First Interstate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
First Interstate Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Interstate Bank Po Box 30918 Billings, MT 59116 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,607 |
| Total Mortgage Loan Application Amount | $1,543,999,000 |
| Average Mortgage Loan Application Amount | $173,333 |
| Highest Mortgage Loan Application Amount | $4,626,000 |
| Average Applicant Income | $97,333 |
| Highest Applicant Income | $2,756,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with First Interstate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Interstate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down First Interstate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Interstate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Interstate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Interstate Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Yellowstone County Montana | 876 | $ 167,538,000 | $ 191,000 | $ 89,000 |
| Laramie County Wyoming | 736 | $ 143,391,000 | $ 194,000 | $ 86,000 |
| Natrona County Wyoming | 653 | $ 126,562,000 | $ 193,000 | $ 102,000 |
| Gallatin County Montana | 543 | $ 138,664,000 | $ 255,000 | $ 118,000 |
| Missoula County Montana | 467 | $ 104,299,000 | $ 223,000 | $ 107,000 |
| Sheridan County Wyoming | 439 | $ 89,719,000 | $ 204,000 | $ 89,000 |
| Cascade County Montana | 417 | $ 51,033,000 | $ 122,000 | $ 85,000 |
| Flathead County Montana | 352 | $ 85,411,000 | $ 242,000 | $ 131,000 |
| Lewis and Clark County Montana | 285 | $ 58,259,000 | $ 204,000 | $ 92,000 |
| Fremont County Wyoming | 232 | $ 38,733,000 | $ 166,000 | $ 89,000 |
| Teton County Wyoming | 219 | $ 88,579,000 | $ 404,000 | $ 159,000 |
| Park County Montana | 213 | $ 42,290,000 | $ 198,000 | $ 97,000 |
| Lawrence County South Dakota | 203 | $ 43,639,000 | $ 214,000 | $ 109,000 |
| Albany County Wyoming | 182 | $ 38,182,000 | $ 209,000 | $ 104,000 |
| Pennington County South Dakota | 166 | $ 31,430,000 | $ 189,000 | $ 128,000 |
| Campbell County Wyoming | 133 | $ 22,262,000 | $ 167,000 | $ 89,000 |
| Ravalli County Montana | 99 | $ 20,992,000 | $ 212,000 | $ 92,000 |
| Johnson County Wyoming | 88 | $ 16,730,000 | $ 190,000 | $ 97,000 |
| Custer County Montana | 84 | $ 9,860,000 | $ 117,000 | $ 72,000 |
| Meade County South Dakota | 77 | $ 14,536,000 | $ 188,000 | $ 102,000 |
| Carbon County Montana | 76 | $ 15,835,000 | $ 208,000 | $ 113,000 |
| Lake County Montana | 68 | $ 15,555,000 | $ 228,000 | $ 119,000 |
| Rosebud County Montana | 63 | $ 4,321,000 | $ 68,000 | $ 69,000 |
| Stillwater County Montana | 63 | $ 11,404,000 | $ 181,000 | $ 107,000 |
| Teton County Idaho | 54 | $ 13,579,000 | $ 251,000 | $ 94,000 |
| Butte County South Dakota | 54 | $ 8,630,000 | $ 159,000 | $ 66,000 |
| Lincoln County Wyoming | 51 | $ 10,939,000 | $ 214,000 | $ 76,000 |
| Lincoln County Montana | 44 | $ 10,216,000 | $ 232,000 | $ 115,000 |
| Jefferson County Montana | 33 | $ 8,821,000 | $ 267,000 | $ 105,000 |
| Big Horn County Montana | 32 | $ 3,196,000 | $ 99,000 | $ 108,000 |
| Minnehaha County South Dakota | 32 | $ 5,312,000 | $ 166,000 | $ 69,000 |
| Crook County Wyoming | 31 | $ 5,404,000 | $ 174,000 | $ 74,000 |
| Maricopa County Arizona | 25 | $ 4,839,000 | $ 193,000 | $ 140,000 |
| Silver Bow County Montana | 25 | $ 2,586,000 | $ 103,000 | $ 89,000 |
| Fall River County South Dakota | 25 | $ 3,297,000 | $ 131,000 | $ 77,000 |
| Lincoln County South Dakota | 25 | $ 6,400,000 | $ 256,000 | $ 148,000 |
| Custer County South Dakota | 22 | $ 4,272,000 | $ 194,000 | $ 94,000 |
| Sweet Grass County Montana | 20 | $ 3,936,000 | $ 196,000 | $ 74,000 |
| Converse County Wyoming | 20 | $ 3,883,000 | $ 194,000 | $ 89,000 |
| Broadwater County Montana | 18 | $ 3,072,000 | $ 170,000 | $ 66,000 |
| Carbon County Wyoming | 18 | $ 2,295,000 | $ 127,000 | $ 66,000 |
| Madison County Montana | 15 | $ 3,273,000 | $ 218,000 | $ 188,000 |
| Hot Springs County Wyoming | 14 | $ 2,021,000 | $ 144,000 | $ 71,000 |
| Sublette County Wyoming | 14 | $ 2,498,000 | $ 178,000 | $ 106,000 |
| Glacier County Montana | 12 | $ 1,277,000 | $ 106,000 | $ 53,000 |
| Granite County Montana | 11 | $ 1,976,000 | $ 179,000 | $ 189,000 |
| Sanders County Montana | 11 | $ 1,784,000 | $ 162,000 | $ 61,000 |
| Deer Lodge County Montana | 10 | $ 1,800,000 | $ 180,000 | $ 224,000 |
| Mineral County Montana | 10 | $ 1,532,000 | $ 153,000 | $ 78,000 |
| Platte County Wyoming | 10 | $ 1,621,000 | $ 162,000 | $ 98,000 |
| Larimer County Colorado | 9 | $ 1,698,000 | $ 188,000 | $ 90,000 |
| Phillips County Montana | 9 | $ 1,532,000 | $ 170,000 | $ 77,000 |
| Weston County Wyoming | 9 | $ 1,679,000 | $ 186,000 | $ 144,000 |
| Weld County Colorado | 8 | $ 2,381,000 | $ 297,000 | $ 91,000 |
| Bonneville County Idaho | 6 | $ 713,000 | $ 118,000 | $ 48,000 |
| Chouteau County Montana | 6 | $ 686,000 | $ 114,000 | $ 55,000 |
| Hill County Montana | 6 | $ 812,000 | $ 135,000 | $ 94,000 |
| Valley County Montana | 6 | $ 1,099,000 | $ 183,000 | $ 100,000 |
| Park County Wyoming | 6 | $ 1,547,000 | $ 257,000 | $ 117,000 |
| Washakie County Wyoming | 6 | $ 650,000 | $ 108,000 | $ 46,000 |
| Jefferson County Colorado | 5 | $ 968,000 | $ 193,000 | $ 340,000 |
| Dawson County Montana | 5 | $ 1,585,000 | $ 317,000 | $ 84,000 |
| Teton County Montana | 5 | $ 922,000 | $ 184,000 | $ 69,000 |
| Haakon County South Dakota | 5 | $ 664,000 | $ 132,000 | $ 56,000 |
| Goshen County Wyoming | 5 | $ 908,000 | $ 181,000 | $ 83,000 |
| Denver County Colorado | 4 | $ 1,234,000 | $ 308,000 | $ 115,000 |
| Kootenai County Idaho | 4 | $ 1,008,000 | $ 252,000 | $ 175,000 |
| Madison County Idaho | 4 | $ 307,000 | $ 76,000 | $ 719,000 |
| Beaverhead County Montana | 4 | $ 726,000 | $ 181,000 | $ 80,000 |
| Garfield County Montana | 4 | $ 365,000 | $ 91,000 | $ 104,000 |
| Meagher County Montana | 4 | $ 460,000 | $ 115,000 | $ 194,000 |
| Musselshell County Montana | 4 | $ 485,000 | $ 121,000 | $ 68,000 |
| Powell County Montana | 4 | $ 623,000 | $ 155,000 | $ 85,000 |
| Brown County South Dakota | 4 | $ 756,000 | $ 189,000 | $ 107,000 |
| Stanley County South Dakota | 4 | $ 1,524,000 | $ 381,000 | $ 116,000 |
| Mohave County Arizona | 3 | $ 490,000 | $ 163,000 | $ 88,000 |
| Teller County Colorado | 3 | $ 593,000 | $ 197,000 | $ 73,000 |
| Ada County Idaho | 3 | $ 1,046,000 | $ 348,000 | $ 215,000 |
| Pondera County Montana | 3 | $ 3,960,000 | $ 1,320,000 | $ 43,000 |
| Sweetwater County Wyoming | 3 | $ 600,000 | $ 200,000 | $ 99,000 |
| Uinta County Wyoming | 3 | $ 319,000 | $ 106,000 | $ 84,000 |
| Pinal County Arizona | 2 | $ 229,000 | $ 114,000 | $ 255,000 |
| Douglas County Colorado | 2 | $ 328,000 | $ 164,000 | $ 118,000 |
| Jackson County Colorado | 2 | $ 176,000 | $ 88,000 | $ 30,000 |
| Routt County Colorado | 2 | $ 590,000 | $ 295,000 | $ 127,000 |
| Twin Falls County Idaho | 2 | $ 578,000 | $ 289,000 | $ 58,000 |
| Blaine County Montana | 2 | $ 86,000 | $ 43,000 | $ 59,000 |
| Liberty County Montana | 2 | $ 180,000 | $ 90,000 | $ 67,000 |
| Powder River County Montana | 2 | $ 183,000 | $ 91,000 | $ 56,000 |
| Clark County Nevada | 2 | $ 334,000 | $ 167,000 | $ 111,000 |
| Burleigh County North Dakota | 2 | $ 269,000 | $ 134,000 | $ 40,000 |
| Clay County South Dakota | 2 | $ 426,000 | $ 213,000 | $ 258,000 |
| Lake County South Dakota | 2 | $ 275,000 | $ 137,000 | $ 145,000 |
| Yankton County South Dakota | 2 | $ 457,000 | $ 228,000 | $ 83,000 |
| Collin County Texas | 2 | $ 424,000 | $ 212,000 | $ 83,000 |
| Grand County Utah | 2 | $ 600,000 | $ 300,000 | $ 676,000 |
| Summit County Utah | 2 | $ 674,000 | $ 337,000 | $ 240,000 |
| Spokane County Washington | 2 | $ 383,000 | $ 191,000 | $ 53,000 |
| Cochise County Arizona | 1 | $ 100,000 | $ 100,000 | $ 315,000 |
| Pima County Arizona | 1 | $ 97,000 | $ 97,000 | $ 65,000 |
| Benton County Arkansas | 1 | $ 190,000 | $ 190,000 | $ 68,000 |
| Alameda County California | 1 | $ 300,000 | $ 300,000 | $ 102,000 |
| Adams County Colorado | 1 | $ 172,000 | $ 172,000 | $ 47,000 |
| Arapahoe County Colorado | 1 | $ 230,000 | $ 230,000 | $ 44,000 |
| Boulder County Colorado | 1 | $ 300,000 | $ 300,000 | $ 861,000 |
| El Paso County Colorado | 1 | $ 320,000 | $ 320,000 | $ 133,000 |
| Morgan County Colorado | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Bannock County Idaho | 1 | $ 106,000 | $ 106,000 | $ 107,000 |
| Bonner County Idaho | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Fremont County Idaho | 1 | $ 140,000 | $ 140,000 | $ 116,000 |
| Rapides County Louisiana | 1 | $ 320,000 | $ 320,000 | $ 118,000 |
| Gogebic County Michigan | 1 | $ 10,000 | $ 10,000 | $ 82,000 |
| Douglas County Minnesota | 1 | $ 416,000 | $ 416,000 | $ 240,000 |
| Daniels County Montana | 1 | $ 129,000 | $ 129,000 | $ 87,000 |
| Petroleum County Montana | 1 | $ 20,000 | $ 20,000 | $ 120,000 |
| Richland County Montana | 1 | $ 80,000 | $ 80,000 | $ 82,000 |
| Roosevelt County Montana | 1 | $ 5,000 | $ 5,000 | $ 58,000 |
| Toole County Montana | 1 | $ 90,000 | $ 90,000 | $ 125,000 |
| Treasure County Montana | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Cheyenne County Nebraska | 1 | $ 147,000 | $ 147,000 | $ 81,000 |
| Douglas County Nebraska | 1 | $ 120,000 | $ 120,000 | $ 119,000 |
| Fillmore County Nebraska | 1 | $ 194,000 | $ 194,000 | $ 85,000 |
| Morrill County Nebraska | 1 | $ 96,000 | $ 96,000 | $ 117,000 |
| Scotts Bluff County Nebraska | 1 | $ 101,000 | $ 101,000 | $ 61,000 |
| McKenzie County North Dakota | 1 | $ 222,000 | $ 222,000 | $ 67,000 |
| Stark County North Dakota | 1 | $ 591,000 | $ 591,000 | $ 166,000 |
| Williams County North Dakota | 1 | $ 152,000 | $ 152,000 | $ 98,000 |
| Carter County Oklahoma | 1 | $ 214,000 | $ 214,000 | $ 175,000 |
| Klamath County Oregon | 1 | $ 74,000 | $ 74,000 | $ 45,000 |
| Bon Homme County South Dakota | 1 | $ 208,000 | $ 208,000 | $ 79,000 |
| Charles Mix County South Dakota | 1 | $ 98,000 | $ 98,000 | $ 64,000 |
| Davison County South Dakota | 1 | $ 116,000 | $ 116,000 | $ 78,000 |
| Deuel County South Dakota | 1 | $ 61,000 | $ 61,000 | $ 40,000 |
| Gregory County South Dakota | 1 | $ 263,000 | $ 263,000 | $ 383,000 |
| Hughes County South Dakota | 1 | $ 180,000 | $ 180,000 | $ 69,000 |
| Jackson County South Dakota | 1 | $ 686,000 | $ 686,000 | $ 0 |
| Union County South Dakota | 1 | $ 48,000 | $ 48,000 | $ 37,000 |
| Daggett County Utah | 1 | $ 20,000 | $ 20,000 | $ 100,000 |
| Salt Lake County Utah | 1 | $ 296,000 | $ 296,000 | $ 63,000 |
| King County Washington | 1 | $ 25,000 | $ 25,000 | $ 220,000 |
| Big Horn County Wyoming | 1 | $ 72,000 | $ 72,000 | $ 70,000 |
| Niobrara County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for First Interstate Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,290 | $915,407,000 | $213,000 | $2,900,000 | $101,000 | $2,756,000 |
| Refinancing | 2,602 | $563,064,000 | $216,000 | $4,626,000 | $106,000 | $1,389,000 |
| Home Improvement | 715 | $65,528,000 | $91,000 | $702,000 | $85,000 | $1,033,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,674 | $1,334,568,000 | $199,000 | $2,900,000 | $104,000 | $2,756,000 |
| Not Provided | 444 | $105,578,000 | $237,000 | $1,920,000 | $113,000 | $1,947,000 |
| Hispanic | 178 | $29,247,000 | $164,000 | $700,000 | $78,000 | $415,000 |
| Not applicable | 158 | $50,179,000 | $317,000 | $4,626,000 | $0 | $0 |
| American Indian or Alaskan Native | 74 | $6,399,000 | $86,000 | $412,000 | $63,000 | $249,000 |
| Asian | 49 | $11,465,000 | $233,000 | $880,000 | $129,000 | $844,000 |
| Black or African American | 27 | $5,839,000 | $216,000 | $417,000 | $80,000 | $157,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $724,000 | $241,000 | $275,000 | $82,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,176 | $1,248,648,000 | $202,000 | $4,626,000 | $108,000 | $2,756,000 |
| FHA-insured (Federal Housing Administration) | 663 | $121,763,000 | $183,000 | $633,000 | $64,000 | $416,000 |
| VA-guaranteed (Veterans Administration) | 501 | $124,570,000 | $248,000 | $677,000 | $83,000 | $413,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 267 | $49,018,000 | $183,000 | $395,000 | $53,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,773 | $1,161,263,000 | $201,000 | $4,626,000 | $101,000 | $2,756,000 |
| Application Withdrawn By Applicant | 1,123 | $250,492,000 | $223,000 | $1,920,000 | $113,000 | $1,947,000 |
| Application Denied By Financial Institution | 661 | $122,897,000 | $185,000 | $2,900,000 | $84,000 | $1,264,000 |
| Application Approved But Not Accepted | 21 | $2,957,000 | $140,000 | $878,000 | $86,000 | $265,000 |
| File Closed For Incompleteness | 17 | $4,081,000 | $240,000 | $525,000 | $104,000 | $250,000 |
| Loan Purchased By The Institution | 12 | $2,309,000 | $192,000 | $354,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Interstate Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Interstate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Montana, download the full spreadsheet
with aggregated HMDA statistics today.