First Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Federal Savings Bank 2323 Ring Road Elizabethtown, KY 42701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,699 |
| Total Mortgage Loan Application Amount | $238,683,000 |
| Average Mortgage Loan Application Amount | $105,666 |
| Highest Mortgage Loan Application Amount | $3,756,000 |
| Average Applicant Income | $56,666 |
| Highest Applicant Income | $718,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hardin County Kentucky | 345 | $ 59,962,000 | $ 173,000 | $ 70,000 |
| Jefferson County Kentucky | 325 | $ 47,215,000 | $ 145,000 | $ 52,000 |
| Bullitt County Kentucky | 151 | $ 18,202,000 | $ 120,000 | $ 55,000 |
| Meade County Kentucky | 106 | $ 15,808,000 | $ 149,000 | $ 60,000 |
| Nelson County Kentucky | 100 | $ 11,076,000 | $ 110,000 | $ 50,000 |
| Hart County Kentucky | 69 | $ 7,048,000 | $ 102,000 | $ 54,000 |
| Daviess County Kentucky | 55 | $ 6,203,000 | $ 112,000 | $ 54,000 |
| Harrison County Indiana | 43 | $ 4,833,000 | $ 112,000 | $ 52,000 |
| Warren County Kentucky | 43 | $ 6,370,000 | $ 148,000 | $ 62,000 |
| Floyd County Indiana | 42 | $ 5,601,000 | $ 133,000 | $ 57,000 |
| Clark County Indiana | 27 | $ 3,683,000 | $ 136,000 | $ 55,000 |
| Spencer County Kentucky | 24 | $ 3,805,000 | $ 158,000 | $ 54,000 |
| Oldham County Kentucky | 21 | $ 4,780,000 | $ 227,000 | $ 64,000 |
| Allen County Kentucky | 17 | $ 1,898,000 | $ 111,000 | $ 60,000 |
| Kenton County Kentucky | 17 | $ 2,724,000 | $ 160,000 | $ 58,000 |
| Breckinridge County Kentucky | 16 | $ 1,721,000 | $ 107,000 | $ 50,000 |
| Muhlenberg County Kentucky | 16 | $ 1,866,000 | $ 116,000 | $ 71,000 |
| Fayette County Kentucky | 14 | $ 1,730,000 | $ 123,000 | $ 49,000 |
| Logan County Kentucky | 14 | $ 1,434,000 | $ 102,000 | $ 54,000 |
| Boone County Kentucky | 13 | $ 2,469,000 | $ 189,000 | $ 62,000 |
| Grayson County Kentucky | 13 | $ 1,495,000 | $ 115,000 | $ 55,000 |
| Henderson County Kentucky | 13 | $ 1,368,000 | $ 105,000 | $ 49,000 |
| Larue County Kentucky | 13 | $ 1,533,000 | $ 117,000 | $ 65,000 |
| Barren County Kentucky | 12 | $ 1,079,000 | $ 89,000 | $ 51,000 |
| Franklin County Kentucky | 9 | $ 1,039,000 | $ 115,000 | $ 26,000 |
| Henry County Kentucky | 8 | $ 1,076,000 | $ 134,000 | $ 44,000 |
| Shelby County Kentucky | 8 | $ 1,411,000 | $ 176,000 | $ 62,000 |
| Hopkins County Kentucky | 7 | $ 891,000 | $ 127,000 | $ 58,000 |
| Boyle County Kentucky | 6 | $ 882,000 | $ 147,000 | $ 27,000 |
| Lincoln County Kentucky | 6 | $ 535,000 | $ 89,000 | $ 52,000 |
| McCracken County Kentucky | 5 | $ 701,000 | $ 140,000 | $ 35,000 |
| McLean County Kentucky | 5 | $ 594,000 | $ 118,000 | $ 65,000 |
| Todd County Kentucky | 5 | $ 912,000 | $ 182,000 | $ 76,000 |
| Butler County Kentucky | 4 | $ 226,000 | $ 56,000 | $ 34,000 |
| Campbell County Kentucky | 4 | $ 468,000 | $ 117,000 | $ 36,000 |
| Christian County Kentucky | 4 | $ 429,000 | $ 107,000 | $ 58,000 |
| Jessamine County Kentucky | 4 | $ 609,000 | $ 152,000 | $ 83,000 |
| Laurel County Kentucky | 4 | $ 493,000 | $ 123,000 | $ 18,000 |
| Ohio County Kentucky | 4 | $ 688,000 | $ 172,000 | $ 79,000 |
| Davidson County Tennessee | 4 | $ 728,000 | $ 182,000 | $ 59,000 |
| Crawford County Indiana | 3 | $ 494,000 | $ 164,000 | $ 98,000 |
| Anderson County Kentucky | 3 | $ 358,000 | $ 119,000 | $ 61,000 |
| Hancock County Kentucky | 3 | $ 345,000 | $ 115,000 | $ 57,000 |
| Knox County Kentucky | 3 | $ 435,000 | $ 145,000 | $ 54,000 |
| Marion County Kentucky | 3 | $ 287,000 | $ 95,000 | $ 29,000 |
| Pike County Kentucky | 3 | $ 437,000 | $ 145,000 | $ 73,000 |
| Pulaski County Kentucky | 3 | $ 533,000 | $ 177,000 | $ 61,000 |
| Taylor County Kentucky | 3 | $ 254,000 | $ 84,000 | $ 54,000 |
| Washington County Kentucky | 3 | $ 176,000 | $ 58,000 | $ 11,000 |
| Wayne County Kentucky | 3 | $ 338,000 | $ 112,000 | $ 33,000 |
| Webster County Kentucky | 3 | $ 224,000 | $ 74,000 | $ 59,000 |
| Williamson County Tennessee | 3 | $ 674,000 | $ 224,000 | $ 0 |
| Lake County Indiana | 2 | $ 194,000 | $ 97,000 | $ 78,000 |
| Ballard County Kentucky | 2 | $ 412,000 | $ 206,000 | $ 81,000 |
| Caldwell County Kentucky | 2 | $ 206,000 | $ 103,000 | $ 50,000 |
| Carroll County Kentucky | 2 | $ 312,000 | $ 156,000 | $ 30,000 |
| Greenup County Kentucky | 2 | $ 287,000 | $ 143,000 | $ 99,000 |
| Madison County Kentucky | 2 | $ 238,000 | $ 119,000 | $ 21,000 |
| Metcalfe County Kentucky | 2 | $ 217,000 | $ 108,000 | $ 29,000 |
| Perry County Kentucky | 2 | $ 255,000 | $ 127,000 | $ 29,000 |
| Powell County Kentucky | 2 | $ 212,000 | $ 106,000 | $ 62,000 |
| Scott County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 23,000 |
| Simpson County Kentucky | 2 | $ 225,000 | $ 112,000 | $ 72,000 |
| Trimble County Kentucky | 2 | $ 319,000 | $ 159,000 | $ 55,000 |
| Coles County Illinois | 1 | $ 158,000 | $ 158,000 | $ 72,000 |
| Bartholomew County Indiana | 1 | $ 97,000 | $ 97,000 | $ 33,000 |
| Cass County Indiana | 1 | $ 106,000 | $ 106,000 | $ 95,000 |
| Clay County Indiana | 1 | $ 79,000 | $ 79,000 | $ 60,000 |
| Hamilton County Indiana | 1 | $ 106,000 | $ 106,000 | $ 73,000 |
| Hancock County Indiana | 1 | $ 153,000 | $ 153,000 | $ 64,000 |
| Henry County Indiana | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Jackson County Indiana | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Jefferson County Indiana | 1 | $ 224,000 | $ 224,000 | $ 68,000 |
| Jennings County Indiana | 1 | $ 56,000 | $ 56,000 | $ 47,000 |
| Marion County Indiana | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| Marshall County Indiana | 1 | $ 108,000 | $ 108,000 | $ 38,000 |
| Morgan County Indiana | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Orange County Indiana | 1 | $ 14,000 | $ 14,000 | $ 30,000 |
| Posey County Indiana | 1 | $ 54,000 | $ 54,000 | $ 34,000 |
| Vanderburgh County Indiana | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Wayne County Indiana | 1 | $ 178,000 | $ 178,000 | $ 95,000 |
| Adair County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 35,000 |
| Calloway County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 45,000 |
| Carter County Kentucky | 1 | $ 109,000 | $ 109,000 | $ 58,000 |
| Clark County Kentucky | 1 | $ 187,000 | $ 187,000 | $ 49,000 |
| Clay County Kentucky | 1 | $ 274,000 | $ 274,000 | $ 77,000 |
| Crittenden County Kentucky | 1 | $ 181,000 | $ 181,000 | $ 80,000 |
| Estill County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Gallatin County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 25,000 |
| Grant County Kentucky | 1 | $ 246,000 | $ 246,000 | $ 77,000 |
| Graves County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 40,000 |
| Green County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 33,000 |
| Knott County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 50,000 |
| Leslie County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 45,000 |
| Mason County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 61,000 |
| Mercer County Kentucky | 1 | $ 169,000 | $ 169,000 | $ 108,000 |
| Monroe County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Montgomery County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
| Morgan County Kentucky | 1 | $ 91,000 | $ 91,000 | $ 28,000 |
| Pendleton County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 54,000 |
| Rowan County Kentucky | 1 | $ 172,000 | $ 172,000 | $ 104,000 |
| Woodford County Kentucky | 1 | $ 208,000 | $ 208,000 | $ 87,000 |
| Anderson County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 61,000 |
| Henry County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 22,000 |
| Knox County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Meigs County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 67,000 |
| Montgomery County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 66,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Federal Savings Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 977 | $137,777,000 | $141,000 | $1,080,000 | $57,000 | $718,000 |
| Home Purchase | 684 | $99,716,000 | $145,000 | $3,756,000 | $58,000 | $400,000 |
| Home Improvement | 38 | $1,190,000 | $31,000 | $158,000 | $55,000 | $118,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,506 | $203,069,000 | $134,000 | $3,664,000 | $59,000 | $718,000 |
| Black or African American | 95 | $13,866,000 | $145,000 | $351,000 | $53,000 | $151,000 |
| Not Provided | 31 | $4,591,000 | $148,000 | $309,000 | $44,000 | $110,000 |
| Not applicable | 29 | $11,187,000 | $385,000 | $3,756,000 | $0 | $16,000 |
| Hispanic | 21 | $3,643,000 | $173,000 | $547,000 | $66,000 | $219,000 |
| Asian | 15 | $2,033,000 | $135,000 | $219,000 | $81,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $294,000 | $147,000 | $158,000 | $78,000 | $128,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 742 | $101,649,000 | $136,000 | $419,000 | $51,000 | $235,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 731 | $100,832,000 | $137,000 | $3,756,000 | $62,000 | $718,000 |
| VA-guaranteed (Veterans Administration) | 183 | $32,160,000 | $175,000 | $417,000 | $71,000 | $191,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 43 | $4,042,000 | $94,000 | $164,000 | $40,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,100 | $160,570,000 | $145,000 | $3,756,000 | $59,000 | $718,000 |
| Application Denied By Financial Institution | 358 | $46,720,000 | $130,000 | $1,080,000 | $52,000 | $234,000 |
| Application Withdrawn By Applicant | 199 | $26,507,000 | $133,000 | $510,000 | $59,000 | $360,000 |
| File Closed For Incompleteness | 37 | $4,430,000 | $119,000 | $337,000 | $58,000 | $162,000 |
| Application Approved But Not Accepted | 5 | $456,000 | $91,000 | $206,000 | $49,000 | $65,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.