First Financial Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
First Financial Bank Na 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank Na 255 East Fifth Street Suite #900 Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,800 |
| Total Mortgage Loan Application Amount | $187,113,000 |
| Average Mortgage Loan Application Amount | $82,666 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $1,398,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with First Financial Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down First Financial Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank Na's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Butler County Ohio | 520 | $ 51,759,000 | $ 99,000 | $ 67,000 |
| Lake County Indiana | 225 | $ 24,312,000 | $ 108,000 | $ 67,000 |
| Carroll County Indiana | 92 | $ 7,503,000 | $ 81,000 | $ 44,000 |
| Mercer County Ohio | 82 | $ 7,888,000 | $ 96,000 | $ 58,000 |
| Hamilton County Ohio | 77 | $ 9,986,000 | $ 129,000 | $ 80,000 |
| Warren County Ohio | 59 | $ 11,057,000 | $ 187,000 | $ 92,000 |
| Van Wert County Ohio | 56 | $ 4,122,000 | $ 73,000 | $ 46,000 |
| Tippecanoe County Indiana | 39 | $ 4,665,000 | $ 119,000 | $ 75,000 |
| Boone County Kentucky | 33 | $ 3,856,000 | $ 116,000 | $ 74,000 |
| Sandusky County Ohio | 33 | $ 1,747,000 | $ 52,000 | $ 43,000 |
| Blackford County Indiana | 29 | $ 1,642,000 | $ 56,000 | $ 49,000 |
| Preble County Ohio | 27 | $ 1,909,000 | $ 70,000 | $ 50,000 |
| Auglaize County Ohio | 26 | $ 2,885,000 | $ 110,000 | $ 55,000 |
| Barry County Michigan | 24 | $ 3,061,000 | $ 127,000 | $ 50,000 |
| Williams County Ohio | 23 | $ 1,817,000 | $ 79,000 | $ 52,000 |
| Jennings County Indiana | 21 | $ 1,235,000 | $ 58,000 | $ 53,000 |
| Fayette County Indiana | 20 | $ 1,384,000 | $ 69,000 | $ 56,000 |
| Porter County Indiana | 20 | $ 3,138,000 | $ 156,000 | $ 83,000 |
| Allen County Ohio | 19 | $ 1,974,000 | $ 103,000 | $ 72,000 |
| Montgomery County Ohio | 19 | $ 2,505,000 | $ 131,000 | $ 73,000 |
| Paulding County Ohio | 19 | $ 1,190,000 | $ 62,000 | $ 43,000 |
| Switzerland County Indiana | 17 | $ 1,327,000 | $ 78,000 | $ 45,000 |
| Clinton County Indiana | 15 | $ 1,464,000 | $ 97,000 | $ 62,000 |
| Jay County Indiana | 15 | $ 804,000 | $ 53,000 | $ 42,000 |
| Franklin County Indiana | 14 | $ 1,068,000 | $ 76,000 | $ 61,000 |
| Rush County Indiana | 14 | $ 1,266,000 | $ 90,000 | $ 47,000 |
| Kenton County Kentucky | 14 | $ 2,778,000 | $ 198,000 | $ 115,000 |
| Fulton County Indiana | 13 | $ 1,004,000 | $ 77,000 | $ 45,000 |
| Wabash County Indiana | 13 | $ 664,000 | $ 51,000 | $ 38,000 |
| White County Indiana | 12 | $ 1,078,000 | $ 89,000 | $ 47,000 |
| Jefferson County Indiana | 11 | $ 954,000 | $ 86,000 | $ 27,000 |
| Bartholomew County Indiana | 10 | $ 936,000 | $ 93,000 | $ 54,000 |
| Delaware County Indiana | 10 | $ 830,000 | $ 83,000 | $ 85,000 |
| Randolph County Indiana | 9 | $ 649,000 | $ 72,000 | $ 35,000 |
| Darke County Ohio | 9 | $ 475,000 | $ 52,000 | $ 34,000 |
| Jasper County Indiana | 8 | $ 736,000 | $ 92,000 | $ 42,000 |
| Allen County Indiana | 7 | $ 921,000 | $ 131,000 | $ 59,000 |
| Howard County Indiana | 6 | $ 440,000 | $ 73,000 | $ 61,000 |
| Union County Indiana | 6 | $ 351,000 | $ 58,000 | $ 55,000 |
| Clermont County Ohio | 6 | $ 1,422,000 | $ 237,000 | $ 87,000 |
| Seneca County Ohio | 6 | $ 422,000 | $ 70,000 | $ 48,000 |
| Kosciusko County Indiana | 5 | $ 252,000 | $ 50,000 | $ 45,000 |
| Broward County Florida | 4 | $ 1,061,000 | $ 265,000 | $ 131,000 |
| Cook County Illinois | 4 | $ 400,000 | $ 100,000 | $ 144,000 |
| Newton County Indiana | 4 | $ 346,000 | $ 86,000 | $ 66,000 |
| Ripley County Indiana | 4 | $ 441,000 | $ 110,000 | $ 36,000 |
| Defiance County Ohio | 4 | $ 513,000 | $ 128,000 | $ 168,000 |
| Henry County Indiana | 3 | $ 367,000 | $ 122,000 | $ 45,000 |
| Marshall County Indiana | 3 | $ 346,000 | $ 115,000 | $ 62,000 |
| Miami County Indiana | 3 | $ 363,000 | $ 121,000 | $ 59,000 |
| Campbell County Kentucky | 3 | $ 192,000 | $ 64,000 | $ 26,000 |
| Erie County Ohio | 3 | $ 575,000 | $ 191,000 | $ 367,000 |
| Greene County Ohio | 3 | $ 395,000 | $ 131,000 | $ 86,000 |
| Putnam County Ohio | 3 | $ 394,000 | $ 131,000 | $ 50,000 |
| Cass County Indiana | 2 | $ 93,000 | $ 46,000 | $ 25,000 |
| Dearborn County Indiana | 2 | $ 319,000 | $ 159,000 | $ 93,000 |
| Decatur County Indiana | 2 | $ 152,000 | $ 76,000 | $ 244,000 |
| Jackson County Indiana | 2 | $ 141,000 | $ 70,000 | $ 35,000 |
| LaPorte County Indiana | 2 | $ 165,000 | $ 82,000 | $ 39,000 |
| Lawrence County Indiana | 2 | $ 184,000 | $ 92,000 | $ 0 |
| Pulaski County Indiana | 2 | $ 215,000 | $ 107,000 | $ 53,000 |
| Gallatin County Kentucky | 2 | $ 202,000 | $ 101,000 | $ 24,000 |
| Brown County Ohio | 2 | $ 232,000 | $ 116,000 | $ 31,000 |
| Clark County Ohio | 2 | $ 82,000 | $ 41,000 | $ 49,000 |
| Highland County Ohio | 2 | $ 91,000 | $ 45,000 | $ 189,000 |
| Shelby County Ohio | 2 | $ 274,000 | $ 137,000 | $ 16,000 |
| Anderson County Tennessee | 2 | $ 495,000 | $ 247,000 | $ 210,000 |
| Sevier County Tennessee | 2 | $ 538,000 | $ 269,000 | $ 694,000 |
| Eagle County Colorado | 1 | $ 417,000 | $ 417,000 | $ 531,000 |
| Kent County Delaware | 1 | $ 168,000 | $ 168,000 | $ 44,000 |
| Collier County Florida | 1 | $ 390,000 | $ 390,000 | $ 98,000 |
| Hillsborough County Florida | 1 | $ 148,000 | $ 148,000 | $ 63,000 |
| Lee County Florida | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Monroe County Florida | 1 | $ 240,000 | $ 240,000 | $ 175,000 |
| Okaloosa County Florida | 1 | $ 563,000 | $ 563,000 | $ 863,000 |
| Polk County Florida | 1 | $ 250,000 | $ 250,000 | $ 337,000 |
| Walton County Florida | 1 | $ 250,000 | $ 250,000 | $ 122,000 |
| Adams County Indiana | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Boone County Indiana | 1 | $ 256,000 | $ 256,000 | $ 58,000 |
| Brown County Indiana | 1 | $ 50,000 | $ 50,000 | $ 0 |
| DeKalb County Indiana | 1 | $ 83,000 | $ 83,000 | $ 45,000 |
| Hamilton County Indiana | 1 | $ 340,000 | $ 340,000 | $ 160,000 |
| Harrison County Indiana | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| Madison County Indiana | 1 | $ 300,000 | $ 300,000 | $ 235,000 |
| Marion County Indiana | 1 | $ 93,000 | $ 93,000 | $ 45,000 |
| Monroe County Indiana | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
| Morgan County Indiana | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Ohio County Indiana | 1 | $ 161,000 | $ 161,000 | $ 68,000 |
| Scott County Indiana | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Shelby County Indiana | 1 | $ 64,000 | $ 64,000 | $ 39,000 |
| Starke County Indiana | 1 | $ 19,000 | $ 19,000 | $ 16,000 |
| Steuben County Indiana | 1 | $ 214,000 | $ 214,000 | $ 65,000 |
| Wayne County Indiana | 1 | $ 48,000 | $ 48,000 | $ 113,000 |
| Whitley County Indiana | 1 | $ 54,000 | $ 54,000 | $ 28,000 |
| Bullitt County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 90,000 |
| Grant County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
| Scott County Kentucky | 1 | $ 211,000 | $ 211,000 | $ 71,000 |
| Wayne County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Berrien County Michigan | 1 | $ 48,000 | $ 48,000 | $ 90,000 |
| Kalamazoo County Michigan | 1 | $ 24,000 | $ 24,000 | $ 76,000 |
| Kent County Michigan | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Oceana County Michigan | 1 | $ 150,000 | $ 150,000 | $ 94,000 |
| St. Joseph County Michigan | 1 | $ 70,000 | $ 70,000 | $ 226,000 |
| Wayne County Michigan | 1 | $ 166,000 | $ 166,000 | $ 63,000 |
| Cleveland County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 64,000 |
| Davie County North Carolina | 1 | $ 266,000 | $ 266,000 | $ 96,000 |
| Clinton County Ohio | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Delaware County Ohio | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Franklin County Ohio | 1 | $ 17,000 | $ 17,000 | $ 67,000 |
| Hancock County Ohio | 1 | $ 1,800,000 | $ 1,800,000 | $ 0 |
| Lucas County Ohio | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Miami County Ohio | 1 | $ 106,000 | $ 106,000 | $ 124,000 |
| Portage County Ohio | 1 | $ 159,000 | $ 159,000 | $ 60,000 |
| Wyandot County Ohio | 1 | $ 40,000 | $ 40,000 | $ 91,000 |
| Cheatham County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for First Financial Bank Na in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 779 | $94,356,000 | $121,000 | $1,470,000 | $69,000 | $1,331,000 |
| Refinancing | 763 | $90,426,000 | $118,000 | $1,800,000 | $69,000 | $1,398,000 |
| Home Improvement | 258 | $2,331,000 | $9,000 | $97,000 | $48,000 | $340,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,532 | $166,794,000 | $108,000 | $1,470,000 | $68,000 | $1,398,000 |
| Not Provided | 127 | $3,144,000 | $24,000 | $340,000 | $50,000 | $287,000 |
| Hispanic | 48 | $3,863,000 | $80,000 | $205,000 | $59,000 | $188,000 |
| Black or African American | 46 | $4,064,000 | $88,000 | $351,000 | $50,000 | $105,000 |
| Not applicable | 24 | $4,606,000 | $191,000 | $1,800,000 | $2,000 | $50,000 |
| Asian | 12 | $3,510,000 | $292,000 | $1,255,000 | $131,000 | $328,000 |
| American Indian or Alaskan Native | 6 | $382,000 | $63,000 | $123,000 | $38,000 | $82,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $750,000 | $150,000 | $264,000 | $129,000 | $257,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,782 | $185,091,000 | $103,000 | $1,800,000 | $66,000 | $1,398,000 |
| FHA-insured (Federal Housing Administration) | 12 | $1,225,000 | $102,000 | $201,000 | $55,000 | $112,000 |
| VA-guaranteed (Veterans Administration) | 6 | $797,000 | $132,000 | $164,000 | $61,000 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,229 | $138,092,000 | $112,000 | $1,800,000 | $70,000 | $1,398,000 |
| Application Denied By Financial Institution | 301 | $18,467,000 | $61,000 | $417,000 | $46,000 | $362,000 |
| Application Withdrawn By Applicant | 215 | $24,834,000 | $115,000 | $440,000 | $68,000 | $480,000 |
| Application Approved But Not Accepted | 54 | $5,505,000 | $101,000 | $355,000 | $58,000 | $337,000 |
| Loan Purchased By The Institution | 1 | $215,000 | $215,000 | $215,000 | $57,000 | $57,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 120 | $5,280,000 | $44,000 | $207,000 | $43,000 | $155,000 |
| Debt-To-Income Ratio | 105 | $6,273,000 | $59,000 | $351,000 | $41,000 | $187,000 |
| Collateral | 42 | $4,031,000 | $95,000 | $417,000 | $63,000 | $228,000 |
| Other | 15 | $1,456,000 | $97,000 | $179,000 | $76,000 | $362,000 |
| Employment History | 7 | $313,000 | $44,000 | $142,000 | $18,000 | $43,000 |
| Credit Application Incomplete | 5 | $471,000 | $94,000 | $180,000 | $37,000 | $70,000 |
| Unverifiable Information | 4 | $380,000 | $95,000 | $186,000 | $56,000 | $119,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $263,000 | $87,000 | $166,000 | $66,000 | $98,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank Na's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.