First Federal Svg Bank Boston
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
First Federal Svg Bank Boston 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Federal Svg Bank Boston 100 Brickstone Square Andover, MA 01810 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,825 |
| Total Mortgage Loan Application Amount | $871,962,000 |
| Average Mortgage Loan Application Amount | $223,500 |
| Highest Mortgage Loan Application Amount | $1,345,000 |
| Average Applicant Income | $94,500 |
| Highest Applicant Income | $3,186,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with First Federal Svg Bank Boston. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Federal Svg Bank Boston's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down First Federal Svg Bank Boston's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Federal Svg Bank Boston serves its applicants.
Each category highlights the total number of mortgage applications processed by First Federal Svg Bank Boston, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Federal Svg Bank Boston's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bristol County Massachusetts | 668 | $ 138,604,000 | $ 207,000 | $ 75,000 |
| Middlesex County Massachusetts | 617 | $ 146,660,000 | $ 237,000 | $ 96,000 |
| Plymouth County Massachusetts | 424 | $ 113,146,000 | $ 266,000 | $ 97,000 |
| Worcester County Massachusetts | 412 | $ 80,753,000 | $ 196,000 | $ 91,000 |
| Essex County Massachusetts | 349 | $ 80,073,000 | $ 229,000 | $ 93,000 |
| Norfolk County Massachusetts | 261 | $ 66,478,000 | $ 254,000 | $ 101,000 |
| Hillsborough County New Hampshire | 170 | $ 34,422,000 | $ 202,000 | $ 95,000 |
| Hampden County Massachusetts | 150 | $ 27,723,000 | $ 184,000 | $ 81,000 |
| Suffolk County Massachusetts | 112 | $ 31,408,000 | $ 280,000 | $ 137,000 |
| Rockingham County New Hampshire | 97 | $ 22,506,000 | $ 232,000 | $ 99,000 |
| Barnstable County Massachusetts | 74 | $ 16,997,000 | $ 229,000 | $ 104,000 |
| Suffolk County New York | 53 | $ 15,135,000 | $ 285,000 | $ 141,000 |
| Providence County Rhode Island | 34 | $ 7,332,000 | $ 215,000 | $ 159,000 |
| Hartford County Connecticut | 33 | $ 6,178,000 | $ 187,000 | $ 96,000 |
| Nassau County New York | 26 | $ 9,118,000 | $ 350,000 | $ 127,000 |
| York County Maine | 23 | $ 5,330,000 | $ 231,000 | $ 125,000 |
| Hampshire County Massachusetts | 23 | $ 4,744,000 | $ 206,000 | $ 96,000 |
| Newport County Rhode Island | 19 | $ 3,949,000 | $ 207,000 | $ 77,000 |
| Merrimack County New Hampshire | 18 | $ 3,695,000 | $ 205,000 | $ 96,000 |
| Windham County Connecticut | 16 | $ 2,054,000 | $ 128,000 | $ 57,000 |
| Cheshire County New Hampshire | 16 | $ 3,283,000 | $ 205,000 | $ 85,000 |
| Kent County Rhode Island | 16 | $ 2,901,000 | $ 181,000 | $ 80,000 |
| Washington County Rhode Island | 13 | $ 3,357,000 | $ 258,000 | $ 172,000 |
| Kings County New York | 12 | $ 5,884,000 | $ 490,000 | $ 300,000 |
| Bristol County Rhode Island | 12 | $ 2,982,000 | $ 248,000 | $ 133,000 |
| Grafton County New Hampshire | 10 | $ 1,667,000 | $ 166,000 | $ 85,000 |
| Carroll County New Hampshire | 9 | $ 1,555,000 | $ 172,000 | $ 108,000 |
| Fairfield County Connecticut | 8 | $ 2,253,000 | $ 281,000 | $ 280,000 |
| Tolland County Connecticut | 7 | $ 1,055,000 | $ 150,000 | $ 85,000 |
| Belknap County New Hampshire | 7 | $ 882,000 | $ 126,000 | $ 72,000 |
| New Haven County Connecticut | 6 | $ 869,000 | $ 144,000 | $ 83,000 |
| Cumberland County Maine | 6 | $ 1,392,000 | $ 232,000 | $ 122,000 |
| Penobscot County Maine | 6 | $ 968,000 | $ 161,000 | $ 27,000 |
| Franklin County Massachusetts | 6 | $ 1,143,000 | $ 190,000 | $ 82,000 |
| Strafford County New Hampshire | 6 | $ 1,175,000 | $ 195,000 | $ 98,000 |
| Franklin County Maine | 5 | $ 383,000 | $ 76,000 | $ 84,000 |
| Oxford County Maine | 5 | $ 834,000 | $ 166,000 | $ 172,000 |
| Litchfield County Connecticut | 4 | $ 464,000 | $ 116,000 | $ 39,000 |
| Middlesex County Connecticut | 4 | $ 723,000 | $ 180,000 | $ 77,000 |
| New London County Connecticut | 4 | $ 422,000 | $ 105,000 | $ 70,000 |
| Dukes County Massachusetts | 4 | $ 1,511,000 | $ 377,000 | $ 125,000 |
| Orange County New York | 4 | $ 1,081,000 | $ 270,000 | $ 136,000 |
| Queens County New York | 4 | $ 1,542,000 | $ 385,000 | $ 73,000 |
| Westchester County New York | 4 | $ 1,776,000 | $ 444,000 | $ 129,000 |
| Palm Beach County Florida | 3 | $ 639,000 | $ 213,000 | $ 64,000 |
| Hancock County Maine | 3 | $ 695,000 | $ 231,000 | $ 91,000 |
| Somerset County Maine | 3 | $ 511,000 | $ 170,000 | $ 99,000 |
| Berkshire County Massachusetts | 3 | $ 538,000 | $ 179,000 | $ 105,000 |
| Cayuga County New York | 3 | $ 350,000 | $ 116,000 | $ 50,000 |
| Dutchess County New York | 3 | $ 1,033,000 | $ 344,000 | $ 115,000 |
| Boulder County Colorado | 2 | $ 162,000 | $ 81,000 | $ 256,000 |
| Charlotte County Florida | 2 | $ 658,000 | $ 329,000 | $ 201,000 |
| Allen County Indiana | 2 | $ 595,000 | $ 297,000 | $ 110,000 |
| Kennebec County Maine | 2 | $ 348,000 | $ 174,000 | $ 118,000 |
| Nantucket County Massachusetts | 2 | $ 942,000 | $ 471,000 | $ 1,090,000 |
| Essex County New Jersey | 2 | $ 385,000 | $ 192,000 | $ 123,000 |
| Mercer County New Jersey | 2 | $ 435,000 | $ 217,000 | $ 55,000 |
| Rockland County New York | 2 | $ 521,000 | $ 260,000 | $ 187,000 |
| Windsor County Vermont | 2 | $ 294,000 | $ 147,000 | $ 127,000 |
| Broward County Florida | 1 | $ 156,000 | $ 156,000 | $ 492,000 |
| Collier County Florida | 1 | $ 300,000 | $ 300,000 | $ 373,000 |
| DeSoto County Florida | 1 | $ 78,000 | $ 78,000 | $ 145,000 |
| Hernando County Florida | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Indian River County Florida | 1 | $ 417,000 | $ 417,000 | $ 486,000 |
| Manatee County Florida | 1 | $ 140,000 | $ 140,000 | $ 153,000 |
| Marion County Florida | 1 | $ 92,000 | $ 92,000 | $ 60,000 |
| Pinellas County Florida | 1 | $ 136,000 | $ 136,000 | $ 16,000 |
| Sumter County Florida | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Bergen County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 141,000 |
| Burlington County New Jersey | 1 | $ 326,000 | $ 326,000 | $ 120,000 |
| Camden County New Jersey | 1 | $ 93,000 | $ 93,000 | $ 57,000 |
| Hunterdon County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 64,000 |
| Monmouth County New Jersey | 1 | $ 217,000 | $ 217,000 | $ 165,000 |
| Morris County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 117,000 |
| Ocean County New Jersey | 1 | $ 327,000 | $ 327,000 | $ 183,000 |
| Passaic County New Jersey | 1 | $ 153,000 | $ 153,000 | $ 43,000 |
| Somerset County New Jersey | 1 | $ 402,000 | $ 402,000 | $ 209,000 |
| Union County New Jersey | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Bronx County New York | 1 | $ 295,000 | $ 295,000 | $ 184,000 |
| Essex County New York | 1 | $ 100,000 | $ 100,000 | $ 188,000 |
| Greene County New York | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Onondaga County New York | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Putnam County New York | 1 | $ 417,000 | $ 417,000 | $ 90,000 |
| St. Lawrence County New York | 1 | $ 115,000 | $ 115,000 | $ 340,000 |
| Sullivan County New York | 1 | $ 417,000 | $ 417,000 | $ 129,000 |
| Iredell County North Carolina | 1 | $ 370,000 | $ 370,000 | $ 85,000 |
| Lehigh County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 57,000 |
| Orange County Vermont | 1 | $ 126,000 | $ 126,000 | $ 31,000 |
| Rutland County Vermont | 1 | $ 300,000 | $ 300,000 | $ 170,000 |
| Washington County Vermont | 1 | $ 80,000 | $ 80,000 | $ 130,000 |
| Windham County Vermont | 1 | $ 286,000 | $ 286,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for First Federal Svg Bank Boston in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,723 | $635,138,000 | $233,000 | $783,000 | $99,000 | $1,796,000 |
| Home Purchase | 1,102 | $236,824,000 | $214,000 | $1,345,000 | $90,000 | $3,186,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,312 | $763,341,000 | $230,000 | $1,345,000 | $98,000 | $3,186,000 |
| Not Provided | 214 | $46,370,000 | $216,000 | $600,000 | $82,000 | $343,000 |
| Asian | 131 | $27,386,000 | $209,000 | $466,000 | $103,000 | $729,000 |
| Hispanic | 108 | $22,329,000 | $206,000 | $510,000 | $72,000 | $301,000 |
| Black or African American | 54 | $10,964,000 | $203,000 | $414,000 | $72,000 | $196,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $992,000 | $198,000 | $292,000 | $59,000 | $93,000 |
| American Indian or Alaskan Native | 1 | $580,000 | $580,000 | $580,000 | $107,000 | $107,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,080 | $706,673,000 | $229,000 | $1,345,000 | $106,000 | $3,186,000 |
| FHA-insured (Federal Housing Administration) | 596 | $129,925,000 | $217,000 | $695,000 | $57,000 | $403,000 |
| VA-guaranteed (Veterans Administration) | 121 | $29,971,000 | $247,000 | $482,000 | $53,000 | $209,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $5,393,000 | $192,000 | $311,000 | $60,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,995 | $686,362,000 | $229,000 | $1,345,000 | $98,000 | $3,186,000 |
| Application Denied By Financial Institution | 283 | $60,559,000 | $213,000 | $750,000 | $80,000 | $901,000 |
| File Closed For Incompleteness | 240 | $55,239,000 | $230,000 | $690,000 | $96,000 | $901,000 |
| Application Withdrawn By Applicant | 186 | $41,246,000 | $221,000 | $720,000 | $94,000 | $729,000 |
| Application Approved But Not Accepted | 121 | $28,556,000 | $236,000 | $534,000 | $104,000 | $994,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 98 | $20,708,000 | $211,000 | $643,000 | $57,000 | $142,000 |
| Collateral | 87 | $18,600,000 | $213,000 | $750,000 | $98,000 | $341,000 |
| Credit History | 39 | $8,761,000 | $224,000 | $700,000 | $90,000 | $730,000 |
| Other | 28 | $6,066,000 | $216,000 | $417,000 | $103,000 | $901,000 |
| Credit Application Incomplete | 21 | $4,325,000 | $205,000 | $373,000 | $70,000 | $131,000 |
| Unverifiable Information | 5 | $1,209,000 | $241,000 | $475,000 | $98,000 | $222,000 |
| Employment History | 5 | $890,000 | $178,000 | $215,000 | $51,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Svg Bank Boston's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Svg Bank Boston's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.