First Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
First Federal Savings Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Federal Savings Bank 2323 Ring Road Elizabethtown, KY 42701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,699 |
| Total Mortgage Loan Application Amount | $238,683,000 |
| Average Mortgage Loan Application Amount | $105,666 |
| Highest Mortgage Loan Application Amount | $3,756,000 |
| Average Applicant Income | $56,666 |
| Highest Applicant Income | $718,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down First Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Federal Savings Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hardin County Kentucky | 345 | $ 59,962,000 | $ 173,000 | $ 70,000 |
| Jefferson County Kentucky | 325 | $ 47,215,000 | $ 145,000 | $ 52,000 |
| Bullitt County Kentucky | 151 | $ 18,202,000 | $ 120,000 | $ 55,000 |
| Meade County Kentucky | 106 | $ 15,808,000 | $ 149,000 | $ 60,000 |
| Nelson County Kentucky | 100 | $ 11,076,000 | $ 110,000 | $ 50,000 |
| Hart County Kentucky | 69 | $ 7,048,000 | $ 102,000 | $ 54,000 |
| Daviess County Kentucky | 55 | $ 6,203,000 | $ 112,000 | $ 54,000 |
| Harrison County Indiana | 43 | $ 4,833,000 | $ 112,000 | $ 52,000 |
| Warren County Kentucky | 43 | $ 6,370,000 | $ 148,000 | $ 62,000 |
| Floyd County Indiana | 42 | $ 5,601,000 | $ 133,000 | $ 57,000 |
| Clark County Indiana | 27 | $ 3,683,000 | $ 136,000 | $ 55,000 |
| Spencer County Kentucky | 24 | $ 3,805,000 | $ 158,000 | $ 54,000 |
| Oldham County Kentucky | 21 | $ 4,780,000 | $ 227,000 | $ 64,000 |
| Allen County Kentucky | 17 | $ 1,898,000 | $ 111,000 | $ 60,000 |
| Kenton County Kentucky | 17 | $ 2,724,000 | $ 160,000 | $ 58,000 |
| Breckinridge County Kentucky | 16 | $ 1,721,000 | $ 107,000 | $ 50,000 |
| Muhlenberg County Kentucky | 16 | $ 1,866,000 | $ 116,000 | $ 71,000 |
| Fayette County Kentucky | 14 | $ 1,730,000 | $ 123,000 | $ 49,000 |
| Logan County Kentucky | 14 | $ 1,434,000 | $ 102,000 | $ 54,000 |
| Boone County Kentucky | 13 | $ 2,469,000 | $ 189,000 | $ 62,000 |
| Grayson County Kentucky | 13 | $ 1,495,000 | $ 115,000 | $ 55,000 |
| Henderson County Kentucky | 13 | $ 1,368,000 | $ 105,000 | $ 49,000 |
| Larue County Kentucky | 13 | $ 1,533,000 | $ 117,000 | $ 65,000 |
| Barren County Kentucky | 12 | $ 1,079,000 | $ 89,000 | $ 51,000 |
| Franklin County Kentucky | 9 | $ 1,039,000 | $ 115,000 | $ 26,000 |
| Henry County Kentucky | 8 | $ 1,076,000 | $ 134,000 | $ 44,000 |
| Shelby County Kentucky | 8 | $ 1,411,000 | $ 176,000 | $ 62,000 |
| Hopkins County Kentucky | 7 | $ 891,000 | $ 127,000 | $ 58,000 |
| Boyle County Kentucky | 6 | $ 882,000 | $ 147,000 | $ 27,000 |
| Lincoln County Kentucky | 6 | $ 535,000 | $ 89,000 | $ 52,000 |
| McCracken County Kentucky | 5 | $ 701,000 | $ 140,000 | $ 35,000 |
| McLean County Kentucky | 5 | $ 594,000 | $ 118,000 | $ 65,000 |
| Todd County Kentucky | 5 | $ 912,000 | $ 182,000 | $ 76,000 |
| Butler County Kentucky | 4 | $ 226,000 | $ 56,000 | $ 34,000 |
| Campbell County Kentucky | 4 | $ 468,000 | $ 117,000 | $ 36,000 |
| Christian County Kentucky | 4 | $ 429,000 | $ 107,000 | $ 58,000 |
| Jessamine County Kentucky | 4 | $ 609,000 | $ 152,000 | $ 83,000 |
| Laurel County Kentucky | 4 | $ 493,000 | $ 123,000 | $ 18,000 |
| Ohio County Kentucky | 4 | $ 688,000 | $ 172,000 | $ 79,000 |
| Davidson County Tennessee | 4 | $ 728,000 | $ 182,000 | $ 59,000 |
| Crawford County Indiana | 3 | $ 494,000 | $ 164,000 | $ 98,000 |
| Anderson County Kentucky | 3 | $ 358,000 | $ 119,000 | $ 61,000 |
| Hancock County Kentucky | 3 | $ 345,000 | $ 115,000 | $ 57,000 |
| Knox County Kentucky | 3 | $ 435,000 | $ 145,000 | $ 54,000 |
| Marion County Kentucky | 3 | $ 287,000 | $ 95,000 | $ 29,000 |
| Pike County Kentucky | 3 | $ 437,000 | $ 145,000 | $ 73,000 |
| Pulaski County Kentucky | 3 | $ 533,000 | $ 177,000 | $ 61,000 |
| Taylor County Kentucky | 3 | $ 254,000 | $ 84,000 | $ 54,000 |
| Washington County Kentucky | 3 | $ 176,000 | $ 58,000 | $ 11,000 |
| Wayne County Kentucky | 3 | $ 338,000 | $ 112,000 | $ 33,000 |
| Webster County Kentucky | 3 | $ 224,000 | $ 74,000 | $ 59,000 |
| Williamson County Tennessee | 3 | $ 674,000 | $ 224,000 | $ 0 |
| Lake County Indiana | 2 | $ 194,000 | $ 97,000 | $ 78,000 |
| Ballard County Kentucky | 2 | $ 412,000 | $ 206,000 | $ 81,000 |
| Caldwell County Kentucky | 2 | $ 206,000 | $ 103,000 | $ 50,000 |
| Carroll County Kentucky | 2 | $ 312,000 | $ 156,000 | $ 30,000 |
| Greenup County Kentucky | 2 | $ 287,000 | $ 143,000 | $ 99,000 |
| Madison County Kentucky | 2 | $ 238,000 | $ 119,000 | $ 21,000 |
| Metcalfe County Kentucky | 2 | $ 217,000 | $ 108,000 | $ 29,000 |
| Perry County Kentucky | 2 | $ 255,000 | $ 127,000 | $ 29,000 |
| Powell County Kentucky | 2 | $ 212,000 | $ 106,000 | $ 62,000 |
| Scott County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 23,000 |
| Simpson County Kentucky | 2 | $ 225,000 | $ 112,000 | $ 72,000 |
| Trimble County Kentucky | 2 | $ 319,000 | $ 159,000 | $ 55,000 |
| Coles County Illinois | 1 | $ 158,000 | $ 158,000 | $ 72,000 |
| Bartholomew County Indiana | 1 | $ 97,000 | $ 97,000 | $ 33,000 |
| Cass County Indiana | 1 | $ 106,000 | $ 106,000 | $ 95,000 |
| Clay County Indiana | 1 | $ 79,000 | $ 79,000 | $ 60,000 |
| Hamilton County Indiana | 1 | $ 106,000 | $ 106,000 | $ 73,000 |
| Hancock County Indiana | 1 | $ 153,000 | $ 153,000 | $ 64,000 |
| Henry County Indiana | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Jackson County Indiana | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Jefferson County Indiana | 1 | $ 224,000 | $ 224,000 | $ 68,000 |
| Jennings County Indiana | 1 | $ 56,000 | $ 56,000 | $ 47,000 |
| Marion County Indiana | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| Marshall County Indiana | 1 | $ 108,000 | $ 108,000 | $ 38,000 |
| Morgan County Indiana | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Orange County Indiana | 1 | $ 14,000 | $ 14,000 | $ 30,000 |
| Posey County Indiana | 1 | $ 54,000 | $ 54,000 | $ 34,000 |
| Vanderburgh County Indiana | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Wayne County Indiana | 1 | $ 178,000 | $ 178,000 | $ 95,000 |
| Adair County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 35,000 |
| Calloway County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 45,000 |
| Carter County Kentucky | 1 | $ 109,000 | $ 109,000 | $ 58,000 |
| Clark County Kentucky | 1 | $ 187,000 | $ 187,000 | $ 49,000 |
| Clay County Kentucky | 1 | $ 274,000 | $ 274,000 | $ 77,000 |
| Crittenden County Kentucky | 1 | $ 181,000 | $ 181,000 | $ 80,000 |
| Estill County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Gallatin County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 25,000 |
| Grant County Kentucky | 1 | $ 246,000 | $ 246,000 | $ 77,000 |
| Graves County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 40,000 |
| Green County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 33,000 |
| Knott County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 50,000 |
| Leslie County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 45,000 |
| Mason County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 61,000 |
| Mercer County Kentucky | 1 | $ 169,000 | $ 169,000 | $ 108,000 |
| Monroe County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Montgomery County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
| Morgan County Kentucky | 1 | $ 91,000 | $ 91,000 | $ 28,000 |
| Pendleton County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 54,000 |
| Rowan County Kentucky | 1 | $ 172,000 | $ 172,000 | $ 104,000 |
| Woodford County Kentucky | 1 | $ 208,000 | $ 208,000 | $ 87,000 |
| Anderson County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 61,000 |
| Henry County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 22,000 |
| Knox County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Meigs County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 67,000 |
| Montgomery County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for First Federal Savings Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 977 | $137,777,000 | $141,000 | $1,080,000 | $57,000 | $718,000 |
| Home Purchase | 684 | $99,716,000 | $145,000 | $3,756,000 | $58,000 | $400,000 |
| Home Improvement | 38 | $1,190,000 | $31,000 | $158,000 | $55,000 | $118,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,506 | $203,069,000 | $134,000 | $3,664,000 | $59,000 | $718,000 |
| Black or African American | 95 | $13,866,000 | $145,000 | $351,000 | $53,000 | $151,000 |
| Not Provided | 31 | $4,591,000 | $148,000 | $309,000 | $44,000 | $110,000 |
| Not applicable | 29 | $11,187,000 | $385,000 | $3,756,000 | $0 | $16,000 |
| Hispanic | 21 | $3,643,000 | $173,000 | $547,000 | $66,000 | $219,000 |
| Asian | 15 | $2,033,000 | $135,000 | $219,000 | $81,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $294,000 | $147,000 | $158,000 | $78,000 | $128,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 742 | $101,649,000 | $136,000 | $419,000 | $51,000 | $235,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 731 | $100,832,000 | $137,000 | $3,756,000 | $62,000 | $718,000 |
| VA-guaranteed (Veterans Administration) | 183 | $32,160,000 | $175,000 | $417,000 | $71,000 | $191,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 43 | $4,042,000 | $94,000 | $164,000 | $40,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,100 | $160,570,000 | $145,000 | $3,756,000 | $59,000 | $718,000 |
| Application Denied By Financial Institution | 358 | $46,720,000 | $130,000 | $1,080,000 | $52,000 | $234,000 |
| Application Withdrawn By Applicant | 199 | $26,507,000 | $133,000 | $510,000 | $59,000 | $360,000 |
| File Closed For Incompleteness | 37 | $4,430,000 | $119,000 | $337,000 | $58,000 | $162,000 |
| Application Approved But Not Accepted | 5 | $456,000 | $91,000 | $206,000 | $49,000 | $65,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Savings Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.