First Federal Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
First Federal Bank, Fsb 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Federal Bank, Fsb 6900 N. Executive Dr. Kansas City, MO 64120 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,530 |
| Total Mortgage Loan Application Amount | $231,838,000 |
| Average Mortgage Loan Application Amount | $112,666 |
| Highest Mortgage Loan Application Amount | $715,000 |
| Average Applicant Income | $59,666 |
| Highest Applicant Income | $1,067,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with First Federal Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Federal Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down First Federal Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Federal Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by First Federal Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Federal Bank, Fsb's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 554 | $ 76,985,000 | $ 138,000 | $ 63,000 |
| Johnson County Kansas | 310 | $ 64,841,000 | $ 209,000 | $ 96,000 |
| Clay County Missouri | 168 | $ 26,577,000 | $ 158,000 | $ 73,000 |
| Cass County Missouri | 89 | $ 14,550,000 | $ 163,000 | $ 72,000 |
| Platte County Missouri | 81 | $ 14,898,000 | $ 183,000 | $ 79,000 |
| Wyandotte County Kansas | 35 | $ 4,230,000 | $ 120,000 | $ 52,000 |
| Johnson County Missouri | 13 | $ 1,689,000 | $ 129,000 | $ 61,000 |
| Leavenworth County Kansas | 12 | $ 2,105,000 | $ 175,000 | $ 74,000 |
| Douglas County Kansas | 10 | $ 1,675,000 | $ 167,000 | $ 78,000 |
| Miami County Kansas | 6 | $ 1,351,000 | $ 225,000 | $ 138,000 |
| Lafayette County Missouri | 6 | $ 817,000 | $ 136,000 | $ 74,000 |
| Shawnee County Kansas | 5 | $ 640,000 | $ 128,000 | $ 77,000 |
| Sedgwick County Kansas | 4 | $ 475,000 | $ 118,000 | $ 84,000 |
| Bates County Missouri | 3 | $ 364,000 | $ 121,000 | $ 46,000 |
| Clinton County Missouri | 3 | $ 502,000 | $ 167,000 | $ 113,000 |
| Ray County Missouri | 3 | $ 307,000 | $ 102,000 | $ 53,000 |
| Polk County Iowa | 2 | $ 304,000 | $ 152,000 | $ 60,000 |
| Crawford County Kansas | 2 | $ 375,000 | $ 187,000 | $ 71,000 |
| Franklin County Kansas | 2 | $ 165,000 | $ 82,000 | $ 69,000 |
| Buchanan County Missouri | 2 | $ 248,000 | $ 124,000 | $ 37,000 |
| Camden County Missouri | 2 | $ 203,000 | $ 101,000 | $ 78,000 |
| St. Louis County Missouri | 2 | $ 317,000 | $ 158,000 | $ 96,000 |
| Douglas County Nebraska | 2 | $ 555,000 | $ 277,000 | $ 157,000 |
| Maricopa County Arizona | 1 | $ 340,000 | $ 340,000 | $ 179,000 |
| Pinellas County Florida | 1 | $ 136,000 | $ 136,000 | $ 78,000 |
| Anderson County Kansas | 1 | $ 184,000 | $ 184,000 | $ 103,000 |
| Barton County Kansas | 1 | $ 134,000 | $ 134,000 | $ 76,000 |
| Bourbon County Kansas | 1 | $ 64,000 | $ 64,000 | $ 49,000 |
| Cloud County Kansas | 1 | $ 83,000 | $ 83,000 | $ 29,000 |
| Dickinson County Kansas | 1 | $ 149,000 | $ 149,000 | $ 66,000 |
| Geary County Kansas | 1 | $ 63,000 | $ 63,000 | $ 67,000 |
| Harvey County Kansas | 1 | $ 92,000 | $ 92,000 | $ 53,000 |
| Jefferson County Kansas | 1 | $ 228,000 | $ 228,000 | $ 66,000 |
| Jewell County Kansas | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Kearny County Kansas | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Labette County Kansas | 1 | $ 144,000 | $ 144,000 | $ 45,000 |
| Nemaha County Kansas | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Ottawa County Kansas | 1 | $ 176,000 | $ 176,000 | $ 74,000 |
| Pottawatomie County Kansas | 1 | $ 111,000 | $ 111,000 | $ 53,000 |
| Rice County Kansas | 1 | $ 1,000 | $ 1,000 | $ 50,000 |
| Riley County Kansas | 1 | $ 169,000 | $ 169,000 | $ 66,000 |
| Saline County Kansas | 1 | $ 81,000 | $ 81,000 | $ 35,000 |
| Seward County Kansas | 1 | $ 77,000 | $ 77,000 | $ 75,000 |
| Thomas County Kansas | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Wabaunsee County Kansas | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Wilson County Kansas | 1 | $ 97,000 | $ 97,000 | $ 63,000 |
| Henry County Missouri | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Hickory County Missouri | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Jefferson County Missouri | 1 | $ 237,000 | $ 237,000 | $ 123,000 |
| St. Clair County Missouri | 1 | $ 107,000 | $ 107,000 | $ 28,000 |
| St. Louis City County Missouri | 1 | $ 231,000 | $ 231,000 | $ 46,000 |
| Lancaster County Nebraska | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 190,000 | $ 190,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for First Federal Bank, Fsb in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 898 | $122,419,000 | $136,000 | $710,000 | $60,000 | $1,067,000 |
| Refinancing | 614 | $108,966,000 | $177,000 | $715,000 | $83,000 | $1,037,000 |
| Home Improvement | 18 | $453,000 | $25,000 | $120,000 | $36,000 | $112,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,148 | $184,687,000 | $160,000 | $715,000 | $74,000 | $1,067,000 |
| Not Provided | 209 | $24,214,000 | $115,000 | $417,000 | $49,000 | $246,000 |
| Black or African American | 85 | $10,295,000 | $121,000 | $422,000 | $57,000 | $378,000 |
| Hispanic | 48 | $5,879,000 | $122,000 | $239,000 | $48,000 | $144,000 |
| Asian | 27 | $4,494,000 | $166,000 | $417,000 | $79,000 | $290,000 |
| American Indian or Alaskan Native | 11 | $1,533,000 | $139,000 | $360,000 | $71,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $736,000 | $368,000 | $505,000 | $62,000 | $76,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 860 | $150,928,000 | $175,000 | $715,000 | $88,000 | $1,067,000 |
| FHA-insured (Federal Housing Administration) | 620 | $73,160,000 | $118,000 | $283,000 | $44,000 | $375,000 |
| VA-guaranteed (Veterans Administration) | 47 | $7,282,000 | $154,000 | $422,000 | $56,000 | $175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $468,000 | $156,000 | $194,000 | $69,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 948 | $155,161,000 | $163,000 | $575,000 | $76,000 | $1,067,000 |
| Application Withdrawn By Applicant | 151 | $27,416,000 | $181,000 | $710,000 | $78,000 | $264,000 |
| Preapproval Denied by Financial Institution | 149 | $9,384,000 | $62,000 | $395,000 | $30,000 | $166,000 |
| Application Denied By Financial Institution | 132 | $16,150,000 | $122,000 | $715,000 | $56,000 | $459,000 |
| Application Approved But Not Accepted | 49 | $8,596,000 | $175,000 | $427,000 | $71,000 | $263,000 |
| Loan Purchased By The Institution | 43 | $6,981,000 | $162,000 | $380,000 | $77,000 | $246,000 |
| Preapproval Approved but not Accepted | 34 | $4,069,000 | $119,000 | $320,000 | $48,000 | $159,000 |
| File Closed For Incompleteness | 24 | $4,081,000 | $170,000 | $459,000 | $87,000 | $267,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 147 | $10,135,000 | $68,000 | $395,000 | $34,000 | $166,000 |
| Other | 50 | $4,805,000 | $96,000 | $400,000 | $57,000 | $459,000 |
| Debt-To-Income Ratio | 44 | $6,490,000 | $147,000 | $405,000 | $51,000 | $164,000 |
| Credit Application Incomplete | 16 | $436,000 | $27,000 | $130,000 | $19,000 | $119,000 |
| Collateral | 13 | $1,814,000 | $139,000 | $715,000 | $54,000 | $186,000 |
| Employment History | 7 | $778,000 | $111,000 | $196,000 | $29,000 | $60,000 |
| Mortgage Insurance Denied | 3 | $958,000 | $319,000 | $323,000 | $106,000 | $126,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $118,000 | $118,000 | $118,000 | $114,000 | $114,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank, Fsb's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.