First Financial Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

First Financial Bank, National Association 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First Financial Bank, National Association
1401 S. Third St.
Terre Haute, IN 47802
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,413
Total Mortgage Loan Application Amount $448,375,000
Average Mortgage Loan Application Amount $97,333
Highest Mortgage Loan Application Amount $9,605,000
Average Applicant Income $76,833
Highest Applicant Income $2,421,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First Financial Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down First Financial Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by First Financial Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank, National Association's mortgage activity for 2020.

Mortgage Loan Application Totals for First Financial Bank, National Association by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Vigo County Indiana 812 $ 109,550,000 $ 134,000 $ 82,000
Clay County Indiana 171 $ 20,225,000 $ 118,000 $ 82,000
Sullivan County Indiana 147 $ 14,615,000 $ 99,000 $ 75,000
Vermillion County Indiana 138 $ 11,550,000 $ 83,000 $ 69,000
Vermilion County Illinois 94 $ 7,220,000 $ 76,000 $ 80,000
Parke County Indiana 75 $ 9,495,000 $ 126,000 $ 81,000
Greene County Indiana 71 $ 7,115,000 $ 100,000 $ 71,000
Champaign County Illinois 65 $ 9,325,000 $ 143,000 $ 87,000
Marion County Indiana 59 $ 16,225,000 $ 275,000 $ 190,000
Cheatham County Tennessee 52 $ 9,330,000 $ 179,000 $ 83,000
Coles County Illinois 49 $ 4,185,000 $ 85,000 $ 64,000
Clark County Illinois 46 $ 4,050,000 $ 88,000 $ 72,000
Calloway County Kentucky 46 $ 8,430,000 $ 183,000 $ 115,000
Knox County Indiana 45 $ 3,075,000 $ 68,000 $ 65,000
Hamilton County Indiana 44 $ 12,060,000 $ 274,000 $ 149,000
Putnam County Indiana 43 $ 5,875,000 $ 136,000 $ 107,000
Christian County Kentucky 40 $ 5,370,000 $ 134,000 $ 132,000
Marshall County Kentucky 39 $ 5,765,000 $ 147,000 $ 89,000
Crawford County Illinois 38 $ 2,720,000 $ 71,000 $ 76,000
Lawrence County Illinois 30 $ 2,190,000 $ 73,000 $ 76,000
Montgomery County Tennessee 30 $ 5,760,000 $ 192,000 $ 190,000
McLean County Illinois 28 $ 4,900,000 $ 175,000 $ 141,000
Hendricks County Indiana 27 $ 5,165,000 $ 191,000 $ 119,000
Madison County Indiana 25 $ 3,195,000 $ 127,000 $ 55,000
Jasper County Illinois 24 $ 1,580,000 $ 65,000 $ 63,000
Livingston County Illinois 23 $ 2,395,000 $ 104,000 $ 129,000
Owen County Indiana 21 $ 1,535,000 $ 73,000 $ 50,000
Trigg County Kentucky 20 $ 2,350,000 $ 117,000 $ 142,000
Franklin County Illinois 17 $ 845,000 $ 49,000 $ 43,000
Wayne County Illinois 17 $ 1,305,000 $ 76,000 $ 52,000
Richland County Illinois 16 $ 1,180,000 $ 73,000 $ 64,000
Cumberland County Illinois 15 $ 1,425,000 $ 95,000 $ 74,000
Fountain County Indiana 15 $ 1,285,000 $ 85,000 $ 52,000
Vanderburgh County Indiana 13 $ 3,785,000 $ 291,000 $ 73,000
Edgar County Illinois 12 $ 1,010,000 $ 84,000 $ 74,000
Davidson County Tennessee 11 $ 4,775,000 $ 434,000 $ 180,000
Obion County Tennessee 11 $ 1,295,000 $ 117,000 $ 79,000
Daviess County Indiana 10 $ 1,340,000 $ 134,000 $ 220,000
Hancock County Indiana 10 $ 2,390,000 $ 239,000 $ 174,000
Monroe County Indiana 10 $ 6,660,000 $ 666,000 $ 85,000
Marion County Illinois 9 $ 555,000 $ 61,000 $ 71,000
Todd County Kentucky 9 $ 895,000 $ 99,000 $ 68,000
Boone County Indiana 7 $ 2,075,000 $ 296,000 $ 161,000
Graves County Kentucky 7 $ 545,000 $ 77,000 $ 84,000
Charlotte County Florida 6 $ 1,670,000 $ 278,000 $ 100,000
Cook County Illinois 6 $ 1,270,000 $ 211,000 $ 85,000
Henry County Indiana 6 $ 780,000 $ 130,000 $ 44,000
Houston County Tennessee 6 $ 520,000 $ 86,000 $ 72,000
Williamson County Tennessee 6 $ 1,670,000 $ 278,000 $ 175,000
Edwards County Illinois 5 $ 415,000 $ 83,000 $ 78,000
Effingham County Illinois 5 $ 355,000 $ 71,000 $ 42,000
Piatt County Illinois 5 $ 785,000 $ 157,000 $ 133,000
Warren County Indiana 5 $ 585,000 $ 117,000 $ 71,000
Fulton County Kentucky 5 $ 375,000 $ 75,000 $ 34,000
Robertson County Tennessee 5 $ 1,285,000 $ 257,000 $ 274,000
Lee County Florida 4 $ 1,330,000 $ 332,000 $ 292,000
Jefferson County Illinois 4 $ 300,000 $ 75,000 $ 82,000
Macon County Illinois 4 $ 530,000 $ 132,000 $ 61,000
Delaware County Indiana 4 $ 610,000 $ 152,000 $ 84,000
Johnson County Indiana 4 $ 1,030,000 $ 257,000 $ 132,000
Sevier County Tennessee 4 $ 1,120,000 $ 280,000 $ 310,000
Wilson County Tennessee 4 $ 1,500,000 $ 375,000 $ 119,000
Sarasota County Florida 3 $ 655,000 $ 218,000 $ 129,000
Clay County Illinois 3 $ 355,000 $ 118,000 $ 188,000
Gibson County Indiana 3 $ 325,000 $ 108,000 $ 69,000
Morgan County Indiana 3 $ 995,000 $ 331,000 $ 197,000
Tippecanoe County Indiana 3 $ 555,000 $ 185,000 $ 262,000
Jefferson County Kentucky 3 $ 595,000 $ 198,000 $ 100,000
McCracken County Kentucky 3 $ 375,000 $ 125,000 $ 69,000
Dickson County Tennessee 3 $ 395,000 $ 131,000 $ 47,000
Stewart County Tennessee 3 $ 555,000 $ 185,000 $ 71,000
Los Angeles County California 2 $ 600,000 $ 300,000 $ 53,000
Manatee County Florida 2 $ 700,000 $ 350,000 $ 241,000
Pinellas County Florida 2 $ 530,000 $ 265,000 $ 77,000
Polk County Florida 2 $ 450,000 $ 225,000 $ 178,000
De Witt County Illinois 2 $ 160,000 $ 80,000 $ 306,000
Hamilton County Illinois 2 $ 120,000 $ 60,000 $ 47,000
Jackson County Illinois 2 $ 150,000 $ 75,000 $ 38,000
Morgan County Illinois 2 $ 100,000 $ 50,000 $ 34,000
Shelby County Illinois 2 $ 110,000 $ 55,000 $ 56,000
Woodford County Illinois 2 $ 1,090,000 $ 545,000 $ 276,000
Clinton County Indiana 2 $ 90,000 $ 45,000 $ 99,000
Lake County Indiana 2 $ 230,000 $ 115,000 $ 71,000
Lawrence County Indiana 2 $ 500,000 $ 250,000 $ 91,000
Pike County Indiana 2 $ 60,000 $ 30,000 $ 414,000
Steuben County Indiana 2 $ 250,000 $ 125,000 $ 44,000
Warrick County Indiana 2 $ 470,000 $ 235,000 $ 39,000
Boyle County Kentucky 2 $ 390,000 $ 195,000 $ 123,000
Hickman County Kentucky 2 $ 220,000 $ 110,000 $ 56,000
Lyon County Kentucky 2 $ 290,000 $ 145,000 $ 88,000
Camden County Missouri 2 $ 430,000 $ 215,000 $ 106,000
Rutherford County Tennessee 2 $ 470,000 $ 235,000 $ 54,000
Tallapoosa County Alabama 1 $ 165,000 $ 165,000 $ 458,000
Winston County Alabama 1 $ 85,000 $ 85,000 $ 95,000
Pulaski County Arkansas 1 $ 65,000 $ 65,000 $ 113,000
El Paso County Colorado 1 $ 265,000 $ 265,000 $ 240,000
Collier County Florida 1 $ 235,000 $ 235,000 $ 223,000
Palm Beach County Florida 1 $ 345,000 $ 345,000 $ 64,000
Pasco County Florida 1 $ 225,000 $ 225,000 $ 122,000
Seminole County Florida 1 $ 205,000 $ 205,000 $ 49,000
Suwannee County Florida 1 $ 85,000 $ 85,000 $ 55,000
Volusia County Florida 1 $ 165,000 $ 165,000 $ 338,000
Walton County Florida 1 $ 265,000 $ 265,000 $ 648,000
Chatham County Georgia 1 $ 245,000 $ 245,000 $ 0
Blaine County Idaho 1 $ 395,000 $ 395,000 $ 74,000
Clinton County Illinois 1 $ 55,000 $ 55,000 $ 40,000
Douglas County Illinois 1 $ 105,000 $ 105,000 $ 42,000
Fayette County Illinois 1 $ 35,000 $ 35,000 $ 40,000
McDonough County Illinois 1 $ 35,000 $ 35,000 $ 24,000
Moultrie County Illinois 1 $ 5,000 $ 5,000 $ 52,000
Peoria County Illinois 1 $ 25,000 $ 25,000 $ 159,000
Perry County Illinois 1 $ 35,000 $ 35,000 $ 32,000
Randolph County Illinois 1 $ 25,000 $ 25,000 $ 68,000
St. Clair County Illinois 1 $ 85,000 $ 85,000 $ 95,000
Tazewell County Illinois 1 $ 55,000 $ 55,000 $ 159,000
Wabash County Illinois 1 $ 65,000 $ 65,000 $ 29,000
White County Illinois 1 $ 25,000 $ 25,000 $ 59,000
Will County Illinois 1 $ 155,000 $ 155,000 $ 39,000
Williamson County Illinois 1 $ 45,000 $ 45,000 $ 0
Winnebago County Illinois 1 $ 185,000 $ 185,000 $ 294,000
Adams County Indiana 1 $ 105,000 $ 105,000 $ 234,000
Brown County Indiana 1 $ 305,000 $ 305,000 $ 558,000
Clark County Indiana 1 $ 445,000 $ 445,000 $ 171,000
Howard County Indiana 1 $ 515,000 $ 515,000 $ 250,000
LaPorte County Indiana 1 $ 155,000 $ 155,000 $ 91,000
Martin County Indiana 1 $ 475,000 $ 475,000 $ 0
Montgomery County Indiana 1 $ 125,000 $ 125,000 $ 116,000
Perry County Indiana 1 $ 245,000 $ 245,000 $ 81,000
Posey County Indiana 1 $ 85,000 $ 85,000 $ 20,000
Rush County Indiana 1 $ 75,000 $ 75,000 $ 36,000
Spencer County Indiana 1 $ 75,000 $ 75,000 $ 74,000
St. Joseph County Indiana 1 $ 365,000 $ 365,000 $ 166,000
Tipton County Indiana 1 $ 285,000 $ 285,000 $ 82,000
Wayne County Indiana 1 $ 75,000 $ 75,000 $ 36,000
Scott County Iowa 1 $ 45,000 $ 45,000 $ 195,000
Ballard County Kentucky 1 $ 175,000 $ 175,000 $ 74,000
Bullitt County Kentucky 1 $ 325,000 $ 325,000 $ 0
Caldwell County Kentucky 1 $ 45,000 $ 45,000 $ 63,000
Carlisle County Kentucky 1 $ 1,385,000 $ 1,385,000 $ 1,026,000
Crittenden County Kentucky 1 $ 55,000 $ 55,000 $ 17,000
Fayette County Kentucky 1 $ 85,000 $ 85,000 $ 323,000
Henderson County Kentucky 1 $ 185,000 $ 185,000 $ 0
Hopkins County Kentucky 1 $ 175,000 $ 175,000 $ 129,000
Livingston County Kentucky 1 $ 65,000 $ 65,000 $ 69,000
Logan County Kentucky 1 $ 145,000 $ 145,000 $ 88,000
Russell County Kentucky 1 $ 55,000 $ 55,000 $ 187,000
Monmouth County New Jersey 1 $ 295,000 $ 295,000 $ 108,000
Cumberland County North Carolina 1 $ 255,000 $ 255,000 $ 65,000
Onslow County North Carolina 1 $ 155,000 $ 155,000 $ 126,000
Richland County Ohio 1 $ 165,000 $ 165,000 $ 63,000
Coos County Oregon 1 $ 165,000 $ 165,000 $ 167,000
Beaver County Pennsylvania 1 $ 115,000 $ 115,000 $ 75,000
Horry County South Carolina 1 $ 125,000 $ 125,000 $ 149,000
Cocke County Tennessee 1 $ 35,000 $ 35,000 $ 54,000
Coffee County Tennessee 1 $ 245,000 $ 245,000 $ 85,000
DeKalb County Tennessee 1 $ 75,000 $ 75,000 $ 24,000
Knox County Tennessee 1 $ 125,000 $ 125,000 $ 16,000
Lauderdale County Tennessee 1 $ 105,000 $ 105,000 $ 50,000
Lawrence County Tennessee 1 $ 165,000 $ 165,000 $ 66,000
Pickett County Tennessee 1 $ 205,000 $ 205,000 $ 145,000
Roane County Tennessee 1 $ 295,000 $ 295,000 $ 480,000
Shelby County Tennessee 1 $ 45,000 $ 45,000 $ 167,000
Sumner County Tennessee 1 $ 155,000 $ 155,000 $ 44,000
Weakley County Tennessee 1 $ 115,000 $ 115,000 $ 65,000
Comal County Texas 1 $ 235,000 $ 235,000 $ 74,000
Oneida County Wisconsin 1 $ 205,000 $ 205,000 $ 193,000

Mortgage Loan Application Detail Totals for First Financial Bank, National Association in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,657 $224,735,000 $135,000 $5,315,000 $78,000 $2,421,000
Refinancing 959 $134,985,000 $140,000 $3,005,000 $94,000 $1,248,000
Cash-out Refinancing 442 $64,330,000 $145,000 $1,385,000 $97,000 $2,421,000
Home Improvement 231 $17,665,000 $76,000 $9,605,000 $78,000 $455,000
Other Purpose 123 $6,625,000 $53,000 $305,000 $71,000 $370,000
Not Applicable 1 $35,000 $35,000 $35,000 $43,000 $43,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,078 $376,720,000 $122,000 $2,355,000 $84,000 $2,421,000
Not Provided 133 $18,165,000 $136,000 $515,000 $91,000 $561,000
Not applicable 70 $32,380,000 $462,000 $9,605,000 $45,000 $74,000
Black or African American 46 $5,690,000 $123,000 $395,000 $76,000 $300,000
Hispanic 38 $4,920,000 $129,000 $315,000 $95,000 $550,000
Asian 33 $7,095,000 $215,000 $685,000 $115,000 $480,000
American Indian or Alaskan Native 6 $680,000 $113,000 $215,000 $52,000 $90,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,109 $415,245,000 $133,000 $9,605,000 $88,000 $2,421,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 184 $17,350,000 $94,000 $205,000 $44,000 $96,000
FHA-insured (Federal Housing Administration) 79 $8,635,000 $109,000 $325,000 $46,000 $148,000
VA-guaranteed (Veterans Administration) 41 $7,145,000 $174,000 $425,000 $71,000 $174,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,773 $246,725,000 $139,000 $9,605,000 $93,000 $1,090,000
Application Denied By Financial Institution 476 $48,590,000 $102,000 $1,125,000 $74,000 $2,421,000
Preapproval Approved but not Accepted 348 $45,250,000 $130,000 $515,000 $69,000 $400,000
Preapproval Denied by Financial Institution 342 $35,040,000 $102,000 $575,000 $50,000 $211,000
Application Approved But Not Accepted 281 $41,735,000 $148,000 $2,355,000 $99,000 $2,421,000
Application Withdrawn By Applicant 187 $30,555,000 $163,000 $3,005,000 $111,000 $742,000
Loan Purchased By The Institution 6 $480,000 $80,000 $205,000 $43,000 $74,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,595 $364,745,000 $140,000 $9,605,000 $92,000 $2,421,000
Credit History 380 $34,180,000 $89,000 $455,000 $60,000 $542,000
Debt-To-Income Ratio 257 $31,875,000 $124,000 $1,125,000 $52,000 $263,000
Collateral 87 $7,995,000 $91,000 $1,025,000 $102,000 $2,421,000
Other 33 $3,405,000 $103,000 $315,000 $81,000 $378,000
Employment History 32 $3,010,000 $94,000 $305,000 $40,000 $112,000
Credit Application Incomplete 12 $1,260,000 $105,000 $275,000 $165,000 $1,248,000
Insufficient Cash (Downpayment, Closing Cost) 10 $1,270,000 $127,000 $455,000 $86,000 $481,000
Unverifiable Information 7 $635,000 $90,000 $235,000 $53,000 $90,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank, National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Financial Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet with aggregated HMDA statistics today.

Download the Indiana Lender List