First Interstate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
First Interstate Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Interstate Bank Po Box 30918 Billings, MT 59116 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,154 |
| Total Mortgage Loan Application Amount | $1,572,537,000 |
| Average Mortgage Loan Application Amount | $164,333 |
| Highest Mortgage Loan Application Amount | $6,933,000 |
| Average Applicant Income | $93,666 |
| Highest Applicant Income | $4,945,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First Interstate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Interstate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First Interstate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Interstate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Interstate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Interstate Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Yellowstone County Montana | 828 | $ 154,797,000 | $ 186,000 | $ 93,000 |
| Natrona County Wyoming | 794 | $ 146,353,000 | $ 184,000 | $ 108,000 |
| Laramie County Wyoming | 705 | $ 134,615,000 | $ 190,000 | $ 85,000 |
| Cascade County Montana | 549 | $ 64,972,000 | $ 118,000 | $ 74,000 |
| Gallatin County Montana | 508 | $ 120,754,000 | $ 237,000 | $ 110,000 |
| Missoula County Montana | 482 | $ 102,853,000 | $ 213,000 | $ 92,000 |
| Flathead County Montana | 471 | $ 111,637,000 | $ 237,000 | $ 125,000 |
| Sheridan County Wyoming | 429 | $ 79,900,000 | $ 186,000 | $ 86,000 |
| Campbell County Wyoming | 278 | $ 48,063,000 | $ 172,000 | $ 86,000 |
| Fremont County Wyoming | 260 | $ 47,625,000 | $ 183,000 | $ 82,000 |
| Lewis and Clark County Montana | 255 | $ 48,505,000 | $ 190,000 | $ 87,000 |
| Teton County Wyoming | 233 | $ 96,973,000 | $ 416,000 | $ 164,000 |
| Lawrence County South Dakota | 215 | $ 44,881,000 | $ 208,000 | $ 105,000 |
| Park County Montana | 199 | $ 38,921,000 | $ 195,000 | $ 85,000 |
| Albany County Wyoming | 188 | $ 35,923,000 | $ 191,000 | $ 109,000 |
| Pennington County South Dakota | 147 | $ 26,017,000 | $ 176,000 | $ 102,000 |
| Custer County Montana | 98 | $ 10,365,000 | $ 105,000 | $ 66,000 |
| Meade County South Dakota | 96 | $ 14,643,000 | $ 152,000 | $ 100,000 |
| Rosebud County Montana | 95 | $ 6,231,000 | $ 65,000 | $ 62,000 |
| Carbon County Montana | 88 | $ 16,100,000 | $ 182,000 | $ 106,000 |
| Ravalli County Montana | 84 | $ 16,195,000 | $ 192,000 | $ 80,000 |
| Johnson County Wyoming | 79 | $ 14,122,000 | $ 178,000 | $ 89,000 |
| Butte County South Dakota | 69 | $ 11,553,000 | $ 167,000 | $ 74,000 |
| Lake County Montana | 65 | $ 16,505,000 | $ 253,000 | $ 171,000 |
| Stillwater County Montana | 58 | $ 10,058,000 | $ 173,000 | $ 102,000 |
| Minnehaha County South Dakota | 53 | $ 8,079,000 | $ 152,000 | $ 69,000 |
| Big Horn County Montana | 51 | $ 4,797,000 | $ 94,000 | $ 59,000 |
| Lincoln County Montana | 49 | $ 10,576,000 | $ 215,000 | $ 133,000 |
| Jefferson County Montana | 48 | $ 10,878,000 | $ 226,000 | $ 98,000 |
| Fall River County South Dakota | 43 | $ 5,203,000 | $ 121,000 | $ 170,000 |
| Custer County South Dakota | 42 | $ 7,046,000 | $ 167,000 | $ 68,000 |
| Converse County Wyoming | 42 | $ 6,486,000 | $ 154,000 | $ 77,000 |
| Lincoln County Wyoming | 40 | $ 8,111,000 | $ 202,000 | $ 96,000 |
| Teton County Idaho | 29 | $ 5,107,000 | $ 176,000 | $ 79,000 |
| Crook County Wyoming | 21 | $ 3,938,000 | $ 187,000 | $ 103,000 |
| Carbon County Wyoming | 19 | $ 2,563,000 | $ 134,000 | $ 164,000 |
| Silver Bow County Montana | 18 | $ 2,174,000 | $ 120,000 | $ 74,000 |
| Lincoln County South Dakota | 18 | $ 3,699,000 | $ 205,000 | $ 105,000 |
| Mineral County Montana | 17 | $ 2,295,000 | $ 135,000 | $ 83,000 |
| Maricopa County Arizona | 16 | $ 3,718,000 | $ 232,000 | $ 247,000 |
| Broadwater County Montana | 16 | $ 4,095,000 | $ 255,000 | $ 77,000 |
| Sublette County Wyoming | 16 | $ 3,369,000 | $ 210,000 | $ 126,000 |
| Hot Springs County Wyoming | 15 | $ 2,754,000 | $ 183,000 | $ 68,000 |
| Weston County Wyoming | 13 | $ 1,794,000 | $ 138,000 | $ 64,000 |
| Larimer County Colorado | 12 | $ 3,048,000 | $ 254,000 | $ 102,000 |
| Granite County Montana | 12 | $ 1,113,000 | $ 92,000 | $ 93,000 |
| Hill County Montana | 12 | $ 2,210,000 | $ 184,000 | $ 90,000 |
| Madison County Montana | 10 | $ 2,695,000 | $ 269,000 | $ 326,000 |
| Sweet Grass County Montana | 9 | $ 2,507,000 | $ 278,000 | $ 128,000 |
| Deer Lodge County Montana | 8 | $ 820,000 | $ 102,000 | $ 92,000 |
| Powder River County Montana | 8 | $ 903,000 | $ 112,000 | $ 93,000 |
| Sanders County Montana | 8 | $ 994,000 | $ 124,000 | $ 76,000 |
| Goshen County Wyoming | 8 | $ 893,000 | $ 111,000 | $ 69,000 |
| Weld County Colorado | 7 | $ 1,534,000 | $ 219,000 | $ 77,000 |
| Chouteau County Montana | 7 | $ 1,418,000 | $ 202,000 | $ 105,000 |
| Powell County Montana | 7 | $ 1,053,000 | $ 150,000 | $ 87,000 |
| Prairie County Montana | 7 | $ 478,000 | $ 68,000 | $ 40,000 |
| Denver County Colorado | 6 | $ 1,998,000 | $ 333,000 | $ 204,000 |
| Jackson County Colorado | 5 | $ 573,000 | $ 114,000 | $ 39,000 |
| Haakon County South Dakota | 5 | $ 793,000 | $ 158,000 | $ 80,000 |
| Hughes County South Dakota | 5 | $ 960,000 | $ 192,000 | $ 94,000 |
| Washakie County Wyoming | 5 | $ 847,000 | $ 169,000 | $ 53,000 |
| Pinal County Arizona | 4 | $ 742,000 | $ 185,000 | $ 334,000 |
| Adams County Colorado | 4 | $ 1,110,000 | $ 277,000 | $ 95,000 |
| Jefferson County Colorado | 4 | $ 1,032,000 | $ 258,000 | $ 140,000 |
| Glacier County Montana | 4 | $ 537,000 | $ 134,000 | $ 70,000 |
| Meagher County Montana | 4 | $ 1,214,000 | $ 303,000 | $ 110,000 |
| Musselshell County Montana | 4 | $ 569,000 | $ 142,000 | $ 53,000 |
| Phillips County Montana | 4 | $ 522,000 | $ 130,000 | $ 54,000 |
| Teton County Montana | 4 | $ 525,000 | $ 131,000 | $ 68,000 |
| Valley County Montana | 4 | $ 366,000 | $ 91,000 | $ 67,000 |
| Park County Wyoming | 4 | $ 405,000 | $ 101,000 | $ 65,000 |
| Platte County Wyoming | 4 | $ 395,000 | $ 98,000 | $ 45,000 |
| Uinta County Wyoming | 4 | $ 567,000 | $ 141,000 | $ 59,000 |
| Mohave County Arizona | 3 | $ 491,000 | $ 163,000 | $ 79,000 |
| Douglas County Colorado | 3 | $ 572,000 | $ 190,000 | $ 102,000 |
| Richland County Montana | 3 | $ 687,000 | $ 229,000 | $ 73,000 |
| Clark County Nevada | 3 | $ 737,000 | $ 245,000 | $ 169,000 |
| Multnomah County Oregon | 3 | $ 963,000 | $ 321,000 | $ 382,000 |
| Big Horn County Wyoming | 3 | $ 460,000 | $ 153,000 | $ 201,000 |
| Sweetwater County Wyoming | 3 | $ 810,000 | $ 270,000 | $ 106,000 |
| Pima County Arizona | 2 | $ 157,000 | $ 78,000 | $ 66,000 |
| Arapahoe County Colorado | 2 | $ 187,000 | $ 93,000 | $ 65,000 |
| Duval County Florida | 2 | $ 867,000 | $ 433,000 | $ 109,000 |
| Ada County Idaho | 2 | $ 479,000 | $ 239,000 | $ 76,000 |
| Bonneville County Idaho | 2 | $ 175,000 | $ 87,000 | $ 125,000 |
| Fremont County Idaho | 2 | $ 510,000 | $ 255,000 | $ 244,000 |
| Kootenai County Idaho | 2 | $ 705,000 | $ 352,000 | $ 455,000 |
| Beaverhead County Montana | 2 | $ 420,000 | $ 210,000 | $ 72,000 |
| Blaine County Montana | 2 | $ 107,000 | $ 53,000 | $ 40,000 |
| Dawson County Montana | 2 | $ 250,000 | $ 125,000 | $ 29,000 |
| Fergus County Montana | 2 | $ 362,000 | $ 181,000 | $ 72,000 |
| Garfield County Montana | 2 | $ 134,000 | $ 67,000 | $ 467,000 |
| Golden Valley County Montana | 2 | $ 149,000 | $ 74,000 | $ 42,000 |
| Judith Basin County Montana | 2 | $ 313,000 | $ 156,000 | $ 81,000 |
| Pondera County Montana | 2 | $ 267,000 | $ 133,000 | $ 48,000 |
| Lancaster County Nebraska | 2 | $ 202,000 | $ 101,000 | $ 48,000 |
| McKenzie County North Dakota | 2 | $ 470,000 | $ 235,000 | $ 125,000 |
| Williams County North Dakota | 2 | $ 390,000 | $ 195,000 | $ 39,000 |
| Davison County South Dakota | 2 | $ 237,000 | $ 118,000 | $ 80,000 |
| Edmunds County South Dakota | 2 | $ 227,000 | $ 113,000 | $ 65,000 |
| Yankton County South Dakota | 2 | $ 242,000 | $ 121,000 | $ 45,000 |
| Niobrara County Wyoming | 2 | $ 135,000 | $ 67,000 | $ 22,000 |
| Anchorage County Alaska | 1 | $ 113,000 | $ 113,000 | $ 61,000 |
| Coconino County Arizona | 1 | $ 196,000 | $ 196,000 | $ 98,000 |
| Yavapai County Arizona | 1 | $ 380,000 | $ 380,000 | $ 132,000 |
| Marin County California | 1 | $ 3,263,000 | $ 3,263,000 | $ 0 |
| Delta County Colorado | 1 | $ 270,000 | $ 270,000 | $ 194,000 |
| El Paso County Colorado | 1 | $ 281,000 | $ 281,000 | $ 84,000 |
| Grand County Colorado | 1 | $ 88,000 | $ 88,000 | $ 19,000 |
| Park County Colorado | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Routt County Colorado | 1 | $ 200,000 | $ 200,000 | $ 111,000 |
| Broward County Florida | 1 | $ 133,000 | $ 133,000 | $ 54,000 |
| Hawaii County Hawaii | 1 | $ 800,000 | $ 800,000 | $ 1,020,000 |
| Bannock County Idaho | 1 | $ 148,000 | $ 148,000 | $ 45,000 |
| Bingham County Idaho | 1 | $ 99,000 | $ 99,000 | $ 84,000 |
| Twin Falls County Idaho | 1 | $ 187,000 | $ 187,000 | $ 96,000 |
| Audubon County Iowa | 1 | $ 257,000 | $ 257,000 | $ 99,000 |
| Dickinson County Iowa | 1 | $ 236,000 | $ 236,000 | $ 215,000 |
| Lyon County Iowa | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Sioux County Iowa | 1 | $ 92,000 | $ 92,000 | $ 80,000 |
| Riley County Kansas | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Ingham County Michigan | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Clay County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 84,000 |
| Morrison County Minnesota | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Pipestone County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 46,000 |
| Watonwan County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 145,000 |
| Wright County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 49,000 |
| Camden County Missouri | 1 | $ 166,000 | $ 166,000 | $ 117,000 |
| Carter County Montana | 1 | $ 200,000 | $ 200,000 | $ 93,000 |
| Fallon County Montana | 1 | $ 140,000 | $ 140,000 | $ 96,000 |
| Roosevelt County Montana | 1 | $ 133,000 | $ 133,000 | $ 77,000 |
| Toole County Montana | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Treasure County Montana | 1 | $ 2,000 | $ 2,000 | $ 55,000 |
| Wheatland County Montana | 1 | $ 132,000 | $ 132,000 | $ 116,000 |
| Banner County Nebraska | 1 | $ 78,000 | $ 78,000 | $ 103,000 |
| Douglas County Nebraska | 1 | $ 211,000 | $ 211,000 | $ 117,000 |
| Sarpy County Nebraska | 1 | $ 169,000 | $ 169,000 | $ 220,000 |
| Gloucester County New Jersey | 1 | $ 346,000 | $ 346,000 | $ 132,000 |
| Stark County North Dakota | 1 | $ 191,000 | $ 191,000 | $ 37,000 |
| Athens County Ohio | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| Wagoner County Oklahoma | 1 | $ 203,000 | $ 203,000 | $ 54,000 |
| Spartanburg County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 188,000 |
| Bennett County South Dakota | 1 | $ 4,000 | $ 4,000 | $ 36,000 |
| Clay County South Dakota | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| Deuel County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Harding County South Dakota | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Jackson County South Dakota | 1 | $ 1,000 | $ 1,000 | $ 22,000 |
| Jones County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Lake County South Dakota | 1 | $ 324,000 | $ 324,000 | $ 97,000 |
| Perkins County South Dakota | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| Stanley County South Dakota | 1 | $ 258,000 | $ 258,000 | $ 91,000 |
| Turner County South Dakota | 1 | $ 141,000 | $ 141,000 | $ 104,000 |
| Davidson County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Nueces County Texas | 1 | $ 81,000 | $ 81,000 | $ 155,000 |
| Cache County Utah | 1 | $ 122,000 | $ 122,000 | $ 358,000 |
| Salt Lake County Utah | 1 | $ 262,000 | $ 262,000 | $ 61,000 |
| Franklin County Vermont | 1 | $ 113,000 | $ 113,000 | $ 166,000 |
| Lewis County Washington | 1 | $ 256,000 | $ 256,000 | $ 203,000 |
| Skagit County Washington | 1 | $ 50,000 | $ 50,000 | $ 139,000 |
| Spokane County Washington | 1 | $ 117,000 | $ 117,000 | $ 25,000 |
Mortgage Loan Application Detail Totals for First Interstate Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,015 | $1,034,563,000 | $206,000 | $6,933,000 | $97,000 | $4,945,000 |
| Refinancing | 2,297 | $467,024,000 | $203,000 | $4,000,000 | $109,000 | $3,197,000 |
| Home Improvement | 842 | $70,950,000 | $84,000 | $4,200,000 | $75,000 | $1,070,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,340 | $1,404,744,000 | $191,000 | $4,000,000 | $101,000 | $4,945,000 |
| Not Provided | 281 | $58,445,000 | $207,000 | $1,000,000 | $105,000 | $1,742,000 |
| Hispanic | 194 | $31,322,000 | $161,000 | $715,000 | $74,000 | $310,000 |
| Not applicable | 178 | $57,359,000 | $322,000 | $6,933,000 | $0 | $0 |
| American Indian or Alaskan Native | 92 | $8,675,000 | $94,000 | $700,000 | $81,000 | $934,000 |
| Asian | 37 | $6,576,000 | $177,000 | $417,000 | $96,000 | $281,000 |
| Black or African American | 25 | $4,417,000 | $176,000 | $417,000 | $129,000 | $470,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $999,000 | $142,000 | $404,000 | $93,000 | $257,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,439 | $1,235,444,000 | $191,000 | $6,933,000 | $107,000 | $4,945,000 |
| FHA-insured (Federal Housing Administration) | 788 | $141,467,000 | $179,000 | $368,000 | $63,000 | $261,000 |
| VA-guaranteed (Veterans Administration) | 574 | $132,981,000 | $231,000 | $640,000 | $77,000 | $355,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 353 | $62,645,000 | $177,000 | $459,000 | $53,000 | $125,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,330 | $1,228,258,000 | $194,000 | $6,933,000 | $99,000 | $4,945,000 |
| Application Withdrawn By Applicant | 1,066 | $223,911,000 | $210,000 | $4,000,000 | $108,000 | $1,742,000 |
| Application Denied By Financial Institution | 700 | $111,893,000 | $159,000 | $1,500,000 | $80,000 | $1,070,000 |
| Application Approved But Not Accepted | 25 | $2,462,000 | $98,000 | $370,000 | $78,000 | $439,000 |
| File Closed For Incompleteness | 20 | $3,450,000 | $172,000 | $417,000 | $87,000 | $222,000 |
| Loan Purchased By The Institution | 13 | $2,563,000 | $197,000 | $335,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1 | $97,000 | $97,000 | $97,000 | $103,000 | $103,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Interstate Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Interstate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.