First Financial Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
First Financial Bank, National Association 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank, National Association 1401 S. Third St. Terre Haute, IN 47802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,950 |
| Total Mortgage Loan Application Amount | $273,630,000 |
| Average Mortgage Loan Application Amount | $81,666 |
| Highest Mortgage Loan Application Amount | $6,520,000 |
| Average Applicant Income | $64,333 |
| Highest Applicant Income | $2,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with First Financial Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down First Financial Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank, National Association's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vigo County Indiana | 896 | $ 91,828,000 | $ 102,000 | $ 68,000 |
| Sullivan County Indiana | 227 | $ 25,517,000 | $ 112,000 | $ 68,000 |
| Vermilion County Illinois | 218 | $ 14,686,000 | $ 67,000 | $ 68,000 |
| Clay County Indiana | 175 | $ 14,242,000 | $ 81,000 | $ 65,000 |
| Vermillion County Indiana | 147 | $ 8,541,000 | $ 58,000 | $ 47,000 |
| Parke County Indiana | 104 | $ 7,441,000 | $ 71,000 | $ 62,000 |
| Crawford County Illinois | 103 | $ 7,680,000 | $ 74,000 | $ 67,000 |
| Jasper County Illinois | 81 | $ 5,260,000 | $ 64,000 | $ 55,000 |
| Knox County Indiana | 75 | $ 7,520,000 | $ 100,000 | $ 71,000 |
| Richland County Illinois | 70 | $ 6,160,000 | $ 88,000 | $ 61,000 |
| Clark County Illinois | 68 | $ 6,256,000 | $ 92,000 | $ 66,000 |
| Greene County Indiana | 68 | $ 4,482,000 | $ 65,000 | $ 63,000 |
| Wayne County Illinois | 39 | $ 2,269,000 | $ 58,000 | $ 70,000 |
| Putnam County Indiana | 39 | $ 4,402,000 | $ 112,000 | $ 82,000 |
| Lawrence County Illinois | 31 | $ 1,950,000 | $ 62,000 | $ 50,000 |
| Coles County Illinois | 26 | $ 2,543,000 | $ 97,000 | $ 70,000 |
| Edgar County Illinois | 24 | $ 1,926,000 | $ 80,000 | $ 63,000 |
| Hendricks County Indiana | 13 | $ 1,598,000 | $ 122,000 | $ 87,000 |
| Owen County Indiana | 13 | $ 945,000 | $ 72,000 | $ 62,000 |
| Fountain County Indiana | 9 | $ 473,000 | $ 52,000 | $ 63,000 |
| Marion County Indiana | 8 | $ 5,728,000 | $ 716,000 | $ 328,000 |
| Champaign County Illinois | 6 | $ 612,000 | $ 102,000 | $ 161,000 |
| Daviess County Indiana | 6 | $ 364,000 | $ 60,000 | $ 34,000 |
| Edwards County Illinois | 5 | $ 438,000 | $ 87,000 | $ 54,000 |
| Montgomery County Indiana | 5 | $ 268,000 | $ 53,000 | $ 239,000 |
| Monroe County Indiana | 4 | $ 506,000 | $ 126,000 | $ 74,000 |
| Vanderburgh County Indiana | 4 | $ 7,709,000 | $ 1,927,000 | $ 17,000 |
| Warren County Indiana | 4 | $ 496,000 | $ 124,000 | $ 68,000 |
| Collier County Florida | 3 | $ 568,000 | $ 189,000 | $ 23,000 |
| Cook County Illinois | 3 | $ 489,000 | $ 163,000 | $ 72,000 |
| Cumberland County Illinois | 3 | $ 415,000 | $ 138,000 | $ 51,000 |
| Gibson County Indiana | 3 | $ 414,000 | $ 138,000 | $ 58,000 |
| Tippecanoe County Indiana | 3 | $ 173,000 | $ 57,000 | $ 56,000 |
| Maricopa County Arizona | 2 | $ 1,043,000 | $ 521,000 | $ 128,000 |
| Clay County Illinois | 2 | $ 56,000 | $ 28,000 | $ 41,000 |
| DuPage County Illinois | 2 | $ 542,000 | $ 271,000 | $ 215,000 |
| Hamilton County Illinois | 2 | $ 219,000 | $ 109,000 | $ 45,000 |
| McHenry County Illinois | 2 | $ 100,000 | $ 50,000 | $ 90,000 |
| Shelby County Illinois | 2 | $ 221,000 | $ 110,000 | $ 47,000 |
| White County Illinois | 2 | $ 169,000 | $ 84,000 | $ 64,000 |
| Dubois County Indiana | 2 | $ 323,000 | $ 161,000 | $ 0 |
| Hancock County Indiana | 2 | $ 333,000 | $ 166,000 | $ 278,000 |
| Pike County Indiana | 2 | $ 192,000 | $ 96,000 | $ 32,000 |
| Warrick County Indiana | 2 | $ 1,388,000 | $ 694,000 | $ 26,000 |
| Wells County Indiana | 2 | $ 132,000 | $ 66,000 | $ 32,000 |
| Christian County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 36,000 |
| Sevier County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 6,000 |
| Tulare County California | 1 | $ 208,000 | $ 208,000 | $ 181,000 |
| Park County Colorado | 1 | $ 136,000 | $ 136,000 | $ 111,000 |
| Escambia County Florida | 1 | $ 160,000 | $ 160,000 | $ 117,000 |
| Lake County Florida | 1 | $ 93,000 | $ 93,000 | $ 35,000 |
| Lee County Florida | 1 | $ 91,000 | $ 91,000 | $ 75,000 |
| Manatee County Florida | 1 | $ 89,000 | $ 89,000 | $ 136,000 |
| Orange County Florida | 1 | $ 117,000 | $ 117,000 | $ 113,000 |
| Sumter County Florida | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Douglas County Illinois | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Effingham County Illinois | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
| Fayette County Illinois | 1 | $ 107,000 | $ 107,000 | $ 112,000 |
| Iroquois County Illinois | 1 | $ 43,000 | $ 43,000 | $ 174,000 |
| Marion County Illinois | 1 | $ 56,000 | $ 56,000 | $ 110,000 |
| Moultrie County Illinois | 1 | $ 70,000 | $ 70,000 | $ 25,000 |
| Wabash County Illinois | 1 | $ 71,000 | $ 71,000 | $ 41,000 |
| Woodford County Illinois | 1 | $ 171,000 | $ 171,000 | $ 48,000 |
| Allen County Indiana | 1 | $ 371,000 | $ 371,000 | $ 300,000 |
| Boone County Indiana | 1 | $ 233,000 | $ 233,000 | $ 133,000 |
| Hamilton County Indiana | 1 | $ 329,000 | $ 329,000 | $ 181,000 |
| Lake County Indiana | 1 | $ 212,000 | $ 212,000 | $ 79,000 |
| Lawrence County Indiana | 1 | $ 113,000 | $ 113,000 | $ 68,000 |
| Martin County Indiana | 1 | $ 8,000 | $ 8,000 | $ 50,000 |
| Morgan County Indiana | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Henderson County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Charles County Maryland | 1 | $ 148,000 | $ 148,000 | $ 156,000 |
| Muskegon County Michigan | 1 | $ 417,000 | $ 417,000 | $ 588,000 |
| Clark County Nevada | 1 | $ 100,000 | $ 100,000 | $ 369,000 |
| Essex County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Middlesex County New Jersey | 1 | $ 263,000 | $ 263,000 | $ 256,000 |
| Montgomery County Texas | 1 | $ 177,000 | $ 177,000 | $ 215,000 |
Mortgage Loan Application Detail Totals for First Financial Bank, National Association in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,387 | $140,699,000 | $101,000 | $6,300,000 | $68,000 | $2,200,000 |
| Home Purchase | 1,257 | $117,205,000 | $93,000 | $6,520,000 | $60,000 | $1,033,000 |
| Home Improvement | 306 | $15,726,000 | $51,000 | $1,150,000 | $65,000 | $462,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,773 | $226,282,000 | $81,000 | $5,000,000 | $64,000 | $2,200,000 |
| Not applicable | 51 | $33,528,000 | $657,000 | $6,520,000 | $2,000 | $146,000 |
| Not Provided | 37 | $3,803,000 | $102,000 | $257,000 | $75,000 | $422,000 |
| Asian | 35 | $5,735,000 | $163,000 | $568,000 | $174,000 | $820,000 |
| Hispanic | 30 | $2,226,000 | $74,000 | $199,000 | $57,000 | $204,000 |
| Black or African American | 18 | $1,720,000 | $95,000 | $780,000 | $47,000 | $219,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $267,000 | $89,000 | $95,000 | $42,000 | $59,000 |
| American Indian or Alaskan Native | 3 | $69,000 | $23,000 | $46,000 | $34,000 | $55,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,626 | $251,297,000 | $95,000 | $6,520,000 | $68,000 | $2,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 324 | $22,333,000 | $68,000 | $194,000 | $37,000 | $88,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,746 | $172,825,000 | $98,000 | $6,520,000 | $68,000 | $1,033,000 |
| Application Denied By Financial Institution | 547 | $50,594,000 | $92,000 | $5,000,000 | $62,000 | $2,200,000 |
| Preapproval Denied by Financial Institution | 409 | $30,078,000 | $73,000 | $400,000 | $43,000 | $232,000 |
| Application Withdrawn By Applicant | 151 | $11,452,000 | $75,000 | $396,000 | $72,000 | $462,000 |
| Application Approved But Not Accepted | 97 | $8,681,000 | $89,000 | $300,000 | $81,000 | $521,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 455 | $31,778,000 | $69,000 | $780,000 | $46,000 | $232,000 |
| Collateral | 207 | $23,345,000 | $112,000 | $5,000,000 | $82,000 | $2,200,000 |
| Debt-To-Income Ratio | 151 | $12,847,000 | $85,000 | $400,000 | $39,000 | $162,000 |
| Other | 42 | $4,304,000 | $102,000 | $1,150,000 | $60,000 | $204,000 |
| Mortgage Insurance Denied | 28 | $2,838,000 | $101,000 | $235,000 | $67,000 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $1,636,000 | $60,000 | $110,000 | $38,000 | $81,000 |
| Employment History | 26 | $1,627,000 | $62,000 | $158,000 | $37,000 | $106,000 |
| Unverifiable Information | 15 | $1,521,000 | $101,000 | $248,000 | $37,000 | $133,000 |
| Credit Application Incomplete | 5 | $776,000 | $155,000 | $374,000 | $111,000 | $232,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank, National Association's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.