First Financial Services, Inc.
Mortgage Loan Application
Totals and Details
for 2011

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First Financial Services, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address First Financial Services, Inc.
6230 Fairview Rd, 450
Charlotte, NC 28210
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 3,046
Total Mortgage Loan Application Amount $707,859,000
Average Mortgage Loan Application Amount $223,500
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $97,500
Highest Applicant Income $1,918,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Financial Services, Inc. by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 378 $ 83,059,000 $ 244,000 $ 108,500
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 282 $ 97,623,000 $ 331,333 $ 149,333
RALEIGH-CARY, NC 252 $ 52,323,000 $ 207,000 $ 88,000
CAMDEN, NJ 105 $ 20,772,000 $ 197,000 $ 88,000
BALTIMORE-TOWSON, MD 103 $ 28,865,000 $ 280,000 $ 130,000
PHILADELPHIA, PA 90 $ 22,084,000 $ 245,000 $ 117,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 75 $ 17,038,000 $ 227,000 $ 122,000
DURHAM-CHAPEL HILL, NC 74 $ 16,070,000 $ 217,000 $ 103,000
BETHESDA-ROCKVILLE-FREDERICK, MD 70 $ 20,887,000 $ 298,000 $ 129,000
DALLAS-PLANO-IRVING, TX 70 $ 15,122,000 $ 216,000 $ 119,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 69 $ 12,868,000 $ 186,000 $ 112,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 62 $ 12,863,000 $ 207,000 $ 93,000
WILMINGTON, NC 55 $ 11,774,000 $ 214,000 $ 85,000
ASHEVILLE, NC 50 $ 9,517,000 $ 190,000 $ 66,000
YORK-HANOVER, PA 48 $ 7,572,000 $ 157,000 $ 70,000
EDISON-NEW BRUNSWICK, NJ 46 $ 12,408,000 $ 269,000 $ 132,000
GREENSBORO-HIGH POINT, NC 43 $ 8,288,000 $ 192,000 $ 78,000
HARRISBURG-CARLISLE, PA 42 $ 5,293,000 $ 126,000 $ 56,000
SEATTLE-BELLEVUE-EVERETT, WA 38 $ 10,276,000 $ 270,000 $ 119,000
HICKORY-LENOIR-MORGANTON, NC 34 $ 7,342,000 $ 215,000 $ 67,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 34 $ 9,538,000 $ 280,000 $ 114,000
WINSTON-SALEM, NC 31 $ 5,336,000 $ 172,000 $ 59,000
DENVER-AURORA-BROOMFIELD, CO 30 $ 8,390,000 $ 279,000 $ 128,000
PITTSBURGH, PA 29 $ 4,842,000 $ 166,000 $ 96,000
SANTA ANA-ANAHEIM-IRVINE, CA 27 $ 7,937,000 $ 293,000 $ 113,000
AUSTIN-ROUND ROCK-SAN MARCOS, TX 25 $ 6,136,000 $ 245,000 $ 126,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 25 $ 7,696,000 $ 307,000 $ 167,000
RICHMOND, VA 24 $ 5,689,000 $ 237,000 $ 108,000
NEWARK-UNION, NJ-PA 23 $ 6,020,000 $ 234,000 $ 122,500
FAYETTEVILLE, NC 21 $ 3,354,000 $ 159,000 $ 77,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 21 $ 5,017,000 $ 238,000 $ 123,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 20 $ 5,151,000 $ 257,000 $ 129,000
FORT WORTH-ARLINGTON, TX 18 $ 3,585,000 $ 199,000 $ 119,000
OAKLAND-FREMONT-HAYWARD, CA 17 $ 5,199,000 $ 305,000 $ 150,000
MEMPHIS, TN-MS-AR 16 $ 3,628,000 $ 226,000 $ 145,000
JACKSONVILLE, NC 15 $ 2,895,000 $ 193,000 $ 191,000
WILMINGTON, DE-MD-NJ 15 $ 3,038,000 $ 189,000 $ 92,333
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 13 $ 2,363,000 $ 245,000 $ 86,000
GREENVILLE-MAULDIN-EASLEY, SC 13 $ 2,549,000 $ 196,000 $ 118,000
ATLANTIC CITY-HAMMONTON, NJ 12 $ 2,102,000 $ 175,000 $ 69,000
GREENVILLE, NC 12 $ 1,759,000 $ 146,000 $ 72,000
KNOXVILLE, TN 12 $ 2,831,000 $ 235,000 $ 105,000
ORLANDO-KISSIMMEE-SANFORD, FL 12 $ 2,205,000 $ 183,000 $ 84,000
LANCASTER, PA 11 $ 1,917,000 $ 174,000 $ 91,000
SCRANTON--WILKES-BARRE, PA 11 $ 1,504,000 $ 136,000 $ 68,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 11 $ 3,740,000 $ 343,000 $ 140,000
CHATTANOOGA, TN-GA 10 $ 1,883,000 $ 188,000 $ 105,000
COLUMBIA, SC 10 $ 2,187,000 $ 218,000 $ 107,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 10 $ 2,295,000 $ 229,000 $ 104,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 10 $ 2,474,000 $ 247,000 $ 107,000
WARREN-TROY-FARMINGTON HILLS, MI 10 $ 1,977,000 $ 197,000 $ 90,000
BURLINGTON, NC 9 $ 1,340,000 $ 148,000 $ 69,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 9 $ 2,137,000 $ 237,000 $ 106,000
READING, PA 9 $ 1,064,000 $ 118,000 $ 54,000
TACOMA, WA 9 $ 2,117,000 $ 235,000 $ 99,000
NORTH PORT-BRADENTON-SARASOTA, FL 8 $ 1,580,000 $ 197,000 $ 102,000
SAN ANTONIO-NEW BRAUNFELS, TX 8 $ 1,591,000 $ 198,000 $ 77,000
OCEAN CITY, NJ 7 $ 1,434,000 $ 204,000 $ 116,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 7 $ 1,870,000 $ 267,000 $ 126,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 7 $ 1,366,000 $ 195,000 $ 84,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 6 $ 1,146,000 $ 191,000 $ 112,000
BOULDER, CO 5 $ 1,092,000 $ 218,000 $ 127,000
CHARLOTTESVILLE, VA 5 $ 1,371,000 $ 274,000 $ 100,000
OXNARD-THOUSAND OAKS-VENTURA, CA 5 $ 1,308,000 $ 261,000 $ 85,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 5 $ 1,324,000 $ 264,000 $ 153,000
TRENTON-EWING, NJ 5 $ 1,454,000 $ 290,000 $ 145,000
DOVER, DE 4 $ 652,000 $ 163,000 $ 30,000
FORT COLLINS-LOVELAND, CO 4 $ 1,035,000 $ 258,000 $ 56,000
JACKSONVILLE, FL 4 $ 847,000 $ 211,000 $ 75,000
LEBANON, PA 4 $ 519,000 $ 129,000 $ 64,000
ROCKY MOUNT, NC 4 $ 731,000 $ 182,000 $ 66,000
AUGUSTA-RICHMOND COUNTY, GA-SC 3 $ 625,000 $ 208,000 $ 71,000
CAPE CORAL-FORT MYERS, FL 3 $ 722,000 $ 240,000 $ 123,000
CLEVELAND, TN 3 $ 500,000 $ 166,000 $ 30,000
ERIE, PA 3 $ 448,000 $ 149,000 $ 79,000
FRESNO, CA 3 $ 748,000 $ 249,000 $ 103,000
JACKSON, TN 3 $ 613,000 $ 204,000 $ 169,000
LAKELAND-WINTER HAVEN, FL 3 $ 399,000 $ 133,000 $ 45,000
LONGVIEW, WA 3 $ 558,000 $ 186,000 $ 117,000
MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC 3 $ 565,000 $ 188,000 $ 77,000
PUEBLO, CO 3 $ 392,000 $ 130,000 $ 36,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 3 $ 959,000 $ 319,000 $ 121,000
VINELAND-MILLVILLE-BRIDGETON, NJ 3 $ 345,000 $ 115,000 $ 57,000
YAKIMA, WA 3 $ 668,000 $ 222,000 $ 51,000
COLORADO SPRINGS, CO 2 $ 481,000 $ 240,000 $ 80,000
CORPUS CHRISTI, TX 2 $ 581,000 $ 290,000 $ 166,000
DETROIT-LIVONIA-DEARBORN, MI 2 $ 514,000 $ 257,000 $ 103,000
GAINESVILLE, FL 2 $ 501,000 $ 250,000 $ 80,000
HAGERSTOWN-MARTINSBURG, MD-WV 2 $ 377,000 $ 188,000 $ 97,000
JOHNSON CITY, TN 2 $ 467,000 $ 233,000 $ 56,000
KENNEWICK-PASCO-RICHLAND, WA 2 $ 475,000 $ 237,000 $ 98,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 2 $ 342,000 $ 171,000 $ 72,000
LANSING-EAST LANSING, MI 2 $ 250,000 $ 125,000 $ 83,000
MIAMI-MIAMI BEACH-KENDALL, FL 2 $ 621,000 $ 310,000 $ 66,000
MORRISTOWN, TN 2 $ 422,000 $ 211,000 $ 50,000
NAPLES-MARCO ISLAND, FL 2 $ 670,000 $ 335,000 $ 120,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 450,000 $ 225,000 $ 180,000
PORT ST. LUCIE, FL 2 $ 395,000 $ 197,000 $ 88,000
SALISBURY, MD 2 $ 345,000 $ 172,000 $ 72,000
SAN ANGELO, TX 2 $ 312,000 $ 156,000 $ 283,000
SANTA ROSA-PETALUMA, CA 2 $ 638,000 $ 319,000 $ 85,000
SAVANNAH, GA 2 $ 717,000 $ 358,000 $ 208,000
SHERMAN-DENISON, TX 2 $ 295,000 $ 147,000 $ 55,000
SPARTANBURG, SC 2 $ 291,000 $ 145,000 $ 68,000
SPOKANE, WA 2 $ 434,000 $ 217,000 $ 75,000
STOCKTON, CA 2 $ 353,000 $ 176,000 $ 69,000
TALLAHASSEE, FL 2 $ 317,000 $ 158,000 $ 82,000
VALDOSTA, GA 2 $ 307,000 $ 153,000 $ 49,000
WILLIAMSPORT, PA 2 $ 235,000 $ 117,000 $ 47,000
ALTOONA, PA 1 $ 340,000 $ 340,000 $ 122,000
ANDERSON, SC 1 $ 224,000 $ 224,000 $ 112,000
ANN ARBOR, MI 1 $ 166,000 $ 166,000 $ 109,000
ATHENS-CLARKE COUNTY, GA 1 $ 226,000 $ 226,000 $ 130,000
BAKERSFIELD-DELANO, CA 1 $ 232,000 $ 232,000 $ 146,000
BREMERTON-SILVERDALE, WA 1 $ 207,000 $ 207,000 $ 76,000
COLUMBUS, GA-AL 1 $ 148,000 $ 148,000 $ 10,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 180,000 $ 180,000 $ 120,000
EL PASO, TX 1 $ 160,000 $ 160,000 $ 192,000
FLORENCE, SC 1 $ 202,000 $ 202,000 $ 68,000
GAINESVILLE, GA 1 $ 217,000 $ 217,000 $ 353,000
GOLDSBORO, NC 1 $ 180,000 $ 180,000 $ 54,000
HARRISONBURG, VA 1 $ 171,000 $ 171,000 $ 181,000
JACKSON, MI 1 $ 156,000 $ 156,000 $ 86,000
JOHNSTOWN, PA 1 $ 92,000 $ 92,000 $ 67,000
KALAMAZOO-PORTAGE, MI 1 $ 294,000 $ 294,000 $ 129,000
MACON, GA 1 $ 104,000 $ 104,000 $ 51,000
MUSKEGON-NORTON SHORES, MI 1 $ 131,000 $ 131,000 $ 74,000
NAPA, CA 1 $ 260,000 $ 260,000 $ 115,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 1 $ 185,000 $ 185,000 $ 101,000
PUNTA GORDA, FL 1 $ 102,000 $ 102,000 $ 67,000
ROANOKE, VA 1 $ 225,000 $ 225,000 $ 78,000
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 256,000 $ 256,000 $ 80,000
ST. CLOUD, MN 1 $ 188,000 $ 188,000 $ 117,000
TYLER, TX 1 $ 417,000 $ 417,000 $ 216,000
VALLEJO-FAIRFIELD, CA 1 $ 377,000 $ 377,000 $ 237,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Financial Services, Inc. in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,508 $594,721,000 $237,000 $1,400,000 $110,000 $1,918,000
Home Purchase 538 $113,138,000 $210,000 $2,000,000 $85,000 $1,918,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,811 $432,566,000 $238,000 $2,000,000 $116,000 $1,918,000
Not Provided 797 $182,910,000 $229,000 $944,000 $89,000 $1,395,000
Asian 178 $44,107,000 $247,000 $720,000 $118,000 $683,000
Black or African American 167 $30,818,000 $184,000 $566,000 $76,000 $516,000
Hispanic 82 $14,976,000 $182,000 $506,000 $85,000 $266,000
Native Hawaiian or Other Pacific Islander 6 $1,572,000 $262,000 $600,000 $102,000 $175,000
American Indian or Alaskan Native 5 $910,000 $182,000 $264,000 $66,000 $80,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,192 $544,924,000 $248,000 $2,000,000 $120,000 $1,918,000
FHA-insured (Federal Housing Administration) 683 $129,254,000 $189,000 $955,000 $71,000 $516,000
VA-guaranteed (Veterans Administration) 130 $27,672,000 $212,000 $617,000 $70,000 $249,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 41 $6,009,000 $146,000 $340,000 $46,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,760 $424,196,000 $241,000 $1,400,000 $120,000 $1,918,000
Application Withdrawn By Applicant 835 $191,501,000 $229,000 $2,000,000 $88,000 $1,918,000
Application Denied By Financial Institution 450 $91,974,000 $204,000 $900,000 $84,000 $375,000
File Closed For Incompleteness 1 $188,000 $188,000 $188,000 $90,000 $90,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 120 $22,842,000 $190,000 $900,000 $67,000 $339,000
Other 99 $20,641,000 $208,000 $768,000 $81,000 $329,000
Credit Application Incomplete 87 $20,128,000 $231,000 $494,000 $106,000 $375,000
Debt-To-Income Ratio 60 $12,404,000 $206,000 $500,000 $78,000 $288,000
Collateral 58 $10,846,000 $187,000 $417,000 $97,000 $258,000
Employment History 12 $2,826,000 $235,000 $433,000 $98,000 $250,000
Unverifiable Information 7 $1,373,000 $196,000 $346,000 $85,000 $176,000
Insufficient Cash (Downpayment, Closing Cost) 6 $818,000 $136,000 $190,000 $42,000 $78,000
Mortgage Insurance Denied 1 $96,000 $96,000 $96,000 $21,000 $21,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List