First Group Home Loans
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
First Group Home Loans 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Group Home Loans 100 Chase Way Suite 1 Elizabeth, KY 42701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 |
| Total Number of Mortgage Applications | 246 |
| Total Mortgage Loan Application Amount | $28,940,000 |
| Average Mortgage Loan Application Amount | $123,666 |
| Highest Mortgage Loan Application Amount | $595,000 |
| Average Applicant Income | $69,666 |
| Highest Applicant Income | $720,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with First Group Home Loans. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Group Home Loans's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down First Group Home Loans's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Group Home Loans serves its applicants.
Each category highlights the total number of mortgage applications processed by First Group Home Loans, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Group Home Loans's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hardin County Kentucky | 170 | $ 19,309,000 | $ 113,000 | $ 65,000 |
| Meade County Kentucky | 20 | $ 3,379,000 | $ 168,000 | $ 67,000 |
| Larue County Kentucky | 14 | $ 1,197,000 | $ 85,000 | $ 48,000 |
| Warren County Kentucky | 7 | $ 707,000 | $ 101,000 | $ 65,000 |
| Jefferson County Kentucky | 6 | $ 587,000 | $ 97,000 | $ 52,000 |
| Grayson County Kentucky | 4 | $ 414,000 | $ 103,000 | $ 55,000 |
| Breckinridge County Kentucky | 3 | $ 402,000 | $ 134,000 | $ 67,000 |
| Bullitt County Kentucky | 3 | $ 340,000 | $ 113,000 | $ 80,000 |
| Hart County Kentucky | 3 | $ 158,000 | $ 52,000 | $ 43,000 |
| Nelson County Kentucky | 3 | $ 574,000 | $ 191,000 | $ 129,000 |
| Los Angeles County California | 1 | $ 269,000 | $ 269,000 | $ 102,000 |
| Nassau County Florida | 1 | $ 88,000 | $ 88,000 | $ 73,000 |
| Bulloch County Georgia | 1 | $ 172,000 | $ 172,000 | $ 66,000 |
| Floyd County Indiana | 1 | $ 167,000 | $ 167,000 | $ 58,000 |
| Harrison County Indiana | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Adair County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Franklin County Kentucky | 1 | $ 187,000 | $ 187,000 | $ 65,000 |
| Green County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 26,000 |
| Spencer County Kentucky | 1 | $ 153,000 | $ 153,000 | $ 72,000 |
| Washington County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 38,000 |
| Macomb County Michigan | 1 | $ 22,000 | $ 22,000 | $ 73,000 |
| Clark County Nevada | 1 | $ 303,000 | $ 303,000 | $ 97,000 |
| York County Virginia | 1 | $ 221,000 | $ 221,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for First Group Home Loans in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 192 | $22,030,000 | $114,000 | $303,000 | $58,000 | $176,000 |
| Refinancing | 53 | $6,780,000 | $127,000 | $595,000 | $88,000 | $720,000 |
| Home Improvement | 1 | $130,000 | $130,000 | $130,000 | $63,000 | $63,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 214 | $23,946,000 | $111,000 | $595,000 | $64,000 | $720,000 |
| Black or African American | 22 | $3,767,000 | $171,000 | $298,000 | $72,000 | $180,000 |
| Not Provided | 8 | $1,077,000 | $134,000 | $232,000 | $65,000 | $116,000 |
| Asian | 1 | $82,000 | $82,000 | $82,000 | $54,000 | $54,000 |
| Hispanic | 1 | $68,000 | $68,000 | $68,000 | $29,000 | $29,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 149 | $15,033,000 | $100,000 | $595,000 | $70,000 | $720,000 |
| VA-guaranteed (Veterans Administration) | 72 | $11,341,000 | $157,000 | $303,000 | $60,000 | $131,000 |
| FHA-insured (Federal Housing Administration) | 25 | $2,566,000 | $102,000 | $167,000 | $41,000 | $84,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 216 | $25,819,000 | $119,000 | $595,000 | $66,000 | $720,000 |
| Application Denied By Financial Institution | 16 | $1,503,000 | $93,000 | $151,000 | $51,000 | $93,000 |
| Application Withdrawn By Applicant | 11 | $1,387,000 | $126,000 | $193,000 | $56,000 | $89,000 |
| Application Approved But Not Accepted | 3 | $231,000 | $77,000 | $108,000 | $37,000 | $41,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 6 | $588,000 | $98,000 | $151,000 | $53,000 | $93,000 |
| Other | 4 | $278,000 | $69,000 | $105,000 | $43,000 | $55,000 |
| Unverifiable Information | 2 | $282,000 | $141,000 | $148,000 | $65,000 | $74,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $120,000 | $120,000 | $120,000 | $78,000 | $78,000 |
| Credit Application Incomplete | 1 | $31,000 | $31,000 | $31,000 | $53,000 | $53,000 |
| Credit History | 1 | $103,000 | $103,000 | $103,000 | $34,000 | $34,000 |
| Debt-To-Income Ratio | 1 | $101,000 | $101,000 | $101,000 | $35,000 | $35,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Group Home Loans's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Group Home Loans's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.