First Federal Bank Of Californ
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
First Federal Bank Of Californ 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Federal Bank Of Californ 12555 W. Jefferson Boulevard Los Angeles, CA 90066 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 20,547 |
| Total Mortgage Loan Application Amount | $8,756,518,000 |
| Average Mortgage Loan Application Amount | $368,777 |
| Highest Mortgage Loan Application Amount | $18,000,000 |
| Average Applicant Income | $99,666 |
| Highest Applicant Income | $5,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with First Federal Bank Of Californ. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Federal Bank Of Californ's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down First Federal Bank Of Californ's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Federal Bank Of Californ serves its applicants.
Each category highlights the total number of mortgage applications processed by First Federal Bank Of Californ, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Federal Bank Of Californ's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 4,125 | $ 1,840,040,000 | $ 446,000 | $ 125,000 |
| San Diego County California | 1,962 | $ 1,007,769,000 | $ 513,000 | $ 125,000 |
| Alameda County California | 1,459 | $ 642,389,000 | $ 440,000 | $ 133,000 |
| Orange County California | 1,332 | $ 681,976,000 | $ 511,000 | $ 158,000 |
| Riverside County California | 1,277 | $ 462,822,000 | $ 362,000 | $ 114,000 |
| Contra Costa County California | 1,264 | $ 555,962,000 | $ 439,000 | $ 125,000 |
| Santa Clara County California | 1,158 | $ 564,097,000 | $ 487,000 | $ 143,000 |
| Sacramento County California | 1,066 | $ 356,848,000 | $ 334,000 | $ 101,000 |
| San Bernardino County California | 994 | $ 307,896,000 | $ 309,000 | $ 117,000 |
| San Joaquin County California | 886 | $ 303,128,000 | $ 342,000 | $ 100,000 |
| San Mateo County California | 592 | $ 325,529,000 | $ 549,000 | $ 148,000 |
| Solano County California | 546 | $ 219,740,000 | $ 402,000 | $ 128,000 |
| Ventura County California | 430 | $ 213,516,000 | $ 496,000 | $ 151,000 |
| Stanislaus County California | 349 | $ 101,640,000 | $ 291,000 | $ 92,000 |
| Fresno County California | 331 | $ 79,319,000 | $ 239,000 | $ 91,000 |
| San Francisco County California | 282 | $ 160,967,000 | $ 570,000 | $ 181,000 |
| Kern County California | 262 | $ 61,393,000 | $ 234,000 | $ 109,000 |
| Monterey County California | 254 | $ 109,440,000 | $ 430,000 | $ 114,000 |
| Sonoma County California | 223 | $ 98,377,000 | $ 441,000 | $ 130,000 |
| Merced County California | 170 | $ 47,604,000 | $ 280,000 | $ 103,000 |
| Santa Barbara County California | 169 | $ 86,063,000 | $ 509,000 | $ 136,000 |
| Placer County California | 168 | $ 70,857,000 | $ 421,000 | $ 111,000 |
| San Luis Obispo County California | 114 | $ 48,335,000 | $ 423,000 | $ 125,000 |
| Tulare County California | 92 | $ 16,150,000 | $ 175,000 | $ 68,000 |
| Yolo County California | 87 | $ 29,670,000 | $ 341,000 | $ 99,000 |
| Marin County California | 85 | $ 51,979,000 | $ 611,000 | $ 203,000 |
| Napa County California | 84 | $ 42,127,000 | $ 501,000 | $ 123,000 |
| Santa Cruz County California | 75 | $ 39,357,000 | $ 524,000 | $ 150,000 |
| El Dorado County California | 63 | $ 26,358,000 | $ 418,000 | $ 157,000 |
| Butte County California | 44 | $ 9,770,000 | $ 222,000 | $ 73,000 |
| Madera County California | 44 | $ 10,781,000 | $ 245,000 | $ 79,000 |
| Calaveras County California | 38 | $ 12,296,000 | $ 323,000 | $ 151,000 |
| San Benito County California | 38 | $ 18,828,000 | $ 495,000 | $ 123,000 |
| Nevada County California | 36 | $ 11,875,000 | $ 329,000 | $ 81,000 |
| Kings County California | 34 | $ 5,891,000 | $ 173,000 | $ 80,000 |
| Sutter County California | 32 | $ 7,914,000 | $ 247,000 | $ 62,000 |
| Yuba County California | 32 | $ 7,563,000 | $ 236,000 | $ 82,000 |
| Humboldt County California | 29 | $ 7,454,000 | $ 257,000 | $ 76,000 |
| Shasta County California | 29 | $ 7,075,000 | $ 243,000 | $ 98,000 |
| Imperial County California | 24 | $ 4,537,000 | $ 189,000 | $ 93,000 |
| Lake County California | 22 | $ 6,089,000 | $ 276,000 | $ 263,000 |
| Mendocino County California | 22 | $ 6,184,000 | $ 281,000 | $ 83,000 |
| Tuolumne County California | 17 | $ 5,741,000 | $ 337,000 | $ 145,000 |
| Amador County California | 11 | $ 2,602,000 | $ 236,000 | $ 98,000 |
| Colusa County California | 11 | $ 3,328,000 | $ 302,000 | $ 127,000 |
| Del Norte County California | 8 | $ 1,470,000 | $ 183,000 | $ 62,000 |
| Tehama County California | 7 | $ 1,385,000 | $ 197,000 | $ 58,000 |
| Mono County California | 6 | $ 2,064,000 | $ 344,000 | $ 342,000 |
| Mariposa County California | 5 | $ 1,142,000 | $ 228,000 | $ 33,000 |
| Siskiyou County California | 5 | $ 862,000 | $ 172,000 | $ 64,000 |
| Plumas County California | 4 | $ 893,000 | $ 223,000 | $ 57,000 |
| Glenn County California | 3 | $ 572,000 | $ 190,000 | $ 55,000 |
| Inyo County California | 1 | $ 460,000 | $ 460,000 | $ 119,000 |
| Douglas County Colorado | 1 | $ 464,000 | $ 464,000 | $ 150,000 |
| Hartford County Connecticut | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Jackson County Oregon | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for First Federal Bank Of Californ in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 15,144 | $6,183,608,000 | $326,800 | $14,500,000 | $90,200 | $5,600,000 |
| Home Purchase | 3,849 | $1,964,252,000 | $496,500 | $18,000,000 | $138,000 | $2,580,000 |
| Home Improvement | 1,554 | $608,658,000 | $346,000 | $2,100,000 | $85,000 | $3,178,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,218 | $2,825,029,000 | $483,666 | $11,325,000 | $143,000 | $3,704,000 |
| Hispanic | 5,596 | $2,010,673,000 | $384,000 | $3,070,000 | $104,000 | $1,403,000 |
| Asian | 4,001 | $1,740,504,000 | $442,500 | $4,500,000 | $100,500 | $1,693,000 |
| Not Provided | 2,510 | $1,061,790,000 | $366,333 | $2,600,000 | $124,000 | $5,600,000 |
| Black or African American | 1,463 | $542,720,000 | $330,000 | $1,750,000 | $80,000 | $1,372,000 |
| Native Hawaiian or Other Pacific Islander | 448 | $185,792,000 | $424,000 | $1,000,000 | $124,500 | $1,346,000 |
| Not applicable | 250 | $365,913,000 | $933,500 | $18,000,000 | $114,000 | $847,000 |
| American Indian or Alaskan Native | 61 | $24,097,000 | $395,000 | $1,275,000 | $95,000 | $334,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 20,547 | $8,756,518,000 | $342,600 | $18,000,000 | $92,800 | $5,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,283 | $4,737,593,000 | $395,500 | $14,500,000 | $103,000 | $5,600,000 |
| Application Denied By Financial Institution | 3,943 | $1,761,317,000 | $403,000 | $18,000,000 | $115,666 | $1,883,000 |
| Application Approved But Not Accepted | 3,604 | $1,506,978,000 | $398,000 | $4,600,000 | $89,000 | $3,178,000 |
| File Closed For Incompleteness | 1,035 | $434,274,000 | $412,500 | $2,340,000 | $117,500 | $1,403,000 |
| Application Withdrawn By Applicant | 613 | $282,794,000 | $387,000 | $5,600,000 | $104,500 | $1,501,000 |
| Preapproval Approved but not Accepted | 68 | $33,202,000 | $488,000 | $1,600,000 | $112,000 | $564,000 |
| Preapproval Denied by Financial Institution | 1 | $360,000 | $360,000 | $360,000 | $127,000 | $127,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,504 | $650,425,000 | $416,666 | $2,600,000 | $151,333 | $1,883,000 |
| Credit History | 847 | $334,131,000 | $477,000 | $3,700,000 | $103,500 | $1,020,000 |
| Debt-To-Income Ratio | 585 | $271,766,000 | $429,000 | $2,850,000 | $103,500 | $1,200,000 |
| Unverifiable Information | 393 | $168,290,000 | $506,500 | $1,960,000 | $160,000 | $1,122,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 356 | $186,686,000 | $538,000 | $2,925,000 | $180,000 | $1,154,000 |
| Credit Application Incomplete | 130 | $68,594,000 | $640,000 | $2,100,000 | $142,000 | $744,000 |
| Other | 108 | $74,562,000 | $690,000 | $18,000,000 | $96,000 | $576,000 |
| Employment History | 19 | $6,549,000 | $344,000 | $705,000 | $99,000 | $199,000 |
| Mortgage Insurance Denied | 2 | $674,000 | $337,000 | $394,000 | $60,000 | $72,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank Of Californ's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Bank Of Californ's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.