First Federal Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
First Federal Bank, Fsb 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Federal Bank, Fsb 6900 N. Executive Dr. Kansas City, MO 64120 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,038 |
| Total Mortgage Loan Application Amount | $304,377,000 |
| Average Mortgage Loan Application Amount | $120,666 |
| Highest Mortgage Loan Application Amount | $1,075,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $1,740,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First Federal Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Federal Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down First Federal Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Federal Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by First Federal Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Federal Bank, Fsb's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 506 | $ 68,426,000 | $ 135,000 | $ 65,000 |
| Johnson County Kansas | 396 | $ 87,917,000 | $ 222,000 | $ 110,000 |
| Clay County Missouri | 259 | $ 38,091,000 | $ 147,000 | $ 67,000 |
| Platte County Missouri | 96 | $ 16,541,000 | $ 172,000 | $ 91,000 |
| Cass County Missouri | 85 | $ 15,063,000 | $ 177,000 | $ 90,000 |
| Shawnee County Kansas | 68 | $ 7,434,000 | $ 109,000 | $ 71,000 |
| Wyandotte County Kansas | 33 | $ 5,711,000 | $ 173,000 | $ 72,000 |
| Miami County Kansas | 25 | $ 5,328,000 | $ 213,000 | $ 100,000 |
| Leavenworth County Kansas | 20 | $ 3,659,000 | $ 182,000 | $ 78,000 |
| Lyon County Kansas | 18 | $ 1,925,000 | $ 106,000 | $ 68,000 |
| Sedgwick County Kansas | 15 | $ 2,202,000 | $ 146,000 | $ 76,000 |
| Douglas County Kansas | 10 | $ 1,924,000 | $ 192,000 | $ 88,000 |
| Johnson County Missouri | 9 | $ 1,469,000 | $ 163,000 | $ 82,000 |
| Lafayette County Missouri | 7 | $ 964,000 | $ 137,000 | $ 67,000 |
| McPherson County Kansas | 6 | $ 616,000 | $ 102,000 | $ 55,000 |
| Dane County Wisconsin | 6 | $ 1,282,000 | $ 213,000 | $ 69,000 |
| Winnebago County Wisconsin | 6 | $ 520,000 | $ 86,000 | $ 72,000 |
| Crawford County Kansas | 5 | $ 493,000 | $ 98,000 | $ 58,000 |
| Jefferson County Kansas | 5 | $ 696,000 | $ 139,000 | $ 89,000 |
| Saline County Kansas | 5 | $ 707,000 | $ 141,000 | $ 76,000 |
| Franklin County Kansas | 4 | $ 341,000 | $ 85,000 | $ 38,000 |
| Bates County Missouri | 4 | $ 686,000 | $ 171,000 | $ 71,000 |
| Clinton County Missouri | 4 | $ 629,000 | $ 157,000 | $ 134,000 |
| Ray County Missouri | 4 | $ 550,000 | $ 137,000 | $ 70,000 |
| Kenosha County Wisconsin | 4 | $ 893,000 | $ 223,000 | $ 99,000 |
| Waukesha County Wisconsin | 4 | $ 516,000 | $ 129,000 | $ 64,000 |
| Natrona County Wyoming | 4 | $ 830,000 | $ 207,000 | $ 106,000 |
| Park County Wyoming | 4 | $ 633,000 | $ 158,000 | $ 135,000 |
| Juneau County Alaska | 3 | $ 587,000 | $ 195,000 | $ 61,000 |
| Atchison County Kansas | 3 | $ 429,000 | $ 143,000 | $ 78,000 |
| Cowley County Kansas | 3 | $ 240,000 | $ 80,000 | $ 83,000 |
| Osage County Kansas | 3 | $ 242,000 | $ 80,000 | $ 58,000 |
| Reno County Kansas | 3 | $ 324,000 | $ 108,000 | $ 73,000 |
| Riley County Kansas | 3 | $ 623,000 | $ 207,000 | $ 112,000 |
| Jefferson County Missouri | 3 | $ 373,000 | $ 124,000 | $ 51,000 |
| Milwaukee County Wisconsin | 3 | $ 332,000 | $ 110,000 | $ 52,000 |
| Crook County Wyoming | 3 | $ 389,000 | $ 129,000 | $ 84,000 |
| Laramie County Wyoming | 3 | $ 391,000 | $ 130,000 | $ 60,000 |
| Anchorage County Alaska | 2 | $ 768,000 | $ 384,000 | $ 171,000 |
| Sitka County Alaska | 2 | $ 515,000 | $ 257,000 | $ 54,000 |
| Benton County Arkansas | 2 | $ 772,000 | $ 386,000 | $ 115,000 |
| Allen County Kansas | 2 | $ 213,000 | $ 106,000 | $ 52,000 |
| Anderson County Kansas | 2 | $ 184,000 | $ 92,000 | $ 134,000 |
| Barton County Kansas | 2 | $ 91,000 | $ 45,000 | $ 72,000 |
| Dickinson County Kansas | 2 | $ 146,000 | $ 73,000 | $ 33,000 |
| Harvey County Kansas | 2 | $ 198,000 | $ 99,000 | $ 37,000 |
| Neosho County Kansas | 2 | $ 179,000 | $ 89,000 | $ 67,000 |
| Pottawatomie County Kansas | 2 | $ 204,000 | $ 102,000 | $ 48,000 |
| Wabaunsee County Kansas | 2 | $ 179,000 | $ 89,000 | $ 52,000 |
| Camden County Missouri | 2 | $ 104,000 | $ 52,000 | $ 96,000 |
| Morgan County Missouri | 2 | $ 108,000 | $ 54,000 | $ 37,000 |
| St. Louis County Missouri | 2 | $ 416,000 | $ 208,000 | $ 62,000 |
| Calumet County Wisconsin | 2 | $ 222,000 | $ 111,000 | $ 57,000 |
| Eau Claire County Wisconsin | 2 | $ 307,000 | $ 153,000 | $ 52,000 |
| Jefferson County Wisconsin | 2 | $ 308,000 | $ 154,000 | $ 68,000 |
| Outagamie County Wisconsin | 2 | $ 201,000 | $ 100,000 | $ 61,000 |
| Polk County Wisconsin | 2 | $ 329,000 | $ 164,000 | $ 54,000 |
| Rock County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 132,000 |
| Sheboygan County Wisconsin | 2 | $ 377,000 | $ 188,000 | $ 40,000 |
| Wood County Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 20,000 |
| Lincoln County Wyoming | 2 | $ 330,000 | $ 165,000 | $ 85,000 |
| Sweetwater County Wyoming | 2 | $ 466,000 | $ 233,000 | $ 117,000 |
| Matanuska-Susitna County Alaska | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Orange County Florida | 1 | $ 300,000 | $ 300,000 | $ 400,000 |
| Linn County Iowa | 1 | $ 130,000 | $ 130,000 | $ 139,000 |
| Scott County Iowa | 1 | $ 173,000 | $ 173,000 | $ 61,000 |
| Story County Iowa | 1 | $ 87,000 | $ 87,000 | $ 58,000 |
| Butler County Kansas | 1 | $ 66,000 | $ 66,000 | $ 40,000 |
| Cherokee County Kansas | 1 | $ 81,000 | $ 81,000 | $ 85,000 |
| Clay County Kansas | 1 | $ 248,000 | $ 248,000 | $ 213,000 |
| Doniphan County Kansas | 1 | $ 132,000 | $ 132,000 | $ 17,000 |
| Ellis County Kansas | 1 | $ 84,000 | $ 84,000 | $ 84,000 |
| Finney County Kansas | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Gove County Kansas | 1 | $ 121,000 | $ 121,000 | $ 60,000 |
| Hamilton County Kansas | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Harper County Kansas | 1 | $ 39,000 | $ 39,000 | $ 30,000 |
| Haskell County Kansas | 1 | $ 79,000 | $ 79,000 | $ 140,000 |
| Hodgeman County Kansas | 1 | $ 169,000 | $ 169,000 | $ 107,000 |
| Labette County Kansas | 1 | $ 61,000 | $ 61,000 | $ 38,000 |
| Linn County Kansas | 1 | $ 208,000 | $ 208,000 | $ 89,000 |
| Marion County Kansas | 1 | $ 90,000 | $ 90,000 | $ 56,000 |
| Marshall County Kansas | 1 | $ 174,000 | $ 174,000 | $ 130,000 |
| Meade County Kansas | 1 | $ 80,000 | $ 80,000 | $ 96,000 |
| Ottawa County Kansas | 1 | $ 84,000 | $ 84,000 | $ 92,000 |
| Pawnee County Kansas | 1 | $ 40,000 | $ 40,000 | $ 37,000 |
| Rice County Kansas | 1 | $ 135,000 | $ 135,000 | $ 155,000 |
| Rooks County Kansas | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Rush County Kansas | 1 | $ 42,000 | $ 42,000 | $ 57,000 |
| Seward County Kansas | 1 | $ 74,000 | $ 74,000 | $ 59,000 |
| Sherman County Kansas | 1 | $ 61,000 | $ 61,000 | $ 42,000 |
| Stevens County Kansas | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Thomas County Kansas | 1 | $ 82,000 | $ 82,000 | $ 52,000 |
| Knox County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 41,000 |
| Macomb County Michigan | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Bolivar County Mississippi | 1 | $ 104,000 | $ 104,000 | $ 52,000 |
| Benton County Missouri | 1 | $ 32,000 | $ 32,000 | $ 96,000 |
| Buchanan County Missouri | 1 | $ 90,000 | $ 90,000 | $ 34,000 |
| Cedar County Missouri | 1 | $ 152,000 | $ 152,000 | $ 46,000 |
| Cole County Missouri | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| DeKalb County Missouri | 1 | $ 133,000 | $ 133,000 | $ 33,000 |
| Franklin County Missouri | 1 | $ 149,000 | $ 149,000 | $ 58,000 |
| Greene County Missouri | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Henry County Missouri | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Hickory County Missouri | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Iron County Missouri | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| Newton County Missouri | 1 | $ 250,000 | $ 250,000 | $ 154,000 |
| St. Louis City County Missouri | 1 | $ 204,000 | $ 204,000 | $ 60,000 |
| Cleveland County Oklahoma | 1 | $ 153,000 | $ 153,000 | $ 91,000 |
| Oklahoma County Oklahoma | 1 | $ 151,000 | $ 151,000 | $ 42,000 |
| Tulsa County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 62,000 |
| Lawrence County Tennessee | 1 | $ 183,000 | $ 183,000 | $ 1,000 |
| Hays County Texas | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
| Barron County Wisconsin | 1 | $ 398,000 | $ 398,000 | $ 180,000 |
| Brown County Wisconsin | 1 | $ 121,000 | $ 121,000 | $ 109,000 |
| Chippewa County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 100,000 |
| Douglas County Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 56,000 |
| Dunn County Wisconsin | 1 | $ 1,000 | $ 1,000 | $ 55,000 |
| Green Lake County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 63,000 |
| La Crosse County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 39,000 |
| Manitowoc County Wisconsin | 1 | $ 219,000 | $ 219,000 | $ 1,000 |
| Oneida County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Waupaca County Wisconsin | 1 | $ 87,000 | $ 87,000 | $ 100,000 |
| Waushara County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 33,000 |
| Albany County Wyoming | 1 | $ 128,000 | $ 128,000 | $ 58,000 |
| Big Horn County Wyoming | 1 | $ 222,000 | $ 222,000 | $ 83,000 |
| Campbell County Wyoming | 1 | $ 340,000 | $ 340,000 | $ 83,000 |
| Carbon County Wyoming | 1 | $ 35,000 | $ 35,000 | $ 14,000 |
| Goshen County Wyoming | 1 | $ 111,000 | $ 111,000 | $ 24,000 |
| Johnson County Wyoming | 1 | $ 137,000 | $ 137,000 | $ 67,000 |
| Washakie County Wyoming | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Weston County Wyoming | 1 | $ 83,000 | $ 83,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for First Federal Bank, Fsb in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,110 | $146,689,000 | $132,000 | $768,000 | $59,000 | $1,041,000 |
| Refinancing | 916 | $156,974,000 | $171,000 | $1,075,000 | $92,000 | $1,740,000 |
| Home Improvement | 12 | $714,000 | $59,000 | $194,000 | $59,000 | $160,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,485 | $243,426,000 | $163,000 | $768,000 | $80,000 | $1,740,000 |
| Not Provided | 374 | $38,360,000 | $102,000 | $1,075,000 | $53,000 | $864,000 |
| Black or African American | 115 | $12,942,000 | $112,000 | $417,000 | $62,000 | $493,000 |
| Hispanic | 30 | $4,193,000 | $139,000 | $452,000 | $63,000 | $138,000 |
| Asian | 17 | $3,057,000 | $179,000 | $417,000 | $87,000 | $437,000 |
| American Indian or Alaskan Native | 8 | $1,177,000 | $147,000 | $289,000 | $64,000 | $113,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,076,000 | $153,000 | $386,000 | $62,000 | $121,000 |
| Not applicable | 2 | $146,000 | $73,000 | $90,000 | $60,000 | $66,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,211 | $207,474,000 | $171,000 | $1,075,000 | $92,000 | $1,740,000 |
| FHA-insured (Federal Housing Administration) | 746 | $84,137,000 | $112,000 | $417,000 | $47,000 | $480,000 |
| VA-guaranteed (Veterans Administration) | 67 | $10,957,000 | $163,000 | $347,000 | $58,000 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,809,000 | $129,000 | $186,000 | $46,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,104 | $184,945,000 | $167,000 | $768,000 | $81,000 | $1,041,000 |
| Application Withdrawn By Applicant | 315 | $52,375,000 | $166,000 | $1,075,000 | $88,000 | $1,740,000 |
| Preapproval Denied by Financial Institution | 249 | $13,886,000 | $55,000 | $687,000 | $31,000 | $569,000 |
| Application Denied By Financial Institution | 188 | $26,099,000 | $138,000 | $600,000 | $61,000 | $480,000 |
| Loan Purchased By The Institution | 97 | $13,331,000 | $137,000 | $417,000 | $82,000 | $274,000 |
| File Closed For Incompleteness | 34 | $5,435,000 | $159,000 | $417,000 | $95,000 | $864,000 |
| Preapproval Approved but not Accepted | 30 | $4,826,000 | $160,000 | $320,000 | $64,000 | $246,000 |
| Application Approved But Not Accepted | 21 | $3,480,000 | $165,000 | $404,000 | $65,000 | $202,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 283 | $15,032,000 | $53,000 | $300,000 | $34,000 | $480,000 |
| Debt-To-Income Ratio | 76 | $12,516,000 | $164,000 | $490,000 | $48,000 | $202,000 |
| Other | 44 | $6,754,000 | $153,000 | $600,000 | $76,000 | $569,000 |
| Collateral | 22 | $3,333,000 | $151,000 | $417,000 | $76,000 | $178,000 |
| Employment History | 7 | $1,585,000 | $226,000 | $687,000 | $94,000 | $220,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $268,000 | $134,000 | $188,000 | $42,000 | $59,000 |
| Mortgage Insurance Denied | 2 | $496,000 | $248,000 | $334,000 | $100,000 | $108,000 |
| Credit Application Incomplete | 1 | $1,000 | $1,000 | $1,000 | $47,000 | $47,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank, Fsb's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.