First Financial Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First Financial Bank, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank, National Association 400 Pine St Abilene, TX 79601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,146 |
| Total Mortgage Loan Application Amount | $1,323,100,000 |
| Average Mortgage Loan Application Amount | $207,600 |
| Highest Mortgage Loan Application Amount | $38,095,000 |
| Average Applicant Income | $163,400 |
| Highest Applicant Income | $6,012,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First Financial Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First Financial Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank, National Association's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Taylor County Texas | 786 | $ 154,230,000 | $ 196,000 | $ 136,000 |
| Tarrant County Texas | 641 | $ 251,315,000 | $ 392,000 | $ 182,000 |
| Harris County Texas | 303 | $ 76,495,000 | $ 252,000 | $ 133,000 |
| Dallas County Texas | 240 | $ 77,450,000 | $ 322,000 | $ 170,000 |
| Parker County Texas | 235 | $ 65,535,000 | $ 278,000 | $ 189,000 |
| Tom Green County Texas | 233 | $ 43,585,000 | $ 187,000 | $ 130,000 |
| Montgomery County Texas | 226 | $ 68,280,000 | $ 302,000 | $ 205,000 |
| Brazos County Texas | 168 | $ 42,290,000 | $ 251,000 | $ 152,000 |
| Johnson County Texas | 163 | $ 32,695,000 | $ 200,000 | $ 118,000 |
| Jefferson County Texas | 159 | $ 31,445,000 | $ 197,000 | $ 182,000 |
| Hood County Texas | 150 | $ 41,610,000 | $ 277,000 | $ 173,000 |
| Palo Pinto County Texas | 130 | $ 27,670,000 | $ 212,000 | $ 250,000 |
| Erath County Texas | 129 | $ 28,175,000 | $ 218,000 | $ 192,000 |
| Ellis County Texas | 119 | $ 28,265,000 | $ 237,000 | $ 145,000 |
| Wise County Texas | 108 | $ 25,350,000 | $ 234,000 | $ 153,000 |
| Eastland County Texas | 100 | $ 12,790,000 | $ 127,000 | $ 95,000 |
| Denton County Texas | 93 | $ 29,615,000 | $ 318,000 | $ 200,000 |
| Orange County Texas | 89 | $ 12,855,000 | $ 144,000 | $ 130,000 |
| Callahan County Texas | 78 | $ 14,000,000 | $ 179,000 | $ 136,000 |
| Nolan County Texas | 66 | $ 8,340,000 | $ 126,000 | $ 98,000 |
| Collin County Texas | 52 | $ 19,020,000 | $ 365,000 | $ 219,000 |
| Fort Bend County Texas | 47 | $ 10,625,000 | $ 226,000 | $ 193,000 |
| Walker County Texas | 46 | $ 9,140,000 | $ 198,000 | $ 141,000 |
| Deaf Smith County Texas | 44 | $ 5,240,000 | $ 119,000 | $ 74,000 |
| Hardin County Texas | 39 | $ 9,195,000 | $ 235,000 | $ 206,000 |
| Jones County Texas | 37 | $ 6,515,000 | $ 176,000 | $ 133,000 |
| Somervell County Texas | 31 | $ 9,855,000 | $ 317,000 | $ 162,000 |
| Galveston County Texas | 28 | $ 9,130,000 | $ 326,000 | $ 209,000 |
| Ector County Texas | 26 | $ 5,230,000 | $ 201,000 | $ 86,000 |
| Wharton County Texas | 23 | $ 2,915,000 | $ 126,000 | $ 108,000 |
| Travis County Texas | 22 | $ 8,580,000 | $ 390,000 | $ 201,000 |
| Hays County Texas | 20 | $ 8,180,000 | $ 409,000 | $ 206,000 |
| Shackelford County Texas | 19 | $ 3,595,000 | $ 189,000 | $ 125,000 |
| Comanche County Texas | 15 | $ 1,525,000 | $ 101,000 | $ 112,000 |
| Montague County Texas | 15 | $ 1,495,000 | $ 99,000 | $ 121,000 |
| Robertson County Texas | 14 | $ 2,620,000 | $ 187,000 | $ 171,000 |
| Kaufman County Texas | 13 | $ 3,905,000 | $ 300,000 | $ 118,000 |
| Lubbock County Texas | 13 | $ 2,865,000 | $ 220,000 | $ 122,000 |
| Brown County Texas | 12 | $ 2,290,000 | $ 190,000 | $ 116,000 |
| Midland County Texas | 12 | $ 3,170,000 | $ 264,000 | $ 273,000 |
| Wichita County Texas | 12 | $ 1,820,000 | $ 151,000 | $ 124,000 |
| Williamson County Texas | 12 | $ 4,110,000 | $ 342,000 | $ 249,000 |
| Grimes County Texas | 11 | $ 2,735,000 | $ 248,000 | $ 157,000 |
| Navarro County Texas | 11 | $ 2,315,000 | $ 210,000 | $ 315,000 |
| Rockwall County Texas | 11 | $ 9,285,000 | $ 844,000 | $ 127,000 |
| Hill County Texas | 10 | $ 2,970,000 | $ 297,000 | $ 205,000 |
| Runnels County Texas | 10 | $ 1,380,000 | $ 138,000 | $ 81,000 |
| Stephens County Texas | 10 | $ 1,330,000 | $ 133,000 | $ 112,000 |
| Burleson County Texas | 9 | $ 2,495,000 | $ 277,000 | $ 101,000 |
| Hunt County Texas | 9 | $ 2,915,000 | $ 323,000 | $ 132,000 |
| Randall County Texas | 9 | $ 2,445,000 | $ 271,000 | $ 219,000 |
| San Jacinto County Texas | 9 | $ 4,365,000 | $ 485,000 | $ 220,000 |
| Bosque County Texas | 8 | $ 1,430,000 | $ 178,000 | $ 131,000 |
| Brazoria County Texas | 7 | $ 2,585,000 | $ 369,000 | $ 304,000 |
| Coleman County Texas | 7 | $ 755,000 | $ 107,000 | $ 103,000 |
| Cooke County Texas | 7 | $ 2,435,000 | $ 347,000 | $ 181,000 |
| Fisher County Texas | 7 | $ 1,705,000 | $ 243,000 | $ 138,000 |
| Henderson County Texas | 7 | $ 3,585,000 | $ 512,000 | $ 300,000 |
| McLennan County Texas | 7 | $ 2,125,000 | $ 303,000 | $ 168,000 |
| Newton County Texas | 7 | $ 1,255,000 | $ 179,000 | $ 113,000 |
| Lincoln County New Mexico | 6 | $ 2,860,000 | $ 476,000 | $ 347,000 |
| Bexar County Texas | 6 | $ 2,220,000 | $ 370,000 | $ 283,000 |
| Burnet County Texas | 6 | $ 4,680,000 | $ 780,000 | $ 553,000 |
| Jasper County Texas | 6 | $ 990,000 | $ 165,000 | $ 203,000 |
| Mitchell County Texas | 6 | $ 490,000 | $ 81,000 | $ 91,000 |
| Young County Texas | 6 | $ 550,000 | $ 91,000 | $ 123,000 |
| Coryell County Texas | 5 | $ 2,655,000 | $ 531,000 | $ 209,000 |
| Liberty County Texas | 5 | $ 695,000 | $ 139,000 | $ 96,000 |
| Potter County Texas | 5 | $ 755,000 | $ 151,000 | $ 103,000 |
| Waller County Texas | 5 | $ 1,545,000 | $ 309,000 | $ 122,000 |
| Comal County Texas | 4 | $ 2,360,000 | $ 590,000 | $ 135,000 |
| Hamilton County Texas | 4 | $ 1,150,000 | $ 287,000 | $ 93,000 |
| Howard County Texas | 4 | $ 670,000 | $ 167,000 | $ 91,000 |
| Llano County Texas | 4 | $ 4,700,000 | $ 1,175,000 | $ 668,000 |
| Matagorda County Texas | 4 | $ 1,420,000 | $ 355,000 | $ 235,000 |
| Nueces County Texas | 4 | $ 1,330,000 | $ 332,000 | $ 99,000 |
| Scurry County Texas | 4 | $ 230,000 | $ 57,000 | $ 151,000 |
| Tyler County Texas | 4 | $ 970,000 | $ 242,000 | $ 135,000 |
| Sandoval County New Mexico | 3 | $ 795,000 | $ 265,000 | $ 130,000 |
| Austin County Texas | 3 | $ 2,475,000 | $ 825,000 | $ 278,000 |
| Bell County Texas | 3 | $ 1,105,000 | $ 368,000 | $ 250,000 |
| Calhoun County Texas | 3 | $ 705,000 | $ 235,000 | $ 204,000 |
| El Paso County Texas | 3 | $ 815,000 | $ 271,000 | $ 288,000 |
| Grayson County Texas | 3 | $ 425,000 | $ 141,000 | $ 68,000 |
| Haskell County Texas | 3 | $ 155,000 | $ 51,000 | $ 84,000 |
| Hockley County Texas | 3 | $ 675,000 | $ 225,000 | $ 108,000 |
| Jack County Texas | 3 | $ 355,000 | $ 118,000 | $ 725,000 |
| Madison County Texas | 3 | $ 525,000 | $ 175,000 | $ 65,000 |
| Trinity County Texas | 3 | $ 255,000 | $ 85,000 | $ 112,000 |
| Washington County Texas | 3 | $ 1,055,000 | $ 351,000 | $ 171,000 |
| Aransas County Texas | 2 | $ 990,000 | $ 495,000 | $ 218,000 |
| Cameron County Texas | 2 | $ 810,000 | $ 405,000 | $ 296,000 |
| Coke County Texas | 2 | $ 180,000 | $ 90,000 | $ 159,000 |
| Colorado County Texas | 2 | $ 150,000 | $ 75,000 | $ 149,000 |
| Crockett County Texas | 2 | $ 80,000 | $ 40,000 | $ 56,000 |
| Fayette County Texas | 2 | $ 730,000 | $ 365,000 | $ 187,000 |
| Hansford County Texas | 2 | $ 310,000 | $ 155,000 | $ 94,000 |
| Harrison County Texas | 2 | $ 400,000 | $ 200,000 | $ 231,000 |
| Hidalgo County Texas | 2 | $ 750,000 | $ 375,000 | $ 162,000 |
| Kendall County Texas | 2 | $ 1,040,000 | $ 520,000 | $ 153,000 |
| Mills County Texas | 2 | $ 230,000 | $ 115,000 | $ 123,000 |
| Polk County Texas | 2 | $ 180,000 | $ 90,000 | $ 68,000 |
| Sabine County Texas | 2 | $ 460,000 | $ 230,000 | $ 399,000 |
| Smith County Texas | 2 | $ 690,000 | $ 345,000 | $ 129,000 |
| Wood County Texas | 2 | $ 910,000 | $ 455,000 | $ 203,000 |
| Benton County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 172,000 |
| Independence County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 141,000 |
| Pike County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Arapahoe County Colorado | 1 | $ 535,000 | $ 535,000 | $ 576,000 |
| Archuleta County Colorado | 1 | $ 605,000 | $ 605,000 | $ 260,000 |
| Chaffee County Colorado | 1 | $ 975,000 | $ 975,000 | $ 487,000 |
| Eagle County Colorado | 1 | $ 55,000 | $ 55,000 | $ 1,036,000 |
| Garfield County Colorado | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 305,000 | $ 305,000 | $ 445,000 |
| Jefferson County Colorado | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 5,505,000 | $ 5,505,000 | $ 0 |
| Escambia County Florida | 1 | $ 655,000 | $ 655,000 | $ 671,000 |
| Okaloosa County Florida | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Hall County Georgia | 1 | $ 715,000 | $ 715,000 | $ 240,000 |
| Sabine County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 335,000 |
| York County Maine | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| Worcester County Massachusetts | 1 | $ 615,000 | $ 615,000 | $ 197,000 |
| Hillsdale County Michigan | 1 | $ 125,000 | $ 125,000 | $ 897,000 |
| Colfax County New Mexico | 1 | $ 605,000 | $ 605,000 | $ 1,120,000 |
| Curry County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Eddy County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Lea County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Alexander County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Moore County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Watauga County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 190,000 |
| Canadian County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 124,000 |
| Le Flore County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Wagoner County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Horry County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 250,000 |
| Angelina County Texas | 1 | $ 125,000 | $ 125,000 | $ 446,000 |
| Atascosa County Texas | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Bastrop County Texas | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Blanco County Texas | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Borden County Texas | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Castro County Texas | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Chambers County Texas | 1 | $ 305,000 | $ 305,000 | $ 703,000 |
| Clay County Texas | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Concho County Texas | 1 | $ 25,000 | $ 25,000 | $ 112,000 |
| Fannin County Texas | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Floyd County Texas | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Freestone County Texas | 1 | $ 145,000 | $ 145,000 | $ 5,000 |
| Gillespie County Texas | 1 | $ 165,000 | $ 165,000 | $ 183,000 |
| Gray County Texas | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Gregg County Texas | 1 | $ 75,000 | $ 75,000 | $ 216,000 |
| Guadalupe County Texas | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Hall County Texas | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Hopkins County Texas | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Houston County Texas | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Knox County Texas | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Lamar County Texas | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Leon County Texas | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Limestone County Texas | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| Milam County Texas | 1 | $ 115,000 | $ 115,000 | $ 128,000 |
| Morris County Texas | 1 | $ 415,000 | $ 415,000 | $ 102,000 |
| Oldham County Texas | 1 | $ 185,000 | $ 185,000 | $ 219,000 |
| Panola County Texas | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Parmer County Texas | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Pecos County Texas | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Reagan County Texas | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Rusk County Texas | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| San Saba County Texas | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Sterling County Texas | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Stonewall County Texas | 1 | $ 145,000 | $ 145,000 | $ 143,000 |
| Sutton County Texas | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Throckmorton County Texas | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Van Zandt County Texas | 1 | $ 35,000 | $ 35,000 | $ 201,000 |
| Summit County Utah | 1 | $ 755,000 | $ 755,000 | $ 834,000 |
Mortgage Loan Application Detail Totals for First Financial Bank, National Association in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,261 | $1,037,275,000 | $318,000 | $38,095,000 | $160,000 | $4,308,000 |
| Home Improvement | 801 | $97,675,000 | $121,000 | $2,205,000 | $181,000 | $2,574,000 |
| Other Purpose | 575 | $66,115,000 | $114,000 | $2,005,000 | $131,000 | $1,408,000 |
| Cash-out Refinancing | 317 | $72,745,000 | $229,000 | $6,505,000 | $172,000 | $1,882,000 |
| Refinancing | 192 | $49,290,000 | $256,000 | $1,975,000 | $173,000 | $6,012,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,889 | $734,535,000 | $254,000 | $4,005,000 | $186,000 | $6,012,000 |
| Hispanic | 1,278 | $254,360,000 | $199,000 | $1,605,000 | $99,000 | $1,056,000 |
| Not applicable | 394 | $172,620,000 | $438,000 | $38,095,000 | $0 | $0 |
| Not Provided | 347 | $99,715,000 | $287,000 | $3,505,000 | $197,000 | $2,161,000 |
| Black or African American | 120 | $30,130,000 | $251,000 | $1,075,000 | $132,000 | $533,000 |
| Asian | 86 | $24,430,000 | $284,000 | $1,405,000 | $164,000 | $640,000 |
| American Indian or Alaskan Native | 28 | $6,460,000 | $230,000 | $1,035,000 | $131,000 | $368,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $850,000 | $212,000 | $405,000 | $160,000 | $230,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,752 | $1,210,490,000 | $254,000 | $38,095,000 | $166,000 | $6,012,000 |
| FHA-insured (Federal Housing Administration) | 245 | $58,005,000 | $236,000 | $485,000 | $98,000 | $306,000 |
| VA-guaranteed (Veterans Administration) | 147 | $54,185,000 | $368,000 | $1,035,000 | $145,000 | $1,723,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $420,000 | $210,000 | $225,000 | $93,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,808 | $1,020,270,000 | $267,000 | $38,095,000 | $170,000 | $6,012,000 |
| Application Withdrawn By Applicant | 622 | $178,920,000 | $287,000 | $2,505,000 | $168,000 | $3,244,000 |
| Application Denied By Financial Institution | 591 | $94,315,000 | $159,000 | $4,005,000 | $102,000 | $2,574,000 |
| Application Approved But Not Accepted | 82 | $16,320,000 | $199,000 | $1,965,000 | $169,000 | $871,000 |
| File Closed For Incompleteness | 43 | $13,275,000 | $308,000 | $1,505,000 | $161,000 | $684,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,555 | $1,228,785,000 | $269,000 | $38,095,000 | $170,000 | $6,012,000 |
| Debt-To-Income Ratio | 253 | $46,215,000 | $182,000 | $1,675,000 | $81,000 | $772,000 |
| Credit History | 192 | $23,270,000 | $121,000 | $1,005,000 | $92,000 | $589,000 |
| Collateral | 59 | $11,795,000 | $199,000 | $4,005,000 | $153,000 | $1,018,000 |
| Other | 50 | $6,320,000 | $126,000 | $405,000 | $206,000 | $2,574,000 |
| Employment History | 16 | $2,860,000 | $178,000 | $575,000 | $50,000 | $144,000 |
| Unverifiable Information | 12 | $2,030,000 | $169,000 | $455,000 | $113,000 | $184,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,020,000 | $170,000 | $265,000 | $117,000 | $177,000 |
| Credit Application Incomplete | 3 | $805,000 | $268,000 | $465,000 | $127,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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