First Interstate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
First Interstate Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Interstate Bank Po Box 30918 Billings, MT 59116 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,464 |
| Total Mortgage Loan Application Amount | $1,662,830,000 |
| Average Mortgage Loan Application Amount | $181,166 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $96,666 |
| Highest Applicant Income | $2,795,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First Interstate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Interstate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down First Interstate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Interstate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Interstate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Interstate Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Yellowstone County Montana | 679 | $ 120,685,000 | $ 177,000 | $ 98,000 |
| Natrona County Wyoming | 619 | $ 108,605,000 | $ 175,000 | $ 103,000 |
| Laramie County Wyoming | 617 | $ 118,525,000 | $ 192,000 | $ 97,000 |
| Sheridan County Wyoming | 513 | $ 98,935,000 | $ 192,000 | $ 92,000 |
| Missoula County Montana | 458 | $ 84,040,000 | $ 183,000 | $ 149,000 |
| Deschutes County Oregon | 436 | $ 117,810,000 | $ 270,000 | $ 177,000 |
| Flathead County Montana | 409 | $ 86,735,000 | $ 212,000 | $ 151,000 |
| Gallatin County Montana | 362 | $ 81,190,000 | $ 224,000 | $ 124,000 |
| Park County Montana | 301 | $ 59,335,000 | $ 197,000 | $ 101,000 |
| Lewis and Clark County Montana | 291 | $ 50,605,000 | $ 173,000 | $ 101,000 |
| Fremont County Wyoming | 242 | $ 33,490,000 | $ 138,000 | $ 91,000 |
| Lawrence County South Dakota | 201 | $ 32,665,000 | $ 162,000 | $ 108,000 |
| Pennington County South Dakota | 186 | $ 36,250,000 | $ 194,000 | $ 132,000 |
| Albany County Wyoming | 185 | $ 33,135,000 | $ 179,000 | $ 111,000 |
| Ada County Idaho | 178 | $ 26,400,000 | $ 148,000 | $ 124,000 |
| Spokane County Washington | 161 | $ 48,405,000 | $ 300,000 | $ 154,000 |
| Teton County Wyoming | 161 | $ 69,485,000 | $ 431,000 | $ 209,000 |
| Cascade County Montana | 141 | $ 22,265,000 | $ 157,000 | $ 104,000 |
| Campbell County Wyoming | 134 | $ 20,810,000 | $ 155,000 | $ 103,000 |
| Ravalli County Montana | 111 | $ 21,095,000 | $ 190,000 | $ 129,000 |
| Canyon County Idaho | 106 | $ 9,240,000 | $ 87,000 | $ 71,000 |
| Lake County Montana | 104 | $ 22,590,000 | $ 217,000 | $ 152,000 |
| Johnson County Wyoming | 88 | $ 14,260,000 | $ 162,000 | $ 92,000 |
| Custer County Montana | 74 | $ 7,350,000 | $ 99,000 | $ 82,000 |
| Lincoln County Montana | 70 | $ 10,630,000 | $ 151,000 | $ 97,000 |
| Meade County South Dakota | 70 | $ 9,560,000 | $ 136,000 | $ 85,000 |
| Jackson County Oregon | 67 | $ 14,645,000 | $ 218,000 | $ 117,000 |
| Lincoln County Wyoming | 66 | $ 18,020,000 | $ 273,000 | $ 132,000 |
| Carbon County Montana | 61 | $ 9,485,000 | $ 155,000 | $ 81,000 |
| Butte County South Dakota | 53 | $ 7,485,000 | $ 141,000 | $ 70,000 |
| Teton County Idaho | 49 | $ 12,235,000 | $ 249,000 | $ 150,000 |
| Stillwater County Montana | 49 | $ 8,905,000 | $ 181,000 | $ 96,000 |
| Crook County Oregon | 46 | $ 14,870,000 | $ 323,000 | $ 183,000 |
| Custer County South Dakota | 46 | $ 6,790,000 | $ 147,000 | $ 77,000 |
| Big Horn County Montana | 40 | $ 4,700,000 | $ 117,000 | $ 73,000 |
| Marion County Oregon | 39 | $ 9,345,000 | $ 239,000 | $ 136,000 |
| Fall River County South Dakota | 36 | $ 3,720,000 | $ 103,000 | $ 79,000 |
| Madison County Montana | 35 | $ 7,635,000 | $ 218,000 | $ 287,000 |
| Sublette County Wyoming | 34 | $ 7,630,000 | $ 224,000 | $ 126,000 |
| Douglas County Oregon | 33 | $ 3,295,000 | $ 99,000 | $ 73,000 |
| Josephine County Oregon | 31 | $ 3,595,000 | $ 115,000 | $ 90,000 |
| Converse County Wyoming | 29 | $ 4,145,000 | $ 142,000 | $ 100,000 |
| Lincoln County Oregon | 28 | $ 5,260,000 | $ 187,000 | $ 84,000 |
| Kootenai County Idaho | 26 | $ 6,100,000 | $ 234,000 | $ 157,000 |
| Rosebud County Montana | 26 | $ 2,550,000 | $ 98,000 | $ 88,000 |
| Lane County Oregon | 25 | $ 6,885,000 | $ 275,000 | $ 176,000 |
| Carbon County Wyoming | 23 | $ 2,335,000 | $ 101,000 | $ 75,000 |
| Jefferson County Montana | 22 | $ 4,920,000 | $ 223,000 | $ 116,000 |
| Crook County Wyoming | 22 | $ 3,950,000 | $ 179,000 | $ 90,000 |
| Coos County Oregon | 21 | $ 3,415,000 | $ 162,000 | $ 71,000 |
| Larimer County Colorado | 20 | $ 4,840,000 | $ 242,000 | $ 153,000 |
| Klamath County Oregon | 18 | $ 2,750,000 | $ 152,000 | $ 95,000 |
| Gem County Idaho | 17 | $ 1,955,000 | $ 115,000 | $ 60,000 |
| Broadwater County Montana | 17 | $ 3,375,000 | $ 198,000 | $ 70,000 |
| Silver Bow County Montana | 17 | $ 1,535,000 | $ 90,000 | $ 95,000 |
| Elmore County Idaho | 15 | $ 1,465,000 | $ 97,000 | $ 71,000 |
| Jefferson County Oregon | 15 | $ 2,625,000 | $ 175,000 | $ 84,000 |
| Maricopa County Arizona | 12 | $ 4,050,000 | $ 337,000 | $ 182,000 |
| Glacier County Montana | 12 | $ 1,510,000 | $ 125,000 | $ 82,000 |
| Sweet Grass County Montana | 12 | $ 3,070,000 | $ 255,000 | $ 98,000 |
| Washington County Oregon | 12 | $ 3,860,000 | $ 321,000 | $ 114,000 |
| Snohomish County Washington | 12 | $ 2,580,000 | $ 215,000 | $ 134,000 |
| Granite County Montana | 10 | $ 1,600,000 | $ 160,000 | $ 90,000 |
| Teton County Montana | 10 | $ 1,600,000 | $ 160,000 | $ 83,000 |
| Clackamas County Oregon | 10 | $ 3,080,000 | $ 308,000 | $ 141,000 |
| Clatsop County Oregon | 10 | $ 1,370,000 | $ 137,000 | $ 78,000 |
| Polk County Oregon | 10 | $ 2,950,000 | $ 295,000 | $ 116,000 |
| Benton County Washington | 10 | $ 1,600,000 | $ 160,000 | $ 170,000 |
| King County Washington | 10 | $ 3,120,000 | $ 312,000 | $ 174,000 |
| Pacific County Washington | 10 | $ 720,000 | $ 72,000 | $ 61,000 |
| Kittitas County Washington | 9 | $ 5,545,000 | $ 616,000 | $ 359,000 |
| Park County Wyoming | 9 | $ 1,405,000 | $ 156,000 | $ 99,000 |
| Bonner County Idaho | 8 | $ 1,950,000 | $ 243,000 | $ 128,000 |
| Jackson County Colorado | 7 | $ 1,125,000 | $ 160,000 | $ 73,000 |
| Weld County Colorado | 7 | $ 1,735,000 | $ 247,000 | $ 138,000 |
| Valley County Idaho | 7 | $ 1,565,000 | $ 223,000 | $ 246,000 |
| Musselshell County Montana | 7 | $ 645,000 | $ 92,000 | $ 48,000 |
| Phillips County Montana | 7 | $ 1,145,000 | $ 163,000 | $ 67,000 |
| Multnomah County Oregon | 7 | $ 1,545,000 | $ 220,000 | $ 144,000 |
| Pierce County Washington | 7 | $ 1,415,000 | $ 202,000 | $ 173,000 |
| Goshen County Wyoming | 7 | $ 725,000 | $ 103,000 | $ 77,000 |
| Washakie County Wyoming | 7 | $ 625,000 | $ 89,000 | $ 75,000 |
| Boise County Idaho | 6 | $ 1,240,000 | $ 206,000 | $ 106,000 |
| Mineral County Montana | 6 | $ 760,000 | $ 126,000 | $ 135,000 |
| Stevens County Washington | 6 | $ 1,410,000 | $ 235,000 | $ 114,000 |
| Big Horn County Wyoming | 6 | $ 750,000 | $ 125,000 | $ 67,000 |
| Douglas County Colorado | 5 | $ 1,545,000 | $ 309,000 | $ 239,000 |
| Payette County Idaho | 5 | $ 415,000 | $ 83,000 | $ 58,000 |
| Twin Falls County Idaho | 5 | $ 1,025,000 | $ 205,000 | $ 261,000 |
| Beaverhead County Montana | 5 | $ 715,000 | $ 143,000 | $ 90,000 |
| Deer Lodge County Montana | 5 | $ 755,000 | $ 151,000 | $ 118,000 |
| Hill County Montana | 5 | $ 855,000 | $ 171,000 | $ 139,000 |
| Powder River County Montana | 5 | $ 375,000 | $ 75,000 | $ 84,000 |
| Benton County Oregon | 5 | $ 1,465,000 | $ 293,000 | $ 76,000 |
| Hot Springs County Wyoming | 5 | $ 685,000 | $ 137,000 | $ 73,000 |
| Uinta County Wyoming | 5 | $ 735,000 | $ 147,000 | $ 66,000 |
| Pima County Arizona | 4 | $ 480,000 | $ 120,000 | $ 199,000 |
| Dawson County Montana | 4 | $ 580,000 | $ 145,000 | $ 95,000 |
| Garfield County Montana | 4 | $ 550,000 | $ 137,000 | $ 61,000 |
| Prairie County Montana | 4 | $ 210,000 | $ 52,000 | $ 29,000 |
| Curry County Oregon | 4 | $ 1,010,000 | $ 252,000 | $ 126,000 |
| Wasco County Oregon | 4 | $ 540,000 | $ 135,000 | $ 127,000 |
| Grant County Washington | 4 | $ 480,000 | $ 120,000 | $ 111,000 |
| Grays Harbor County Washington | 4 | $ 610,000 | $ 152,000 | $ 83,000 |
| Klickitat County Washington | 4 | $ 1,140,000 | $ 285,000 | $ 87,000 |
| Pend Oreille County Washington | 4 | $ 1,290,000 | $ 322,000 | $ 179,000 |
| Pinal County Arizona | 3 | $ 525,000 | $ 175,000 | $ 125,000 |
| Placer County California | 3 | $ 4,085,000 | $ 1,361,000 | $ 692,000 |
| Riverside County California | 3 | $ 1,795,000 | $ 598,000 | $ 362,000 |
| Denver County Colorado | 3 | $ 1,365,000 | $ 455,000 | $ 182,000 |
| Routt County Colorado | 3 | $ 1,525,000 | $ 508,000 | $ 216,000 |
| Bonneville County Idaho | 3 | $ 955,000 | $ 318,000 | $ 116,000 |
| Fallon County Montana | 3 | $ 445,000 | $ 148,000 | $ 61,000 |
| Powell County Montana | 3 | $ 1,395,000 | $ 465,000 | $ 281,000 |
| Sanders County Montana | 3 | $ 225,000 | $ 75,000 | $ 39,000 |
| Valley County Montana | 3 | $ 405,000 | $ 135,000 | $ 103,000 |
| Wheatland County Montana | 3 | $ 265,000 | $ 88,000 | $ 59,000 |
| Linn County Oregon | 3 | $ 745,000 | $ 248,000 | $ 160,000 |
| Malheur County Oregon | 3 | $ 195,000 | $ 65,000 | $ 56,000 |
| Haakon County South Dakota | 3 | $ 195,000 | $ 65,000 | $ 62,000 |
| Clark County Washington | 3 | $ 865,000 | $ 288,000 | $ 98,000 |
| Lincoln County Washington | 3 | $ 1,055,000 | $ 351,000 | $ 188,000 |
| Okanogan County Washington | 3 | $ 525,000 | $ 175,000 | $ 298,000 |
| Whitman County Washington | 3 | $ 625,000 | $ 208,000 | $ 67,000 |
| Platte County Wyoming | 3 | $ 365,000 | $ 121,000 | $ 112,000 |
| Yavapai County Arizona | 2 | $ 310,000 | $ 155,000 | $ 126,000 |
| Contra Costa County California | 2 | $ 700,000 | $ 350,000 | $ 161,000 |
| Los Angeles County California | 2 | $ 2,340,000 | $ 1,170,000 | $ 763,000 |
| San Francisco County California | 2 | $ 620,000 | $ 310,000 | $ 475,000 |
| Solano County California | 2 | $ 2,350,000 | $ 1,175,000 | $ 314,000 |
| Yolo County California | 2 | $ 580,000 | $ 290,000 | $ 1,039,000 |
| Adams County Colorado | 2 | $ 1,130,000 | $ 565,000 | $ 256,000 |
| Arapahoe County Colorado | 2 | $ 570,000 | $ 285,000 | $ 78,000 |
| Jefferson County Colorado | 2 | $ 510,000 | $ 255,000 | $ 60,000 |
| Teller County Colorado | 2 | $ 600,000 | $ 300,000 | $ 55,000 |
| Custer County Idaho | 2 | $ 280,000 | $ 140,000 | $ 41,000 |
| Fremont County Idaho | 2 | $ 210,000 | $ 105,000 | $ 98,000 |
| Latah County Idaho | 2 | $ 330,000 | $ 165,000 | $ 111,000 |
| Chouteau County Montana | 2 | $ 130,000 | $ 65,000 | $ 32,000 |
| Fergus County Montana | 2 | $ 400,000 | $ 200,000 | $ 113,000 |
| Pondera County Montana | 2 | $ 180,000 | $ 90,000 | $ 78,000 |
| Treasure County Montana | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| Clark County Nevada | 2 | $ 520,000 | $ 260,000 | $ 115,000 |
| Douglas County Nevada | 2 | $ 2,670,000 | $ 1,335,000 | $ 213,000 |
| Chaves County New Mexico | 2 | $ 560,000 | $ 280,000 | $ 253,000 |
| San Juan County New Mexico | 2 | $ 450,000 | $ 225,000 | $ 87,000 |
| Columbia County Oregon | 2 | $ 640,000 | $ 320,000 | $ 207,000 |
| Grant County Oregon | 2 | $ 120,000 | $ 60,000 | $ 98,000 |
| Bennett County South Dakota | 2 | $ 160,000 | $ 80,000 | $ 65,000 |
| Harding County South Dakota | 2 | $ 220,000 | $ 110,000 | $ 77,000 |
| Lincoln County South Dakota | 2 | $ 450,000 | $ 225,000 | $ 143,000 |
| Clallam County Washington | 2 | $ 550,000 | $ 275,000 | $ 115,000 |
| Island County Washington | 2 | $ 350,000 | $ 175,000 | $ 77,000 |
| Mason County Washington | 2 | $ 320,000 | $ 160,000 | $ 52,000 |
| Sweetwater County Wyoming | 2 | $ 370,000 | $ 185,000 | $ 88,000 |
| Weston County Wyoming | 2 | $ 250,000 | $ 125,000 | $ 129,000 |
| Tuscaloosa County Alabama | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Cochise County Arizona | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Mohave County Arizona | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Yuma County Arizona | 1 | $ 185,000 | $ 185,000 | $ 139,000 |
| Alameda County California | 1 | $ 525,000 | $ 525,000 | $ 114,000 |
| Butte County California | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Humboldt County California | 1 | $ 385,000 | $ 385,000 | $ 119,000 |
| Monterey County California | 1 | $ 1,725,000 | $ 1,725,000 | $ 703,000 |
| Orange County California | 1 | $ 1,495,000 | $ 1,495,000 | $ 2,525,000 |
| San Diego County California | 1 | $ 505,000 | $ 505,000 | $ 351,000 |
| San Mateo County California | 1 | $ 655,000 | $ 655,000 | $ 240,000 |
| Santa Clara County California | 1 | $ 625,000 | $ 625,000 | $ 285,000 |
| Boulder County Colorado | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| El Paso County Colorado | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Garfield County Colorado | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Carroll County Georgia | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Gooding County Idaho | 1 | $ 365,000 | $ 365,000 | $ 140,000 |
| Owyhee County Idaho | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Washington County Idaho | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Wyandotte County Kansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Carter County Montana | 1 | $ 45,000 | $ 45,000 | $ 157,000 |
| Judith Basin County Montana | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Richland County Montana | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Roosevelt County Montana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cheyenne County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Douglas County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Lancaster County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 130,000 |
| Washoe County Nevada | 1 | $ 665,000 | $ 665,000 | $ 396,000 |
| Williams County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Tillamook County Oregon | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Union County Oregon | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Beadle County South Dakota | 1 | $ 385,000 | $ 385,000 | $ 101,000 |
| Brookings County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Davison County South Dakota | 1 | $ 405,000 | $ 405,000 | $ 335,000 |
| Hughes County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 123,000 |
| Perkins County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Potter County South Dakota | 1 | $ 1,005,000 | $ 1,005,000 | $ 635,000 |
| Stanley County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| Walworth County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 107,000 |
| Bexar County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cache County Utah | 1 | $ 455,000 | $ 455,000 | $ 220,000 |
| Chelan County Washington | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Franklin County Washington | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Thurston County Washington | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Wahkiakum County Washington | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| St. Croix County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 291,000 |
| Vilas County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Niobrara County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for First Interstate Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,446 | $1,091,070,000 | $245,000 | $5,005,000 | $120,000 | $2,795,000 |
| Refinancing | 1,188 | $205,510,000 | $172,000 | $2,335,000 | $132,000 | $2,600,000 |
| Other Purpose | 1,158 | $118,700,000 | $102,000 | $975,000 | $115,000 | $1,318,000 |
| Home Improvement | 901 | $76,075,000 | $84,000 | $605,000 | $118,000 | $1,379,000 |
| Cash-out Refinancing | 767 | $170,425,000 | $222,000 | $1,765,000 | $95,000 | $1,625,000 |
| Not Applicable | 4 | $1,050,000 | $262,000 | $355,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,414 | $1,435,960,000 | $193,000 | $5,005,000 | $118,000 | $2,795,000 |
| Not Provided | 460 | $96,380,000 | $209,000 | $1,155,000 | $131,000 | $1,625,000 |
| Not applicable | 222 | $60,340,000 | $271,000 | $4,535,000 | $74,000 | $74,000 |
| Hispanic | 203 | $38,515,000 | $189,000 | $1,555,000 | $92,000 | $750,000 |
| American Indian or Alaskan Native | 71 | $13,445,000 | $189,000 | $1,495,000 | $126,000 | $2,525,000 |
| Asian | 53 | $11,355,000 | $214,000 | $1,325,000 | $111,000 | $620,000 |
| Black or African American | 28 | $4,680,000 | $167,000 | $465,000 | $100,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,065,000 | $213,000 | $385,000 | $110,000 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,459 | $1,444,085,000 | $193,000 | $5,005,000 | $125,000 | $2,795,000 |
| FHA-insured (Federal Housing Administration) | 485 | $94,755,000 | $195,000 | $385,000 | $66,000 | $302,000 |
| VA-guaranteed (Veterans Administration) | 344 | $91,530,000 | $266,000 | $765,000 | $83,000 | $492,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 176 | $32,460,000 | $184,000 | $375,000 | $55,000 | $205,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,327 | $1,235,245,000 | $195,000 | $5,005,000 | $122,000 | $2,795,000 |
| Application Withdrawn By Applicant | 1,177 | $274,435,000 | $233,000 | $2,145,000 | $121,000 | $2,600,000 |
| Application Denied By Financial Institution | 746 | $123,250,000 | $165,000 | $2,375,000 | $81,000 | $1,072,000 |
| Application Approved But Not Accepted | 165 | $20,125,000 | $121,000 | $705,000 | $124,000 | $1,186,000 |
| File Closed For Incompleteness | 43 | $8,245,000 | $191,000 | $675,000 | $118,000 | $903,000 |
| Loan Purchased By The Institution | 6 | $1,530,000 | $255,000 | $355,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,718 | $1,539,580,000 | $199,000 | $5,005,000 | $122,000 | $2,795,000 |
| Debt-To-Income Ratio | 298 | $51,630,000 | $173,000 | $2,375,000 | $59,000 | $485,000 |
| Collateral | 180 | $30,030,000 | $166,000 | $1,705,000 | $114,000 | $1,006,000 |
| Credit History | 175 | $25,325,000 | $144,000 | $1,445,000 | $82,000 | $800,000 |
| Other | 42 | $7,710,000 | $183,000 | $1,845,000 | $117,000 | $1,072,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $3,810,000 | $190,000 | $935,000 | $86,000 | $373,000 |
| Employment History | 15 | $2,115,000 | $141,000 | $255,000 | $62,000 | $98,000 |
| Unverifiable Information | 14 | $2,440,000 | $174,000 | $425,000 | $58,000 | $109,000 |
| Credit Application Incomplete | 2 | $190,000 | $95,000 | $155,000 | $50,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Interstate Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Interstate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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