Premier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Premier Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Premier Bank 601 Clinton Street Youngstown, OH 43512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,110 |
| Total Mortgage Loan Application Amount | $856,330,000 |
| Average Mortgage Loan Application Amount | $130,500 |
| Highest Mortgage Loan Application Amount | $29,005,000 |
| Average Applicant Income | $77,666 |
| Highest Applicant Income | $1,230,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Premier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Premier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Premier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Premier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Premier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Premier Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hancock County Ohio | 508 | $ 76,140,000 | $ 149,000 | $ 108,000 |
| Defiance County Ohio | 318 | $ 30,720,000 | $ 96,000 | $ 80,000 |
| Williams County Ohio | 304 | $ 23,690,000 | $ 77,000 | $ 69,000 |
| Lucas County Ohio | 301 | $ 70,425,000 | $ 233,000 | $ 97,000 |
| Wood County Ohio | 299 | $ 45,925,000 | $ 153,000 | $ 103,000 |
| Lenawee County Michigan | 283 | $ 33,005,000 | $ 116,000 | $ 87,000 |
| Allen County Ohio | 266 | $ 26,620,000 | $ 100,000 | $ 75,000 |
| Henry County Ohio | 168 | $ 14,900,000 | $ 88,000 | $ 77,000 |
| Marion County Ohio | 154 | $ 15,060,000 | $ 97,000 | $ 70,000 |
| Allen County Indiana | 141 | $ 39,435,000 | $ 279,000 | $ 99,000 |
| Wyandot County Ohio | 117 | $ 9,735,000 | $ 83,000 | $ 75,000 |
| Putnam County Ohio | 109 | $ 12,005,000 | $ 110,000 | $ 80,000 |
| Paulding County Ohio | 97 | $ 8,085,000 | $ 83,000 | $ 71,000 |
| Fulton County Ohio | 93 | $ 8,825,000 | $ 94,000 | $ 91,000 |
| Ottawa County Ohio | 84 | $ 10,160,000 | $ 120,000 | $ 110,000 |
| Franklin County Ohio | 79 | $ 153,585,000 | $ 1,944,000 | $ 164,000 |
| Van Wert County Ohio | 57 | $ 4,375,000 | $ 76,000 | $ 66,000 |
| Auglaize County Ohio | 53 | $ 6,045,000 | $ 114,000 | $ 66,000 |
| Hillsdale County Michigan | 40 | $ 3,390,000 | $ 84,000 | $ 73,000 |
| Seneca County Ohio | 40 | $ 3,520,000 | $ 88,000 | $ 66,000 |
| Hardin County Ohio | 18 | $ 1,630,000 | $ 90,000 | $ 53,000 |
| Washtenaw County Michigan | 15 | $ 2,895,000 | $ 193,000 | $ 176,000 |
| Monroe County Michigan | 14 | $ 3,200,000 | $ 228,000 | $ 87,000 |
| Sandusky County Ohio | 14 | $ 1,360,000 | $ 97,000 | $ 58,000 |
| Steuben County Indiana | 13 | $ 3,395,000 | $ 261,000 | $ 275,000 |
| DeKalb County Indiana | 10 | $ 1,150,000 | $ 115,000 | $ 77,000 |
| Branch County Michigan | 10 | $ 1,920,000 | $ 192,000 | $ 127,000 |
| Whitley County Indiana | 7 | $ 1,345,000 | $ 192,000 | $ 138,000 |
| Delaware County Ohio | 7 | $ 29,555,000 | $ 4,222,000 | $ 181,000 |
| Logan County Ohio | 6 | $ 510,000 | $ 85,000 | $ 83,000 |
| Mercer County Ohio | 6 | $ 480,000 | $ 80,000 | $ 59,000 |
| Pinellas County Florida | 5 | $ 2,165,000 | $ 433,000 | $ 413,000 |
| Noble County Indiana | 5 | $ 635,000 | $ 127,000 | $ 54,000 |
| Wayne County Michigan | 5 | $ 755,000 | $ 151,000 | $ 108,000 |
| Crawford County Ohio | 5 | $ 925,000 | $ 185,000 | $ 50,000 |
| Sarasota County Florida | 4 | $ 1,350,000 | $ 337,000 | $ 158,000 |
| Kosciusko County Indiana | 4 | $ 720,000 | $ 180,000 | $ 183,000 |
| LaGrange County Indiana | 4 | $ 970,000 | $ 242,000 | $ 96,000 |
| Collier County Florida | 3 | $ 725,000 | $ 241,000 | $ 107,000 |
| Huntington County Indiana | 3 | $ 175,000 | $ 58,000 | $ 29,000 |
| Jackson County Michigan | 3 | $ 255,000 | $ 85,000 | $ 74,000 |
| Licking County Ohio | 3 | $ 1,845,000 | $ 615,000 | $ 20,000 |
| Miami County Ohio | 3 | $ 3,985,000 | $ 1,328,000 | $ 56,000 |
| Union County Ohio | 3 | $ 775,000 | $ 258,000 | $ 535,000 |
| Charlotte County Florida | 2 | $ 870,000 | $ 435,000 | $ 80,000 |
| Hillsborough County Florida | 2 | $ 260,000 | $ 130,000 | $ 90,000 |
| Lee County Florida | 2 | $ 390,000 | $ 195,000 | $ 210,000 |
| Manatee County Florida | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| Nassau County Florida | 2 | $ 1,170,000 | $ 585,000 | $ 800,000 |
| Sumter County Florida | 2 | $ 1,270,000 | $ 635,000 | $ 0 |
| Marion County Indiana | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
| St. Joseph County Indiana | 2 | $ 460,000 | $ 230,000 | $ 124,000 |
| Mason County Michigan | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Oakland County Michigan | 2 | $ 740,000 | $ 370,000 | $ 281,000 |
| Cuyahoga County Ohio | 2 | $ 490,000 | $ 245,000 | $ 126,000 |
| Erie County Ohio | 2 | $ 720,000 | $ 360,000 | $ 190,000 |
| Huron County Ohio | 2 | $ 60,000 | $ 30,000 | $ 23,000 |
| Lorain County Ohio | 2 | $ 510,000 | $ 255,000 | $ 78,000 |
| Medina County Ohio | 2 | $ 350,000 | $ 175,000 | $ 124,000 |
| Montgomery County Ohio | 2 | $ 280,000 | $ 140,000 | $ 113,000 |
| Morrow County Ohio | 2 | $ 280,000 | $ 140,000 | $ 56,000 |
| Shelby County Ohio | 2 | $ 220,000 | $ 110,000 | $ 67,000 |
| Warren County Ohio | 2 | $ 170,000 | $ 85,000 | $ 54,000 |
| Yavapai County Arizona | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Hernando County Florida | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Marion County Florida | 1 | $ 95,000 | $ 95,000 | $ 150,000 |
| Polk County Florida | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Walton County Florida | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Fulton County Georgia | 1 | $ 295,000 | $ 295,000 | $ 250,000 |
| Teton County Idaho | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Crawford County Illinois | 1 | $ 225,000 | $ 225,000 | $ 161,000 |
| De Witt County Illinois | 1 | $ 115,000 | $ 115,000 | $ 624,000 |
| Lake County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Carroll County Indiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Fulton County Indiana | 1 | $ 85,000 | $ 85,000 | $ 1,000 |
| Tippecanoe County Indiana | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Wells County Indiana | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Fayette County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 165,000 |
| Menifee County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Lincoln County Maine | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 215,000 | $ 215,000 | $ 15,000 |
| Clare County Michigan | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Crawford County Michigan | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Eaton County Michigan | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Gratiot County Michigan | 1 | $ 185,000 | $ 185,000 | $ 160,000 |
| Kent County Michigan | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Lake County Michigan | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Livingston County Michigan | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Macomb County Michigan | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Mecosta County Michigan | 1 | $ 265,000 | $ 265,000 | $ 239,000 |
| Muskegon County Michigan | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Oceana County Michigan | 1 | $ 295,000 | $ 295,000 | $ 180,000 |
| St. Joseph County Michigan | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| Butler County Missouri | 1 | $ 295,000 | $ 295,000 | $ 193,000 |
| Burlington County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 185,000 |
| Catawba County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Guilford County North Carolina | 1 | $ 2,885,000 | $ 2,885,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 168,000 |
| Adams County Ohio | 1 | $ 3,655,000 | $ 3,655,000 | $ 0 |
| Ashland County Ohio | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Clark County Ohio | 1 | $ 165,000 | $ 165,000 | $ 214,000 |
| Greene County Ohio | 1 | $ 315,000 | $ 315,000 | $ 108,000 |
| Hamilton County Ohio | 1 | $ 95,000 | $ 95,000 | $ 135,000 |
| Knox County Ohio | 1 | $ 365,000 | $ 365,000 | $ 170,000 |
| Richland County Ohio | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Scioto County Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Stark County Ohio | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Trumbull County Ohio | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Tuscarawas County Ohio | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Deschutes County Oregon | 1 | $ 305,000 | $ 305,000 | $ 202,000 |
| Warren County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 302,000 |
| Campbell County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Galveston County Texas | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for Premier Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,247 | $597,405,000 | $183,000 | $29,005,000 | $76,000 | $1,012,000 |
| Refinancing | 692 | $160,430,000 | $231,000 | $22,275,000 | $93,000 | $1,230,000 |
| Other Purpose | 624 | $38,830,000 | $62,000 | $765,000 | $100,000 | $1,116,000 |
| Cash-out Refinancing | 314 | $38,830,000 | $123,000 | $505,000 | $88,000 | $501,000 |
| Home Improvement | 228 | $20,360,000 | $89,000 | $6,265,000 | $84,000 | $500,000 |
| Not Applicable | 5 | $475,000 | $95,000 | $125,000 | $25,000 | $33,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,438 | $529,600,000 | $119,000 | $945,000 | $84,000 | $1,230,000 |
| Not applicable | 194 | $273,150,000 | $1,407,000 | $29,005,000 | $0 | $0 |
| Black or African American | 189 | $16,075,000 | $85,000 | $295,000 | $47,000 | $268,000 |
| Hispanic | 121 | $12,565,000 | $103,000 | $355,000 | $65,000 | $298,000 |
| Not Provided | 91 | $14,005,000 | $153,000 | $635,000 | $79,000 | $300,000 |
| Asian | 58 | $8,630,000 | $148,000 | $505,000 | $108,000 | $734,000 |
| American Indian or Alaskan Native | 12 | $1,030,000 | $85,000 | $205,000 | $55,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $170,000 | $85,000 | $95,000 | $44,000 | $45,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,888 | $835,030,000 | $170,000 | $29,005,000 | $84,000 | $1,230,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 218 | $20,910,000 | $95,000 | $225,000 | $41,000 | $129,000 |
| FHA-insured (Federal Housing Administration) | 3 | $385,000 | $128,000 | $185,000 | $57,000 | $101,000 |
| VA-guaranteed (Veterans Administration) | 1 | $5,000 | $5,000 | $5,000 | $36,000 | $36,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,011 | $506,645,000 | $168,000 | $29,005,000 | $94,000 | $1,230,000 |
| Preapproval Approved but not Accepted | 823 | $124,615,000 | $151,000 | $615,000 | $70,000 | $734,000 |
| Preapproval Denied by Financial Institution | 549 | $52,775,000 | $96,000 | $455,000 | $46,000 | $900,000 |
| Application Denied By Financial Institution | 311 | $31,775,000 | $102,000 | $3,725,000 | $59,000 | $624,000 |
| Application Approved But Not Accepted | 195 | $80,125,000 | $410,000 | $29,005,000 | $94,000 | $633,000 |
| Application Withdrawn By Applicant | 190 | $56,010,000 | $294,000 | $24,705,000 | $95,000 | $501,000 |
| File Closed For Incompleteness | 26 | $3,910,000 | $150,000 | $1,205,000 | $62,000 | $192,000 |
| Loan Purchased By The Institution | 5 | $475,000 | $95,000 | $125,000 | $25,000 | $33,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,250 | $771,780,000 | $181,000 | $29,005,000 | $89,000 | $1,230,000 |
| Credit History | 530 | $45,280,000 | $85,000 | $325,000 | $48,000 | $252,000 |
| Debt-To-Income Ratio | 233 | $24,165,000 | $103,000 | $455,000 | $46,000 | $303,000 |
| Other | 44 | $10,190,000 | $231,000 | $3,725,000 | $98,000 | $900,000 |
| Collateral | 33 | $3,045,000 | $92,000 | $355,000 | $78,000 | $222,000 |
| Employment History | 11 | $1,095,000 | $99,000 | $455,000 | $66,000 | $264,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $300,000 | $75,000 | $135,000 | $58,000 | $101,000 |
| Unverifiable Information | 4 | $370,000 | $92,000 | $195,000 | $62,000 | $97,000 |
| Mortgage Insurance Denied | 1 | $105,000 | $105,000 | $105,000 | $26,000 | $26,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premier Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.