First Midwest Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
First Midwest Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Midwest Bank 300 N. Hunt Club Road Gurnee, IL 60031 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,689 |
| Total Mortgage Loan Application Amount | $510,308,000 |
| Average Mortgage Loan Application Amount | $104,666 |
| Highest Mortgage Loan Application Amount | $6,171,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $4,296,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with First Midwest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Midwest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down First Midwest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Midwest Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Midwest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Midwest Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 946 | $ 188,346,000 | $ 199,000 | $ 91,000 |
| Will County Illinois | 488 | $ 61,276,000 | $ 125,000 | $ 92,000 |
| Lake County Indiana | 479 | $ 49,241,000 | $ 102,000 | $ 71,000 |
| Lake County Illinois | 337 | $ 40,295,000 | $ 119,000 | $ 92,000 |
| McHenry County Illinois | 119 | $ 15,897,000 | $ 133,000 | $ 87,000 |
| Vermilion County Illinois | 94 | $ 5,949,000 | $ 63,000 | $ 52,000 |
| Knox County Illinois | 87 | $ 5,803,000 | $ 66,000 | $ 52,000 |
| Scott County Iowa | 86 | $ 11,367,000 | $ 132,000 | $ 89,000 |
| Rock Island County Illinois | 85 | $ 9,438,000 | $ 111,000 | $ 59,000 |
| DuPage County Illinois | 76 | $ 17,173,000 | $ 225,000 | $ 127,000 |
| Grundy County Illinois | 72 | $ 10,028,000 | $ 139,000 | $ 82,000 |
| Porter County Indiana | 40 | $ 6,605,000 | $ 165,000 | $ 93,000 |
| LaSalle County Illinois | 30 | $ 2,484,000 | $ 82,000 | $ 64,000 |
| Champaign County Illinois | 24 | $ 5,801,000 | $ 241,000 | $ 73,000 |
| Kane County Illinois | 24 | $ 4,872,000 | $ 203,000 | $ 134,000 |
| Henry County Illinois | 18 | $ 1,328,000 | $ 73,000 | $ 58,000 |
| Kankakee County Illinois | 18 | $ 1,566,000 | $ 87,000 | $ 56,000 |
| Kendall County Illinois | 18 | $ 1,941,000 | $ 107,000 | $ 76,000 |
| Kenosha County Wisconsin | 16 | $ 1,393,000 | $ 87,000 | $ 144,000 |
| McLean County Illinois | 10 | $ 3,450,000 | $ 345,000 | $ 125,000 |
| Jasper County Indiana | 10 | $ 1,098,000 | $ 109,000 | $ 42,000 |
| Walworth County Wisconsin | 8 | $ 4,407,000 | $ 550,000 | $ 100,000 |
| LaPorte County Indiana | 6 | $ 931,000 | $ 155,000 | $ 112,000 |
| Berks County Pennsylvania | 6 | $ 469,000 | $ 78,000 | $ 77,000 |
| Mercer County Illinois | 5 | $ 409,000 | $ 81,000 | $ 56,000 |
| Maricopa County Arizona | 4 | $ 424,000 | $ 106,000 | $ 124,000 |
| Collier County Florida | 4 | $ 2,703,000 | $ 675,000 | $ 425,000 |
| Newton County Indiana | 4 | $ 276,000 | $ 69,000 | $ 109,000 |
| Allegan County Michigan | 4 | $ 1,942,000 | $ 485,000 | $ 169,000 |
| McHenry County North Dakota | 4 | $ 353,000 | $ 88,000 | $ 49,000 |
| Bucks County Pennsylvania | 4 | $ 249,000 | $ 62,000 | $ 56,000 |
| Kanawha County West Virginia | 4 | $ 299,000 | $ 74,000 | $ 99,000 |
| Dane County Wisconsin | 4 | $ 220,000 | $ 55,000 | $ 408,000 |
| Rock County Wisconsin | 4 | $ 336,000 | $ 84,000 | $ 0 |
| Hamilton County Indiana | 3 | $ 391,000 | $ 130,000 | $ 41,000 |
| Marion County Indiana | 3 | $ 642,000 | $ 214,000 | $ 28,000 |
| Starke County Indiana | 3 | $ 531,000 | $ 177,000 | $ 29,000 |
| Warren County Indiana | 3 | $ 227,000 | $ 75,000 | $ 66,000 |
| Cowley County Kansas | 3 | $ 274,000 | $ 91,000 | $ 157,000 |
| Pike County Kentucky | 3 | $ 238,000 | $ 79,000 | $ 77,000 |
| Chautauqua County New York | 3 | $ 146,000 | $ 48,000 | $ 50,000 |
| Ward County North Dakota | 3 | $ 265,000 | $ 88,000 | $ 60,000 |
| Butler County Pennsylvania | 3 | $ 175,000 | $ 58,000 | $ 63,000 |
| Cumberland County Pennsylvania | 3 | $ 172,000 | $ 57,000 | $ 60,000 |
| Dauphin County Pennsylvania | 3 | $ 133,000 | $ 44,000 | $ 44,000 |
| Lancaster County Pennsylvania | 3 | $ 150,000 | $ 50,000 | $ 44,000 |
| Raleigh County West Virginia | 3 | $ 157,000 | $ 52,000 | $ 56,000 |
| Sussex County Delaware | 2 | $ 194,000 | $ 97,000 | $ 155,000 |
| Henderson County Illinois | 2 | $ 268,000 | $ 134,000 | $ 143,000 |
| Livingston County Illinois | 2 | $ 159,000 | $ 79,000 | $ 31,000 |
| Warren County Illinois | 2 | $ 22,000 | $ 11,000 | $ 25,000 |
| Vermillion County Indiana | 2 | $ 73,000 | $ 36,000 | $ 68,000 |
| Clinton County Iowa | 2 | $ 109,000 | $ 54,000 | $ 48,000 |
| Crawford County Kansas | 2 | $ 110,000 | $ 55,000 | $ 72,000 |
| Cass County Michigan | 2 | $ 399,000 | $ 199,000 | $ 578,000 |
| Butler County Missouri | 2 | $ 70,000 | $ 35,000 | $ 93,000 |
| Wayne County Missouri | 2 | $ 121,000 | $ 60,000 | $ 32,000 |
| Yellowstone County Montana | 2 | $ 244,000 | $ 122,000 | $ 61,000 |
| Douglas County Nebraska | 2 | $ 82,000 | $ 41,000 | $ 60,000 |
| Franklin County New York | 2 | $ 145,000 | $ 72,000 | $ 48,000 |
| Oswego County New York | 2 | $ 118,000 | $ 59,000 | $ 50,000 |
| Tompkins County New York | 2 | $ 85,000 | $ 42,000 | $ 41,000 |
| Wayne County New York | 2 | $ 118,000 | $ 59,000 | $ 71,000 |
| McKenzie County North Dakota | 2 | $ 217,000 | $ 108,000 | $ 52,000 |
| Licking County Ohio | 2 | $ 102,000 | $ 51,000 | $ 41,000 |
| Adams County Pennsylvania | 2 | $ 125,000 | $ 62,000 | $ 46,000 |
| Franklin County Pennsylvania | 2 | $ 189,000 | $ 94,000 | $ 57,000 |
| Monroe County Pennsylvania | 2 | $ 162,000 | $ 81,000 | $ 36,000 |
| York County Pennsylvania | 2 | $ 89,000 | $ 44,000 | $ 42,000 |
| Poquoson County Virginia | 2 | $ 98,000 | $ 49,000 | $ 156,000 |
| Monongalia County West Virginia | 2 | $ 96,000 | $ 48,000 | $ 88,000 |
| Preston County West Virginia | 2 | $ 168,000 | $ 84,000 | $ 98,000 |
| Upshur County West Virginia | 2 | $ 81,000 | $ 40,000 | $ 47,000 |
| Door County Wisconsin | 2 | $ 329,000 | $ 164,000 | $ 248,000 |
| Manitowoc County Wisconsin | 2 | $ 425,000 | $ 212,000 | $ 106,000 |
| Pima County Arizona | 1 | $ 331,000 | $ 331,000 | $ 0 |
| Los Angeles County California | 1 | $ 1,375,000 | $ 1,375,000 | $ 0 |
| Napa County California | 1 | $ 500,000 | $ 500,000 | $ 875,000 |
| Flagler County Florida | 1 | $ 417,000 | $ 417,000 | $ 30,000 |
| Lee County Florida | 1 | $ 90,000 | $ 90,000 | $ 73,000 |
| St. Lucie County Florida | 1 | $ 82,000 | $ 82,000 | $ 188,000 |
| Volusia County Florida | 1 | $ 10,000 | $ 10,000 | $ 120,000 |
| Latah County Idaho | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
| Boone County Illinois | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Clinton County Illinois | 1 | $ 46,000 | $ 46,000 | $ 39,000 |
| Coles County Illinois | 1 | $ 69,000 | $ 69,000 | $ 44,000 |
| Cumberland County Illinois | 1 | $ 36,000 | $ 36,000 | $ 78,000 |
| Ford County Illinois | 1 | $ 116,000 | $ 116,000 | $ 59,000 |
| Fulton County Illinois | 1 | $ 16,000 | $ 16,000 | $ 47,000 |
| Jefferson County Illinois | 1 | $ 36,000 | $ 36,000 | $ 55,000 |
| Jo Daviess County Illinois | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Macoupin County Illinois | 1 | $ 14,000 | $ 14,000 | $ 106,000 |
| Madison County Illinois | 1 | $ 240,000 | $ 240,000 | $ 171,000 |
| McDonough County Illinois | 1 | $ 56,000 | $ 56,000 | $ 114,000 |
| Perry County Illinois | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Sangamon County Illinois | 1 | $ 104,000 | $ 104,000 | $ 59,000 |
| St. Clair County Illinois | 1 | $ 32,000 | $ 32,000 | $ 56,000 |
| Tazewell County Illinois | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Woodford County Illinois | 1 | $ 525,000 | $ 525,000 | $ 133,000 |
| Fountain County Indiana | 1 | $ 117,000 | $ 117,000 | $ 63,000 |
| LaGrange County Indiana | 1 | $ 110,000 | $ 110,000 | $ 95,000 |
| Monroe County Indiana | 1 | $ 40,000 | $ 40,000 | $ 74,000 |
| Cedar County Iowa | 1 | $ 54,000 | $ 54,000 | $ 48,000 |
| Dubuque County Iowa | 1 | $ 279,000 | $ 279,000 | $ 97,000 |
| Marion County Iowa | 1 | $ 44,000 | $ 44,000 | $ 48,000 |
| Muscatine County Iowa | 1 | $ 12,000 | $ 12,000 | $ 13,000 |
| Plymouth County Iowa | 1 | $ 49,000 | $ 49,000 | $ 47,000 |
| Polk County Iowa | 1 | $ 62,000 | $ 62,000 | $ 57,000 |
| Washington County Iowa | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Webster County Iowa | 1 | $ 67,000 | $ 67,000 | $ 54,000 |
| Allen County Kansas | 1 | $ 83,000 | $ 83,000 | $ 60,000 |
| Greenwood County Kansas | 1 | $ 73,000 | $ 73,000 | $ 99,000 |
| Kingman County Kansas | 1 | $ 69,000 | $ 69,000 | $ 42,000 |
| Labette County Kansas | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| Lincoln County Kansas | 1 | $ 73,000 | $ 73,000 | $ 70,000 |
| Linn County Kansas | 1 | $ 54,000 | $ 54,000 | $ 56,000 |
| Marion County Kansas | 1 | $ 44,000 | $ 44,000 | $ 14,000 |
| Neosho County Kansas | 1 | $ 63,000 | $ 63,000 | $ 53,000 |
| Pratt County Kansas | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Riley County Kansas | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Sedgwick County Kansas | 1 | $ 42,000 | $ 42,000 | $ 31,000 |
| Stafford County Kansas | 1 | $ 120,000 | $ 120,000 | $ 90,000 |
| Sumner County Kansas | 1 | $ 110,000 | $ 110,000 | $ 43,000 |
| Wilson County Kansas | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Bath County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Breathitt County Kentucky | 1 | $ 36,000 | $ 36,000 | $ 49,000 |
| Knott County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 43,000 |
| Magoffin County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 44,000 |
| Ohio County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 40,000 |
| Perry County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 38,000 |
| Berrien County Michigan | 1 | $ 128,000 | $ 128,000 | $ 265,000 |
| Genesee County Michigan | 1 | $ 1,125,000 | $ 1,125,000 | $ 742,000 |
| Kent County Michigan | 1 | $ 360,000 | $ 360,000 | $ 302,000 |
| Leelanau County Michigan | 1 | $ 175,000 | $ 175,000 | $ 180,000 |
| Muskegon County Michigan | 1 | $ 91,000 | $ 91,000 | $ 45,000 |
| Oakland County Michigan | 1 | $ 44,000 | $ 44,000 | $ 121,000 |
| Ottawa County Michigan | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Van Buren County Michigan | 1 | $ 141,000 | $ 141,000 | $ 74,000 |
| Washtenaw County Michigan | 1 | $ 204,000 | $ 204,000 | $ 77,000 |
| Clearwater County Minnesota | 1 | $ 61,000 | $ 61,000 | $ 56,000 |
| Washington County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 17,000 |
| Andrew County Missouri | 1 | $ 101,000 | $ 101,000 | $ 205,000 |
| Bollinger County Missouri | 1 | $ 47,000 | $ 47,000 | $ 62,000 |
| Boone County Missouri | 1 | $ 59,000 | $ 59,000 | $ 113,000 |
| Cape Girardeau County Missouri | 1 | $ 88,000 | $ 88,000 | $ 51,000 |
| Christian County Missouri | 1 | $ 140,000 | $ 140,000 | $ 76,000 |
| Clay County Missouri | 1 | $ 47,000 | $ 47,000 | $ 71,000 |
| Dallas County Missouri | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| DeKalb County Missouri | 1 | $ 47,000 | $ 47,000 | $ 25,000 |
| Henry County Missouri | 1 | $ 38,000 | $ 38,000 | $ 39,000 |
| Hickory County Missouri | 1 | $ 38,000 | $ 38,000 | $ 125,000 |
| Howell County Missouri | 1 | $ 44,000 | $ 44,000 | $ 46,000 |
| Jasper County Missouri | 1 | $ 82,000 | $ 82,000 | $ 44,000 |
| Johnson County Missouri | 1 | $ 49,000 | $ 49,000 | $ 54,000 |
| Lincoln County Missouri | 1 | $ 46,000 | $ 46,000 | $ 23,000 |
| McDonald County Missouri | 1 | $ 112,000 | $ 112,000 | $ 70,000 |
| Miller County Missouri | 1 | $ 47,000 | $ 47,000 | $ 96,000 |
| New Madrid County Missouri | 1 | $ 53,000 | $ 53,000 | $ 55,000 |
| Ray County Missouri | 1 | $ 37,000 | $ 37,000 | $ 78,000 |
| St. Francois County Missouri | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| Ste. Genevieve County Missouri | 1 | $ 29,000 | $ 29,000 | $ 17,000 |
| Texas County Missouri | 1 | $ 42,000 | $ 42,000 | $ 48,000 |
| Vernon County Missouri | 1 | $ 56,000 | $ 56,000 | $ 62,000 |
| Webster County Missouri | 1 | $ 89,000 | $ 89,000 | $ 88,000 |
| Carbon County Montana | 1 | $ 57,000 | $ 57,000 | $ 34,000 |
| Dawson County Montana | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| Flathead County Montana | 1 | $ 51,000 | $ 51,000 | $ 63,000 |
| Richland County Montana | 1 | $ 78,000 | $ 78,000 | $ 110,000 |
| Rosebud County Montana | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Silver Bow County Montana | 1 | $ 29,000 | $ 29,000 | $ 75,000 |
| Stillwater County Montana | 1 | $ 62,000 | $ 62,000 | $ 108,000 |
| Wibaux County Montana | 1 | $ 46,000 | $ 46,000 | $ 38,000 |
| Lincoln County Nebraska | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| York County Nebraska | 1 | $ 41,000 | $ 41,000 | $ 27,000 |
| Cattaraugus County New York | 1 | $ 46,000 | $ 46,000 | $ 32,000 |
| Delaware County New York | 1 | $ 63,000 | $ 63,000 | $ 69,000 |
| Herkimer County New York | 1 | $ 38,000 | $ 38,000 | $ 47,000 |
| Madison County New York | 1 | $ 48,000 | $ 48,000 | $ 31,000 |
| Montgomery County New York | 1 | $ 62,000 | $ 62,000 | $ 26,000 |
| Onondaga County New York | 1 | $ 51,000 | $ 51,000 | $ 83,000 |
| Rensselaer County New York | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Saratoga County New York | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Schuyler County New York | 1 | $ 125,000 | $ 125,000 | $ 175,000 |
| Steuben County New York | 1 | $ 58,000 | $ 58,000 | $ 45,000 |
| Yates County New York | 1 | $ 56,000 | $ 56,000 | $ 37,000 |
| Billings County North Dakota | 1 | $ 133,000 | $ 133,000 | $ 82,000 |
| Bottineau County North Dakota | 1 | $ 61,000 | $ 61,000 | $ 36,000 |
| Burleigh County North Dakota | 1 | $ 131,000 | $ 131,000 | $ 78,000 |
| Grand Forks County North Dakota | 1 | $ 81,000 | $ 81,000 | $ 45,000 |
| Grant County North Dakota | 1 | $ 124,000 | $ 124,000 | $ 69,000 |
| Mountrail County North Dakota | 1 | $ 57,000 | $ 57,000 | $ 42,000 |
| Stark County North Dakota | 1 | $ 86,000 | $ 86,000 | $ 110,000 |
| Adams County Ohio | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| Belmont County Ohio | 1 | $ 63,000 | $ 63,000 | $ 23,000 |
| Carroll County Ohio | 1 | $ 43,000 | $ 43,000 | $ 60,000 |
| Clark County Ohio | 1 | $ 58,000 | $ 58,000 | $ 75,000 |
| Columbiana County Ohio | 1 | $ 31,000 | $ 31,000 | $ 73,000 |
| Franklin County Ohio | 1 | $ 27,000 | $ 27,000 | $ 25,000 |
| Hamilton County Ohio | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Harrison County Ohio | 1 | $ 37,000 | $ 37,000 | $ 48,000 |
| Huron County Ohio | 1 | $ 56,000 | $ 56,000 | $ 33,000 |
| Muskingum County Ohio | 1 | $ 39,000 | $ 39,000 | $ 36,000 |
| Ottawa County Ohio | 1 | $ 49,000 | $ 49,000 | $ 154,000 |
| Pickaway County Ohio | 1 | $ 56,000 | $ 56,000 | $ 31,000 |
| Washington County Ohio | 1 | $ 36,000 | $ 36,000 | $ 90,000 |
| Wood County Ohio | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Beaver County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Bedford County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 46,000 |
| Cambria County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 52,000 |
| Clarion County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 34,000 |
| Erie County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 47,000 |
| Greene County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 62,000 |
| Lackawanna County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 36,000 |
| Montour County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 31,000 |
| Northampton County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Potter County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 46,000 |
| Venango County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 45,000 |
| Washington County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 45,000 |
| Westmoreland County Pennsylvania | 1 | $ 41,000 | $ 41,000 | $ 34,000 |
| Lake County South Dakota | 1 | $ 91,000 | $ 91,000 | $ 160,000 |
| Lincoln County South Dakota | 1 | $ 72,000 | $ 72,000 | $ 38,000 |
| Meade County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Minnehaha County South Dakota | 1 | $ 88,000 | $ 88,000 | $ 52,000 |
| Montgomery County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 100,000 |
| Summit County Utah | 1 | $ 417,000 | $ 417,000 | $ 1,663,000 |
| Chittenden County Vermont | 1 | $ 28,000 | $ 28,000 | $ 42,000 |
| Washington County Vermont | 1 | $ 31,000 | $ 31,000 | $ 42,000 |
| Frederick County Virginia | 1 | $ 79,000 | $ 79,000 | $ 118,000 |
| Newport News County Virginia | 1 | $ 56,000 | $ 56,000 | $ 38,000 |
| Smyth County Virginia | 1 | $ 55,000 | $ 55,000 | $ 174,000 |
| Pierce County Washington | 1 | $ 460,000 | $ 460,000 | $ 306,000 |
| Braxton County West Virginia | 1 | $ 11,000 | $ 11,000 | $ 30,000 |
| Greenbrier County West Virginia | 1 | $ 58,000 | $ 58,000 | $ 39,000 |
| Jackson County West Virginia | 1 | $ 64,000 | $ 64,000 | $ 60,000 |
| Lewis County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Marion County West Virginia | 1 | $ 28,000 | $ 28,000 | $ 46,000 |
| Mason County West Virginia | 1 | $ 110,000 | $ 110,000 | $ 130,000 |
| McDowell County West Virginia | 1 | $ 49,000 | $ 49,000 | $ 50,000 |
| Mercer County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Randolph County West Virginia | 1 | $ 59,000 | $ 59,000 | $ 135,000 |
| Roane County West Virginia | 1 | $ 56,000 | $ 56,000 | $ 39,000 |
| Taylor County West Virginia | 1 | $ 117,000 | $ 117,000 | $ 108,000 |
| Webster County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 79,000 |
| Wood County West Virginia | 1 | $ 39,000 | $ 39,000 | $ 46,000 |
| Wyoming County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Adams County Wisconsin | 1 | $ 67,000 | $ 67,000 | $ 91,000 |
| Bayfield County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Burnett County Wisconsin | 1 | $ 29,000 | $ 29,000 | $ 37,000 |
| Marquette County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 144,000 |
| Milwaukee County Wisconsin | 1 | $ 22,000 | $ 22,000 | $ 79,000 |
| Outagamie County Wisconsin | 1 | $ 41,000 | $ 41,000 | $ 39,000 |
| Sheboygan County Wisconsin | 1 | $ 37,000 | $ 37,000 | $ 191,000 |
| Washington County Wisconsin | 1 | $ 17,000 | $ 17,000 | $ 31,000 |
| Waupaca County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 64,000 |
| Campbell County Wyoming | 1 | $ 64,000 | $ 64,000 | $ 94,000 |
| Crook County Wyoming | 1 | $ 49,000 | $ 49,000 | $ 52,000 |
| Natrona County Wyoming | 1 | $ 66,000 | $ 66,000 | $ 73,000 |
| Platte County Wyoming | 1 | $ 74,000 | $ 74,000 | $ 165,000 |
Mortgage Loan Application Detail Totals for First Midwest Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,270 | $359,429,000 | $158,000 | $5,600,000 | $89,000 | $1,663,000 |
| Home Purchase | 1,049 | $143,162,000 | $136,000 | $6,171,000 | $75,000 | $2,236,000 |
| Home Improvement | 370 | $7,717,000 | $20,000 | $1,120,000 | $73,000 | $4,296,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,279 | $279,300,000 | $122,000 | $2,360,000 | $95,000 | $4,296,000 |
| Not Provided | 468 | $58,754,000 | $125,000 | $2,250,000 | $96,000 | $1,034,000 |
| Hispanic | 350 | $29,535,000 | $84,000 | $425,000 | $60,000 | $593,000 |
| Black or African American | 275 | $16,696,000 | $60,000 | $412,000 | $60,000 | $308,000 |
| Not applicable | 234 | $108,416,000 | $463,000 | $6,171,000 | $0 | $0 |
| Asian | 53 | $12,982,000 | $244,000 | $1,575,000 | $128,000 | $1,498,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $2,998,000 | $187,000 | $1,000,000 | $88,000 | $510,000 |
| American Indian or Alaskan Native | 14 | $1,627,000 | $116,000 | $400,000 | $63,000 | $154,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,524 | $490,853,000 | $139,000 | $6,171,000 | $85,000 | $4,296,000 |
| FHA-insured (Federal Housing Administration) | 146 | $17,178,000 | $117,000 | $329,000 | $52,000 | $188,000 |
| VA-guaranteed (Veterans Administration) | 18 | $2,275,000 | $126,000 | $232,000 | $50,000 | $123,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $2,000 | $2,000 | $2,000 | $74,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,998 | $321,280,000 | $160,000 | $6,171,000 | $94,000 | $4,296,000 |
| Application Denied By Financial Institution | 861 | $91,487,000 | $106,000 | $2,250,000 | $71,000 | $1,303,000 |
| Application Approved But Not Accepted | 250 | $18,739,000 | $74,000 | $509,000 | $70,000 | $282,000 |
| Preapproval Denied by Financial Institution | 244 | $24,094,000 | $98,000 | $417,000 | $43,000 | $296,000 |
| File Closed For Incompleteness | 211 | $33,728,000 | $159,000 | $1,200,000 | $93,000 | $2,236,000 |
| Application Withdrawn By Applicant | 123 | $20,770,000 | $168,000 | $800,000 | $83,000 | $539,000 |
| Preapproval Approved but not Accepted | 2 | $210,000 | $105,000 | $143,000 | $45,000 | $56,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 556 | $44,988,000 | $80,000 | $1,700,000 | $59,000 | $1,129,000 |
| Debt-To-Income Ratio | 325 | $40,747,000 | $125,000 | $2,250,000 | $62,000 | $970,000 |
| Collateral | 127 | $17,577,000 | $138,000 | $1,125,000 | $90,000 | $742,000 |
| Other | 43 | $4,868,000 | $113,000 | $1,031,000 | $85,000 | $374,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $2,304,000 | $115,000 | $200,000 | $59,000 | $172,000 |
| Credit Application Incomplete | 14 | $2,885,000 | $206,000 | $1,388,000 | $139,000 | $1,303,000 |
| Employment History | 8 | $820,000 | $102,000 | $292,000 | $23,000 | $69,000 |
| Unverifiable Information | 7 | $955,000 | $136,000 | $272,000 | $48,000 | $92,000 |
| Mortgage Insurance Denied | 1 | $250,000 | $250,000 | $250,000 | $96,000 | $96,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Midwest Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Midwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.