | $209,000 | $305,000 | $85,000 | $122,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,983 | $313,095,000 | $157,000 | $5,005,000 | $92,000 | $1,367,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $2,350,000 | $90,000 | $165,000 | $43,000 | $98,000 |
| FHA-insured (Federal Housing Administration) | 20 | $2,180,000 | $109,000 | $205,000 | $54,000 | $113,000 |
| VA-guaranteed (Veterans Administration) | 1 | $55,000 | $55,000 | $55,000 | $75,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,190 | $197,280,000 | $165,000 | $5,005,000 | $98,000 | $1,367,000 |
| Preapproval Approved but not Accepted | 219 | $28,735,000 | $131,000 | $485,000 | $64,000 | $596,000 |
| Application Approved But Not Accepted | 211 | $29,375,000 | $139,000 | $545,000 | $101,000 | $826,000 |
| Preapproval Denied by Financial Institution | 173 | $17,685,000 | $102,000 | $305,000 | $52,000 | $235,000 |
| Application Denied By Financial Institution | 164 | $21,430,000 | $130,000 | $515,000 | $69,000 | $370,000 |
| Application Withdrawn By Applicant | 45 | $6,805,000 | $151,000 | $495,000 | $109,000 | $300,000 |
| Loan Purchased By The Institution | 27 | $16,355,000 | $605,000 | $3,335,000 | $259,000 | $633,000 |
| File Closed For Incompleteness | 1 | $15,000 | $15,000 | $15,000 | $13,000 | $13,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,693 | $278,565,000 | $164,000 | $5,005,000 | $97,000 | $1,367,000 |
| Credit History | 200 | $22,350,000 | $111,000 | $505,000 | $67,000 | $240,000 |
| Debt-To-Income Ratio | 88 | $11,170,000 | $126,000 | $305,000 | $37,000 | $112,000 |
| Collateral | 23 | $3,295,000 | $143,000 | $515,000 | $101,000 | $370,000 |
| Other | 11 | $715,000 | $65,000 | $195,000 | $65,000 | $144,000 |
| Credit Application Incomplete | 10 | $1,140,000 | $114,000 | $305,000 | $38,000 | $134,000 |
| Employment History | 4 | $400,000 | $100,000 | $165,000 | $38,000 | $73,000 |
| Unverifiable Information | 1 | $45,000 | $45,000 | $45,000 | $40,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Farmers Bank & Trust Co.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Farmers Bank & Trust Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.