First Financial Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
First Financial Bank, National Association 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank, National Association 400 Pine St Abilene, TX 79601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,964 |
| Total Mortgage Loan Application Amount | $834,782,000 |
| Average Mortgage Loan Application Amount | $154,333 |
| Highest Mortgage Loan Application Amount | $2,960,000 |
| Average Applicant Income | $118,666 |
| Highest Applicant Income | $4,143,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First Financial Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First Financial Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank, National Association's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Taylor County Texas | 937 | $ 136,878,000 | $ 146,000 | $ 103,000 |
| Tarrant County Texas | 591 | $ 141,586,000 | $ 239,000 | $ 148,000 |
| Parker County Texas | 295 | $ 53,924,000 | $ 182,000 | $ 118,000 |
| Tom Green County Texas | 256 | $ 40,268,000 | $ 157,000 | $ 149,000 |
| Montgomery County Texas | 238 | $ 56,044,000 | $ 235,000 | $ 143,000 |
| Johnson County Texas | 229 | $ 21,201,000 | $ 92,000 | $ 92,000 |
| Orange County Texas | 191 | $ 24,531,000 | $ 128,000 | $ 100,000 |
| Erath County Texas | 176 | $ 24,114,000 | $ 137,000 | $ 90,000 |
| Hood County Texas | 164 | $ 33,851,000 | $ 206,000 | $ 105,000 |
| Dallas County Texas | 141 | $ 42,381,000 | $ 300,000 | $ 189,000 |
| Eastland County Texas | 133 | $ 11,032,000 | $ 82,000 | $ 95,000 |
| Wise County Texas | 125 | $ 17,809,000 | $ 142,000 | $ 104,000 |
| Jefferson County Texas | 122 | $ 20,015,000 | $ 164,000 | $ 111,000 |
| Ellis County Texas | 103 | $ 17,657,000 | $ 171,000 | $ 115,000 |
| Palo Pinto County Texas | 99 | $ 10,774,000 | $ 108,000 | $ 86,000 |
| Nolan County Texas | 98 | $ 4,318,000 | $ 44,000 | $ 74,000 |
| Walker County Texas | 88 | $ 12,872,000 | $ 146,000 | $ 117,000 |
| Callahan County Texas | 87 | $ 10,086,000 | $ 115,000 | $ 85,000 |
| Denton County Texas | 74 | $ 21,329,000 | $ 288,000 | $ 188,000 |
| Harris County Texas | 66 | $ 15,889,000 | $ 240,000 | $ 165,000 |
| Jones County Texas | 63 | $ 5,791,000 | $ 91,000 | $ 77,000 |
| Deaf Smith County Texas | 45 | $ 3,282,000 | $ 72,000 | $ 60,000 |
| Fisher County Texas | 42 | $ 2,160,000 | $ 51,000 | $ 63,000 |
| Collin County Texas | 39 | $ 10,661,000 | $ 273,000 | $ 168,000 |
| Somervell County Texas | 36 | $ 5,252,000 | $ 145,000 | $ 110,000 |
| Galveston County Texas | 34 | $ 7,508,000 | $ 220,000 | $ 119,000 |
| Hardin County Texas | 31 | $ 7,394,000 | $ 238,000 | $ 154,000 |
| Lubbock County Texas | 23 | $ 4,010,000 | $ 174,000 | $ 121,000 |
| Stephens County Texas | 22 | $ 2,407,000 | $ 109,000 | $ 54,000 |
| Hill County Texas | 19 | $ 2,181,000 | $ 114,000 | $ 121,000 |
| Midland County Texas | 19 | $ 3,060,000 | $ 161,000 | $ 150,000 |
| Newton County Texas | 17 | $ 989,000 | $ 58,000 | $ 70,000 |
| Jasper County Texas | 16 | $ 3,099,000 | $ 193,000 | $ 113,000 |
| Scurry County Texas | 15 | $ 1,208,000 | $ 80,000 | $ 121,000 |
| Ector County Texas | 12 | $ 1,092,000 | $ 91,000 | $ 171,000 |
| Travis County Texas | 12 | $ 3,190,000 | $ 265,000 | $ 149,000 |
| Bosque County Texas | 11 | $ 1,032,000 | $ 93,000 | $ 78,000 |
| Randall County Texas | 11 | $ 1,154,000 | $ 104,000 | $ 54,000 |
| Shackelford County Texas | 11 | $ 985,000 | $ 89,000 | $ 78,000 |
| Williamson County Texas | 11 | $ 3,135,000 | $ 285,000 | $ 173,000 |
| Brazos County Texas | 9 | $ 1,537,000 | $ 170,000 | $ 133,000 |
| Coke County Texas | 9 | $ 655,000 | $ 72,000 | $ 114,000 |
| Comanche County Texas | 9 | $ 798,000 | $ 88,000 | $ 72,000 |
| Potter County Texas | 8 | $ 1,540,000 | $ 192,000 | $ 297,000 |
| San Jacinto County Texas | 8 | $ 1,663,000 | $ 207,000 | $ 120,000 |
| Brown County Texas | 7 | $ 1,608,000 | $ 229,000 | $ 142,000 |
| Coleman County Texas | 7 | $ 599,000 | $ 85,000 | $ 121,000 |
| Grimes County Texas | 7 | $ 992,000 | $ 141,000 | $ 108,000 |
| Runnels County Texas | 7 | $ 901,000 | $ 128,000 | $ 149,000 |
| Bexar County Texas | 6 | $ 458,000 | $ 76,000 | $ 46,000 |
| Hamilton County Texas | 6 | $ 622,000 | $ 103,000 | $ 68,000 |
| Haskell County Texas | 6 | $ 329,000 | $ 54,000 | $ 81,000 |
| Henderson County Texas | 6 | $ 1,518,000 | $ 253,000 | $ 151,000 |
| Mitchell County Texas | 6 | $ 590,000 | $ 98,000 | $ 91,000 |
| Montague County Texas | 6 | $ 836,000 | $ 139,000 | $ 103,000 |
| Nueces County Texas | 6 | $ 1,857,000 | $ 309,000 | $ 171,000 |
| Rockwall County Texas | 6 | $ 1,224,000 | $ 204,000 | $ 56,000 |
| Bell County Texas | 5 | $ 530,000 | $ 106,000 | $ 67,000 |
| Parmer County Texas | 5 | $ 359,000 | $ 71,000 | $ 64,000 |
| Grayson County Texas | 4 | $ 763,000 | $ 190,000 | $ 119,000 |
| Hays County Texas | 4 | $ 1,482,000 | $ 370,000 | $ 209,000 |
| Kaufman County Texas | 4 | $ 884,000 | $ 221,000 | $ 106,000 |
| Trinity County Texas | 4 | $ 126,000 | $ 31,000 | $ 56,000 |
| Waller County Texas | 4 | $ 926,000 | $ 231,000 | $ 88,000 |
| Lincoln County New Mexico | 3 | $ 694,000 | $ 231,000 | $ 309,000 |
| Burnet County Texas | 3 | $ 4,772,000 | $ 1,590,000 | $ 401,000 |
| Liberty County Texas | 3 | $ 827,000 | $ 275,000 | $ 155,000 |
| Oldham County Texas | 3 | $ 454,000 | $ 151,000 | $ 128,000 |
| Polk County Texas | 3 | $ 813,000 | $ 271,000 | $ 266,000 |
| Tyler County Texas | 3 | $ 707,000 | $ 235,000 | $ 149,000 |
| Young County Texas | 3 | $ 571,000 | $ 190,000 | $ 158,000 |
| Aransas County Texas | 2 | $ 628,000 | $ 314,000 | $ 101,000 |
| Brazoria County Texas | 2 | $ 488,000 | $ 244,000 | $ 94,000 |
| Comal County Texas | 2 | $ 459,000 | $ 229,000 | $ 815,000 |
| Cooke County Texas | 2 | $ 685,000 | $ 342,000 | $ 348,000 |
| Fort Bend County Texas | 2 | $ 592,000 | $ 296,000 | $ 346,000 |
| Hale County Texas | 2 | $ 216,000 | $ 108,000 | $ 67,000 |
| Hidalgo County Texas | 2 | $ 229,000 | $ 114,000 | $ 73,000 |
| Houston County Texas | 2 | $ 97,000 | $ 48,000 | $ 59,000 |
| Howard County Texas | 2 | $ 186,000 | $ 93,000 | $ 50,000 |
| Kendall County Texas | 2 | $ 14,000 | $ 7,000 | $ 50,000 |
| Kerr County Texas | 2 | $ 322,000 | $ 161,000 | $ 188,000 |
| Leon County Texas | 2 | $ 450,000 | $ 225,000 | $ 86,000 |
| Limestone County Texas | 2 | $ 390,000 | $ 195,000 | $ 101,000 |
| McLennan County Texas | 2 | $ 452,000 | $ 226,000 | $ 183,000 |
| Nacogdoches County Texas | 2 | $ 187,000 | $ 93,000 | $ 83,000 |
| Reeves County Texas | 2 | $ 174,000 | $ 87,000 | $ 49,000 |
| Sabine County Texas | 2 | $ 487,000 | $ 243,000 | $ 251,000 |
| San Patricio County Texas | 2 | $ 389,000 | $ 194,000 | $ 110,000 |
| Smith County Texas | 2 | $ 330,000 | $ 165,000 | $ 171,000 |
| Stonewall County Texas | 2 | $ 16,000 | $ 8,000 | $ 46,000 |
| Terry County Texas | 2 | $ 247,000 | $ 123,000 | $ 133,000 |
| Wood County Texas | 2 | $ 127,000 | $ 63,000 | $ 67,000 |
| Benton County Arkansas | 1 | $ 247,000 | $ 247,000 | $ 101,000 |
| Pulaski County Arkansas | 1 | $ 348,000 | $ 348,000 | $ 98,000 |
| Archuleta County Colorado | 1 | $ 900,000 | $ 900,000 | $ 0 |
| El Paso County Colorado | 1 | $ 260,000 | $ 260,000 | $ 278,000 |
| Putnam County Georgia | 1 | $ 527,000 | $ 527,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 424,000 | $ 424,000 | $ 355,000 |
| Washoe County Nevada | 1 | $ 250,000 | $ 250,000 | $ 118,000 |
| San Miguel County New Mexico | 1 | $ 157,000 | $ 157,000 | $ 166,000 |
| Santa Fe County New Mexico | 1 | $ 282,000 | $ 282,000 | $ 124,000 |
| Cleveland County Oklahoma | 1 | $ 109,000 | $ 109,000 | $ 123,000 |
| Angelina County Texas | 1 | $ 152,000 | $ 152,000 | $ 72,000 |
| Atascosa County Texas | 1 | $ 201,000 | $ 201,000 | $ 69,000 |
| Bee County Texas | 1 | $ 9,000 | $ 9,000 | $ 73,000 |
| Brewster County Texas | 1 | $ 167,000 | $ 167,000 | $ 156,000 |
| Cameron County Texas | 1 | $ 401,000 | $ 401,000 | $ 0 |
| Castro County Texas | 1 | $ 190,000 | $ 190,000 | $ 122,000 |
| Chambers County Texas | 1 | $ 299,000 | $ 299,000 | $ 97,000 |
| Cochran County Texas | 1 | $ 189,000 | $ 189,000 | $ 156,000 |
| Concho County Texas | 1 | $ 260,000 | $ 260,000 | $ 87,000 |
| Coryell County Texas | 1 | $ 84,000 | $ 84,000 | $ 33,000 |
| Fannin County Texas | 1 | $ 190,000 | $ 190,000 | $ 132,000 |
| Freestone County Texas | 1 | $ 339,000 | $ 339,000 | $ 125,000 |
| Garza County Texas | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Hartley County Texas | 1 | $ 34,000 | $ 34,000 | $ 140,000 |
| Hunt County Texas | 1 | $ 424,000 | $ 424,000 | $ 62,000 |
| Irion County Texas | 1 | $ 142,000 | $ 142,000 | $ 77,000 |
| Jack County Texas | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| Kent County Texas | 1 | $ 268,000 | $ 268,000 | $ 166,000 |
| Lampasas County Texas | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| Llano County Texas | 1 | $ 300,000 | $ 300,000 | $ 555,000 |
| Marion County Texas | 1 | $ 312,000 | $ 312,000 | $ 96,000 |
| Matagorda County Texas | 1 | $ 300,000 | $ 300,000 | $ 1,094,000 |
| Menard County Texas | 1 | $ 84,000 | $ 84,000 | $ 58,000 |
| Mills County Texas | 1 | $ 64,000 | $ 64,000 | $ 35,000 |
| Morris County Texas | 1 | $ 264,000 | $ 264,000 | $ 299,000 |
| Motley County Texas | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Navarro County Texas | 1 | $ 256,000 | $ 256,000 | $ 91,000 |
| Reagan County Texas | 1 | $ 135,000 | $ 135,000 | $ 126,000 |
| Rusk County Texas | 1 | $ 157,000 | $ 157,000 | $ 61,000 |
| San Augustine County Texas | 1 | $ 111,000 | $ 111,000 | $ 125,000 |
| Schleicher County Texas | 1 | $ 60,000 | $ 60,000 | $ 206,000 |
| Sterling County Texas | 1 | $ 37,000 | $ 37,000 | $ 110,000 |
| Sutton County Texas | 1 | $ 5,000 | $ 5,000 | $ 27,000 |
| Throckmorton County Texas | 1 | $ 4,000 | $ 4,000 | $ 38,000 |
| Uvalde County Texas | 1 | $ 214,000 | $ 214,000 | $ 116,000 |
| Washington County Texas | 1 | $ 279,000 | $ 279,000 | $ 108,000 |
| Wichita County Texas | 1 | $ 100,000 | $ 100,000 | $ 69,000 |
| Wilbarger County Texas | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for First Financial Bank, National Association in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,934 | $613,119,000 | $208,000 | $2,160,000 | $121,000 | $4,143,000 |
| Home Improvement | 1,269 | $66,444,000 | $52,000 | $1,136,000 | $102,000 | $2,068,000 |
| Refinancing | 761 | $155,219,000 | $203,000 | $2,960,000 | $133,000 | $1,560,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,801 | $667,093,000 | $175,000 | $2,960,000 | $129,000 | $4,143,000 |
| Hispanic | 571 | $55,380,000 | $96,000 | $1,031,000 | $89,000 | $2,057,000 |
| Not applicable | 228 | $44,990,000 | $197,000 | $2,474,000 | $0 | $0 |
| Not Provided | 126 | $20,983,000 | $166,000 | $960,000 | $125,000 | $900,000 |
| Black or African American | 108 | $20,992,000 | $194,000 | $1,669,000 | $106,000 | $797,000 |
| Asian | 93 | $19,294,000 | $207,000 | $797,000 | $176,000 | $1,262,000 |
| American Indian or Alaskan Native | 28 | $4,667,000 | $166,000 | $720,000 | $98,000 | $444,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,383,000 | $153,000 | $266,000 | $107,000 | $222,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,395 | $722,853,000 | $164,000 | $2,960,000 | $123,000 | $4,143,000 |
| FHA-insured (Federal Housing Administration) | 306 | $51,284,000 | $167,000 | $344,000 | $74,000 | $227,000 |
| VA-guaranteed (Veterans Administration) | 240 | $57,460,000 | $239,000 | $999,000 | $92,000 | $404,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $3,185,000 | $138,000 | $424,000 | $55,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,852 | $656,345,000 | $170,000 | $2,960,000 | $122,000 | $4,143,000 |
| Application Denied By Financial Institution | 494 | $53,187,000 | $107,000 | $1,084,000 | $75,000 | $1,560,000 |
| Application Withdrawn By Applicant | 349 | $82,605,000 | $236,000 | $2,040,000 | $136,000 | $971,000 |
| Application Approved But Not Accepted | 240 | $38,243,000 | $159,000 | $1,800,000 | $118,000 | $762,000 |
| File Closed For Incompleteness | 29 | $4,402,000 | $151,000 | $494,000 | $121,000 | $582,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 241 | $14,837,000 | $61,000 | $495,000 | $71,000 | $1,560,000 |
| Debt-To-Income Ratio | 174 | $24,946,000 | $143,000 | $922,000 | $57,000 | $252,000 |
| Collateral | 45 | $7,641,000 | $169,000 | $400,000 | $119,000 | $404,000 |
| Other | 26 | $4,913,000 | $188,000 | $1,084,000 | $141,000 | $965,000 |
| Unverifiable Information | 4 | $346,000 | $86,000 | $192,000 | $140,000 | $240,000 |
| Employment History | 4 | $504,000 | $126,000 | $192,000 | $96,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank, National Association's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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