First Financial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
First Financial Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank 255 East Fifth Street Suite 900 Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 10,453 |
| Total Mortgage Loan Application Amount | $1,326,525,000 |
| Average Mortgage Loan Application Amount | $120,000 |
| Highest Mortgage Loan Application Amount | $17,005,000 |
| Average Applicant Income | $106,600 |
| Highest Applicant Income | $4,065,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First Financial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down First Financial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 986 | $ 138,110,000 | $ 140,000 | $ 110,000 |
| Franklin County Ohio | 789 | $ 146,645,000 | $ 185,000 | $ 132,000 |
| Butler County Ohio | 728 | $ 61,830,000 | $ 84,000 | $ 92,000 |
| Lake County Indiana | 493 | $ 46,735,000 | $ 94,000 | $ 90,000 |
| Bartholomew County Indiana | 425 | $ 53,485,000 | $ 125,000 | $ 106,000 |
| Jefferson County Kentucky | 401 | $ 87,715,000 | $ 218,000 | $ 141,000 |
| Marion County Indiana | 351 | $ 43,075,000 | $ 122,000 | $ 124,000 |
| Wayne County Indiana | 304 | $ 20,560,000 | $ 67,000 | $ 55,000 |
| Warren County Ohio | 292 | $ 32,980,000 | $ 112,000 | $ 134,000 |
| Montgomery County Ohio | 242 | $ 45,210,000 | $ 186,000 | $ 94,000 |
| Jefferson County Indiana | 239 | $ 20,665,000 | $ 86,000 | $ 68,000 |
| Hamilton County Indiana | 208 | $ 31,040,000 | $ 149,000 | $ 177,000 |
| Franklin County Indiana | 206 | $ 18,450,000 | $ 89,000 | $ 79,000 |
| Dearborn County Indiana | 205 | $ 18,905,000 | $ 92,000 | $ 86,000 |
| Johnson County Indiana | 193 | $ 23,685,000 | $ 122,000 | $ 113,000 |
| Ripley County Indiana | 163 | $ 19,765,000 | $ 121,000 | $ 90,000 |
| Floyd County Indiana | 154 | $ 14,960,000 | $ 97,000 | $ 86,000 |
| Decatur County Indiana | 147 | $ 19,675,000 | $ 133,000 | $ 72,000 |
| Jackson County Indiana | 145 | $ 13,555,000 | $ 93,000 | $ 75,000 |
| Fayette County Indiana | 133 | $ 8,375,000 | $ 62,000 | $ 67,000 |
| Clermont County Ohio | 129 | $ 15,055,000 | $ 116,000 | $ 123,000 |
| Jennings County Indiana | 122 | $ 8,300,000 | $ 68,000 | $ 65,000 |
| Rush County Indiana | 119 | $ 9,175,000 | $ 77,000 | $ 73,000 |
| Delaware County Ohio | 118 | $ 29,040,000 | $ 246,000 | $ 194,000 |
| Miami County Ohio | 117 | $ 9,185,000 | $ 78,000 | $ 84,000 |
| Shelby County Indiana | 111 | $ 14,285,000 | $ 128,000 | $ 94,000 |
| Kankakee County Illinois | 107 | $ 9,415,000 | $ 87,000 | $ 79,000 |
| Jay County Indiana | 105 | $ 6,205,000 | $ 59,000 | $ 92,000 |
| Clark County Indiana | 103 | $ 11,355,000 | $ 110,000 | $ 93,000 |
| Switzerland County Indiana | 103 | $ 8,435,000 | $ 81,000 | $ 85,000 |
| Monroe County Indiana | 98 | $ 25,830,000 | $ 263,000 | $ 214,000 |
| Boone County Kentucky | 94 | $ 8,870,000 | $ 94,000 | $ 97,000 |
| Hendricks County Indiana | 80 | $ 11,510,000 | $ 143,000 | $ 125,000 |
| Randolph County Indiana | 78 | $ 4,500,000 | $ 57,000 | $ 61,000 |
| Greene County Indiana | 77 | $ 4,865,000 | $ 63,000 | $ 56,000 |
| Kenton County Kentucky | 77 | $ 6,755,000 | $ 87,000 | $ 104,000 |
| Mercer County Ohio | 77 | $ 6,835,000 | $ 88,000 | $ 74,000 |
| Van Wert County Ohio | 77 | $ 5,255,000 | $ 68,000 | $ 61,000 |
| Carroll County Indiana | 76 | $ 5,390,000 | $ 70,000 | $ 64,000 |
| Montgomery County Indiana | 68 | $ 7,040,000 | $ 103,000 | $ 105,000 |
| Anderson County Kentucky | 62 | $ 6,010,000 | $ 96,000 | $ 81,000 |
| Henry County Indiana | 60 | $ 4,520,000 | $ 75,000 | $ 55,000 |
| Porter County Indiana | 55 | $ 6,425,000 | $ 116,000 | $ 104,000 |
| Oldham County Kentucky | 51 | $ 9,195,000 | $ 180,000 | $ 179,000 |
| Shelby County Kentucky | 50 | $ 6,700,000 | $ 134,000 | $ 92,000 |
| Greene County Ohio | 50 | $ 6,200,000 | $ 124,000 | $ 188,000 |
| Campbell County Kentucky | 49 | $ 11,445,000 | $ 233,000 | $ 138,000 |
| Iroquois County Illinois | 47 | $ 2,465,000 | $ 52,000 | $ 60,000 |
| Warren County Indiana | 46 | $ 2,560,000 | $ 55,000 | $ 71,000 |
| Mercer County Kentucky | 44 | $ 4,550,000 | $ 103,000 | $ 61,000 |
| Brown County Indiana | 40 | $ 5,420,000 | $ 135,000 | $ 111,000 |
| Madison County Indiana | 40 | $ 3,140,000 | $ 78,000 | $ 68,000 |
| Hancock County Indiana | 38 | $ 10,300,000 | $ 271,000 | $ 127,000 |
| Fairfield County Ohio | 36 | $ 18,500,000 | $ 513,000 | $ 118,000 |
| Boone County Indiana | 35 | $ 7,925,000 | $ 226,000 | $ 244,000 |
| Fountain County Indiana | 34 | $ 2,060,000 | $ 60,000 | $ 73,000 |
| Ohio County Indiana | 33 | $ 2,695,000 | $ 81,000 | $ 64,000 |
| Tippecanoe County Indiana | 33 | $ 2,795,000 | $ 84,000 | $ 96,000 |
| Licking County Ohio | 32 | $ 7,250,000 | $ 226,000 | $ 167,000 |
| Vermilion County Illinois | 29 | $ 1,115,000 | $ 38,000 | $ 73,000 |
| Preble County Ohio | 29 | $ 1,835,000 | $ 63,000 | $ 57,000 |
| Newton County Indiana | 27 | $ 1,195,000 | $ 44,000 | $ 61,000 |
| Morgan County Indiana | 26 | $ 2,680,000 | $ 103,000 | $ 94,000 |
| Clinton County Ohio | 26 | $ 1,930,000 | $ 74,000 | $ 90,000 |
| Union County Ohio | 25 | $ 6,585,000 | $ 263,000 | $ 179,000 |
| Harrison County Indiana | 24 | $ 3,290,000 | $ 137,000 | $ 107,000 |
| Auglaize County Ohio | 24 | $ 1,780,000 | $ 74,000 | $ 74,000 |
| Darke County Ohio | 24 | $ 1,800,000 | $ 75,000 | $ 58,000 |
| Paulding County Ohio | 24 | $ 1,010,000 | $ 42,000 | $ 43,000 |
| Bullitt County Kentucky | 22 | $ 3,020,000 | $ 137,000 | $ 77,000 |
| Clinton County Indiana | 21 | $ 1,355,000 | $ 64,000 | $ 83,000 |
| Franklin County Kentucky | 19 | $ 2,075,000 | $ 109,000 | $ 76,000 |
| Blackford County Indiana | 18 | $ 860,000 | $ 47,000 | $ 58,000 |
| Brown County Ohio | 16 | $ 1,010,000 | $ 63,000 | $ 76,000 |
| Delaware County Indiana | 15 | $ 1,795,000 | $ 119,000 | $ 70,000 |
| Scott County Indiana | 15 | $ 1,125,000 | $ 75,000 | $ 55,000 |
| Union County Indiana | 15 | $ 835,000 | $ 55,000 | $ 44,000 |
| Highland County Ohio | 15 | $ 1,255,000 | $ 83,000 | $ 65,000 |
| Williams County Ohio | 13 | $ 1,105,000 | $ 85,000 | $ 59,000 |
| Cook County Illinois | 12 | $ 2,790,000 | $ 232,000 | $ 102,000 |
| Crawford County Indiana | 12 | $ 690,000 | $ 57,000 | $ 43,000 |
| Howard County Indiana | 12 | $ 5,220,000 | $ 435,000 | $ 43,000 |
| Fulton County Indiana | 11 | $ 675,000 | $ 61,000 | $ 59,000 |
| Wabash County Indiana | 11 | $ 625,000 | $ 56,000 | $ 65,000 |
| Carroll County Kentucky | 11 | $ 2,775,000 | $ 252,000 | $ 118,000 |
| Sandusky County Ohio | 10 | $ 560,000 | $ 56,000 | $ 80,000 |
| Allen County Indiana | 9 | $ 1,885,000 | $ 209,000 | $ 115,000 |
| Clay County Indiana | 9 | $ 685,000 | $ 76,000 | $ 75,000 |
| Putnam County Indiana | 9 | $ 1,195,000 | $ 132,000 | $ 134,000 |
| Washington County Indiana | 9 | $ 665,000 | $ 73,000 | $ 51,000 |
| Trimble County Kentucky | 9 | $ 875,000 | $ 97,000 | $ 74,000 |
| Allen County Ohio | 9 | $ 415,000 | $ 46,000 | $ 74,000 |
| Pickaway County Ohio | 9 | $ 1,565,000 | $ 173,000 | $ 106,000 |
| Summit County Ohio | 9 | $ 18,775,000 | $ 2,086,000 | $ 171,000 |
| Lee County Florida | 8 | $ 4,180,000 | $ 522,000 | $ 336,000 |
| Owen County Indiana | 8 | $ 490,000 | $ 61,000 | $ 56,000 |
| Jasper County Indiana | 7 | $ 295,000 | $ 42,000 | $ 52,000 |
| Lawrence County Indiana | 7 | $ 915,000 | $ 130,000 | $ 209,000 |
| Sullivan County Indiana | 7 | $ 425,000 | $ 60,000 | $ 82,000 |
| Henry County Kentucky | 7 | $ 845,000 | $ 120,000 | $ 123,000 |
| Clark County Ohio | 7 | $ 665,000 | $ 95,000 | $ 219,000 |
| Madison County Ohio | 7 | $ 1,985,000 | $ 283,000 | $ 112,000 |
| Scott County Kentucky | 6 | $ 660,000 | $ 110,000 | $ 99,000 |
| Will County Illinois | 5 | $ 335,000 | $ 67,000 | $ 119,000 |
| White County Indiana | 5 | $ 385,000 | $ 77,000 | $ 72,000 |
| Cuyahoga County Ohio | 5 | $ 325,000 | $ 65,000 | $ 138,000 |
| Marshall County Indiana | 4 | $ 910,000 | $ 227,000 | $ 1,555,000 |
| Wells County Indiana | 4 | $ 440,000 | $ 110,000 | $ 127,000 |
| Fayette County Kentucky | 4 | $ 460,000 | $ 115,000 | $ 49,000 |
| Jessamine County Kentucky | 4 | $ 610,000 | $ 152,000 | $ 140,000 |
| Spencer County Kentucky | 4 | $ 480,000 | $ 120,000 | $ 50,000 |
| Woodford County Kentucky | 4 | $ 480,000 | $ 120,000 | $ 98,000 |
| Champaign County Ohio | 4 | $ 420,000 | $ 105,000 | $ 56,000 |
| Knox County Ohio | 4 | $ 590,000 | $ 147,000 | $ 107,000 |
| Lucas County Ohio | 4 | $ 6,200,000 | $ 1,550,000 | $ 50,000 |
| Ottawa County Ohio | 4 | $ 600,000 | $ 150,000 | $ 57,000 |
| Putnam County Ohio | 4 | $ 230,000 | $ 57,000 | $ 24,000 |
| Collier County Florida | 3 | $ 165,000 | $ 55,000 | $ 67,000 |
| Leon County Florida | 3 | $ 3,445,000 | $ 1,148,000 | $ 1,784,000 |
| Tipton County Indiana | 3 | $ 255,000 | $ 85,000 | $ 52,000 |
| Vermillion County Indiana | 3 | $ 225,000 | $ 75,000 | $ 124,000 |
| Vigo County Indiana | 3 | $ 225,000 | $ 75,000 | $ 81,000 |
| Nelson County Kentucky | 3 | $ 535,000 | $ 178,000 | $ 72,000 |
| Defiance County Ohio | 3 | $ 215,000 | $ 71,000 | $ 37,000 |
| Lorain County Ohio | 3 | $ 305,000 | $ 101,000 | $ 107,000 |
| Marion County Ohio | 3 | $ 135,000 | $ 45,000 | $ 34,000 |
| Muskingum County Ohio | 3 | $ 425,000 | $ 141,000 | $ 46,000 |
| Shelby County Ohio | 3 | $ 485,000 | $ 161,000 | $ 72,000 |
| Manatee County Florida | 2 | $ 800,000 | $ 400,000 | $ 819,000 |
| Orange County Florida | 2 | $ 230,000 | $ 115,000 | $ 213,000 |
| Pasco County Florida | 2 | $ 330,000 | $ 165,000 | $ 145,000 |
| Pinellas County Florida | 2 | $ 980,000 | $ 490,000 | $ 292,000 |
| St. Johns County Florida | 2 | $ 360,000 | $ 180,000 | $ 184,000 |
| Volusia County Florida | 2 | $ 490,000 | $ 245,000 | $ 296,000 |
| Ford County Illinois | 2 | $ 130,000 | $ 65,000 | $ 54,000 |
| Grundy County Illinois | 2 | $ 130,000 | $ 65,000 | $ 151,000 |
| Adams County Indiana | 2 | $ 70,000 | $ 35,000 | $ 46,000 |
| Benton County Indiana | 2 | $ 180,000 | $ 90,000 | $ 40,000 |
| Daviess County Indiana | 2 | $ 360,000 | $ 180,000 | $ 40,000 |
| Elkhart County Indiana | 2 | $ 330,000 | $ 165,000 | $ 183,000 |
| Huntington County Indiana | 2 | $ 320,000 | $ 160,000 | $ 93,000 |
| Kosciusko County Indiana | 2 | $ 400,000 | $ 200,000 | $ 370,000 |
| LaPorte County Indiana | 2 | $ 100,000 | $ 50,000 | $ 87,000 |
| Martin County Indiana | 2 | $ 430,000 | $ 215,000 | $ 156,000 |
| Miami County Indiana | 2 | $ 170,000 | $ 85,000 | $ 45,000 |
| Parke County Indiana | 2 | $ 50,000 | $ 25,000 | $ 47,000 |
| Boyle County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 68,000 |
| Breckinridge County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 208,000 |
| Gallatin County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 59,000 |
| Garrard County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 92,000 |
| Owen County Kentucky | 2 | $ 80,000 | $ 40,000 | $ 79,000 |
| Warren County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 85,000 |
| Wayne County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 112,000 |
| Barry County Michigan | 2 | $ 40,000 | $ 20,000 | $ 28,000 |
| Monroe County Michigan | 2 | $ 270,000 | $ 135,000 | $ 99,000 |
| Mecklenburg County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 119,000 |
| Fayette County Ohio | 2 | $ 270,000 | $ 135,000 | $ 53,000 |
| Hocking County Ohio | 2 | $ 420,000 | $ 210,000 | $ 460,000 |
| Pike County Ohio | 2 | $ 620,000 | $ 310,000 | $ 360,000 |
| Trumbull County Ohio | 2 | $ 420,000 | $ 210,000 | $ 71,000 |
| Campbell County Tennessee | 2 | $ 540,000 | $ 270,000 | $ 301,000 |
| Lauderdale County Alabama | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| Montgomery County Alabama | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Sitka County Alaska | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Maricopa County Arizona | 1 | $ 185,000 | $ 185,000 | $ 138,000 |
| Polk County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| San Francisco County California | 1 | $ 1,165,000 | $ 1,165,000 | $ 408,000 |
| Charlotte County Florida | 1 | $ 155,000 | $ 155,000 | $ 141,000 |
| Flagler County Florida | 1 | $ 445,000 | $ 445,000 | $ 223,000 |
| Gadsden County Florida | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Marion County Florida | 1 | $ 115,000 | $ 115,000 | $ 93,000 |
| Palm Beach County Florida | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Sarasota County Florida | 1 | $ 425,000 | $ 425,000 | $ 360,000 |
| Walton County Florida | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Cobb County Georgia | 1 | $ 445,000 | $ 445,000 | $ 170,000 |
| Hancock County Illinois | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Cass County Indiana | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Dubois County Indiana | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Grant County Indiana | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Noble County Indiana | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Orange County Indiana | 1 | $ 5,000 | $ 5,000 | $ 27,000 |
| St. Joseph County Indiana | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Warrick County Indiana | 1 | $ 15,000 | $ 15,000 | $ 116,000 |
| Whitley County Indiana | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Allen County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Daviess County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Edmonson County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Grant County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 1,192,000 |
| Hardin County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Harrison County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Lewis County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Lincoln County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 299,000 |
| McCreary County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Meade County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Pendleton County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Pulaski County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 331,000 |
| Russell County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 103,000 |
| Washington County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Lafayette County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 155,000 |
| Chippewa County Michigan | 1 | $ 275,000 | $ 275,000 | $ 1,281,000 |
| Huron County Michigan | 1 | $ 115,000 | $ 115,000 | $ 158,000 |
| Leelanau County Michigan | 1 | $ 405,000 | $ 405,000 | $ 1,605,000 |
| Montcalm County Michigan | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Wayne County Michigan | 1 | $ 395,000 | $ 395,000 | $ 131,000 |
| Hennepin County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Madison County Montana | 1 | $ 305,000 | $ 305,000 | $ 667,000 |
| Lancaster County Nebraska | 1 | $ 1,295,000 | $ 1,295,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Moore County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| Adams County Ohio | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Athens County Ohio | 1 | $ 355,000 | $ 355,000 | $ 121,000 |
| Columbiana County Ohio | 1 | $ 45,000 | $ 45,000 | $ 149,000 |
| Crawford County Ohio | 1 | $ 145,000 | $ 145,000 | $ 327,000 |
| Hancock County Ohio | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Henry County Ohio | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Lake County Ohio | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Lawrence County Ohio | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Logan County Ohio | 1 | $ 345,000 | $ 345,000 | $ 82,000 |
| Meigs County Ohio | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Morgan County Ohio | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Morrow County Ohio | 1 | $ 335,000 | $ 335,000 | $ 127,000 |
| Noble County Ohio | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Richland County Ohio | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Seneca County Ohio | 1 | $ 15,000 | $ 15,000 | $ 17,000 |
| Stark County Ohio | 1 | $ 155,000 | $ 155,000 | $ 168,000 |
| Washington County Ohio | 1 | $ 145,000 | $ 145,000 | $ 119,000 |
| Wood County Ohio | 1 | $ 345,000 | $ 345,000 | $ 180,000 |
| Allegheny County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Lawrence County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Dorchester County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Oconee County South Carolina | 1 | $ 865,000 | $ 865,000 | $ 657,000 |
| Claiborne County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 21,000 |
| Hamilton County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Jackson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Galveston County Texas | 1 | $ 95,000 | $ 95,000 | $ 240,000 |
| Lamoille County Vermont | 1 | $ 1,325,000 | $ 1,325,000 | $ 3,309,000 |
| Arlington County Virginia | 1 | $ 555,000 | $ 555,000 | $ 166,000 |
| Chesapeake County Virginia | 1 | $ 565,000 | $ 565,000 | $ 158,000 |
Mortgage Loan Application Detail Totals for First Financial Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,163 | $605,245,000 | $191,000 | $17,005,000 | $100,000 | $2,672,000 |
| Home Improvement | 2,247 | $178,195,000 | $79,000 | $6,125,000 | $103,000 | $2,072,000 |
| Refinancing | 2,098 | $291,700,000 | $139,000 | $6,155,000 | $112,000 | $4,065,000 |
| Other Purpose | 2,005 | $132,205,000 | $65,000 | $765,000 | $104,000 | $3,926,000 |
| Cash-out Refinancing | 940 | $119,180,000 | $126,000 | $1,125,000 | $114,000 | $3,309,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,702 | $964,380,000 | $110,000 | $2,565,000 | $103,000 | $4,065,000 |
| Not Provided | 698 | $85,150,000 | $121,000 | $1,165,000 | $138,000 | $2,672,000 |
| Black or African American | 364 | $36,220,000 | $99,000 | $615,000 | $84,000 | $840,000 |
| Hispanic | 249 | $23,475,000 | $94,000 | $625,000 | $87,000 | $541,000 |
| Not applicable | 206 | $178,080,000 | $864,000 | $17,005,000 | $81,000 | $138,000 |
| Asian | 183 | $32,815,000 | $179,000 | $1,315,000 | $148,000 | $1,891,000 |
| American Indian or Alaskan Native | 35 | $3,305,000 | $94,000 | $455,000 | $66,000 | $331,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $370,000 | $92,000 | $205,000 | $57,000 | $88,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,992 | $1,261,350,000 | $126,000 | $17,005,000 | $107,000 | $4,065,000 |
| FHA-insured (Federal Housing Administration) | 229 | $30,465,000 | $133,000 | $375,000 | $59,000 | $235,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 142 | $17,520,000 | $123,000 | $1,445,000 | $49,000 | $180,000 |
| VA-guaranteed (Veterans Administration) | 90 | $17,190,000 | $191,000 | $465,000 | $78,000 | $242,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,522 | $927,690,000 | $142,000 | $17,005,000 | $114,000 | $4,065,000 |
| Application Denied By Financial Institution | 2,803 | $234,105,000 | $83,000 | $2,565,000 | $82,000 | $1,623,000 |
| Application Approved But Not Accepted | 553 | $83,135,000 | $150,000 | $6,545,000 | $110,000 | $1,227,000 |
| Application Withdrawn By Applicant | 316 | $52,300,000 | $165,000 | $2,105,000 | $125,000 | $3,309,000 |
| File Closed For Incompleteness | 259 | $29,295,000 | $113,000 | $815,000 | $101,000 | $690,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,650 | $1,092,420,000 | $142,000 | $17,005,000 | $113,000 | $4,065,000 |
| Debt-To-Income Ratio | 1,013 | $91,775,000 | $90,000 | $2,565,000 | $60,000 | $887,000 |
| Credit History | 781 | $50,625,000 | $64,000 | $825,000 | $80,000 | $1,440,000 |
| Collateral | 414 | $30,390,000 | $73,000 | $565,000 | $105,000 | $1,623,000 |
| Other | 320 | $24,600,000 | $76,000 | $925,000 | $107,000 | $681,000 |
| Credit Application Incomplete | 226 | $31,620,000 | $139,000 | $945,000 | $122,000 | $1,504,000 |
| Employment History | 31 | $2,115,000 | $68,000 | $215,000 | $53,000 | $164,000 |
| Unverifiable Information | 12 | $1,570,000 | $130,000 | $465,000 | $67,000 | $190,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,410,000 | $235,000 | $405,000 | $118,000 | $312,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.