First Federal Bank, A Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First Federal Bank, A Fsb 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Federal Bank, A Fsb 1300 Mcfarland Blvd Ne Tuscaloosa, AL 35406 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,404 |
| Total Mortgage Loan Application Amount | $423,310,000 |
| Average Mortgage Loan Application Amount | $157,333 |
| Highest Mortgage Loan Application Amount | $1,115,000 |
| Average Applicant Income | $81,666 |
| Highest Applicant Income | $4,493,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First Federal Bank, A Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Federal Bank, A Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First Federal Bank, A Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Federal Bank, A Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by First Federal Bank, A Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Federal Bank, A Fsb's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tuscaloosa County Alabama | 919 | $ 170,085,000 | $ 185,000 | $ 105,000 |
| Madison County Alabama | 188 | $ 34,320,000 | $ 182,000 | $ 96,000 |
| Etowah County Alabama | 171 | $ 25,915,000 | $ 151,000 | $ 86,000 |
| Jefferson County Alabama | 170 | $ 32,800,000 | $ 192,000 | $ 95,000 |
| Cullman County Alabama | 138 | $ 19,560,000 | $ 141,000 | $ 62,000 |
| Mobile County Alabama | 125 | $ 20,555,000 | $ 164,000 | $ 81,000 |
| Lauderdale County Alabama | 102 | $ 14,360,000 | $ 140,000 | $ 74,000 |
| Baldwin County Alabama | 96 | $ 21,920,000 | $ 228,000 | $ 109,000 |
| Colbert County Alabama | 91 | $ 12,265,000 | $ 134,000 | $ 68,000 |
| Shelby County Alabama | 64 | $ 13,910,000 | $ 217,000 | $ 100,000 |
| St. Clair County Alabama | 51 | $ 9,485,000 | $ 185,000 | $ 74,000 |
| Limestone County Alabama | 35 | $ 7,655,000 | $ 218,000 | $ 98,000 |
| Blount County Alabama | 24 | $ 3,860,000 | $ 160,000 | $ 72,000 |
| Morgan County Alabama | 18 | $ 2,740,000 | $ 152,000 | $ 68,000 |
| Marengo County Alabama | 16 | $ 2,440,000 | $ 152,000 | $ 86,000 |
| Marshall County Alabama | 16 | $ 2,180,000 | $ 136,000 | $ 71,000 |
| Pickens County Alabama | 13 | $ 1,545,000 | $ 118,000 | $ 58,000 |
| Bibb County Alabama | 12 | $ 1,590,000 | $ 132,000 | $ 72,000 |
| Cherokee County Alabama | 11 | $ 1,995,000 | $ 181,000 | $ 98,000 |
| DeKalb County Alabama | 11 | $ 1,095,000 | $ 99,000 | $ 58,000 |
| Fayette County Alabama | 10 | $ 1,500,000 | $ 150,000 | $ 74,000 |
| Sumner County Tennessee | 10 | $ 1,800,000 | $ 180,000 | $ 71,000 |
| Calhoun County Alabama | 9 | $ 1,245,000 | $ 138,000 | $ 51,000 |
| Hale County Alabama | 9 | $ 1,395,000 | $ 155,000 | $ 88,000 |
| Walker County Alabama | 6 | $ 820,000 | $ 136,000 | $ 50,000 |
| Winston County Alabama | 6 | $ 950,000 | $ 158,000 | $ 97,000 |
| Greene County Alabama | 5 | $ 595,000 | $ 119,000 | $ 79,000 |
| Franklin County Alabama | 4 | $ 330,000 | $ 82,000 | $ 36,000 |
| Marion County Alabama | 4 | $ 260,000 | $ 65,000 | $ 27,000 |
| Coffee County Alabama | 3 | $ 595,000 | $ 198,000 | $ 102,000 |
| Lamar County Alabama | 3 | $ 245,000 | $ 81,000 | $ 54,000 |
| Talladega County Alabama | 3 | $ 645,000 | $ 215,000 | $ 138,000 |
| Jackson County Alabama | 2 | $ 280,000 | $ 140,000 | $ 61,000 |
| Lawrence County Alabama | 2 | $ 350,000 | $ 175,000 | $ 73,000 |
| Lee County Alabama | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Pike County Alabama | 2 | $ 660,000 | $ 330,000 | $ 95,000 |
| Sumter County Alabama | 2 | $ 310,000 | $ 155,000 | $ 74,000 |
| Washington County Alabama | 2 | $ 180,000 | $ 90,000 | $ 62,000 |
| Walton County Florida | 2 | $ 630,000 | $ 315,000 | $ 156,000 |
| Fulton County Georgia | 2 | $ 340,000 | $ 170,000 | $ 103,000 |
| Hall County Georgia | 2 | $ 1,110,000 | $ 555,000 | $ 357,000 |
| Autauga County Alabama | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Choctaw County Alabama | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Coosa County Alabama | 1 | $ 125,000 | $ 125,000 | $ 161,000 |
| Covington County Alabama | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Escambia County Alabama | 1 | $ 245,000 | $ 245,000 | $ 37,000 |
| Houston County Alabama | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Macon County Alabama | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Montgomery County Alabama | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Perry County Alabama | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Tallapoosa County Alabama | 1 | $ 255,000 | $ 255,000 | $ 151,000 |
| Los Angeles County California | 1 | $ 615,000 | $ 615,000 | $ 120,000 |
| Bay County Florida | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| Citrus County Florida | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Escambia County Florida | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Hillsborough County Florida | 1 | $ 305,000 | $ 305,000 | $ 164,000 |
| Okaloosa County Florida | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Santa Rosa County Florida | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Gwinnett County Georgia | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Polk County Georgia | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Story County Iowa | 1 | $ 325,000 | $ 325,000 | $ 144,000 |
| Barren County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Simpson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 21,000 |
| Jefferson County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Lafayette County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 18,000 |
| Jackson County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Lamar County Mississippi | 1 | $ 435,000 | $ 435,000 | $ 188,000 |
| Oktibbeha County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Tishomingo County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Benton County Missouri | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Ocean County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 119,000 |
| Lea County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 126,000 |
| Mecklenburg County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Luzerne County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Greenville County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| Davidson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 137,000 |
| Johnson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Knox County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 149,000 |
| Lincoln County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Shelby County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Union County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| El Paso County Texas | 1 | $ 125,000 | $ 125,000 | $ 137,000 |
| Tom Green County Texas | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Pittsylvania County Virginia | 1 | $ 195,000 | $ 195,000 | $ 207,000 |
Mortgage Loan Application Detail Totals for First Federal Bank, A Fsb in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,980 | $343,810,000 | $173,000 | $1,115,000 | $92,000 | $4,493,000 |
| Refinancing | 191 | $42,315,000 | $221,000 | $945,000 | $97,000 | $984,000 |
| Cash-out Refinancing | 189 | $35,435,000 | $187,000 | $825,000 | $97,000 | $550,000 |
| Other Purpose | 42 | $1,420,000 | $33,000 | $125,000 | $91,000 | $357,000 |
| Home Improvement | 1 | $205,000 | $205,000 | $205,000 | $72,000 | $72,000 |
| Not Applicable | 1 | $125,000 | $125,000 | $125,000 | $41,000 | $41,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,841 | $325,885,000 | $177,000 | $1,115,000 | $96,000 | $4,493,000 |
| Black or African American | 317 | $48,705,000 | $153,000 | $595,000 | $68,000 | $513,000 |
| Not Provided | 161 | $33,725,000 | $209,000 | $615,000 | $102,000 | $476,000 |
| Asian | 36 | $6,460,000 | $179,000 | $485,000 | $70,000 | $306,000 |
| Hispanic | 34 | $6,150,000 | $180,000 | $365,000 | $98,000 | $312,000 |
| American Indian or Alaskan Native | 6 | $930,000 | $155,000 | $215,000 | $95,000 | $214,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,462 | $263,540,000 | $180,000 | $1,115,000 | $111,000 | $4,493,000 |
| FHA-insured (Federal Housing Administration) | 618 | $100,780,000 | $163,000 | $345,000 | $63,000 | $221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 168 | $23,440,000 | $139,000 | $305,000 | $48,000 | $98,000 |
| VA-guaranteed (Veterans Administration) | 156 | $35,550,000 | $227,000 | $945,000 | $85,000 | $330,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,892 | $340,510,000 | $179,000 | $945,000 | $95,000 | $4,493,000 |
| Application Withdrawn By Applicant | 332 | $54,340,000 | $163,000 | $665,000 | $85,000 | $984,000 |
| Application Denied By Financial Institution | 102 | $14,150,000 | $138,000 | $385,000 | $62,000 | $178,000 |
| Application Approved But Not Accepted | 54 | $10,640,000 | $197,000 | $1,115,000 | $97,000 | $968,000 |
| File Closed For Incompleteness | 23 | $3,545,000 | $154,000 | $315,000 | $63,000 | $120,000 |
| Loan Purchased By The Institution | 1 | $125,000 | $125,000 | $125,000 | $41,000 | $41,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,302 | $409,160,000 | $177,000 | $1,115,000 | $94,000 | $4,493,000 |
| Debt-To-Income Ratio | 49 | $7,035,000 | $143,000 | $385,000 | $55,000 | $142,000 |
| Credit History | 19 | $2,535,000 | $133,000 | $315,000 | $70,000 | $139,000 |
| Other | 12 | $1,300,000 | $108,000 | $215,000 | $43,000 | $96,000 |
| Collateral | 11 | $1,845,000 | $167,000 | $335,000 | $106,000 | $178,000 |
| Unverifiable Information | 7 | $795,000 | $113,000 | $185,000 | $51,000 | $141,000 |
| Employment History | 4 | $640,000 | $160,000 | $235,000 | $67,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank, A Fsb's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Bank, A Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.