Premier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Premier Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Premier Bank 601 Clinton Street Youngstown, OH 43512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,638 |
| Total Mortgage Loan Application Amount | $768,140,000 |
| Average Mortgage Loan Application Amount | $123,600 |
| Highest Mortgage Loan Application Amount | $14,975,000 |
| Average Applicant Income | $100,200 |
| Highest Applicant Income | $3,596,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Premier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Premier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Premier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Premier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Premier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Premier Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mahoning County Ohio | 507 | $ 49,805,000 | $ 98,000 | $ 100,000 |
| Lucas County Ohio | 241 | $ 32,385,000 | $ 134,000 | $ 116,000 |
| Hancock County Ohio | 219 | $ 35,905,000 | $ 163,000 | $ 121,000 |
| Cuyahoga County Ohio | 203 | $ 41,525,000 | $ 204,000 | $ 118,000 |
| Columbiana County Ohio | 199 | $ 31,885,000 | $ 160,000 | $ 72,000 |
| Williams County Ohio | 198 | $ 18,010,000 | $ 90,000 | $ 71,000 |
| Lenawee County Michigan | 176 | $ 18,670,000 | $ 106,000 | $ 94,000 |
| Defiance County Ohio | 173 | $ 16,825,000 | $ 97,000 | $ 79,000 |
| Wood County Ohio | 154 | $ 24,250,000 | $ 157,000 | $ 139,000 |
| Summit County Ohio | 120 | $ 24,840,000 | $ 207,000 | $ 144,000 |
| Marion County Ohio | 105 | $ 12,045,000 | $ 114,000 | $ 80,000 |
| Allen County Ohio | 103 | $ 10,575,000 | $ 102,000 | $ 83,000 |
| Trumbull County Ohio | 103 | $ 10,125,000 | $ 98,000 | $ 83,000 |
| Monongalia County West Virginia | 90 | $ 24,050,000 | $ 267,000 | $ 189,000 |
| Henry County Ohio | 88 | $ 9,080,000 | $ 103,000 | $ 87,000 |
| Wyandot County Ohio | 86 | $ 7,750,000 | $ 90,000 | $ 72,000 |
| Stark County Ohio | 84 | $ 18,040,000 | $ 214,000 | $ 161,000 |
| Washtenaw County Michigan | 83 | $ 27,155,000 | $ 327,000 | $ 172,000 |
| Fulton County Ohio | 83 | $ 9,485,000 | $ 114,000 | $ 88,000 |
| Huron County Ohio | 81 | $ 7,785,000 | $ 96,000 | $ 84,000 |
| Lorain County Ohio | 70 | $ 12,770,000 | $ 182,000 | $ 96,000 |
| Putnam County Ohio | 69 | $ 8,035,000 | $ 116,000 | $ 91,000 |
| Paulding County Ohio | 64 | $ 4,060,000 | $ 63,000 | $ 63,000 |
| Portage County Ohio | 59 | $ 12,785,000 | $ 216,000 | $ 181,000 |
| Ottawa County Ohio | 57 | $ 6,815,000 | $ 119,000 | $ 155,000 |
| Allen County Indiana | 56 | $ 19,260,000 | $ 343,000 | $ 104,000 |
| Seneca County Ohio | 51 | $ 6,185,000 | $ 121,000 | $ 83,000 |
| Lake County Ohio | 44 | $ 10,300,000 | $ 234,000 | $ 221,000 |
| Medina County Ohio | 38 | $ 8,120,000 | $ 213,000 | $ 137,000 |
| Marion County West Virginia | 38 | $ 7,400,000 | $ 194,000 | $ 108,000 |
| Franklin County Ohio | 37 | $ 15,535,000 | $ 419,000 | $ 280,000 |
| Hillsdale County Michigan | 36 | $ 2,680,000 | $ 74,000 | $ 59,000 |
| Geauga County Ohio | 35 | $ 12,475,000 | $ 356,000 | $ 249,000 |
| Monroe County Michigan | 32 | $ 5,970,000 | $ 186,000 | $ 95,000 |
| Delaware County Ohio | 30 | $ 9,210,000 | $ 307,000 | $ 181,000 |
| Erie County Ohio | 28 | $ 8,240,000 | $ 294,000 | $ 102,000 |
| Van Wert County Ohio | 28 | $ 2,700,000 | $ 96,000 | $ 82,000 |
| Beaver County Pennsylvania | 28 | $ 5,790,000 | $ 206,000 | $ 133,000 |
| Westmoreland County Pennsylvania | 28 | $ 9,850,000 | $ 351,000 | $ 172,000 |
| Hamilton County Ohio | 25 | $ 4,455,000 | $ 178,000 | $ 92,000 |
| Allegheny County Pennsylvania | 25 | $ 8,805,000 | $ 352,000 | $ 277,000 |
| Jackson County Michigan | 23 | $ 4,735,000 | $ 205,000 | $ 170,000 |
| Fairfield County Ohio | 21 | $ 4,575,000 | $ 217,000 | $ 135,000 |
| Licking County Ohio | 20 | $ 5,240,000 | $ 262,000 | $ 157,000 |
| Ashland County Ohio | 19 | $ 3,475,000 | $ 182,000 | $ 129,000 |
| Ashtabula County Ohio | 19 | $ 3,005,000 | $ 158,000 | $ 90,000 |
| Sandusky County Ohio | 18 | $ 1,860,000 | $ 103,000 | $ 72,000 |
| Union County Ohio | 17 | $ 3,665,000 | $ 215,000 | $ 128,000 |
| Wayne County Ohio | 17 | $ 2,695,000 | $ 158,000 | $ 100,000 |
| Fayette County Pennsylvania | 16 | $ 3,380,000 | $ 211,000 | $ 204,000 |
| Hardin County Ohio | 15 | $ 1,495,000 | $ 99,000 | $ 85,000 |
| Wayne County Michigan | 14 | $ 3,190,000 | $ 227,000 | $ 151,000 |
| Butler County Pennsylvania | 14 | $ 3,750,000 | $ 267,000 | $ 226,000 |
| Washington County Pennsylvania | 12 | $ 4,530,000 | $ 377,000 | $ 179,000 |
| Harrison County West Virginia | 12 | $ 2,540,000 | $ 211,000 | $ 139,000 |
| Steuben County Indiana | 11 | $ 2,525,000 | $ 229,000 | $ 131,000 |
| Auglaize County Ohio | 11 | $ 1,835,000 | $ 166,000 | $ 92,000 |
| Mercer County Pennsylvania | 11 | $ 2,625,000 | $ 238,000 | $ 136,000 |
| Livingston County Michigan | 10 | $ 3,930,000 | $ 393,000 | $ 200,000 |
| Oakland County Michigan | 10 | $ 2,290,000 | $ 229,000 | $ 271,000 |
| Clermont County Ohio | 10 | $ 1,890,000 | $ 189,000 | $ 116,000 |
| Crawford County Ohio | 10 | $ 1,720,000 | $ 172,000 | $ 94,000 |
| Morrow County Ohio | 10 | $ 2,120,000 | $ 212,000 | $ 299,000 |
| Belmont County Ohio | 9 | $ 385,000 | $ 42,000 | $ 71,000 |
| Montgomery County Ohio | 9 | $ 1,455,000 | $ 161,000 | $ 116,000 |
| Lawrence County Pennsylvania | 9 | $ 1,705,000 | $ 189,000 | $ 111,000 |
| Grant County Kentucky | 8 | $ 1,590,000 | $ 198,000 | $ 108,000 |
| Perry County Ohio | 8 | $ 3,640,000 | $ 455,000 | $ 238,000 |
| Washington County Ohio | 8 | $ 1,430,000 | $ 178,000 | $ 140,000 |
| Preston County West Virginia | 8 | $ 1,900,000 | $ 237,000 | $ 85,000 |
| Whitley County Indiana | 7 | $ 805,000 | $ 115,000 | $ 108,000 |
| Macomb County Michigan | 7 | $ 1,445,000 | $ 206,000 | $ 120,000 |
| Guernsey County Ohio | 7 | $ 2,365,000 | $ 337,000 | $ 74,000 |
| Taylor County West Virginia | 7 | $ 1,905,000 | $ 272,000 | $ 168,000 |
| Jefferson County Ohio | 6 | $ 380,000 | $ 63,000 | $ 79,000 |
| Knox County Ohio | 6 | $ 1,690,000 | $ 281,000 | $ 101,000 |
| Morgan County Ohio | 6 | $ 1,660,000 | $ 276,000 | $ 113,000 |
| Tuscarawas County Ohio | 6 | $ 1,140,000 | $ 190,000 | $ 83,000 |
| Cambria County Pennsylvania | 6 | $ 1,890,000 | $ 315,000 | $ 220,000 |
| Wood County West Virginia | 6 | $ 1,480,000 | $ 246,000 | $ 120,000 |
| Delaware County Indiana | 5 | $ 1,075,000 | $ 215,000 | $ 148,000 |
| Clark County Ohio | 5 | $ 1,285,000 | $ 257,000 | $ 92,000 |
| Richland County Ohio | 5 | $ 635,000 | $ 127,000 | $ 107,000 |
| Monroe County Indiana | 4 | $ 1,190,000 | $ 297,000 | $ 113,000 |
| Bullitt County Kentucky | 4 | $ 1,090,000 | $ 272,000 | $ 110,000 |
| Branch County Michigan | 4 | $ 820,000 | $ 205,000 | $ 70,000 |
| Butler County Ohio | 4 | $ 610,000 | $ 152,000 | $ 101,000 |
| Carroll County Ohio | 4 | $ 750,000 | $ 187,000 | $ 114,000 |
| Greene County Ohio | 4 | $ 1,160,000 | $ 290,000 | $ 200,000 |
| Pickaway County Ohio | 4 | $ 990,000 | $ 247,000 | $ 101,000 |
| Warren County Ohio | 4 | $ 1,000,000 | $ 250,000 | $ 200,000 |
| Armstrong County Pennsylvania | 4 | $ 1,370,000 | $ 342,000 | $ 139,000 |
| Brooke County West Virginia | 4 | $ 1,100,000 | $ 275,000 | $ 173,000 |
| Lewis County West Virginia | 4 | $ 740,000 | $ 185,000 | $ 199,000 |
| Ohio County West Virginia | 4 | $ 1,070,000 | $ 267,000 | $ 166,000 |
| Miami-Dade County Florida | 3 | $ 1,355,000 | $ 451,000 | $ 328,000 |
| Polk County Florida | 3 | $ 615,000 | $ 205,000 | $ 58,000 |
| Cook County Illinois | 3 | $ 2,075,000 | $ 691,000 | $ 0 |
| Madison County Indiana | 3 | $ 805,000 | $ 268,000 | $ 155,000 |
| Calhoun County Michigan | 3 | $ 3,495,000 | $ 1,165,000 | $ 208,000 |
| Madison County Ohio | 3 | $ 305,000 | $ 101,000 | $ 99,000 |
| Muskingum County Ohio | 3 | $ 555,000 | $ 185,000 | $ 94,000 |
| Greene County Pennsylvania | 3 | $ 495,000 | $ 165,000 | $ 58,000 |
| Indiana County Pennsylvania | 3 | $ 785,000 | $ 261,000 | $ 146,000 |
| Berkeley County South Carolina | 3 | $ 665,000 | $ 221,000 | $ 141,000 |
| Greenville County South Carolina | 3 | $ 1,285,000 | $ 428,000 | $ 589,000 |
| Davidson County Tennessee | 3 | $ 715,000 | $ 238,000 | $ 187,000 |
| Knox County Tennessee | 3 | $ 1,095,000 | $ 365,000 | $ 337,000 |
| Hancock County West Virginia | 3 | $ 575,000 | $ 191,000 | $ 61,000 |
| Jackson County West Virginia | 3 | $ 935,000 | $ 311,000 | $ 114,000 |
| Lee County Florida | 2 | $ 820,000 | $ 410,000 | $ 653,000 |
| Osceola County Florida | 2 | $ 810,000 | $ 405,000 | $ 310,000 |
| Champaign County Illinois | 2 | $ 340,000 | $ 170,000 | $ 139,000 |
| Decatur County Indiana | 2 | $ 390,000 | $ 195,000 | $ 106,000 |
| Harrison County Indiana | 2 | $ 500,000 | $ 250,000 | $ 165,000 |
| Hendricks County Indiana | 2 | $ 440,000 | $ 220,000 | $ 129,000 |
| Montgomery County Indiana | 2 | $ 390,000 | $ 195,000 | $ 92,000 |
| Ripley County Indiana | 2 | $ 410,000 | $ 205,000 | $ 147,000 |
| Kenton County Kentucky | 2 | $ 730,000 | $ 365,000 | $ 100,000 |
| Madison County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 141,000 |
| Mercer County Kentucky | 2 | $ 700,000 | $ 350,000 | $ 202,000 |
| Montgomery County Kentucky | 2 | $ 1,000,000 | $ 500,000 | $ 191,000 |
| Scott County Kentucky | 2 | $ 260,000 | $ 130,000 | $ 121,000 |
| Ingham County Michigan | 2 | $ 280,000 | $ 140,000 | $ 159,000 |
| Roscommon County Michigan | 2 | $ 700,000 | $ 350,000 | $ 245,000 |
| Schoolcraft County Michigan | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Guilford County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 101,000 |
| Athens County Ohio | 2 | $ 360,000 | $ 180,000 | $ 191,000 |
| Brown County Ohio | 2 | $ 380,000 | $ 190,000 | $ 112,000 |
| Logan County Ohio | 2 | $ 180,000 | $ 90,000 | $ 122,000 |
| Clearfield County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 191,000 |
| Cumberland County Pennsylvania | 2 | $ 760,000 | $ 380,000 | $ 189,000 |
| Dauphin County Pennsylvania | 2 | $ 660,000 | $ 330,000 | $ 161,000 |
| Dickson County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 160,000 |
| Sevier County Tennessee | 2 | $ 810,000 | $ 405,000 | $ 198,000 |
| Sumner County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 142,000 |
| Barbour County West Virginia | 2 | $ 270,000 | $ 135,000 | $ 85,000 |
| Kanawha County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 19,000 |
| Putnam County West Virginia | 2 | $ 700,000 | $ 350,000 | $ 133,000 |
| Tucker County West Virginia | 2 | $ 490,000 | $ 245,000 | $ 113,000 |
| Wetzel County West Virginia | 2 | $ 390,000 | $ 195,000 | $ 174,000 |
| Alameda County California | 1 | $ 65,000 | $ 65,000 | $ 8,000 |
| Los Angeles County California | 1 | $ 15,000 | $ 15,000 | $ 111,000 |
| Charlotte County Florida | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Collier County Florida | 1 | $ 235,000 | $ 235,000 | $ 31,000 |
| Escambia County Florida | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Manatee County Florida | 1 | $ 545,000 | $ 545,000 | $ 239,000 |
| Martin County Florida | 1 | $ 525,000 | $ 525,000 | $ 318,000 |
| Pinellas County Florida | 1 | $ 625,000 | $ 625,000 | $ 292,000 |
| Santa Rosa County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Sarasota County Florida | 1 | $ 325,000 | $ 325,000 | $ 624,000 |
| DeKalb County Indiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Floyd County Indiana | 1 | $ 395,000 | $ 395,000 | $ 179,000 |
| Hancock County Indiana | 1 | $ 495,000 | $ 495,000 | $ 250,000 |
| Henry County Indiana | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| Huntington County Indiana | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Marion County Indiana | 1 | $ 695,000 | $ 695,000 | $ 145,000 |
| Noble County Indiana | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Pulaski County Indiana | 1 | $ 425,000 | $ 425,000 | $ 97,000 |
| Tippecanoe County Indiana | 1 | $ 1,235,000 | $ 1,235,000 | $ 326,000 |
| Hardin County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Jefferson County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 124,000 |
| Mason County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 211,000 |
| Shelby County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Woodford County Kentucky | 1 | $ 425,000 | $ 425,000 | $ 228,000 |
| Berrien County Michigan | 1 | $ 445,000 | $ 445,000 | $ 120,000 |
| Genesee County Michigan | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Kalamazoo County Michigan | 1 | $ 335,000 | $ 335,000 | $ 315,000 |
| Kent County Michigan | 1 | $ 385,000 | $ 385,000 | $ 143,000 |
| Lake County Michigan | 1 | $ 75,000 | $ 75,000 | $ 203,000 |
| Shiawassee County Michigan | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Craven County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 241,000 |
| Cumberland County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Haywood County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 210,000 |
| New Hanover County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Wake County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Wayne County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 111,000 |
| Adams County Ohio | 1 | $ 35,000 | $ 35,000 | $ 158,000 |
| Fayette County Ohio | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Hocking County Ohio | 1 | $ 325,000 | $ 325,000 | $ 86,000 |
| Mercer County Ohio | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Monroe County Ohio | 1 | $ 345,000 | $ 345,000 | $ 139,000 |
| Noble County Ohio | 1 | $ 75,000 | $ 75,000 | $ 142,000 |
| Shelby County Ohio | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Chester County Pennsylvania | 1 | $ 635,000 | $ 635,000 | $ 172,000 |
| Delaware County Pennsylvania | 1 | $ 1,125,000 | $ 1,125,000 | $ 637,000 |
| Beaufort County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 89,000 |
| Cabell County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 150,000 |
| Doddridge County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 136,000 |
| Marshall County West Virginia | 1 | $ 395,000 | $ 395,000 | $ 181,000 |
| Nicholas County West Virginia | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Randolph County West Virginia | 1 | $ 325,000 | $ 325,000 | $ 156,000 |
Mortgage Loan Application Detail Totals for Premier Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,456 | $581,410,000 | $236,000 | $14,975,000 | $129,000 | $3,596,000 |
| Home Improvement | 1,160 | $81,350,000 | $70,000 | $2,285,000 | $107,000 | $2,320,000 |
| Refinancing | 682 | $77,640,000 | $113,000 | $4,205,000 | $104,000 | $3,253,000 |
| Other Purpose | 238 | $12,820,000 | $53,000 | $705,000 | $77,000 | $453,000 |
| Cash-out Refinancing | 102 | $14,920,000 | $146,000 | $855,000 | $84,000 | $605,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,829 | $591,935,000 | $154,000 | $2,005,000 | $118,000 | $3,253,000 |
| Black or African American | 229 | $30,945,000 | $135,000 | $695,000 | $77,000 | $540,000 |
| Hispanic | 224 | $26,330,000 | $117,000 | $465,000 | $67,000 | $325,000 |
| Not Provided | 194 | $32,630,000 | $168,000 | $725,000 | $146,000 | $1,259,000 |
| Not applicable | 89 | $67,365,000 | $756,000 | $14,975,000 | $0 | $0 |
| Asian | 54 | $16,220,000 | $300,000 | $1,805,000 | $220,000 | $3,596,000 |
| American Indian or Alaskan Native | 16 | $2,620,000 | $163,000 | $555,000 | $120,000 | $305,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,483 | $737,795,000 | $164,000 | $14,975,000 | $117,000 | $3,596,000 |
| FHA-insured (Federal Housing Administration) | 109 | $20,505,000 | $188,000 | $435,000 | $80,000 | $241,000 |
| VA-guaranteed (Veterans Administration) | 27 | $6,565,000 | $243,000 | $475,000 | $84,000 | $159,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $3,275,000 | $172,000 | $285,000 | $71,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,301 | $573,785,000 | $173,000 | $14,975,000 | $119,000 | $2,361,000 |
| Application Denied By Financial Institution | 831 | $87,215,000 | $104,000 | $2,725,000 | $93,000 | $3,596,000 |
| Application Withdrawn By Applicant | 432 | $93,120,000 | $215,000 | $6,165,000 | $130,000 | $1,221,000 |
| Application Approved But Not Accepted | 57 | $6,885,000 | $120,000 | $605,000 | $158,000 | $3,253,000 |
| File Closed For Incompleteness | 17 | $7,135,000 | $419,000 | $1,095,000 | $248,000 | $750,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,807 | $680,925,000 | $178,000 | $14,975,000 | $121,000 | $3,253,000 |
| Credit History | 342 | $24,350,000 | $71,000 | $905,000 | $76,000 | $540,000 |
| Debt-To-Income Ratio | 245 | $27,405,000 | $111,000 | $1,805,000 | $64,000 | $632,000 |
| Collateral | 89 | $9,845,000 | $110,000 | $665,000 | $137,000 | $892,000 |
| Other | 81 | $13,185,000 | $162,000 | $2,725,000 | $90,000 | $470,000 |
| Credit Application Incomplete | 60 | $10,490,000 | $174,000 | $1,205,000 | $248,000 | $3,596,000 |
| Employment History | 6 | $1,160,000 | $193,000 | $595,000 | $55,000 | $102,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $310,000 | $77,000 | $145,000 | $51,000 | $76,000 |
| Unverifiable Information | 4 | $470,000 | $117,000 | $155,000 | $96,000 | $197,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premier Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.