First Financial Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
First Financial Bank, National Association 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank, National Association 400 Pine St Abilene, TX 79601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,871 |
| Total Mortgage Loan Application Amount | $1,002,255,000 |
| Average Mortgage Loan Application Amount | $163,500 |
| Highest Mortgage Loan Application Amount | $25,595,000 |
| Average Applicant Income | $131,166 |
| Highest Applicant Income | $4,364,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First Financial Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down First Financial Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank, National Association's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Taylor County Texas | 919 | $ 147,995,000 | $ 161,000 | $ 109,000 |
| Tarrant County Texas | 633 | $ 147,405,000 | $ 232,000 | $ 166,000 |
| Parker County Texas | 291 | $ 62,755,000 | $ 215,000 | $ 143,000 |
| Montgomery County Texas | 280 | $ 70,590,000 | $ 252,000 | $ 163,000 |
| Tom Green County Texas | 260 | $ 69,740,000 | $ 268,000 | $ 117,000 |
| Hood County Texas | 205 | $ 41,585,000 | $ 202,000 | $ 130,000 |
| Dallas County Texas | 166 | $ 51,410,000 | $ 309,000 | $ 209,000 |
| Eastland County Texas | 156 | $ 14,650,000 | $ 93,000 | $ 75,000 |
| Erath County Texas | 138 | $ 22,990,000 | $ 166,000 | $ 122,000 |
| Johnson County Texas | 136 | $ 28,760,000 | $ 211,000 | $ 161,000 |
| Orange County Texas | 136 | $ 18,660,000 | $ 137,000 | $ 98,000 |
| Jefferson County Texas | 133 | $ 25,765,000 | $ 193,000 | $ 149,000 |
| Ellis County Texas | 112 | $ 22,260,000 | $ 198,000 | $ 206,000 |
| Denton County Texas | 96 | $ 29,620,000 | $ 308,000 | $ 194,000 |
| Palo Pinto County Texas | 96 | $ 14,910,000 | $ 155,000 | $ 125,000 |
| Wise County Texas | 89 | $ 15,085,000 | $ 169,000 | $ 119,000 |
| Harris County Texas | 88 | $ 40,900,000 | $ 464,000 | $ 168,000 |
| Callahan County Texas | 73 | $ 10,525,000 | $ 144,000 | $ 97,000 |
| Somervell County Texas | 54 | $ 10,060,000 | $ 186,000 | $ 156,000 |
| Collin County Texas | 52 | $ 16,350,000 | $ 314,000 | $ 180,000 |
| Nolan County Texas | 52 | $ 4,440,000 | $ 85,000 | $ 173,000 |
| Walker County Texas | 45 | $ 8,255,000 | $ 183,000 | $ 122,000 |
| Stephens County Texas | 38 | $ 4,050,000 | $ 106,000 | $ 72,000 |
| Galveston County Texas | 37 | $ 10,165,000 | $ 274,000 | $ 185,000 |
| Deaf Smith County Texas | 32 | $ 2,540,000 | $ 79,000 | $ 96,000 |
| Jones County Texas | 29 | $ 3,925,000 | $ 135,000 | $ 99,000 |
| Jasper County Texas | 27 | $ 6,715,000 | $ 248,000 | $ 123,000 |
| Hardin County Texas | 25 | $ 6,415,000 | $ 256,000 | $ 119,000 |
| Ector County Texas | 19 | $ 2,165,000 | $ 113,000 | $ 126,000 |
| Brown County Texas | 18 | $ 3,870,000 | $ 215,000 | $ 182,000 |
| Midland County Texas | 17 | $ 3,005,000 | $ 176,000 | $ 170,000 |
| Fort Bend County Texas | 14 | $ 4,470,000 | $ 319,000 | $ 252,000 |
| Shackelford County Texas | 14 | $ 1,350,000 | $ 96,000 | $ 90,000 |
| Hill County Texas | 13 | $ 1,955,000 | $ 150,000 | $ 140,000 |
| Travis County Texas | 13 | $ 3,535,000 | $ 271,000 | $ 117,000 |
| Wharton County Texas | 13 | $ 3,915,000 | $ 301,000 | $ 77,000 |
| Lubbock County Texas | 12 | $ 1,940,000 | $ 161,000 | $ 132,000 |
| Bosque County Texas | 11 | $ 2,345,000 | $ 213,000 | $ 116,000 |
| Madison County Texas | 11 | $ 1,615,000 | $ 146,000 | $ 136,000 |
| Shelby County Tennessee | 10 | $ 920,000 | $ 92,000 | $ 141,000 |
| Bexar County Texas | 10 | $ 3,100,000 | $ 310,000 | $ 375,000 |
| San Jacinto County Texas | 10 | $ 1,390,000 | $ 139,000 | $ 136,000 |
| Scurry County Texas | 10 | $ 1,210,000 | $ 121,000 | $ 94,000 |
| Brazos County Texas | 9 | $ 1,555,000 | $ 172,000 | $ 763,000 |
| Comanche County Texas | 9 | $ 745,000 | $ 82,000 | $ 65,000 |
| Grimes County Texas | 9 | $ 2,285,000 | $ 253,000 | $ 87,000 |
| Henderson County Texas | 9 | $ 1,975,000 | $ 219,000 | $ 303,000 |
| Newton County Texas | 9 | $ 815,000 | $ 90,000 | $ 69,000 |
| Randall County Texas | 9 | $ 1,985,000 | $ 220,000 | $ 184,000 |
| Hunt County Texas | 8 | $ 1,510,000 | $ 188,000 | $ 110,000 |
| Mitchell County Texas | 7 | $ 715,000 | $ 102,000 | $ 68,000 |
| Coke County Texas | 6 | $ 510,000 | $ 85,000 | $ 84,000 |
| Fisher County Texas | 6 | $ 830,000 | $ 138,000 | $ 135,000 |
| Matagorda County Texas | 6 | $ 1,610,000 | $ 268,000 | $ 277,000 |
| Runnels County Texas | 6 | $ 830,000 | $ 138,000 | $ 77,000 |
| Waller County Texas | 6 | $ 2,290,000 | $ 381,000 | $ 102,000 |
| Lincoln County New Mexico | 5 | $ 825,000 | $ 165,000 | $ 196,000 |
| Brazoria County Texas | 5 | $ 1,085,000 | $ 217,000 | $ 129,000 |
| Grayson County Texas | 5 | $ 865,000 | $ 173,000 | $ 192,000 |
| Van Zandt County Texas | 5 | $ 1,175,000 | $ 235,000 | $ 105,000 |
| Cooke County Texas | 4 | $ 1,410,000 | $ 352,000 | $ 341,000 |
| Kaufman County Texas | 4 | $ 890,000 | $ 222,000 | $ 90,000 |
| Liberty County Texas | 4 | $ 450,000 | $ 112,000 | $ 143,000 |
| McLennan County Texas | 4 | $ 740,000 | $ 185,000 | $ 168,000 |
| Montague County Texas | 4 | $ 460,000 | $ 115,000 | $ 71,000 |
| Rockwall County Texas | 4 | $ 1,020,000 | $ 255,000 | $ 134,000 |
| Trinity County Texas | 4 | $ 320,000 | $ 80,000 | $ 64,000 |
| Williamson County Texas | 4 | $ 1,230,000 | $ 307,000 | $ 130,000 |
| Young County Texas | 4 | $ 380,000 | $ 95,000 | $ 69,000 |
| El Paso County Colorado | 3 | $ 855,000 | $ 285,000 | $ 141,000 |
| Bell County Texas | 3 | $ 595,000 | $ 198,000 | $ 88,000 |
| Irion County Texas | 3 | $ 1,045,000 | $ 348,000 | $ 134,000 |
| Kent County Texas | 3 | $ 205,000 | $ 68,000 | $ 49,000 |
| Navarro County Texas | 3 | $ 285,000 | $ 95,000 | $ 75,000 |
| Nueces County Texas | 3 | $ 695,000 | $ 231,000 | $ 110,000 |
| Sabine County Texas | 3 | $ 655,000 | $ 218,000 | $ 94,000 |
| Pulaski County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 217,000 |
| Larimer County Colorado | 2 | $ 810,000 | $ 405,000 | $ 433,000 |
| Calcasieu County Louisiana | 2 | $ 710,000 | $ 355,000 | $ 107,000 |
| Jackson County Oklahoma | 2 | $ 360,000 | $ 180,000 | $ 139,000 |
| Oklahoma County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 131,000 |
| Austin County Texas | 2 | $ 1,960,000 | $ 980,000 | $ 397,000 |
| Burnet County Texas | 2 | $ 290,000 | $ 145,000 | $ 185,000 |
| Hamilton County Texas | 2 | $ 400,000 | $ 200,000 | $ 57,000 |
| Haskell County Texas | 2 | $ 250,000 | $ 125,000 | $ 25,000 |
| Hays County Texas | 2 | $ 790,000 | $ 395,000 | $ 120,000 |
| Houston County Texas | 2 | $ 460,000 | $ 230,000 | $ 373,000 |
| Jack County Texas | 2 | $ 460,000 | $ 230,000 | $ 102,000 |
| Lampasas County Texas | 2 | $ 450,000 | $ 225,000 | $ 47,000 |
| Oldham County Texas | 2 | $ 150,000 | $ 75,000 | $ 39,000 |
| Parmer County Texas | 2 | $ 370,000 | $ 185,000 | $ 88,000 |
| Polk County Texas | 2 | $ 150,000 | $ 75,000 | $ 59,000 |
| Potter County Texas | 2 | $ 530,000 | $ 265,000 | $ 79,000 |
| Sutton County Texas | 2 | $ 570,000 | $ 285,000 | $ 94,000 |
| Throckmorton County Texas | 2 | $ 80,000 | $ 40,000 | $ 37,000 |
| Tyler County Texas | 2 | $ 350,000 | $ 175,000 | $ 85,000 |
| Mobile County Alabama | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Archuleta County Colorado | 1 | $ 445,000 | $ 445,000 | $ 228,000 |
| Denver County Colorado | 1 | $ 385,000 | $ 385,000 | $ 99,000 |
| Collier County Florida | 1 | $ 315,000 | $ 315,000 | $ 417,000 |
| Okaloosa County Florida | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Walton County Florida | 1 | $ 755,000 | $ 755,000 | $ 1,802,000 |
| Ascension County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 323,000 |
| Natchitoches County Louisiana | 1 | $ 395,000 | $ 395,000 | $ 659,000 |
| Sabine County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Stone County Missouri | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Curry County New Mexico | 1 | $ 855,000 | $ 855,000 | $ 808,000 |
| Dona Ana County New Mexico | 1 | $ 455,000 | $ 455,000 | $ 350,000 |
| Quay County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 800,000 |
| Maury County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Andrews County Texas | 1 | $ 175,000 | $ 175,000 | $ 132,000 |
| Aransas County Texas | 1 | $ 75,000 | $ 75,000 | $ 186,000 |
| Bandera County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Baylor County Texas | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Calhoun County Texas | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Carson County Texas | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Chambers County Texas | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Cherokee County Texas | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Coleman County Texas | 1 | $ 225,000 | $ 225,000 | $ 191,000 |
| Colorado County Texas | 1 | $ 345,000 | $ 345,000 | $ 118,000 |
| Comal County Texas | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Concho County Texas | 1 | $ 35,000 | $ 35,000 | $ 12,000 |
| Coryell County Texas | 1 | $ 425,000 | $ 425,000 | $ 131,000 |
| Crane County Texas | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Crockett County Texas | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Fannin County Texas | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Fayette County Texas | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,141,000 |
| Franklin County Texas | 1 | $ 475,000 | $ 475,000 | $ 1,468,000 |
| Gaines County Texas | 1 | $ 215,000 | $ 215,000 | $ 139,000 |
| Gillespie County Texas | 1 | $ 315,000 | $ 315,000 | $ 37,000 |
| Guadalupe County Texas | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Hansford County Texas | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
| Harrison County Texas | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| Hartley County Texas | 1 | $ 225,000 | $ 225,000 | $ 147,000 |
| Howard County Texas | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Jackson County Texas | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Jeff Davis County Texas | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Kendall County Texas | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Kerr County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lamb County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Leon County Texas | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Limestone County Texas | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Llano County Texas | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Lynn County Texas | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Marion County Texas | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Martin County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Moore County Texas | 1 | $ 195,000 | $ 195,000 | $ 111,000 |
| Rains County Texas | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| San Augustine County Texas | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Schleicher County Texas | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Stonewall County Texas | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| Upton County Texas | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Uvalde County Texas | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Victoria County Texas | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Washington County Texas | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Wichita County Texas | 1 | $ 15,000 | $ 15,000 | $ 10,000 |
| Winkler County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Wood County Texas | 1 | $ 375,000 | $ 375,000 | $ 121,000 |
Mortgage Loan Application Detail Totals for First Financial Bank, National Association in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,182 | $708,320,000 | $222,000 | $14,555,000 | $141,000 | $4,364,000 |
| Cash-out Refinancing | 580 | $131,150,000 | $226,000 | $25,595,000 | $121,000 | $1,828,000 |
| Home Improvement | 510 | $39,930,000 | $78,000 | $1,265,000 | $149,000 | $3,561,000 |
| Refinancing | 423 | $104,705,000 | $247,000 | $2,255,000 | $161,000 | $3,871,000 |
| Other Purpose | 175 | $18,045,000 | $103,000 | $855,000 | $109,000 | $840,000 |
| Not Applicable | 1 | $105,000 | $105,000 | $105,000 | $106,000 | $106,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,741 | $755,245,000 | $201,000 | $3,905,000 | $147,000 | $4,364,000 |
| Hispanic | 462 | $97,170,000 | $210,000 | $25,595,000 | $97,000 | $1,332,000 |
| Not applicable | 325 | $81,255,000 | $250,000 | $14,555,000 | $0 | $0 |
| Not Provided | 131 | $25,795,000 | $196,000 | $1,205,000 | $139,000 | $690,000 |
| Asian | 108 | $22,380,000 | $207,000 | $755,000 | $127,000 | $586,000 |
| Black or African American | 77 | $14,985,000 | $194,000 | $735,000 | $103,000 | $380,000 |
| American Indian or Alaskan Native | 13 | $2,335,000 | $179,000 | $495,000 | $107,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $550,000 | $137,000 | $185,000 | $276,000 | $905,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,293 | $889,015,000 | $207,000 | $25,595,000 | $149,000 | $4,364,000 |
| FHA-insured (Federal Housing Administration) | 323 | $53,785,000 | $166,000 | $395,000 | $77,000 | $347,000 |
| VA-guaranteed (Veterans Administration) | 232 | $56,280,000 | $242,000 | $765,000 | $95,000 | $975,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $3,175,000 | $138,000 | $265,000 | $53,000 | $150,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,702 | $754,410,000 | $203,000 | $14,555,000 | $145,000 | $4,364,000 |
| Application Withdrawn By Applicant | 589 | $155,875,000 | $264,000 | $25,595,000 | $133,000 | $1,968,000 |
| Application Denied By Financial Institution | 400 | $55,020,000 | $137,000 | $1,135,000 | $99,000 | $3,561,000 |
| Application Approved But Not Accepted | 151 | $32,255,000 | $213,000 | $2,205,000 | $155,000 | $2,109,000 |
| File Closed For Incompleteness | 29 | $4,695,000 | $161,000 | $1,265,000 | $222,000 | $2,260,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,471 | $947,235,000 | $211,000 | $25,595,000 | $144,000 | $4,364,000 |
| Credit History | 171 | $17,545,000 | $102,000 | $585,000 | $91,000 | $2,040,000 |
| Debt-To-Income Ratio | 170 | $28,710,000 | $168,000 | $1,135,000 | $72,000 | $350,000 |
| Collateral | 29 | $3,565,000 | $122,000 | $545,000 | $294,000 | $3,561,000 |
| Other | 21 | $3,115,000 | $148,000 | $455,000 | $94,000 | $316,000 |
| Unverifiable Information | 5 | $1,065,000 | $213,000 | $495,000 | $172,000 | $504,000 |
| Employment History | 3 | $755,000 | $251,000 | $455,000 | $166,000 | $462,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $265,000 | $265,000 | $265,000 | $192,000 | $192,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank, National Association's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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