Premier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Premier Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Premier Bank 601 Clinton Street Youngstown, OH 43512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,444 |
| Total Mortgage Loan Application Amount | $492,189,000 |
| Average Mortgage Loan Application Amount | $141,000 |
| Highest Mortgage Loan Application Amount | $12,000,000 |
| Average Applicant Income | $68,333 |
| Highest Applicant Income | $1,361,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Premier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Premier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Premier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Premier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Premier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Premier Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hancock County Ohio | 343 | $ 54,401,000 | $ 158,000 | $ 95,000 |
| Lucas County Ohio | 265 | $ 28,575,000 | $ 107,000 | $ 58,000 |
| Defiance County Ohio | 258 | $ 23,986,000 | $ 92,000 | $ 58,000 |
| Wood County Ohio | 247 | $ 47,310,000 | $ 191,000 | $ 82,000 |
| Williams County Ohio | 237 | $ 20,845,000 | $ 87,000 | $ 57,000 |
| Allen County Ohio | 234 | $ 22,506,000 | $ 96,000 | $ 79,000 |
| Lenawee County Michigan | 231 | $ 28,103,000 | $ 121,000 | $ 77,000 |
| Henry County Ohio | 106 | $ 11,228,000 | $ 105,000 | $ 67,000 |
| Allen County Indiana | 102 | $ 44,622,000 | $ 437,000 | $ 72,000 |
| Marion County Ohio | 98 | $ 11,566,000 | $ 118,000 | $ 68,000 |
| Paulding County Ohio | 96 | $ 7,655,000 | $ 79,000 | $ 57,000 |
| Putnam County Ohio | 89 | $ 10,294,000 | $ 115,000 | $ 71,000 |
| Fulton County Ohio | 66 | $ 7,514,000 | $ 113,000 | $ 60,000 |
| Ottawa County Ohio | 59 | $ 6,515,000 | $ 110,000 | $ 84,000 |
| Franklin County Ohio | 53 | $ 28,898,000 | $ 545,000 | $ 39,000 |
| Auglaize County Ohio | 52 | $ 5,008,000 | $ 96,000 | $ 66,000 |
| Wyandot County Ohio | 49 | $ 5,379,000 | $ 109,000 | $ 70,000 |
| Seneca County Ohio | 41 | $ 4,539,000 | $ 110,000 | $ 64,000 |
| Van Wert County Ohio | 40 | $ 3,172,000 | $ 79,000 | $ 49,000 |
| Cuyahoga County Ohio | 28 | $ 6,607,000 | $ 235,000 | $ 128,000 |
| Hillsdale County Michigan | 27 | $ 1,971,000 | $ 73,000 | $ 50,000 |
| Steuben County Indiana | 24 | $ 4,870,000 | $ 202,000 | $ 143,000 |
| Monroe County Michigan | 18 | $ 9,741,000 | $ 541,000 | $ 109,000 |
| Hardin County Ohio | 17 | $ 2,709,000 | $ 159,000 | $ 62,000 |
| Jackson County Michigan | 13 | $ 2,302,000 | $ 177,000 | $ 109,000 |
| Washtenaw County Michigan | 13 | $ 2,345,000 | $ 180,000 | $ 98,000 |
| Sandusky County Ohio | 12 | $ 1,152,000 | $ 96,000 | $ 49,000 |
| Branch County Michigan | 8 | $ 1,108,000 | $ 138,000 | $ 144,000 |
| Shelby County Ohio | 8 | $ 1,071,000 | $ 133,000 | $ 72,000 |
| Wayne County Michigan | 7 | $ 1,534,000 | $ 219,000 | $ 142,000 |
| DeKalb County Indiana | 6 | $ 722,000 | $ 120,000 | $ 45,000 |
| Delaware County Ohio | 6 | $ 1,345,000 | $ 224,000 | $ 142,000 |
| Lorain County Ohio | 5 | $ 1,430,000 | $ 286,000 | $ 130,000 |
| Kosciusko County Indiana | 3 | $ 1,099,000 | $ 366,000 | $ 611,000 |
| Whitley County Indiana | 3 | $ 251,000 | $ 83,000 | $ 86,000 |
| Erie County Ohio | 3 | $ 555,000 | $ 185,000 | $ 69,000 |
| Logan County Ohio | 3 | $ 1,091,000 | $ 363,000 | $ 7,000 |
| Richland County Ohio | 3 | $ 735,000 | $ 245,000 | $ 127,000 |
| Union County Ohio | 3 | $ 825,000 | $ 275,000 | $ 110,000 |
| Yavapai County Arizona | 2 | $ 248,000 | $ 124,000 | $ 75,000 |
| Charlotte County Florida | 2 | $ 484,000 | $ 242,000 | $ 123,000 |
| Walton County Florida | 2 | $ 648,000 | $ 324,000 | $ 282,000 |
| Gwinnett County Georgia | 2 | $ 4,910,000 | $ 2,455,000 | $ 0 |
| Jay County Indiana | 2 | $ 141,000 | $ 70,000 | $ 79,000 |
| St. Joseph County Indiana | 2 | $ 328,000 | $ 164,000 | $ 74,000 |
| Clare County Michigan | 2 | $ 263,000 | $ 131,000 | $ 110,000 |
| Grand Traverse County Michigan | 2 | $ 402,000 | $ 201,000 | $ 73,000 |
| Livingston County Michigan | 2 | $ 363,000 | $ 181,000 | $ 123,000 |
| Butler County Ohio | 2 | $ 881,000 | $ 440,000 | $ 61,000 |
| Champaign County Ohio | 2 | $ 360,000 | $ 180,000 | $ 132,000 |
| Clark County Ohio | 2 | $ 283,000 | $ 141,000 | $ 62,000 |
| Clermont County Ohio | 2 | $ 338,000 | $ 169,000 | $ 119,000 |
| Crawford County Ohio | 2 | $ 218,000 | $ 109,000 | $ 44,000 |
| Guernsey County Ohio | 2 | $ 121,000 | $ 60,000 | $ 54,000 |
| Huron County Ohio | 2 | $ 520,000 | $ 260,000 | $ 29,000 |
| Knox County Ohio | 2 | $ 1,143,000 | $ 571,000 | $ 46,000 |
| Lake County Ohio | 2 | $ 354,000 | $ 177,000 | $ 53,000 |
| Licking County Ohio | 2 | $ 213,000 | $ 106,000 | $ 44,000 |
| Mercer County Ohio | 2 | $ 172,000 | $ 86,000 | $ 44,000 |
| Montgomery County Ohio | 2 | $ 181,000 | $ 90,000 | $ 425,000 |
| Morrow County Ohio | 2 | $ 802,000 | $ 401,000 | $ 100,000 |
| Portage County Ohio | 2 | $ 1,122,000 | $ 561,000 | $ 124,000 |
| Stark County Ohio | 2 | $ 222,000 | $ 111,000 | $ 82,000 |
| Summit County Ohio | 2 | $ 326,000 | $ 163,000 | $ 55,000 |
| Maricopa County Arizona | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Bay County Florida | 1 | $ 2,573,000 | $ 2,573,000 | $ 0 |
| Broward County Florida | 1 | $ 270,000 | $ 270,000 | $ 1,361,000 |
| Columbia County Florida | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Flagler County Florida | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Lee County Florida | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
| Orange County Florida | 1 | $ 242,000 | $ 242,000 | $ 67,000 |
| Palm Beach County Florida | 1 | $ 264,000 | $ 264,000 | $ 117,000 |
| Polk County Florida | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Sarasota County Florida | 1 | $ 267,000 | $ 267,000 | $ 216,000 |
| Seminole County Florida | 1 | $ 1,475,000 | $ 1,475,000 | $ 0 |
| Volusia County Florida | 1 | $ 240,000 | $ 240,000 | $ 224,000 |
| Boone County Indiana | 1 | $ 170,000 | $ 170,000 | $ 59,000 |
| Hamilton County Indiana | 1 | $ 346,000 | $ 346,000 | $ 168,000 |
| Marion County Indiana | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| Wells County Indiana | 1 | $ 128,000 | $ 128,000 | $ 70,000 |
| Chippewa County Michigan | 1 | $ 50,000 | $ 50,000 | $ 83,000 |
| Oakland County Michigan | 1 | $ 202,000 | $ 202,000 | $ 118,000 |
| Roscommon County Michigan | 1 | $ 312,000 | $ 312,000 | $ 525,000 |
| Hennepin County Minnesota | 1 | $ 420,000 | $ 420,000 | $ 290,000 |
| Jackson County Mississippi | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 76,000 |
| Brown County Ohio | 1 | $ 264,000 | $ 264,000 | $ 113,000 |
| Greene County Ohio | 1 | $ 2,520,000 | $ 2,520,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 345,000 | $ 345,000 | $ 150,000 |
| Mahoning County Ohio | 1 | $ 1,279,000 | $ 1,279,000 | $ 0 |
| Medina County Ohio | 1 | $ 166,000 | $ 166,000 | $ 113,000 |
| Preble County Ohio | 1 | $ 1,026,000 | $ 1,026,000 | $ 0 |
| Ross County Ohio | 1 | $ 1,847,000 | $ 1,847,000 | $ 0 |
| Tuscarawas County Ohio | 1 | $ 315,000 | $ 315,000 | $ 125,000 |
| Fayette County Pennsylvania | 1 | $ 1,225,000 | $ 1,225,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Maury County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 81,000 |
| Sevier County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 96,000 |
| Williamson County Tennessee | 1 | $ 182,000 | $ 182,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Premier Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,158 | $289,991,000 | $134,000 | $4,600,000 | $68,000 | $889,000 |
| Refinancing | 793 | $156,410,000 | $197,000 | $6,900,000 | $79,000 | $1,361,000 |
| Home Improvement | 493 | $45,788,000 | $92,000 | $12,000,000 | $58,000 | $366,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,928 | $332,646,000 | $113,000 | $956,000 | $74,000 | $1,361,000 |
| Not applicable | 160 | $128,133,000 | $800,000 | $12,000,000 | $0 | $28,000 |
| Black or African American | 160 | $10,328,000 | $64,000 | $400,000 | $60,000 | $889,000 |
| Hispanic | 117 | $9,081,000 | $77,000 | $271,000 | $50,000 | $297,000 |
| Not Provided | 39 | $6,217,000 | $159,000 | $634,000 | $107,000 | $582,000 |
| Asian | 27 | $4,321,000 | $160,000 | $455,000 | $71,000 | $184,000 |
| American Indian or Alaskan Native | 8 | $1,032,000 | $129,000 | $266,000 | $37,000 | $69,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $431,000 | $86,000 | $125,000 | $50,000 | $146,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,187 | $469,066,000 | $147,000 | $12,000,000 | $72,000 | $1,361,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 256 | $23,003,000 | $89,000 | $207,000 | $37,000 | $86,000 |
| VA-guaranteed (Veterans Administration) | 1 | $120,000 | $120,000 | $120,000 | $48,000 | $48,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,315 | $347,444,000 | $150,000 | $7,744,000 | $76,000 | $1,361,000 |
| Preapproval Denied by Financial Institution | 483 | $42,762,000 | $88,000 | $528,000 | $39,000 | $160,000 |
| Application Denied By Financial Institution | 249 | $21,331,000 | $85,000 | $1,225,000 | $45,000 | $197,000 |
| Application Withdrawn By Applicant | 188 | $35,246,000 | $187,000 | $6,000,000 | $80,000 | $700,000 |
| Application Approved But Not Accepted | 138 | $32,005,000 | $231,000 | $12,000,000 | $72,000 | $318,000 |
| Loan Purchased By The Institution | 52 | $11,381,000 | $218,000 | $634,000 | $104,000 | $582,000 |
| File Closed For Incompleteness | 19 | $2,020,000 | $106,000 | $390,000 | $56,000 | $123,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 458 | $36,656,000 | $80,000 | $396,000 | $41,000 | $197,000 |
| Debt-To-Income Ratio | 218 | $20,937,000 | $96,000 | $815,000 | $38,000 | $188,000 |
| Collateral | 28 | $3,571,000 | $127,000 | $1,225,000 | $50,000 | $195,000 |
| Other | 12 | $1,215,000 | $101,000 | $315,000 | $51,000 | $131,000 |
| Employment History | 9 | $873,000 | $97,000 | $199,000 | $30,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $445,000 | $148,000 | $312,000 | $69,000 | $159,000 |
| Mortgage Insurance Denied | 3 | $348,000 | $116,000 | $180,000 | $70,000 | $109,000 |
| Unverifiable Information | 1 | $48,000 | $48,000 | $48,000 | $19,000 | $19,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premier Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.