First Farmers Bank & Trust Co.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
First Farmers Bank & Trust Co. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Farmers Bank & Trust Co. 123 N. Jefferson Street Converse, IN 46919 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,620 |
| Total Mortgage Loan Application Amount | $244,180,000 |
| Average Mortgage Loan Application Amount | $129,600 |
| Highest Mortgage Loan Application Amount | $11,765,000 |
| Average Applicant Income | $105,600 |
| Highest Applicant Income | $2,819,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First Farmers Bank & Trust Co.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Farmers Bank & Trust Co.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First Farmers Bank & Trust Co.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Farmers Bank & Trust Co. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Farmers Bank & Trust Co., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Farmers Bank & Trust Co.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Howard County Indiana | 222 | $ 24,430,000 | $ 110,000 | $ 95,000 |
| Miami County Indiana | 161 | $ 12,625,000 | $ 78,000 | $ 68,000 |
| Grant County Indiana | 130 | $ 15,300,000 | $ 117,000 | $ 85,000 |
| Cass County Indiana | 85 | $ 6,695,000 | $ 78,000 | $ 107,000 |
| Tipton County Indiana | 72 | $ 9,940,000 | $ 138,000 | $ 95,000 |
| Starke County Indiana | 69 | $ 7,145,000 | $ 103,000 | $ 102,000 |
| Vermilion County Illinois | 59 | $ 4,405,000 | $ 74,000 | $ 101,000 |
| Vigo County Indiana | 59 | $ 9,665,000 | $ 163,000 | $ 92,000 |
| Hamilton County Indiana | 56 | $ 11,420,000 | $ 203,000 | $ 142,000 |
| Madison County Indiana | 49 | $ 4,585,000 | $ 93,000 | $ 74,000 |
| Sullivan County Indiana | 40 | $ 4,200,000 | $ 105,000 | $ 115,000 |
| Wabash County Indiana | 37 | $ 3,535,000 | $ 95,000 | $ 79,000 |
| Tippecanoe County Indiana | 36 | $ 8,420,000 | $ 233,000 | $ 175,000 |
| Edgar County Illinois | 31 | $ 2,225,000 | $ 71,000 | $ 66,000 |
| Carroll County Indiana | 21 | $ 2,975,000 | $ 141,000 | $ 97,000 |
| Clay County Indiana | 17 | $ 2,475,000 | $ 145,000 | $ 66,000 |
| Fulton County Indiana | 15 | $ 2,275,000 | $ 151,000 | $ 102,000 |
| Marshall County Indiana | 14 | $ 2,610,000 | $ 186,000 | $ 100,000 |
| Iroquois County Illinois | 10 | $ 1,180,000 | $ 118,000 | $ 86,000 |
| Huntington County Indiana | 10 | $ 2,040,000 | $ 204,000 | $ 93,000 |
| Marion County Indiana | 10 | $ 2,140,000 | $ 214,000 | $ 101,000 |
| Clinton County Indiana | 9 | $ 945,000 | $ 105,000 | $ 66,000 |
| Kosciusko County Indiana | 8 | $ 2,410,000 | $ 301,000 | $ 186,000 |
| Parke County Indiana | 7 | $ 785,000 | $ 112,000 | $ 82,000 |
| Vermillion County Indiana | 7 | $ 765,000 | $ 109,000 | $ 77,000 |
| Hancock County Indiana | 6 | $ 3,770,000 | $ 628,000 | $ 158,000 |
| Hendricks County Indiana | 6 | $ 1,540,000 | $ 256,000 | $ 100,000 |
| Owen County Indiana | 6 | $ 770,000 | $ 128,000 | $ 89,000 |
| White County Indiana | 6 | $ 1,370,000 | $ 228,000 | $ 240,000 |
| Boone County Indiana | 5 | $ 1,165,000 | $ 233,000 | $ 118,000 |
| Delaware County Indiana | 5 | $ 665,000 | $ 133,000 | $ 105,000 |
| Montgomery County Indiana | 5 | $ 875,000 | $ 175,000 | $ 177,000 |
| Pulaski County Indiana | 5 | $ 585,000 | $ 117,000 | $ 68,000 |
| Allen County Indiana | 4 | $ 4,710,000 | $ 1,177,000 | $ 122,000 |
| Blackford County Indiana | 4 | $ 440,000 | $ 110,000 | $ 55,000 |
| Porter County Indiana | 4 | $ 880,000 | $ 220,000 | $ 95,000 |
| St. Joseph County Indiana | 4 | $ 960,000 | $ 240,000 | $ 170,000 |
| Wells County Indiana | 4 | $ 420,000 | $ 105,000 | $ 98,000 |
| Broward County Florida | 3 | $ 865,000 | $ 288,000 | $ 481,000 |
| Lee County Florida | 3 | $ 865,000 | $ 288,000 | $ 426,000 |
| Greene County Indiana | 3 | $ 545,000 | $ 181,000 | $ 109,000 |
| LaPorte County Indiana | 3 | $ 365,000 | $ 121,000 | $ 69,000 |
| Pike County Indiana | 3 | $ 555,000 | $ 185,000 | $ 89,000 |
| Putnam County Indiana | 3 | $ 1,215,000 | $ 405,000 | $ 89,000 |
| Collier County Florida | 2 | $ 2,310,000 | $ 1,155,000 | $ 137,000 |
| Palm Beach County Florida | 2 | $ 3,000,000 | $ 1,500,000 | $ 580,000 |
| Pinellas County Florida | 2 | $ 940,000 | $ 470,000 | $ 498,000 |
| Cook County Illinois | 2 | $ 920,000 | $ 460,000 | $ 235,000 |
| Lake County Indiana | 2 | $ 140,000 | $ 70,000 | $ 501,000 |
| Randolph County Indiana | 2 | $ 670,000 | $ 335,000 | $ 113,000 |
| Charleston County South Carolina | 2 | $ 2,890,000 | $ 1,445,000 | $ 2,128,000 |
| Gulf County Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 453,000 |
| Manatee County Florida | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Marion County Florida | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Carroll County Georgia | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| De Witt County Illinois | 1 | $ 385,000 | $ 385,000 | $ 119,000 |
| Adams County Indiana | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Benton County Indiana | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Brown County Indiana | 1 | $ 315,000 | $ 315,000 | $ 264,000 |
| Decatur County Indiana | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Elkhart County Indiana | 1 | $ 165,000 | $ 165,000 | $ 270,000 |
| Fountain County Indiana | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Henry County Indiana | 1 | $ 285,000 | $ 285,000 | $ 158,000 |
| Jackson County Indiana | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Jennings County Indiana | 1 | $ 465,000 | $ 465,000 | $ 229,000 |
| Knox County Indiana | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| LaGrange County Indiana | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Morgan County Indiana | 1 | $ 245,000 | $ 245,000 | $ 142,000 |
| Shelby County Indiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Spencer County Indiana | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Warren County Indiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Pulaski County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 231,000 |
| Calhoun County Michigan | 1 | $ 165,000 | $ 165,000 | $ 125,000 |
| Kalamazoo County Michigan | 1 | $ 645,000 | $ 645,000 | $ 147,000 |
| Wayne County Michigan | 1 | $ 11,765,000 | $ 11,765,000 | $ 0 |
| Taney County Missouri | 1 | $ 75,000 | $ 75,000 | $ 103,000 |
| Cuyahoga County Ohio | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| Delaware County Ohio | 1 | $ 545,000 | $ 545,000 | $ 360,000 |
| Anderson County South Carolina | 1 | $ 605,000 | $ 605,000 | $ 868,000 |
| Beaufort County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for First Farmers Bank & Trust Co. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 739 | $150,305,000 | $203,000 | $11,765,000 | $94,000 | $2,819,000 |
| Cash-out Refinancing | 494 | $53,860,000 | $109,000 | $4,155,000 | $103,000 | $2,076,000 |
| Other Purpose | 158 | $9,170,000 | $58,000 | $615,000 | $98,000 | $270,000 |
| Home Improvement | 122 | $8,910,000 | $73,000 | $475,000 | $126,000 | $1,275,000 |
| Refinancing | 107 | $21,935,000 | $205,000 | $2,205,000 | $107,000 | $530,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,433 | $190,975,000 | $133,000 | $1,505,000 | $99,000 | $2,819,000 |
| Not Provided | 76 | $10,410,000 | $136,000 | $635,000 | $118,000 | $868,000 |
| Hispanic | 49 | $5,315,000 | $108,000 | $305,000 | $89,000 | $838,000 |
| Not applicable | 37 | $28,965,000 | $782,000 | $11,765,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $1,155,000 | $128,000 | $305,000 | $87,000 | $178,000 |
| Asian | 9 | $3,255,000 | $361,000 | $1,415,000 | $126,000 | $554,000 |
| Black or African American | 4 | $820,000 | $205,000 | $585,000 | $97,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,611 | $242,725,000 | $150,000 | $11,765,000 | $101,000 | $2,819,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,140,000 | $190,000 | $305,000 | $61,000 | $83,000 |
| FHA-insured (Federal Housing Administration) | 3 | $315,000 | $105,000 | $125,000 | $41,000 | $46,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 900 | $146,840,000 | $163,000 | $11,765,000 | $110,000 | $2,819,000 |
| Application Denied By Financial Institution | 228 | $20,310,000 | $89,000 | $645,000 | $72,000 | $456,000 |
| Application Approved But Not Accepted | 208 | $27,890,000 | $134,000 | $1,445,000 | $107,000 | $1,438,000 |
| Preapproval Approved but not Accepted | 151 | $29,655,000 | $196,000 | $1,455,000 | $85,000 | $606,000 |
| Preapproval Denied by Financial Institution | 108 | $16,450,000 | $152,000 | $585,000 | $65,000 | $288,000 |
| Application Withdrawn By Applicant | 22 | $2,740,000 | $124,000 | $595,000 | $221,000 | $2,076,000 |
| Loan Purchased By The Institution | 3 | $295,000 | $98,000 | $155,000 | $84,000 | $148,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,284 | $207,420,000 | $161,000 | $11,765,000 | $109,000 | $2,819,000 |
| Credit History | 173 | $17,295,000 | $99,000 | $525,000 | $76,000 | $456,000 |
| Debt-To-Income Ratio | 110 | $14,760,000 | $134,000 | $645,000 | $54,000 | $288,000 |
| Collateral | 30 | $1,740,000 | $58,000 | $185,000 | $81,000 | $216,000 |
| Other | 10 | $1,190,000 | $119,000 | $415,000 | $109,000 | $241,000 |
| Employment History | 8 | $830,000 | $103,000 | $215,000 | $52,000 | $102,000 |
| Credit Application Incomplete | 3 | $495,000 | $165,000 | $385,000 | $111,000 | $111,000 |
| Unverifiable Information | 1 | $305,000 | $305,000 | $305,000 | $190,000 | $190,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $145,000 | $145,000 | $145,000 | $41,000 | $41,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Farmers Bank & Trust Co.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Farmers Bank & Trust Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.