First Franklin Financial Corp
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for First Franklin Financial Corp.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address First Franklin Financial Corp
2150 North First Street
San Jose, CA 95131
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  
Total Number of Mortgage Applications 1,501
Total Mortgage Loan Application Amount $294,128,000
Average Mortgage Loan Application Amount $209,000
Highest Mortgage Loan Application Amount $880,000
Average Applicant Income $81,333
Highest Applicant Income $561,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Franklin Financial Corp by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Archer County Texas 1 $ 198,000 $ 198,000 $ 72,000
Atascosa County Texas 1 $ 65,000 $ 65,000 $ 60,000
Bastrop County Texas 1 $ 76,000 $ 76,000 $ 145,000
Bell County Texas 1 $ 77,000 $ 77,000 $ 105,000
Ector County Texas 1 $ 127,000 $ 127,000 $ 100,000
Grayson County Texas 1 $ 82,000 $ 82,000 $ 25,000
Hill County Texas 1 $ 165,000 $ 165,000 $ 72,000
Hunt County Texas 1 $ 128,000 $ 128,000 $ 90,000
Limestone County Texas 1 $ 82,000 $ 82,000 $ 43,000
McLennan County Texas 1 $ 151,000 $ 151,000 $ 73,000
Midland County Texas 1 $ 145,000 $ 145,000 $ 50,000
Montgomery County Texas 1 $ 120,000 $ 120,000 $ 58,000
Wharton County Texas 1 $ 139,000 $ 139,000 $ 48,000
Cache County Utah 1 $ 216,000 $ 216,000 $ 48,000
Tooele County Utah 1 $ 132,000 $ 132,000 $ 63,000
Chittenden County Vermont 1 $ 215,000 $ 215,000 $ 41,000
Accomack County Virginia 1 $ 156,000 $ 156,000 $ 78,000
Chesapeake County Virginia 1 $ 323,000 $ 323,000 $ 62,000
Chesterfield County Virginia 1 $ 176,000 $ 176,000 $ 60,000
Colonial Heights County Virginia 1 $ 220,000 $ 220,000 $ 85,000
Hampton County Virginia 1 $ 200,000 $ 200,000 $ 71,000
Henrico County Virginia 1 $ 176,000 $ 176,000 $ 97,000
Newport News County Virginia 1 $ 118,000 $ 118,000 $ 37,000
Norfolk County Virginia 1 $ 142,000 $ 142,000 $ 82,000
Orange County Virginia 1 $ 274,000 $ 274,000 $ 69,000
Portsmouth County Virginia 1 $ 192,000 $ 192,000 $ 38,000
Richmond City County Virginia 1 $ 158,000 $ 158,000 $ 225,000
Stafford County Virginia 1 $ 255,000 $ 255,000 $ 66,000
Benton County Washington 1 $ 197,000 $ 197,000 $ 122,000
Chelan County Washington 1 $ 325,000 $ 325,000 $ 87,000
Franklin County Washington 1 $ 125,000 $ 125,000 $ 41,000
Grant County Washington 1 $ 308,000 $ 308,000 $ 78,000
Island County Washington 1 $ 134,000 $ 134,000 $ 57,000
Jefferson County Washington 1 $ 386,000 $ 386,000 $ 89,000
Mason County Washington 1 $ 179,000 $ 179,000 $ 48,000
Skagit County Washington 1 $ 180,000 $ 180,000 $ 40,000
Whatcom County Washington 1 $ 214,000 $ 214,000 $ 52,000
Berkeley County West Virginia 1 $ 112,000 $ 112,000 $ 61,000
Marion County West Virginia 1 $ 185,000 $ 185,000 $ 130,000
Mercer County West Virginia 1 $ 103,000 $ 103,000 $ 63,000
Adams County Wisconsin 1 $ 61,000 $ 61,000 $ 36,000
Brown County Wisconsin 1 $ 160,000 $ 160,000 $ 31,000
Columbia County Wisconsin 1 $ 115,000 $ 115,000 $ 37,000
Kenosha County Wisconsin 1 $ 123,000 $ 123,000 $ 45,000
Marathon County Wisconsin 1 $ 88,000 $ 88,000 $ 37,000
Pierce County Wisconsin 1 $ 175,000 $ 175,000 $ 70,000
Portage County Wisconsin 1 $ 198,000 $ 198,000 $ 125,000
Rock County Wisconsin 1 $ 124,000 $ 124,000 $ 55,000
Shawano County Wisconsin 1 $ 114,000 $ 114,000 $ 57,000
Washington County Wisconsin 1 $ 176,000 $ 176,000 $ 75,000
Waushara County Wisconsin 1 $ 61,000 $ 61,000 $ 23,000
Winnebago County Wisconsin 1 $ 84,000 $ 84,000 $ 28,000
Laramie County Wyoming 1 $ 99,000 $ 99,000 $ 47,000
Sheridan County Wyoming 1 $ 334,000 $ 334,000 $ 130,000
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The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Franklin Financial Corp in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,408 $275,555,000 $195,000 $880,000 $72,000 $561,000
Home Purchase 84 $16,433,000 $195,000 $417,000 $83,000 $384,000
Home Improvement 9 $2,140,000 $237,000 $417,000 $89,000 $132,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 717 $131,983,000 $184,000 $560,000 $71,000 $499,000
Not Provided 505 $103,470,000 $204,000 $880,000 $74,000 $460,000
Black or African American 140 $26,538,000 $189,000 $441,000 $71,000 $317,000
Hispanic 105 $23,537,000 $224,000 $644,000 $76,000 $384,000
Asian 23 $5,976,000 $259,000 $398,000 $107,000 $561,000
Native Hawaiian or Other Pacific Islander 8 $2,241,000 $280,000 $365,000 $98,000 $186,000
American Indian or Alaskan Native 3 $383,000 $127,000 $152,000 $49,000 $68,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,501 $294,128,000 $195,000 $880,000 $73,000 $561,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,106 $216,217,000 $195,000 $880,000 $70,000 $460,000
Application Approved But Not Accepted 306 $61,693,000 $201,000 $560,000 $82,000 $561,000
Application Withdrawn By Applicant 82 $15,330,000 $186,000 $482,000 $79,000 $222,000
Loan Originated 5 $622,000 $124,000 $196,000 $77,000 $116,000
File Closed For Incompleteness 2 $266,000 $133,000 $148,000 $61,000 $78,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 339 $67,738,000 $199,000 $650,000 $75,000 $384,000
Debt-To-Income Ratio 319 $65,210,000 $204,000 $647,000 $61,000 $255,000
Credit History 253 $46,497,000 $183,000 $416,000 $69,000 $275,000
Other 95 $18,129,000 $190,000 $880,000 $79,000 $331,000
Unverifiable Information 66 $12,215,000 $185,000 $414,000 $77,000 $460,000
Insufficient Cash (Downpayment, Closing Cost) 28 $5,069,000 $181,000 $405,000 $77,000 $159,000
Employment History 5 $1,258,000 $251,000 $344,000 $86,000 $121,000
Credit Application Incomplete 1 $101,000 $101,000 $101,000 $134,000 $134,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

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