First Financial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
First Financial Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank 255 East Fifth Street Suite 900 Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 1,956 |
| Total Mortgage Loan Application Amount | $360,737,000 |
| Average Mortgage Loan Application Amount | $162,000 |
| Highest Mortgage Loan Application Amount | $5,800,000 |
| Average Applicant Income | $103,000 |
| Highest Applicant Income | $3,488,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First Financial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First Financial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 641 | $ 140,063,000 | $ 218,000 | $ 124,000 |
| Butler County Ohio | 208 | $ 24,735,000 | $ 118,000 | $ 78,000 |
| Bartholomew County Indiana | 139 | $ 23,830,000 | $ 171,000 | $ 95,000 |
| Hamilton County Ohio | 131 | $ 22,441,000 | $ 171,000 | $ 93,000 |
| Lake County Indiana | 104 | $ 16,728,000 | $ 160,000 | $ 81,000 |
| Delaware County Ohio | 48 | $ 13,469,000 | $ 280,000 | $ 146,000 |
| Warren County Ohio | 41 | $ 6,213,000 | $ 151,000 | $ 98,000 |
| Montgomery County Ohio | 38 | $ 5,463,000 | $ 143,000 | $ 120,000 |
| Mercer County Ohio | 31 | $ 3,530,000 | $ 113,000 | $ 82,000 |
| Jackson County Indiana | 30 | $ 3,521,000 | $ 117,000 | $ 68,000 |
| Boone County Kentucky | 29 | $ 4,301,000 | $ 148,000 | $ 77,000 |
| Licking County Ohio | 27 | $ 6,001,000 | $ 222,000 | $ 92,000 |
| Van Wert County Ohio | 22 | $ 1,501,000 | $ 68,000 | $ 43,000 |
| Dearborn County Indiana | 20 | $ 2,224,000 | $ 111,000 | $ 62,000 |
| Jennings County Indiana | 20 | $ 2,274,000 | $ 113,000 | $ 57,000 |
| Marion County Indiana | 20 | $ 2,702,000 | $ 135,000 | $ 93,000 |
| Fairfield County Ohio | 20 | $ 5,268,000 | $ 263,000 | $ 91,000 |
| Decatur County Indiana | 18 | $ 1,998,000 | $ 111,000 | $ 45,000 |
| Johnson County Indiana | 18 | $ 3,210,000 | $ 178,000 | $ 235,000 |
| Shelby County Indiana | 15 | $ 1,909,000 | $ 127,000 | $ 61,000 |
| Hendricks County Indiana | 14 | $ 4,646,000 | $ 331,000 | $ 112,000 |
| Kenton County Kentucky | 14 | $ 1,958,000 | $ 139,000 | $ 80,000 |
| Brown County Indiana | 13 | $ 1,972,000 | $ 151,000 | $ 73,000 |
| Carroll County Indiana | 13 | $ 1,362,000 | $ 104,000 | $ 77,000 |
| Auglaize County Ohio | 10 | $ 1,420,000 | $ 142,000 | $ 66,000 |
| Union County Ohio | 9 | $ 1,573,000 | $ 174,000 | $ 96,000 |
| Hamilton County Indiana | 8 | $ 2,837,000 | $ 354,000 | $ 223,000 |
| Wabash County Indiana | 8 | $ 601,000 | $ 75,000 | $ 48,000 |
| Allen County Ohio | 8 | $ 885,000 | $ 110,000 | $ 106,000 |
| Clinton County Ohio | 8 | $ 444,000 | $ 55,000 | $ 50,000 |
| Greene County Ohio | 8 | $ 947,000 | $ 118,000 | $ 51,000 |
| Paulding County Ohio | 8 | $ 693,000 | $ 86,000 | $ 54,000 |
| Cook County Illinois | 7 | $ 1,484,000 | $ 212,000 | $ 488,000 |
| Blackford County Indiana | 7 | $ 375,000 | $ 53,000 | $ 38,000 |
| Fayette County Indiana | 7 | $ 468,000 | $ 66,000 | $ 48,000 |
| Monroe County Indiana | 7 | $ 1,800,000 | $ 257,000 | $ 202,000 |
| Clermont County Ohio | 7 | $ 1,325,000 | $ 189,000 | $ 99,000 |
| Jay County Indiana | 6 | $ 531,000 | $ 88,000 | $ 43,000 |
| Ohio County Indiana | 5 | $ 777,000 | $ 155,000 | $ 116,000 |
| Porter County Indiana | 5 | $ 2,123,000 | $ 424,000 | $ 35,000 |
| Tippecanoe County Indiana | 5 | $ 1,009,000 | $ 201,000 | $ 95,000 |
| Campbell County Kentucky | 5 | $ 5,059,000 | $ 1,011,000 | $ 117,000 |
| Highland County Ohio | 5 | $ 793,000 | $ 158,000 | $ 84,000 |
| Marion County Ohio | 5 | $ 819,000 | $ 163,000 | $ 54,000 |
| Richland County Ohio | 5 | $ 691,000 | $ 138,000 | $ 102,000 |
| Williams County Ohio | 5 | $ 713,000 | $ 142,000 | $ 63,000 |
| Clark County Indiana | 4 | $ 991,000 | $ 247,000 | $ 73,000 |
| Kosciusko County Indiana | 4 | $ 264,000 | $ 66,000 | $ 50,000 |
| Ripley County Indiana | 4 | $ 442,000 | $ 110,000 | $ 51,000 |
| Defiance County Ohio | 4 | $ 382,000 | $ 95,000 | $ 56,000 |
| Pickaway County Ohio | 4 | $ 820,000 | $ 205,000 | $ 76,000 |
| Preble County Ohio | 4 | $ 99,000 | $ 24,000 | $ 63,000 |
| Lee County Florida | 3 | $ 747,000 | $ 249,000 | $ 254,000 |
| Allen County Indiana | 3 | $ 254,000 | $ 84,000 | $ 102,000 |
| Fulton County Indiana | 3 | $ 550,000 | $ 183,000 | $ 125,000 |
| Morgan County Indiana | 3 | $ 373,000 | $ 124,000 | $ 109,000 |
| Rush County Indiana | 3 | $ 285,000 | $ 95,000 | $ 31,000 |
| White County Indiana | 3 | $ 297,000 | $ 99,000 | $ 96,000 |
| Logan County Ohio | 3 | $ 1,302,000 | $ 434,000 | $ 30,000 |
| Manatee County Florida | 2 | $ 848,000 | $ 424,000 | $ 452,000 |
| Palm Beach County Florida | 2 | $ 534,000 | $ 267,000 | $ 79,000 |
| Walton County Florida | 2 | $ 639,000 | $ 319,000 | $ 174,000 |
| Cass County Indiana | 2 | $ 96,000 | $ 48,000 | $ 59,000 |
| Delaware County Indiana | 2 | $ 155,000 | $ 77,000 | $ 39,000 |
| Hancock County Indiana | 2 | $ 691,000 | $ 345,000 | $ 237,000 |
| Jefferson County Indiana | 2 | $ 153,000 | $ 76,000 | $ 91,000 |
| Madison County Indiana | 2 | $ 163,000 | $ 81,000 | $ 189,000 |
| Brown County Ohio | 2 | $ 480,000 | $ 240,000 | $ 121,000 |
| Coshocton County Ohio | 2 | $ 668,000 | $ 334,000 | $ 108,000 |
| Cuyahoga County Ohio | 2 | $ 195,000 | $ 97,000 | $ 69,000 |
| Knox County Ohio | 2 | $ 282,000 | $ 141,000 | $ 73,000 |
| Madison County Ohio | 2 | $ 622,000 | $ 311,000 | $ 155,000 |
| Miami County Ohio | 2 | $ 333,000 | $ 166,000 | $ 71,000 |
| Morrow County Ohio | 2 | $ 317,000 | $ 158,000 | $ 67,000 |
| Putnam County Ohio | 2 | $ 121,000 | $ 60,000 | $ 62,000 |
| Sandusky County Ohio | 2 | $ 145,000 | $ 72,000 | $ 130,000 |
| Stark County Ohio | 2 | $ 151,000 | $ 75,000 | $ 40,000 |
| Sitka County Alaska | 1 | $ 369,000 | $ 369,000 | $ 91,000 |
| Maricopa County Arizona | 1 | $ 417,000 | $ 417,000 | $ 201,000 |
| White County Arkansas | 1 | $ 101,000 | $ 101,000 | $ 252,000 |
| Broward County Florida | 1 | $ 165,000 | $ 165,000 | $ 148,000 |
| Charlotte County Florida | 1 | $ 999,000 | $ 999,000 | $ 634,000 |
| Marion County Florida | 1 | $ 96,000 | $ 96,000 | $ 142,000 |
| Okaloosa County Florida | 1 | $ 600,000 | $ 600,000 | $ 339,000 |
| Pinellas County Florida | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Sarasota County Florida | 1 | $ 160,000 | $ 160,000 | $ 147,000 |
| Sumter County Florida | 1 | $ 305,000 | $ 305,000 | $ 200,000 |
| DeKalb County Georgia | 1 | $ 534,000 | $ 534,000 | $ 200,000 |
| Douglas County Illinois | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| DuPage County Illinois | 1 | $ 534,000 | $ 534,000 | $ 726,000 |
| Kane County Illinois | 1 | $ 387,000 | $ 387,000 | $ 170,000 |
| Boone County Indiana | 1 | $ 370,000 | $ 370,000 | $ 253,000 |
| Franklin County Indiana | 1 | $ 87,000 | $ 87,000 | $ 64,000 |
| Greene County Indiana | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Harrison County Indiana | 1 | $ 186,000 | $ 186,000 | $ 48,000 |
| Henry County Indiana | 1 | $ 258,000 | $ 258,000 | $ 126,000 |
| Howard County Indiana | 1 | $ 127,000 | $ 127,000 | $ 88,000 |
| Steuben County Indiana | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Vermillion County Indiana | 1 | $ 30,000 | $ 30,000 | $ 27,000 |
| Vigo County Indiana | 1 | $ 5,800,000 | $ 5,800,000 | $ 0 |
| Carroll County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 16,000 |
| Wayne County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 301,000 |
| Antrim County Michigan | 1 | $ 136,000 | $ 136,000 | $ 51,000 |
| Lake County Michigan | 1 | $ 105,000 | $ 105,000 | $ 309,000 |
| Wayne County Michigan | 1 | $ 246,000 | $ 246,000 | $ 130,000 |
| Harrison County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Jefferson County Missouri | 1 | $ 154,000 | $ 154,000 | $ 105,000 |
| Gallatin County Montana | 1 | $ 151,000 | $ 151,000 | $ 102,000 |
| Clark County Nevada | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Adams County Ohio | 1 | $ 74,000 | $ 74,000 | $ 131,000 |
| Ashland County Ohio | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Champaign County Ohio | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Erie County Ohio | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Fayette County Ohio | 1 | $ 158,000 | $ 158,000 | $ 156,000 |
| Hocking County Ohio | 1 | $ 139,000 | $ 139,000 | $ 68,000 |
| Lorain County Ohio | 1 | $ 810,000 | $ 810,000 | $ 0 |
| Medina County Ohio | 1 | $ 333,000 | $ 333,000 | $ 190,000 |
| Perry County Ohio | 1 | $ 262,000 | $ 262,000 | $ 300,000 |
| Shelby County Ohio | 1 | $ 185,000 | $ 185,000 | $ 197,000 |
| Summit County Ohio | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Wayne County Ohio | 1 | $ 90,000 | $ 90,000 | $ 70,000 |
| Wood County Ohio | 1 | $ 216,000 | $ 216,000 | $ 182,000 |
| Wyandot County Ohio | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Cleveland County Oklahoma | 1 | $ 300,000 | $ 300,000 | $ 124,000 |
| Dorchester County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 63,000 |
| Horry County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 136,000 |
| York County South Carolina | 1 | $ 341,000 | $ 341,000 | $ 118,000 |
| Blount County Tennessee | 1 | $ 424,000 | $ 424,000 | $ 210,000 |
| Roane County Tennessee | 1 | $ 259,000 | $ 259,000 | $ 224,000 |
| Albemarle County Virginia | 1 | $ 424,000 | $ 424,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for First Financial Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,279 | $238,957,000 | $186,000 | $4,010,000 | $101,000 | $3,488,000 |
| Refinancing | 592 | $112,296,000 | $189,000 | $5,800,000 | $111,000 | $2,683,000 |
| Home Improvement | 85 | $9,484,000 | $111,000 | $1,243,000 | $97,000 | $433,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,609 | $272,793,000 | $169,000 | $999,000 | $104,000 | $3,488,000 |
| Not Provided | 120 | $23,569,000 | $196,000 | $1,243,000 | $122,000 | $755,000 |
| Hispanic | 67 | $9,089,000 | $135,000 | $792,000 | $87,000 | $564,000 |
| Black or African American | 61 | $9,151,000 | $150,000 | $424,000 | $107,000 | $630,000 |
| Asian | 58 | $12,345,000 | $212,000 | $864,000 | $141,000 | $582,000 |
| Not applicable | 38 | $33,540,000 | $882,000 | $5,800,000 | $6,000 | $168,000 |
| American Indian or Alaskan Native | 2 | $192,000 | $96,000 | $98,000 | $74,000 | $101,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $58,000 | $58,000 | $58,000 | $34,000 | $34,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,678 | $322,927,000 | $192,000 | $5,800,000 | $112,000 | $3,488,000 |
| FHA-insured (Federal Housing Administration) | 195 | $26,999,000 | $138,000 | $369,000 | $59,000 | $252,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $5,837,000 | $110,000 | $280,000 | $44,000 | $96,000 |
| VA-guaranteed (Veterans Administration) | 30 | $4,974,000 | $165,000 | $331,000 | $69,000 | $217,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,330 | $267,306,000 | $200,000 | $5,800,000 | $104,000 | $3,488,000 |
| Application Denied By Financial Institution | 453 | $65,859,000 | $145,000 | $800,000 | $99,000 | $2,683,000 |
| Application Withdrawn By Applicant | 151 | $24,164,000 | $160,000 | $864,000 | $115,000 | $1,799,000 |
| File Closed For Incompleteness | 16 | $2,560,000 | $160,000 | $360,000 | $110,000 | $255,000 |
| Application Approved But Not Accepted | 6 | $848,000 | $141,000 | $590,000 | $117,000 | $241,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 181 | $28,753,000 | $158,000 | $680,000 | $117,000 | $2,683,000 |
| Credit History | 91 | $10,267,000 | $112,000 | $800,000 | $73,000 | $539,000 |
| Collateral | 83 | $15,693,000 | $189,000 | $792,000 | $107,000 | $403,000 |
| Debt-To-Income Ratio | 61 | $7,537,000 | $123,000 | $600,000 | $91,000 | $294,000 |
| Other | 13 | $945,000 | $72,000 | $255,000 | $82,000 | $269,000 |
| Employment History | 11 | $991,000 | $90,000 | $172,000 | $51,000 | $202,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $763,000 | $127,000 | $297,000 | $46,000 | $65,000 |
| Unverifiable Information | 6 | $790,000 | $131,000 | $154,000 | $105,000 | $216,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.