First Financial Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
First Financial Bank, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank, National Association 400 Pine St Abilene, TX 79601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,631 |
| Total Mortgage Loan Application Amount | $1,550,075,000 |
| Average Mortgage Loan Application Amount | $242,166 |
| Highest Mortgage Loan Application Amount | $34,245,000 |
| Average Applicant Income | $177,833 |
| Highest Applicant Income | $7,260,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First Financial Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First Financial Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank, National Association's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Taylor County Texas | 947 | $ 209,205,000 | $ 220,000 | $ 148,000 |
| Tarrant County Texas | 676 | $ 203,890,000 | $ 301,000 | $ 213,000 |
| Parker County Texas | 330 | $ 105,210,000 | $ 318,000 | $ 199,000 |
| Tom Green County Texas | 260 | $ 64,890,000 | $ 249,000 | $ 171,000 |
| Montgomery County Texas | 255 | $ 105,235,000 | $ 412,000 | $ 209,000 |
| Hood County Texas | 213 | $ 56,675,000 | $ 266,000 | $ 166,000 |
| Dallas County Texas | 183 | $ 70,065,000 | $ 382,000 | $ 230,000 |
| Brazos County Texas | 181 | $ 53,115,000 | $ 293,000 | $ 199,000 |
| Jefferson County Texas | 174 | $ 34,750,000 | $ 199,000 | $ 124,000 |
| Johnson County Texas | 166 | $ 39,200,000 | $ 236,000 | $ 140,000 |
| Erath County Texas | 145 | $ 36,565,000 | $ 252,000 | $ 154,000 |
| Ellis County Texas | 142 | $ 39,170,000 | $ 275,000 | $ 175,000 |
| Harris County Texas | 136 | $ 69,250,000 | $ 509,000 | $ 199,000 |
| Wise County Texas | 134 | $ 30,000,000 | $ 223,000 | $ 143,000 |
| Eastland County Texas | 132 | $ 17,870,000 | $ 135,000 | $ 108,000 |
| Palo Pinto County Texas | 128 | $ 40,460,000 | $ 316,000 | $ 196,000 |
| Denton County Texas | 108 | $ 32,660,000 | $ 302,000 | $ 217,000 |
| Orange County Texas | 105 | $ 17,155,000 | $ 163,000 | $ 123,000 |
| Callahan County Texas | 83 | $ 15,275,000 | $ 184,000 | $ 115,000 |
| Nolan County Texas | 81 | $ 10,625,000 | $ 131,000 | $ 105,000 |
| Hardin County Texas | 64 | $ 15,870,000 | $ 247,000 | $ 183,000 |
| Collin County Texas | 58 | $ 19,540,000 | $ 336,000 | $ 340,000 |
| Walker County Texas | 50 | $ 11,880,000 | $ 237,000 | $ 141,000 |
| Deaf Smith County Texas | 40 | $ 4,170,000 | $ 104,000 | $ 103,000 |
| Travis County Texas | 38 | $ 14,280,000 | $ 375,000 | $ 202,000 |
| Fort Bend County Texas | 35 | $ 8,995,000 | $ 257,000 | $ 198,000 |
| Jones County Texas | 34 | $ 5,920,000 | $ 174,000 | $ 94,000 |
| Somervell County Texas | 33 | $ 7,115,000 | $ 215,000 | $ 155,000 |
| Hays County Texas | 27 | $ 12,135,000 | $ 449,000 | $ 177,000 |
| Galveston County Texas | 24 | $ 7,360,000 | $ 306,000 | $ 195,000 |
| Lubbock County Texas | 24 | $ 5,090,000 | $ 212,000 | $ 151,000 |
| Randall County Texas | 19 | $ 6,425,000 | $ 338,000 | $ 252,000 |
| Grimes County Texas | 18 | $ 4,340,000 | $ 241,000 | $ 132,000 |
| Comanche County Texas | 17 | $ 3,775,000 | $ 222,000 | $ 127,000 |
| Brown County Texas | 16 | $ 4,710,000 | $ 294,000 | $ 242,000 |
| Midland County Texas | 16 | $ 3,770,000 | $ 235,000 | $ 624,000 |
| Newton County Texas | 16 | $ 2,460,000 | $ 153,000 | $ 100,000 |
| Fisher County Texas | 15 | $ 2,475,000 | $ 165,000 | $ 131,000 |
| Montague County Texas | 15 | $ 3,145,000 | $ 209,000 | $ 120,000 |
| Hill County Texas | 14 | $ 3,670,000 | $ 262,000 | $ 148,000 |
| San Jacinto County Texas | 14 | $ 4,790,000 | $ 342,000 | $ 114,000 |
| Wharton County Texas | 14 | $ 1,820,000 | $ 130,000 | $ 96,000 |
| Bexar County Texas | 12 | $ 12,440,000 | $ 1,036,000 | $ 319,000 |
| Comal County Texas | 12 | $ 4,820,000 | $ 401,000 | $ 124,000 |
| Shackelford County Texas | 12 | $ 2,220,000 | $ 185,000 | $ 83,000 |
| Brazoria County Texas | 11 | $ 3,055,000 | $ 277,000 | $ 157,000 |
| Jasper County Texas | 11 | $ 3,165,000 | $ 287,000 | $ 164,000 |
| Kaufman County Texas | 11 | $ 2,745,000 | $ 249,000 | $ 88,000 |
| Young County Texas | 11 | $ 2,755,000 | $ 250,000 | $ 293,000 |
| Hunt County Texas | 10 | $ 3,450,000 | $ 345,000 | $ 133,000 |
| Stephens County Texas | 10 | $ 1,080,000 | $ 108,000 | $ 74,000 |
| Williamson County Texas | 10 | $ 4,570,000 | $ 457,000 | $ 346,000 |
| Bosque County Texas | 9 | $ 1,685,000 | $ 187,000 | $ 101,000 |
| Burleson County Texas | 9 | $ 1,695,000 | $ 188,000 | $ 168,000 |
| Grayson County Texas | 9 | $ 3,575,000 | $ 397,000 | $ 229,000 |
| Rockwall County Texas | 9 | $ 1,785,000 | $ 198,000 | $ 118,000 |
| Scurry County Texas | 9 | $ 1,115,000 | $ 123,000 | $ 138,000 |
| Ector County Texas | 8 | $ 1,300,000 | $ 162,000 | $ 343,000 |
| Matagorda County Texas | 8 | $ 1,080,000 | $ 135,000 | $ 150,000 |
| McLennan County Texas | 8 | $ 2,810,000 | $ 351,000 | $ 163,000 |
| Robertson County Texas | 8 | $ 3,300,000 | $ 412,000 | $ 120,000 |
| Coke County Texas | 7 | $ 865,000 | $ 123,000 | $ 77,000 |
| Henderson County Texas | 7 | $ 3,735,000 | $ 533,000 | $ 330,000 |
| Howard County Texas | 7 | $ 765,000 | $ 109,000 | $ 157,000 |
| Madison County Texas | 7 | $ 1,815,000 | $ 259,000 | $ 96,000 |
| Navarro County Texas | 7 | $ 1,365,000 | $ 195,000 | $ 132,000 |
| Runnels County Texas | 7 | $ 1,085,000 | $ 155,000 | $ 67,000 |
| Wichita County Texas | 7 | $ 1,335,000 | $ 190,000 | $ 202,000 |
| Angelina County Texas | 6 | $ 1,180,000 | $ 196,000 | $ 189,000 |
| Bell County Texas | 6 | $ 1,660,000 | $ 276,000 | $ 132,000 |
| Llano County Texas | 6 | $ 2,790,000 | $ 465,000 | $ 663,000 |
| Waller County Texas | 6 | $ 1,170,000 | $ 195,000 | $ 177,000 |
| Cooke County Texas | 5 | $ 1,055,000 | $ 211,000 | $ 208,000 |
| Hamilton County Texas | 5 | $ 2,025,000 | $ 405,000 | $ 106,000 |
| Jack County Texas | 5 | $ 1,905,000 | $ 381,000 | $ 158,000 |
| Liberty County Texas | 5 | $ 1,685,000 | $ 337,000 | $ 157,000 |
| Mitchell County Texas | 5 | $ 1,345,000 | $ 269,000 | $ 107,000 |
| Polk County Texas | 5 | $ 555,000 | $ 111,000 | $ 87,000 |
| Lincoln County New Mexico | 4 | $ 1,660,000 | $ 415,000 | $ 542,000 |
| Gillespie County Texas | 4 | $ 2,900,000 | $ 725,000 | $ 213,000 |
| Nueces County Texas | 4 | $ 2,230,000 | $ 557,000 | $ 252,000 |
| Smith County Texas | 4 | $ 1,380,000 | $ 345,000 | $ 187,000 |
| Sterling County Texas | 4 | $ 810,000 | $ 202,000 | $ 150,000 |
| Aransas County Texas | 3 | $ 1,005,000 | $ 335,000 | $ 113,000 |
| Blanco County Texas | 3 | $ 1,695,000 | $ 565,000 | $ 216,000 |
| Burnet County Texas | 3 | $ 1,235,000 | $ 411,000 | $ 235,000 |
| Chambers County Texas | 3 | $ 365,000 | $ 121,000 | $ 149,000 |
| Guadalupe County Texas | 3 | $ 345,000 | $ 115,000 | $ 194,000 |
| Leon County Texas | 3 | $ 1,645,000 | $ 548,000 | $ 260,000 |
| Limestone County Texas | 3 | $ 415,000 | $ 138,000 | $ 148,000 |
| McCulloch County Texas | 3 | $ 295,000 | $ 98,000 | $ 63,000 |
| Sabine County Texas | 3 | $ 355,000 | $ 118,000 | $ 133,000 |
| Trinity County Texas | 3 | $ 355,000 | $ 118,000 | $ 84,000 |
| Tyler County Texas | 3 | $ 285,000 | $ 95,000 | $ 182,000 |
| Maricopa County Arizona | 2 | $ 520,000 | $ 260,000 | $ 168,000 |
| Lonoke County Arkansas | 2 | $ 750,000 | $ 375,000 | $ 106,000 |
| Rio Grande County Colorado | 2 | $ 620,000 | $ 310,000 | $ 141,000 |
| Okaloosa County Florida | 2 | $ 1,100,000 | $ 550,000 | $ 266,000 |
| Calcasieu County Louisiana | 2 | $ 250,000 | $ 125,000 | $ 54,000 |
| McKinley County New Mexico | 2 | $ 110,000 | $ 55,000 | $ 95,000 |
| Payne County Oklahoma | 2 | $ 230,000 | $ 115,000 | $ 119,000 |
| Andrews County Texas | 2 | $ 630,000 | $ 315,000 | $ 90,000 |
| Austin County Texas | 2 | $ 1,070,000 | $ 535,000 | $ 189,000 |
| Cass County Texas | 2 | $ 530,000 | $ 265,000 | $ 145,000 |
| Coleman County Texas | 2 | $ 260,000 | $ 130,000 | $ 48,000 |
| El Paso County Texas | 2 | $ 800,000 | $ 400,000 | $ 74,000 |
| Fannin County Texas | 2 | $ 520,000 | $ 260,000 | $ 211,000 |
| Hall County Texas | 2 | $ 120,000 | $ 60,000 | $ 75,000 |
| Irion County Texas | 2 | $ 170,000 | $ 85,000 | $ 65,000 |
| Kerr County Texas | 2 | $ 430,000 | $ 215,000 | $ 103,000 |
| Lampasas County Texas | 2 | $ 710,000 | $ 355,000 | $ 123,000 |
| Nacogdoches County Texas | 2 | $ 820,000 | $ 410,000 | $ 134,000 |
| Potter County Texas | 2 | $ 180,000 | $ 90,000 | $ 223,000 |
| Reagan County Texas | 2 | $ 1,300,000 | $ 650,000 | $ 71,000 |
| Sutton County Texas | 2 | $ 380,000 | $ 190,000 | $ 135,000 |
| Van Zandt County Texas | 2 | $ 540,000 | $ 270,000 | $ 127,000 |
| Washington County Texas | 2 | $ 730,000 | $ 365,000 | $ 117,000 |
| Wood County Texas | 2 | $ 380,000 | $ 190,000 | $ 285,000 |
| Yuba County California | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Archuleta County Colorado | 1 | $ 535,000 | $ 535,000 | $ 128,000 |
| Eagle County Colorado | 1 | $ 3,975,000 | $ 3,975,000 | $ 1,944,000 |
| Gunnison County Colorado | 1 | $ 1,665,000 | $ 1,665,000 | $ 290,000 |
| Jefferson County Colorado | 1 | $ 465,000 | $ 465,000 | $ 127,000 |
| Montrose County Colorado | 1 | $ 395,000 | $ 395,000 | $ 463,000 |
| Brevard County Florida | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Charlotte County Florida | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Palm Beach County Florida | 1 | $ 1,155,000 | $ 1,155,000 | $ 430,000 |
| Walton County Florida | 1 | $ 8,555,000 | $ 8,555,000 | $ 0 |
| Union County Illinois | 1 | $ 155,000 | $ 155,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 415,000 | $ 415,000 | $ 230,000 |
| Buchanan County Missouri | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Clay County Missouri | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| St. Charles County Missouri | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Gallatin County Montana | 1 | $ 335,000 | $ 335,000 | $ 52,000 |
| Lea County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Santa Fe County New Mexico | 1 | $ 345,000 | $ 345,000 | $ 263,000 |
| Cleveland County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Garvin County Oklahoma | 1 | $ 495,000 | $ 495,000 | $ 111,000 |
| Marshall County Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 462,000 |
| McClain County Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| Oklahoma County Oklahoma | 1 | $ 465,000 | $ 465,000 | $ 121,000 |
| Armstrong County Texas | 1 | $ 295,000 | $ 295,000 | $ 106,000 |
| Bastrop County Texas | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Caldwell County Texas | 1 | $ 35,000 | $ 35,000 | $ 128,000 |
| Cameron County Texas | 1 | $ 105,000 | $ 105,000 | $ 184,000 |
| Carson County Texas | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Castro County Texas | 1 | $ 255,000 | $ 255,000 | $ 171,000 |
| Clay County Texas | 1 | $ 345,000 | $ 345,000 | $ 57,000 |
| Colorado County Texas | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Coryell County Texas | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Crosby County Texas | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Freestone County Texas | 1 | $ 215,000 | $ 215,000 | $ 244,000 |
| Gaines County Texas | 1 | $ 365,000 | $ 365,000 | $ 179,000 |
| Gregg County Texas | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Harrison County Texas | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Haskell County Texas | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Hemphill County Texas | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Houston County Texas | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Jackson County Texas | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Kent County Texas | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| Kleberg County Texas | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Knox County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lee County Texas | 1 | $ 535,000 | $ 535,000 | $ 95,000 |
| Lynn County Texas | 1 | $ 95,000 | $ 95,000 | $ 128,000 |
| Mills County Texas | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| Moore County Texas | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Oldham County Texas | 1 | $ 175,000 | $ 175,000 | $ 210,000 |
| Parmer County Texas | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Rains County Texas | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| San Augustine County Texas | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| San Patricio County Texas | 1 | $ 75,000 | $ 75,000 | $ 201,000 |
| San Saba County Texas | 1 | $ 115,000 | $ 115,000 | $ 144,000 |
| Terry County Texas | 1 | $ 165,000 | $ 165,000 | $ 140,000 |
| Titus County Texas | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Upshur County Texas | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Val Verde County Texas | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Victoria County Texas | 1 | $ 45,000 | $ 45,000 | $ 167,000 |
| Webb County Texas | 1 | $ 1,505,000 | $ 1,505,000 | $ 240,000 |
Mortgage Loan Application Detail Totals for First Financial Bank, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,165 | $1,076,665,000 | $340,000 | $34,245,000 | $173,000 | $6,973,000 |
| Home Improvement | 819 | $99,695,000 | $121,000 | $1,005,000 | $194,000 | $6,299,000 |
| Cash-out Refinancing | 790 | $188,630,000 | $238,000 | $10,005,000 | $169,000 | $7,260,000 |
| Refinancing | 456 | $137,420,000 | $301,000 | $2,005,000 | $178,000 | $2,039,000 |
| Other Purpose | 400 | $47,330,000 | $118,000 | $735,000 | $154,000 | $2,100,000 |
| Not Applicable | 1 | $335,000 | $335,000 | $335,000 | $199,000 | $199,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,761 | $1,008,575,000 | $268,000 | $8,555,000 | $180,000 | $6,299,000 |
| Hispanic | 646 | $136,900,000 | $211,000 | $1,665,000 | $124,000 | $4,848,000 |
| Not applicable | 494 | $211,180,000 | $427,000 | $34,245,000 | $0 | $0 |
| Not Provided | 439 | $121,945,000 | $277,000 | $2,305,000 | $191,000 | $6,973,000 |
| Black or African American | 131 | $31,615,000 | $241,000 | $975,000 | $154,000 | $1,453,000 |
| Asian | 103 | $27,525,000 | $267,000 | $985,000 | $166,000 | $668,000 |
| American Indian or Alaskan Native | 33 | $6,415,000 | $194,000 | $585,000 | $167,000 | $1,920,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $255,000 | $255,000 | $255,000 | $165,000 | $165,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,246 | $1,442,000,000 | $274,000 | $34,245,000 | $181,000 | $7,260,000 |
| VA-guaranteed (Veterans Administration) | 192 | $68,640,000 | $357,000 | $1,105,000 | $117,000 | $472,000 |
| FHA-insured (Federal Housing Administration) | 188 | $38,700,000 | $205,000 | $425,000 | $78,000 | $290,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $735,000 | $147,000 | $205,000 | $62,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,434 | $1,241,530,000 | $280,000 | $34,245,000 | $177,000 | $6,973,000 |
| Application Withdrawn By Applicant | 543 | $168,455,000 | $310,000 | $1,505,000 | $190,000 | $7,260,000 |
| Application Denied By Financial Institution | 403 | $71,225,000 | $176,000 | $1,985,000 | $118,000 | $1,920,000 |
| Application Approved But Not Accepted | 208 | $55,150,000 | $265,000 | $10,005,000 | $204,000 | $3,900,000 |
| File Closed For Incompleteness | 43 | $13,715,000 | $318,000 | $2,505,000 | $188,000 | $1,015,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,228 | $1,478,850,000 | $282,000 | $34,245,000 | $179,000 | $7,260,000 |
| Debt-To-Income Ratio | 179 | $35,245,000 | $196,000 | $1,405,000 | $97,000 | $600,000 |
| Credit History | 128 | $17,000,000 | $132,000 | $645,000 | $108,000 | $1,200,000 |
| Collateral | 52 | $10,440,000 | $200,000 | $1,985,000 | $210,000 | $1,920,000 |
| Other | 27 | $4,045,000 | $149,000 | $425,000 | $133,000 | $591,000 |
| Unverifiable Information | 10 | $2,080,000 | $208,000 | $575,000 | $125,000 | $239,000 |
| Employment History | 5 | $1,915,000 | $383,000 | $575,000 | $93,000 | $292,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $285,000 | $285,000 | $285,000 | $97,000 | $97,000 |
| Credit Application Incomplete | 1 | $215,000 | $215,000 | $215,000 | $214,000 | $214,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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