First Federal Capital Bank
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Wisconsin.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Capital Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address First Federal Capital Bank
605 State St
Lacrosse, WI 54601
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 17,887
Total Mortgage Loan Application Amount $1,756,219,000
Average Mortgage Loan Application Amount $98,285
Highest Mortgage Loan Application Amount $4,100,000
Average Applicant Income $68,000
Highest Applicant Income $5,305,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Federal Capital Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dane County Wisconsin 2,669 $ 307,747,000 $ 115,000 $ 60,000
Rock County Wisconsin 1,700 $ 131,050,000 $ 77,000 $ 52,000
La Crosse County Wisconsin 1,428 $ 112,034,000 $ 78,000 $ 50,000
Eau Claire County Wisconsin 1,027 $ 96,823,000 $ 94,000 $ 56,000
St. Croix County Wisconsin 993 $ 132,930,000 $ 133,000 $ 90,000
Winnebago County Illinois 754 $ 53,432,000 $ 70,000 $ 54,000
Marathon County Wisconsin 742 $ 61,741,000 $ 83,000 $ 54,000
Olmsted County Minnesota 668 $ 78,659,000 $ 117,000 $ 78,000
Winnebago County Wisconsin 589 $ 50,636,000 $ 85,000 $ 68,000
Outagamie County Wisconsin 546 $ 53,223,000 $ 97,000 $ 49,000
Jefferson County Wisconsin 466 $ 45,871,000 $ 98,000 $ 56,000
Chippewa County Wisconsin 310 $ 30,730,000 $ 99,000 $ 70,000
Vernon County Wisconsin 231 $ 15,652,000 $ 67,000 $ 47,000
Pierce County Wisconsin 220 $ 27,747,000 $ 126,000 $ 83,000
Ramsey County Minnesota 214 $ 21,353,000 $ 99,000 $ 69,000
Columbia County Wisconsin 211 $ 20,480,000 $ 97,000 $ 64,000
Brown County Wisconsin 170 $ 12,903,000 $ 75,000 $ 51,000
Green County Wisconsin 163 $ 14,301,000 $ 87,000 $ 60,000
Walworth County Wisconsin 146 $ 14,212,000 $ 97,000 $ 60,000
Washington County Minnesota 136 $ 21,515,000 $ 158,000 $ 106,000
Waupaca County Wisconsin 133 $ 11,143,000 $ 83,000 $ 46,000
Richland County Wisconsin 122 $ 5,789,000 $ 47,000 $ 41,000
Houston County Minnesota 111 $ 8,928,000 $ 80,000 $ 64,000
Calumet County Wisconsin 105 $ 11,968,000 $ 113,000 $ 55,000
Hennepin County Minnesota 103 $ 14,873,000 $ 144,000 $ 98,000
Kenosha County Wisconsin 101 $ 6,705,000 $ 66,000 $ 66,000
Dunn County Wisconsin 97 $ 12,034,000 $ 124,000 $ 56,000
Shawano County Wisconsin 93 $ 8,081,000 $ 86,000 $ 48,000
Fond du Lac County Wisconsin 91 $ 7,622,000 $ 83,000 $ 60,000
Monroe County Wisconsin 87 $ 7,312,000 $ 84,000 $ 61,000
Sheboygan County Wisconsin 85 $ 5,946,000 $ 69,000 $ 50,000
Crawford County Wisconsin 82 $ 3,979,000 $ 48,000 $ 49,000
Sauk County Wisconsin 82 $ 9,927,000 $ 121,000 $ 65,000
Dakota County Minnesota 78 $ 10,673,000 $ 136,000 $ 83,000
Boone County Illinois 76 $ 9,371,000 $ 123,000 $ 65,000
Wood County Wisconsin 76 $ 4,235,000 $ 55,000 $ 47,000
Manitowoc County Wisconsin 70 $ 3,992,000 $ 57,000 $ 48,000
Racine County Wisconsin 66 $ 5,246,000 $ 79,000 $ 53,000
Trempealeau County Wisconsin 55 $ 4,473,000 $ 81,000 $ 56,000
Polk County Wisconsin 51 $ 5,721,000 $ 112,000 $ 88,000
Dodge County Minnesota 50 $ 4,351,000 $ 87,000 $ 63,000
Lincoln County Wisconsin 50 $ 3,776,000 $ 75,000 $ 54,000
Goodhue County Minnesota 42 $ 4,550,000 $ 108,000 $ 187,000
Mower County Minnesota 42 $ 2,668,000 $ 63,000 $ 50,000
Anoka County Minnesota 41 $ 6,417,000 $ 156,000 $ 60,000
Dodge County Wisconsin 40 $ 3,937,000 $ 98,000 $ 55,000
Milwaukee County Wisconsin 39 $ 5,886,000 $ 150,000 $ 71,000
Waukesha County Wisconsin 35 $ 8,976,000 $ 256,000 $ 71,000
Cook County Illinois 34 $ 5,246,000 $ 154,000 $ 106,000
Oconto County Wisconsin 33 $ 3,232,000 $ 97,000 $ 63,000
Winona County Minnesota 32 $ 2,873,000 $ 89,000 $ 66,000
Iowa County Wisconsin 32 $ 3,381,000 $ 105,000 $ 60,000
Rock Island County Illinois 30 $ 1,901,000 $ 63,000 $ 203,000
Stephenson County Illinois 30 $ 3,102,000 $ 103,000 $ 71,000
Fillmore County Minnesota 30 $ 2,301,000 $ 76,000 $ 56,000
Grant County Wisconsin 29 $ 1,586,000 $ 54,000 $ 48,000
Portage County Wisconsin 29 $ 2,995,000 $ 103,000 $ 52,000
Polk County Iowa 25 $ 2,374,000 $ 94,000 $ 92,000
Juneau County Wisconsin 25 $ 2,304,000 $ 92,000 $ 62,000
Waushara County Wisconsin 25 $ 1,614,000 $ 64,000 $ 57,000
Barron County Wisconsin 24 $ 2,813,000 $ 117,000 $ 99,000
Adams County Wisconsin 23 $ 1,322,000 $ 57,000 $ 54,000
Oneida County Wisconsin 22 $ 2,993,000 $ 136,000 $ 95,000
Sawyer County Wisconsin 22 $ 2,895,000 $ 131,000 $ 134,000
Jackson County Wisconsin 21 $ 1,480,000 $ 70,000 $ 55,000
Ogle County Illinois 19 $ 1,736,000 $ 91,000 $ 60,000
Wabasha County Minnesota 19 $ 1,976,000 $ 104,000 $ 48,000
Clayton County Iowa 18 $ 589,000 $ 32,000 $ 44,000
Chisago County Minnesota 17 $ 2,728,000 $ 160,000 $ 401,000
Rusk County Wisconsin 17 $ 1,921,000 $ 113,000 $ 80,000
Burnett County Wisconsin 16 $ 1,422,000 $ 88,000 $ 80,000
Clark County Wisconsin 16 $ 1,295,000 $ 80,000 $ 67,000
Marinette County Wisconsin 16 $ 818,000 $ 51,000 $ 51,000
Black Hawk County Iowa 15 $ 1,437,000 $ 95,000 $ 66,000
Lafayette County Wisconsin 15 $ 840,000 $ 56,000 $ 41,000
Langlade County Wisconsin 15 $ 914,000 $ 60,000 $ 50,000
Marquette County Wisconsin 15 $ 1,244,000 $ 82,000 $ 52,000
Will County Illinois 14 $ 1,927,000 $ 137,000 $ 85,000
Blue Earth County Minnesota 13 $ 947,000 $ 72,000 $ 48,000
Lake County Illinois 12 $ 999,000 $ 83,000 $ 63,000
Kane County Illinois 11 $ 1,266,000 $ 115,000 $ 71,000
Allamakee County Iowa 11 $ 536,000 $ 48,000 $ 36,000
Vilas County Wisconsin 11 $ 1,391,000 $ 126,000 $ 113,000
Washington County Wisconsin 11 $ 1,201,000 $ 109,000 $ 62,000
Buffalo County Wisconsin 10 $ 808,000 $ 80,000 $ 60,000
Door County Wisconsin 10 $ 943,000 $ 94,000 $ 51,000
Green Lake County Wisconsin 10 $ 718,000 $ 71,000 $ 64,000
Linn County Iowa 9 $ 922,000 $ 102,000 $ 53,000
Scott County Minnesota 9 $ 1,628,000 $ 180,000 $ 84,000
Kewaunee County Wisconsin 9 $ 625,000 $ 69,000 $ 60,000
Pepin County Wisconsin 9 $ 672,000 $ 74,000 $ 55,000
McHenry County Illinois 7 $ 1,199,000 $ 171,000 $ 53,000
Dallas County Iowa 7 $ 1,030,000 $ 147,000 $ 67,000
Des Moines County Iowa 7 $ 674,000 $ 96,000 $ 61,000
Scott County Iowa 7 $ 462,000 $ 66,000 $ 109,000
Washburn County Wisconsin 7 $ 1,193,000 $ 170,000 $ 125,000
DeKalb County Illinois 6 $ 591,000 $ 98,000 $ 115,000
Clay County Iowa 6 $ 423,000 $ 70,000 $ 71,000
Freeborn County Minnesota 6 $ 320,000 $ 53,000 $ 86,000
Aitkin County Minnesota 5 $ 470,000 $ 94,000 $ 70,000
Faribault County Minnesota 5 $ 146,000 $ 29,000 $ 55,000
Bayfield County Wisconsin 5 $ 715,000 $ 143,000 $ 77,000
DuPage County Illinois 4 $ 452,000 $ 113,000 $ 122,000
Benton County Iowa 4 $ 370,000 $ 92,000 $ 57,000
Bremer County Iowa 4 $ 296,000 $ 74,000 $ 65,000
Butler County Iowa 4 $ 376,000 $ 94,000 $ 86,000
Nicollet County Minnesota 4 $ 266,000 $ 66,000 $ 37,000
St. Louis County Minnesota 4 $ 916,000 $ 229,000 $ 144,000
Wright County Minnesota 4 $ 568,000 $ 142,000 $ 25,000
Ashland County Wisconsin 4 $ 505,000 $ 126,000 $ 97,000
Douglas County Wisconsin 4 $ 512,000 $ 128,000 $ 96,000
Kendall County Illinois 3 $ 230,000 $ 76,000 $ 87,000
Lee County Illinois 3 $ 540,000 $ 180,000 $ 90,000
Richland County Illinois 3 $ 301,000 $ 100,000 $ 71,000
Delaware County Iowa 3 $ 311,000 $ 103,000 $ 62,000
Henry County Iowa 3 $ 126,000 $ 42,000 $ 51,000
Johnson County Iowa 3 $ 544,000 $ 181,000 $ 81,000
Sioux County Iowa 3 $ 193,000 $ 64,000 $ 49,000
Warren County Iowa 3 $ 208,000 $ 69,000 $ 56,000
Cass County Minnesota 3 $ 531,000 $ 177,000 $ 299,000
Lake County Minnesota 3 $ 572,000 $ 190,000 $ 87,000
Pine County Minnesota 3 $ 276,000 $ 92,000 $ 69,000
Steele County Minnesota 3 $ 139,000 $ 46,000 $ 54,000
Florence County Wisconsin 3 $ 177,000 $ 59,000 $ 62,000
Ozaukee County Wisconsin 3 $ 559,000 $ 186,000 $ 108,000
Price County Wisconsin 3 $ 206,000 $ 68,000 $ 65,000
Crawford County Illinois 2 $ 153,000 $ 76,000 $ 37,000
LaSalle County Illinois 2 $ 213,000 $ 106,000 $ 75,000
Lawrence County Illinois 2 $ 74,000 $ 37,000 $ 62,000
McLean County Illinois 2 $ 223,000 $ 111,000 $ 70,000
Buchanan County Iowa 2 $ 188,000 $ 94,000 $ 67,000
Carroll County Iowa 2 $ 206,000 $ 103,000 $ 64,000
Cerro Gordo County Iowa 2 $ 154,000 $ 77,000 $ 82,000
Dubuque County Iowa 2 $ 88,000 $ 44,000 $ 46,000
Floyd County Iowa 2 $ 197,000 $ 98,000 $ 37,000
Guthrie County Iowa 2 $ 184,000 $ 92,000 $ 79,000
Hardin County Iowa 2 $ 201,000 $ 100,000 $ 44,000
Howard County Iowa 2 $ 157,000 $ 78,000 $ 31,000
Jackson County Iowa 2 $ 165,000 $ 82,000 $ 63,000
Jones County Iowa 2 $ 199,000 $ 99,000 $ 59,000
Mahaska County Iowa 2 $ 127,000 $ 63,000 $ 97,000
Story County Iowa 2 $ 158,000 $ 79,000 $ 62,000
Washington County Iowa 2 $ 105,000 $ 52,000 $ 96,000
Webster County Iowa 2 $ 15,000 $ 7,000 $ 56,000
Winneshiek County Iowa 2 $ 195,000 $ 97,000 $ 63,000
Woodbury County Iowa 2 $ 94,000 $ 47,000 $ 90,000
Benton County Minnesota 2 $ 378,000 $ 189,000 $ 71,000
Isanti County Minnesota 2 $ 66,000 $ 33,000 $ 74,000
McLeod County Minnesota 2 $ 304,000 $ 152,000 $ 149,000
Meeker County Minnesota 2 $ 291,000 $ 145,000 $ 46,000
Mille Lacs County Minnesota 2 $ 115,000 $ 57,000 $ 84,000
Menominee County Wisconsin 2 $ 489,000 $ 244,000 $ 145,000
Taylor County Wisconsin 2 $ 109,000 $ 54,000 $ 46,000
Orange County Florida 1 $ 300,000 $ 300,000 $ 85,000
Bureau County Illinois 1 $ 90,000 $ 90,000 $ 75,000
Fayette County Illinois 1 $ 90,000 $ 90,000 $ 51,000
Madison County Illinois 1 $ 170,000 $ 170,000 $ 50,000
Peoria County Illinois 1 $ 120,000 $ 120,000 $ 59,000
Shelby County Illinois 1 $ 61,000 $ 61,000 $ 20,000
Whiteside County Illinois 1 $ 10,000 $ 10,000 $ 10,000
Williamson County Illinois 1 $ 133,000 $ 133,000 $ 90,000
Woodford County Illinois 1 $ 15,000 $ 15,000 $ 85,000
Buena Vista County Iowa 1 $ 100,000 $ 100,000 $ 58,000
Cass County Iowa 1 $ 186,000 $ 186,000 $ 71,000
Cedar County Iowa 1 $ 61,000 $ 61,000 $ 38,000
Clinton County Iowa 1 $ 60,000 $ 60,000 $ 78,000
Crawford County Iowa 1 $ 35,000 $ 35,000 $ 82,000
Fayette County Iowa 1 $ 31,000 $ 31,000 $ 34,000
Hamilton County Iowa 1 $ 244,000 $ 244,000 $ 58,000
Hancock County Iowa 1 $ 184,000 $ 184,000 $ 95,000
Harrison County Iowa 1 $ 67,000 $ 67,000 $ 36,000
Humboldt County Iowa 1 $ 104,000 $ 104,000 $ 34,000
Jasper County Iowa 1 $ 101,000 $ 101,000 $ 74,000
Jefferson County Iowa 1 $ 106,000 $ 106,000 $ 92,000
Keokuk County Iowa 1 $ 87,000 $ 87,000 $ 65,000
Lee County Iowa 1 $ 29,000 $ 29,000 $ 65,000
Madison County Iowa 1 $ 135,000 $ 135,000 $ 60,000
Marion County Iowa 1 $ 65,000 $ 65,000 $ 45,000
Monona County Iowa 1 $ 10,000 $ 10,000 $ 68,000
Montgomery County Iowa 1 $ 49,000 $ 49,000 $ 47,000
Plymouth County Iowa 1 $ 127,000 $ 127,000 $ 91,000
Pottawattamie County Iowa 1 $ 129,000 $ 129,000 $ 63,000
Sac County Iowa 1 $ 38,000 $ 38,000 $ 41,000
Beltrami County Minnesota 1 $ 124,000 $ 124,000 $ 99,000
Carlton County Minnesota 1 $ 35,000 $ 35,000 $ 48,000
Carver County Minnesota 1 $ 222,000 $ 222,000 $ 62,000
Crow Wing County Minnesota 1 $ 297,000 $ 297,000 $ 90,000
Douglas County Minnesota 1 $ 90,000 $ 90,000 $ 257,000
Itasca County Minnesota 1 $ 20,000 $ 20,000 $ 6,000
Koochiching County Minnesota 1 $ 150,000 $ 150,000 $ 44,000
Lake of the Woods County Minnesota 1 $ 147,000 $ 147,000 $ 24,000
Morrison County Minnesota 1 $ 38,000 $ 38,000 $ 85,000
Otter Tail County Minnesota 1 $ 78,000 $ 78,000 $ 48,000
Rice County Minnesota 1 $ 98,000 $ 98,000 $ 78,000
Sherburne County Minnesota 1 $ 350,000 $ 350,000 $ 0
Stearns County Minnesota 1 $ 131,000 $ 131,000 $ 131,000
Waseca County Minnesota 1 $ 12,000 $ 12,000 $ 44,000
Forest County Wisconsin 1 $ 22,000 $ 22,000 $ 41,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Wisconsin, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Federal Capital Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,523 $857,553,000 $99,750 $3,800,000 $65,500 $2,054,000
Home Purchase 6,662 $839,733,000 $145,333 $4,100,000 $72,166 $5,305,000
Home Improvement 2,702 $58,933,000 $26,250 $689,000 $64,250 $886,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,048 $1,582,270,000 $131,166 $3,800,000 $65,166 $2,054,000
Hispanic 539 $44,328,000 $92,500 $515,000 $60,250 $2,054,000
Asian 464 $51,100,000 $127,800 $622,000 $66,400 $376,000
Not Provided 368 $15,356,000 $48,600 $326,000 $68,800 $1,197,000
Black or African American 206 $19,193,000 $97,750 $720,000 $70,250 $420,000
Not applicable 123 $32,218,000 $252,000 $4,100,000 $110,500 $5,305,000
American Indian or Alaskan Native 115 $9,195,000 $90,600 $319,000 $50,400 $162,000
Native Hawaiian or Other Pacific Islander 24 $2,559,000 $123,333 $450,000 $58,666 $107,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 17,608 $1,725,963,000 $131,333 $4,100,000 $68,000 $5,305,000
VA-guaranteed (Veterans Administration) 121 $15,429,000 $122,500 $285,000 $54,750 $184,000
FHA-insured (Federal Housing Administration) 119 $10,412,000 $94,000 $208,000 $38,250 $137,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 39 $4,415,000 $108,500 $194,000 $39,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,712 $1,443,324,000 $136,000 $4,100,000 $77,800 $5,305,000
Preapproval Approved but not Accepted 796 $99,352,000 $124,000 $540,000 $47,000 $397,000
Application Denied By Financial Institution 777 $45,246,000 $54,250 $3,800,000 $44,500 $685,000
Preapproval Denied by Financial Institution 544 $53,338,000 $98,000 $672,000 $37,000 $360,000
Application Withdrawn By Applicant 458 $62,785,000 $135,000 $1,800,000 $64,250 $519,000
Application Approved But Not Accepted 410 $35,008,000 $72,500 $374,000 $78,750 $420,000
File Closed For Incompleteness 190 $17,166,000 $91,250 $475,000 $55,250 $267,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 846 $56,200,000 $45,400 $360,000 $42,400 $685,000
Debt-To-Income Ratio 341 $28,651,000 $80,400 $750,000 $37,800 $141,000
Collateral 57 $3,546,000 $75,000 $342,000 $64,500 $138,000
Other 32 $7,128,000 $180,000 $3,800,000 $50,000 $165,000
Employment History 27 $1,513,000 $47,000 $139,000 $45,750 $84,000
Insufficient Cash (Downpayment, Closing Cost) 12 $1,308,000 $108,250 $279,000 $53,500 $71,000
Unverifiable Information 5 $162,000 $40,000 $52,000 $75,666 $173,000
Credit Application Incomplete 1 $76,000 $76,000 $76,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Wisconsin, and search similar information at your convenience.

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