Premier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Premier Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Premier Bank 601 Clinton Street Youngstown, OH 43512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,901 |
| Total Mortgage Loan Application Amount | $1,828,175,000 |
| Average Mortgage Loan Application Amount | $172,200 |
| Highest Mortgage Loan Application Amount | $36,005,000 |
| Average Applicant Income | $110,200 |
| Highest Applicant Income | $3,929,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Premier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Premier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Premier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Premier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Premier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Premier Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mahoning County Ohio | 675 | $ 73,595,000 | $ 109,000 | $ 92,000 |
| Hancock County Ohio | 395 | $ 70,215,000 | $ 177,000 | $ 125,000 |
| Monongalia County West Virginia | 369 | $ 102,175,000 | $ 276,000 | $ 146,000 |
| Cuyahoga County Ohio | 343 | $ 143,585,000 | $ 418,000 | $ 167,000 |
| Lucas County Ohio | 340 | $ 63,780,000 | $ 187,000 | $ 100,000 |
| Columbiana County Ohio | 306 | $ 28,610,000 | $ 93,000 | $ 80,000 |
| Wood County Ohio | 294 | $ 49,200,000 | $ 167,000 | $ 121,000 |
| Williams County Ohio | 265 | $ 28,785,000 | $ 108,000 | $ 73,000 |
| Summit County Ohio | 251 | $ 88,685,000 | $ 353,000 | $ 164,000 |
| Lenawee County Michigan | 242 | $ 31,070,000 | $ 128,000 | $ 94,000 |
| Defiance County Ohio | 224 | $ 22,620,000 | $ 100,000 | $ 79,000 |
| Trumbull County Ohio | 196 | $ 23,840,000 | $ 121,000 | $ 91,000 |
| Stark County Ohio | 171 | $ 36,545,000 | $ 213,000 | $ 139,000 |
| Marion County Ohio | 170 | $ 23,270,000 | $ 136,000 | $ 90,000 |
| Fulton County Ohio | 144 | $ 15,320,000 | $ 106,000 | $ 78,000 |
| Allen County Ohio | 143 | $ 14,905,000 | $ 104,000 | $ 83,000 |
| Franklin County Ohio | 142 | $ 164,060,000 | $ 1,155,000 | $ 183,000 |
| Portage County Ohio | 133 | $ 47,995,000 | $ 360,000 | $ 196,000 |
| Washtenaw County Michigan | 126 | $ 43,270,000 | $ 343,000 | $ 189,000 |
| Henry County Ohio | 126 | $ 13,870,000 | $ 110,000 | $ 91,000 |
| Medina County Ohio | 124 | $ 35,430,000 | $ 285,000 | $ 163,000 |
| Wyandot County Ohio | 105 | $ 11,785,000 | $ 112,000 | $ 76,000 |
| Ottawa County Ohio | 91 | $ 16,125,000 | $ 177,000 | $ 138,000 |
| Allen County Indiana | 90 | $ 39,760,000 | $ 441,000 | $ 139,000 |
| Allegheny County Pennsylvania | 90 | $ 38,870,000 | $ 431,000 | $ 193,000 |
| Putnam County Ohio | 89 | $ 12,395,000 | $ 139,000 | $ 110,000 |
| Lake County Ohio | 87 | $ 18,225,000 | $ 209,000 | $ 155,000 |
| Seneca County Ohio | 81 | $ 8,175,000 | $ 100,000 | $ 81,000 |
| Lorain County Ohio | 76 | $ 17,390,000 | $ 228,000 | $ 90,000 |
| Huron County Ohio | 73 | $ 5,785,000 | $ 79,000 | $ 85,000 |
| Geauga County Ohio | 71 | $ 26,805,000 | $ 377,000 | $ 189,000 |
| Marion County West Virginia | 71 | $ 13,665,000 | $ 192,000 | $ 121,000 |
| Paulding County Ohio | 70 | $ 6,540,000 | $ 93,000 | $ 73,000 |
| Westmoreland County Pennsylvania | 68 | $ 24,080,000 | $ 354,000 | $ 211,000 |
| Monroe County Michigan | 58 | $ 18,910,000 | $ 326,000 | $ 111,000 |
| Harrison County West Virginia | 56 | $ 10,690,000 | $ 190,000 | $ 106,000 |
| Van Wert County Ohio | 50 | $ 4,700,000 | $ 94,000 | $ 73,000 |
| Preston County West Virginia | 48 | $ 11,750,000 | $ 244,000 | $ 133,000 |
| Licking County Ohio | 45 | $ 13,795,000 | $ 306,000 | $ 132,000 |
| Erie County Ohio | 44 | $ 9,040,000 | $ 205,000 | $ 116,000 |
| Hamilton County Ohio | 43 | $ 12,495,000 | $ 290,000 | $ 128,000 |
| Delaware County Ohio | 41 | $ 14,325,000 | $ 349,000 | $ 196,000 |
| Sandusky County Ohio | 41 | $ 5,315,000 | $ 129,000 | $ 87,000 |
| Butler County Pennsylvania | 36 | $ 16,470,000 | $ 457,000 | $ 333,000 |
| Ashland County Ohio | 33 | $ 4,435,000 | $ 134,000 | $ 91,000 |
| Wayne County Ohio | 33 | $ 8,715,000 | $ 264,000 | $ 120,000 |
| Beaver County Pennsylvania | 33 | $ 4,475,000 | $ 135,000 | $ 96,000 |
| Fayette County Pennsylvania | 33 | $ 8,955,000 | $ 271,000 | $ 117,000 |
| Hillsdale County Michigan | 29 | $ 2,825,000 | $ 97,000 | $ 86,000 |
| Ashtabula County Ohio | 28 | $ 5,050,000 | $ 180,000 | $ 95,000 |
| Wayne County Michigan | 27 | $ 5,275,000 | $ 195,000 | $ 114,000 |
| Washington County Pennsylvania | 26 | $ 9,700,000 | $ 373,000 | $ 197,000 |
| Lawrence County Pennsylvania | 23 | $ 5,145,000 | $ 223,000 | $ 127,000 |
| Fairfield County Ohio | 21 | $ 6,255,000 | $ 297,000 | $ 120,000 |
| Richland County Ohio | 21 | $ 3,335,000 | $ 158,000 | $ 96,000 |
| Steuben County Indiana | 19 | $ 4,765,000 | $ 250,000 | $ 264,000 |
| Livingston County Michigan | 19 | $ 5,935,000 | $ 312,000 | $ 161,000 |
| Clermont County Ohio | 19 | $ 5,045,000 | $ 265,000 | $ 117,000 |
| Morrow County Ohio | 19 | $ 4,565,000 | $ 240,000 | $ 101,000 |
| Putnam County West Virginia | 19 | $ 5,555,000 | $ 292,000 | $ 146,000 |
| Jackson County Michigan | 18 | $ 3,990,000 | $ 221,000 | $ 97,000 |
| Butler County Ohio | 18 | $ 6,150,000 | $ 341,000 | $ 174,000 |
| Hardin County Ohio | 18 | $ 2,630,000 | $ 146,000 | $ 100,000 |
| Oakland County Michigan | 17 | $ 6,365,000 | $ 374,000 | $ 211,000 |
| Auglaize County Ohio | 17 | $ 1,315,000 | $ 77,000 | $ 78,000 |
| Union County Ohio | 17 | $ 5,855,000 | $ 344,000 | $ 291,000 |
| Taylor County West Virginia | 17 | $ 4,715,000 | $ 277,000 | $ 160,000 |
| Greene County Pennsylvania | 16 | $ 2,980,000 | $ 186,000 | $ 101,000 |
| Mercer County Pennsylvania | 15 | $ 2,925,000 | $ 195,000 | $ 115,000 |
| Carroll County Ohio | 14 | $ 4,660,000 | $ 332,000 | $ 237,000 |
| Lee County Florida | 13 | $ 6,105,000 | $ 469,000 | $ 258,000 |
| Branch County Michigan | 13 | $ 2,735,000 | $ 210,000 | $ 116,000 |
| Logan County Ohio | 12 | $ 3,610,000 | $ 300,000 | $ 138,000 |
| Belmont County Ohio | 11 | $ 2,195,000 | $ 199,000 | $ 105,000 |
| Montgomery County Ohio | 11 | $ 2,345,000 | $ 213,000 | $ 148,000 |
| Pickaway County Ohio | 11 | $ 2,845,000 | $ 258,000 | $ 105,000 |
| Warren County Ohio | 11 | $ 6,035,000 | $ 548,000 | $ 266,000 |
| Somerset County Pennsylvania | 11 | $ 3,175,000 | $ 288,000 | $ 208,000 |
| Wood County West Virginia | 10 | $ 3,120,000 | $ 312,000 | $ 123,000 |
| Johnson County Indiana | 9 | $ 2,175,000 | $ 241,000 | $ 81,000 |
| Brown County Ohio | 9 | $ 1,805,000 | $ 200,000 | $ 118,000 |
| Noble County Indiana | 8 | $ 1,770,000 | $ 221,000 | $ 98,000 |
| Bullitt County Kentucky | 8 | $ 1,850,000 | $ 231,000 | $ 160,000 |
| Crawford County Ohio | 8 | $ 2,950,000 | $ 368,000 | $ 87,000 |
| Cambria County Pennsylvania | 8 | $ 2,260,000 | $ 282,000 | $ 97,000 |
| Campbell County Kentucky | 7 | $ 2,675,000 | $ 382,000 | $ 127,000 |
| Fayette County Kentucky | 7 | $ 2,375,000 | $ 339,000 | $ 178,000 |
| Grant County Kentucky | 7 | $ 1,745,000 | $ 249,000 | $ 122,000 |
| Highland County Ohio | 7 | $ 1,605,000 | $ 229,000 | $ 148,000 |
| Hocking County Ohio | 7 | $ 1,635,000 | $ 233,000 | $ 101,000 |
| Cabell County West Virginia | 7 | $ 1,215,000 | $ 173,000 | $ 76,000 |
| Delaware County Indiana | 6 | $ 1,970,000 | $ 328,000 | $ 133,000 |
| Tippecanoe County Indiana | 6 | $ 1,510,000 | $ 251,000 | $ 151,000 |
| Armstrong County Pennsylvania | 6 | $ 1,310,000 | $ 218,000 | $ 88,000 |
| Davidson County Tennessee | 6 | $ 1,690,000 | $ 281,000 | $ 141,000 |
| Berkeley County West Virginia | 6 | $ 970,000 | $ 161,000 | $ 134,000 |
| Upshur County West Virginia | 6 | $ 1,070,000 | $ 178,000 | $ 75,000 |
| DeKalb County Indiana | 5 | $ 1,025,000 | $ 205,000 | $ 64,000 |
| Marion County Indiana | 5 | $ 1,455,000 | $ 291,000 | $ 104,000 |
| Morgan County Indiana | 5 | $ 1,765,000 | $ 353,000 | $ 199,000 |
| Clark County Ohio | 5 | $ 2,095,000 | $ 419,000 | $ 193,000 |
| Madison County Ohio | 5 | $ 2,145,000 | $ 429,000 | $ 229,000 |
| Washington County Ohio | 5 | $ 1,025,000 | $ 205,000 | $ 128,000 |
| Dauphin County Pennsylvania | 5 | $ 2,035,000 | $ 407,000 | $ 133,000 |
| Indiana County Pennsylvania | 5 | $ 1,345,000 | $ 269,000 | $ 100,000 |
| Lewis County West Virginia | 5 | $ 635,000 | $ 127,000 | $ 78,000 |
| Tucker County West Virginia | 5 | $ 1,475,000 | $ 295,000 | $ 219,000 |
| Collier County Florida | 4 | $ 2,520,000 | $ 630,000 | $ 370,000 |
| Monroe County Florida | 4 | $ 1,890,000 | $ 472,000 | $ 702,000 |
| Sarasota County Florida | 4 | $ 9,160,000 | $ 2,290,000 | $ 368,000 |
| Greene County Indiana | 4 | $ 1,070,000 | $ 267,000 | $ 125,000 |
| Henry County Indiana | 4 | $ 1,650,000 | $ 412,000 | $ 171,000 |
| Montgomery County Indiana | 4 | $ 1,310,000 | $ 327,000 | $ 99,000 |
| Owen County Indiana | 4 | $ 700,000 | $ 175,000 | $ 131,000 |
| Shelby County Indiana | 4 | $ 1,080,000 | $ 270,000 | $ 143,000 |
| White County Indiana | 4 | $ 850,000 | $ 212,000 | $ 113,000 |
| Shelby County Kentucky | 4 | $ 1,890,000 | $ 472,000 | $ 316,000 |
| Champaign County Ohio | 4 | $ 1,020,000 | $ 255,000 | $ 112,000 |
| Erie County Pennsylvania | 4 | $ 2,230,000 | $ 557,000 | $ 1,085,000 |
| Horry County South Carolina | 4 | $ 610,000 | $ 152,000 | $ 104,000 |
| Wilson County Tennessee | 4 | $ 640,000 | $ 160,000 | $ 68,000 |
| Hancock County West Virginia | 4 | $ 590,000 | $ 147,000 | $ 88,000 |
| Randolph County West Virginia | 4 | $ 850,000 | $ 212,000 | $ 175,000 |
| Alachua County Florida | 3 | $ 605,000 | $ 201,000 | $ 214,000 |
| Volusia County Florida | 3 | $ 555,000 | $ 185,000 | $ 119,000 |
| Adams County Indiana | 3 | $ 455,000 | $ 151,000 | $ 85,000 |
| Bartholomew County Indiana | 3 | $ 1,075,000 | $ 358,000 | $ 111,000 |
| Clinton County Indiana | 3 | $ 995,000 | $ 331,000 | $ 106,000 |
| Dearborn County Indiana | 3 | $ 535,000 | $ 178,000 | $ 127,000 |
| Franklin County Indiana | 3 | $ 1,125,000 | $ 375,000 | $ 118,000 |
| Grant County Indiana | 3 | $ 655,000 | $ 218,000 | $ 75,000 |
| Kosciusko County Indiana | 3 | $ 645,000 | $ 215,000 | $ 116,000 |
| LaGrange County Indiana | 3 | $ 465,000 | $ 155,000 | $ 81,000 |
| Madison County Indiana | 3 | $ 2,485,000 | $ 828,000 | $ 171,000 |
| Harrison County Kentucky | 3 | $ 715,000 | $ 238,000 | $ 123,000 |
| Jefferson County Kentucky | 3 | $ 3,715,000 | $ 1,238,000 | $ 97,000 |
| Emmet County Michigan | 3 | $ 1,015,000 | $ 338,000 | $ 338,000 |
| Kent County Michigan | 3 | $ 665,000 | $ 221,000 | $ 78,000 |
| Macomb County Michigan | 3 | $ 24,955,000 | $ 8,318,000 | $ 43,000 |
| Dare County North Carolina | 3 | $ 1,295,000 | $ 431,000 | $ 365,000 |
| Coshocton County Ohio | 3 | $ 725,000 | $ 241,000 | $ 103,000 |
| Holmes County Ohio | 3 | $ 655,000 | $ 218,000 | $ 139,000 |
| Jefferson County Ohio | 3 | $ 745,000 | $ 248,000 | $ 86,000 |
| Muskingum County Ohio | 3 | $ 1,015,000 | $ 338,000 | $ 93,000 |
| Noble County Ohio | 3 | $ 525,000 | $ 175,000 | $ 78,000 |
| Preble County Ohio | 3 | $ 2,805,000 | $ 935,000 | $ 109,000 |
| Montgomery County Pennsylvania | 3 | $ 1,945,000 | $ 648,000 | $ 455,000 |
| Philadelphia County Pennsylvania | 3 | $ 1,575,000 | $ 525,000 | $ 253,000 |
| Gilmer County West Virginia | 3 | $ 895,000 | $ 298,000 | $ 64,000 |
| Jackson County West Virginia | 3 | $ 625,000 | $ 208,000 | $ 123,000 |
| Kanawha County West Virginia | 3 | $ 565,000 | $ 188,000 | $ 103,000 |
| Bay County Florida | 2 | $ 530,000 | $ 265,000 | $ 228,000 |
| Charlotte County Florida | 2 | $ 490,000 | $ 245,000 | $ 131,000 |
| Duval County Florida | 2 | $ 300,000 | $ 150,000 | $ 33,000 |
| Escambia County Florida | 2 | $ 480,000 | $ 240,000 | $ 75,000 |
| Miami-Dade County Florida | 2 | $ 350,000 | $ 175,000 | $ 164,000 |
| Sumter County Florida | 2 | $ 480,000 | $ 240,000 | $ 74,000 |
| Cook County Illinois | 2 | $ 520,000 | $ 260,000 | $ 506,000 |
| Kane County Illinois | 2 | $ 650,000 | $ 325,000 | $ 214,000 |
| Fountain County Indiana | 2 | $ 300,000 | $ 150,000 | $ 97,000 |
| Fulton County Indiana | 2 | $ 600,000 | $ 300,000 | $ 159,000 |
| Hamilton County Indiana | 2 | $ 1,990,000 | $ 995,000 | $ 338,000 |
| Hancock County Indiana | 2 | $ 330,000 | $ 165,000 | $ 138,000 |
| Harrison County Indiana | 2 | $ 340,000 | $ 170,000 | $ 188,000 |
| Hendricks County Indiana | 2 | $ 540,000 | $ 270,000 | $ 124,000 |
| Jennings County Indiana | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| Miami County Indiana | 2 | $ 380,000 | $ 190,000 | $ 124,000 |
| Randolph County Indiana | 2 | $ 460,000 | $ 230,000 | $ 96,000 |
| Scott County Indiana | 2 | $ 570,000 | $ 285,000 | $ 79,000 |
| Starke County Indiana | 2 | $ 150,000 | $ 75,000 | $ 126,000 |
| Whitley County Indiana | 2 | $ 240,000 | $ 120,000 | $ 46,000 |
| Franklin County Kentucky | 2 | $ 830,000 | $ 415,000 | $ 141,000 |
| Henry County Kentucky | 2 | $ 600,000 | $ 300,000 | $ 223,000 |
| Kenton County Kentucky | 2 | $ 440,000 | $ 220,000 | $ 141,000 |
| Owen County Kentucky | 2 | $ 330,000 | $ 165,000 | $ 114,000 |
| Pendleton County Kentucky | 2 | $ 530,000 | $ 265,000 | $ 76,000 |
| Woodford County Kentucky | 2 | $ 520,000 | $ 260,000 | $ 119,000 |
| Genesee County Michigan | 2 | $ 280,000 | $ 140,000 | $ 87,000 |
| Ingham County Michigan | 2 | $ 460,000 | $ 230,000 | $ 75,000 |
| Isabella County Michigan | 2 | $ 310,000 | $ 155,000 | $ 151,000 |
| St. Clair County Michigan | 2 | $ 500,000 | $ 250,000 | $ 351,000 |
| Carteret County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 316,000 |
| Guilford County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 130,000 |
| Onslow County North Carolina | 2 | $ 1,450,000 | $ 725,000 | $ 296,000 |
| Wake County North Carolina | 2 | $ 1,120,000 | $ 560,000 | $ 208,000 |
| Adams County Ohio | 2 | $ 340,000 | $ 170,000 | $ 61,000 |
| Greene County Ohio | 2 | $ 1,090,000 | $ 545,000 | $ 142,000 |
| Harrison County Ohio | 2 | $ 620,000 | $ 310,000 | $ 91,000 |
| Knox County Ohio | 2 | $ 1,010,000 | $ 505,000 | $ 124,000 |
| Mercer County Ohio | 2 | $ 330,000 | $ 165,000 | $ 73,000 |
| Miami County Ohio | 2 | $ 880,000 | $ 440,000 | $ 164,000 |
| Monroe County Ohio | 2 | $ 370,000 | $ 185,000 | $ 87,000 |
| Morgan County Ohio | 2 | $ 630,000 | $ 315,000 | $ 88,000 |
| Perry County Ohio | 2 | $ 550,000 | $ 275,000 | $ 95,000 |
| Shelby County Ohio | 2 | $ 470,000 | $ 235,000 | $ 89,000 |
| Blair County Pennsylvania | 2 | $ 870,000 | $ 435,000 | $ 209,000 |
| Clarion County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 236,000 |
| Crawford County Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 382,000 |
| Berkeley County South Carolina | 2 | $ 1,000,000 | $ 500,000 | $ 139,000 |
| Dickson County Tennessee | 2 | $ 770,000 | $ 385,000 | $ 297,000 |
| Sevier County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 190,000 |
| Sumner County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 103,000 |
| Brooke County West Virginia | 2 | $ 390,000 | $ 195,000 | $ 69,000 |
| Doddridge County West Virginia | 2 | $ 260,000 | $ 130,000 | $ 49,000 |
| Fayette County West Virginia | 2 | $ 780,000 | $ 390,000 | $ 103,000 |
| Hardy County West Virginia | 2 | $ 550,000 | $ 275,000 | $ 315,000 |
| Marshall County West Virginia | 2 | $ 370,000 | $ 185,000 | $ 117,000 |
| Mineral County West Virginia | 2 | $ 350,000 | $ 175,000 | $ 89,000 |
| Ohio County West Virginia | 2 | $ 740,000 | $ 370,000 | $ 103,000 |
| Pocahontas County West Virginia | 2 | $ 370,000 | $ 185,000 | $ 315,000 |
| Broward County Florida | 1 | $ 605,000 | $ 605,000 | $ 192,000 |
| Gulf County Florida | 1 | $ 535,000 | $ 535,000 | $ 156,000 |
| Highlands County Florida | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Manatee County Florida | 1 | $ 625,000 | $ 625,000 | $ 205,000 |
| Marion County Florida | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Orange County Florida | 1 | $ 305,000 | $ 305,000 | $ 235,000 |
| Pasco County Florida | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Walton County Florida | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Boone County Indiana | 1 | $ 325,000 | $ 325,000 | $ 63,000 |
| Clark County Indiana | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Clay County Indiana | 1 | $ 385,000 | $ 385,000 | $ 156,000 |
| Decatur County Indiana | 1 | $ 405,000 | $ 405,000 | $ 165,000 |
| Elkhart County Indiana | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Huntington County Indiana | 1 | $ 195,000 | $ 195,000 | $ 133,000 |
| Jackson County Indiana | 1 | $ 295,000 | $ 295,000 | $ 129,000 |
| Jay County Indiana | 1 | $ 365,000 | $ 365,000 | $ 117,000 |
| Monroe County Indiana | 1 | $ 515,000 | $ 515,000 | $ 130,000 |
| Porter County Indiana | 1 | $ 55,000 | $ 55,000 | $ 189,000 |
| Putnam County Indiana | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Ripley County Indiana | 1 | $ 275,000 | $ 275,000 | $ 167,000 |
| Switzerland County Indiana | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Vigo County Indiana | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Warren County Indiana | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
| Wayne County Indiana | 1 | $ 345,000 | $ 345,000 | $ 98,000 |
| Boone County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 155,000 |
| Bourbon County Kentucky | 1 | $ 545,000 | $ 545,000 | $ 293,000 |
| Daviess County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Gallatin County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Marion County Kentucky | 1 | $ 715,000 | $ 715,000 | $ 145,000 |
| Meade County Kentucky | 1 | $ 495,000 | $ 495,000 | $ 121,000 |
| Montgomery County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 107,000 |
| Nicholas County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Oldham County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 153,000 |
| Scott County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 94,000 |
| Simpson County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| Calhoun County Michigan | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Cheboygan County Michigan | 1 | $ 195,000 | $ 195,000 | $ 216,000 |
| Clare County Michigan | 1 | $ 95,000 | $ 95,000 | $ 139,000 |
| Crawford County Michigan | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Grand Traverse County Michigan | 1 | $ 155,000 | $ 155,000 | $ 380,000 |
| Kalamazoo County Michigan | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Kalkaska County Michigan | 1 | $ 85,000 | $ 85,000 | $ 127,000 |
| Mecosta County Michigan | 1 | $ 315,000 | $ 315,000 | $ 133,000 |
| Shiawassee County Michigan | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Washington County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 131,000 |
| Brunswick County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Caldwell County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Cumberland County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Forsyth County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 170,000 |
| Orange County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Polk County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 187,000 |
| Athens County Ohio | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| Clinton County Ohio | 1 | $ 325,000 | $ 325,000 | $ 154,000 |
| Ross County Ohio | 1 | $ 315,000 | $ 315,000 | $ 106,000 |
| Tuscarawas County Ohio | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Cumberland County Pennsylvania | 1 | $ 615,000 | $ 615,000 | $ 278,000 |
| Delaware County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Forest County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Lackawanna County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Luzerne County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 312,000 |
| Union County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| York County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Beaufort County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 119,000 |
| Charleston County South Carolina | 1 | $ 1,425,000 | $ 1,425,000 | $ 329,000 |
| Georgetown County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 190,000 |
| Greenwood County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 185,000 |
| Cheatham County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 86,000 |
| Humphreys County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 160,000 |
| Rutherford County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Bell County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Barbour County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Braxton County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Greenbrier County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Jefferson County West Virginia | 1 | $ 445,000 | $ 445,000 | $ 191,000 |
| Mercer County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 50,000 |
| Nicholas County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Raleigh County West Virginia | 1 | $ 525,000 | $ 525,000 | $ 732,000 |
| Ritchie County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Tyler County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Webster County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Wetzel County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Premier Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,459 | $1,318,375,000 | $295,000 | $25,705,000 | $136,000 | $1,979,000 |
| Home Improvement | 1,533 | $164,645,000 | $107,000 | $15,705,000 | $109,000 | $2,388,000 |
| Refinancing | 1,212 | $248,080,000 | $204,000 | $36,005,000 | $106,000 | $3,929,000 |
| Cash-out Refinancing | 424 | $75,790,000 | $178,000 | $1,805,000 | $102,000 | $1,372,000 |
| Other Purpose | 273 | $21,285,000 | $77,000 | $705,000 | $98,000 | $1,176,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,575 | $1,238,295,000 | $188,000 | $2,005,000 | $122,000 | $2,388,000 |
| Not Provided | 391 | $79,045,000 | $202,000 | $1,615,000 | $162,000 | $3,929,000 |
| Black or African American | 279 | $48,725,000 | $174,000 | $1,805,000 | $104,000 | $1,918,000 |
| Hispanic | 268 | $33,260,000 | $124,000 | $1,195,000 | $78,000 | $1,176,000 |
| Not applicable | 242 | $387,010,000 | $1,599,000 | $36,005,000 | $0 | $0 |
| Asian | 118 | $35,600,000 | $301,000 | $2,255,000 | $172,000 | $967,000 |
| American Indian or Alaskan Native | 19 | $3,175,000 | $167,000 | $485,000 | $154,000 | $1,427,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,380,000 | $345,000 | $465,000 | $267,000 | $541,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,679 | $1,782,705,000 | $232,000 | $36,005,000 | $124,000 | $3,929,000 |
| FHA-insured (Federal Housing Administration) | 145 | $28,515,000 | $196,000 | $425,000 | $79,000 | $240,000 |
| VA-guaranteed (Veterans Administration) | 46 | $11,980,000 | $260,000 | $645,000 | $97,000 | $238,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $4,975,000 | $160,000 | $355,000 | $60,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,023 | $1,500,455,000 | $249,000 | $36,005,000 | $128,000 | $3,929,000 |
| Application Denied By Financial Institution | 1,020 | $130,700,000 | $128,000 | $3,785,000 | $90,000 | $1,636,000 |
| Application Withdrawn By Applicant | 798 | $177,990,000 | $223,000 | $5,705,000 | $129,000 | $1,427,000 |
| Application Approved But Not Accepted | 54 | $17,960,000 | $332,000 | $10,705,000 | $91,000 | $254,000 |
| File Closed For Incompleteness | 6 | $1,070,000 | $178,000 | $335,000 | $134,000 | $385,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,881 | $1,697,475,000 | $246,000 | $36,005,000 | $128,000 | $3,929,000 |
| Credit History | 378 | $30,690,000 | $81,000 | $3,785,000 | $79,000 | $1,500,000 |
| Debt-To-Income Ratio | 288 | $39,020,000 | $135,000 | $805,000 | $58,000 | $240,000 |
| Collateral | 168 | $28,700,000 | $170,000 | $1,575,000 | $135,000 | $740,000 |
| Other | 91 | $17,405,000 | $191,000 | $2,125,000 | $132,000 | $1,636,000 |
| Credit Application Incomplete | 69 | $10,735,000 | $155,000 | $1,295,000 | $127,000 | $967,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,430,000 | $202,000 | $645,000 | $105,000 | $196,000 |
| Unverifiable Information | 10 | $1,420,000 | $142,000 | $345,000 | $87,000 | $215,000 |
| Employment History | 4 | $300,000 | $75,000 | $135,000 | $49,000 | $89,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premier Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.