First Missouri National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First Missouri National Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Missouri National Bank P.O. Box 190 Brookfield, MO 64628 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 592 |
| Total Mortgage Loan Application Amount | $84,489,000 |
| Average Mortgage Loan Application Amount | $120,333 |
| Highest Mortgage Loan Application Amount | $1,437,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $1,205,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First Missouri National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Missouri National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First Missouri National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Missouri National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Missouri National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Missouri National Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Linn County Missouri | 153 | $ 8,568,000 | $ 56,000 | $ 60,000 |
| Johnson County Kansas | 105 | $ 23,001,000 | $ 219,000 | $ 91,000 |
| Jackson County Missouri | 71 | $ 12,032,000 | $ 169,000 | $ 82,000 |
| Clay County Missouri | 45 | $ 6,086,000 | $ 135,000 | $ 80,000 |
| Wyandotte County Kansas | 16 | $ 2,103,000 | $ 131,000 | $ 105,000 |
| Franklin County Kansas | 14 | $ 1,971,000 | $ 140,000 | $ 70,000 |
| Clinton County Missouri | 11 | $ 1,083,000 | $ 98,000 | $ 58,000 |
| Platte County Missouri | 10 | $ 1,934,000 | $ 193,000 | $ 85,000 |
| Greene County Missouri | 8 | $ 1,018,000 | $ 127,000 | $ 59,000 |
| Miami County Kansas | 7 | $ 882,000 | $ 126,000 | $ 63,000 |
| Osage County Kansas | 6 | $ 659,000 | $ 109,000 | $ 54,000 |
| Sedgwick County Kansas | 6 | $ 1,487,000 | $ 247,000 | $ 105,000 |
| Butler County Missouri | 6 | $ 625,000 | $ 104,000 | $ 49,000 |
| Chariton County Missouri | 6 | $ 355,000 | $ 59,000 | $ 53,000 |
| Livingston County Missouri | 6 | $ 652,000 | $ 108,000 | $ 56,000 |
| Macon County Missouri | 6 | $ 707,000 | $ 117,000 | $ 141,000 |
| New Haven County Connecticut | 5 | $ 1,299,000 | $ 259,000 | $ 94,000 |
| Caldwell County Missouri | 5 | $ 503,000 | $ 100,000 | $ 77,000 |
| New London County Connecticut | 4 | $ 1,048,000 | $ 262,000 | $ 116,000 |
| Leavenworth County Kansas | 4 | $ 858,000 | $ 214,000 | $ 109,000 |
| Morgan County Missouri | 4 | $ 773,000 | $ 193,000 | $ 207,000 |
| Ray County Missouri | 4 | $ 382,000 | $ 95,000 | $ 29,000 |
| St. Louis County Missouri | 4 | $ 692,000 | $ 173,000 | $ 91,000 |
| Bernalillo County New Mexico | 4 | $ 639,000 | $ 159,000 | $ 50,000 |
| Mesa County Colorado | 3 | $ 645,000 | $ 215,000 | $ 74,000 |
| Fairfield County Connecticut | 3 | $ 1,037,000 | $ 345,000 | $ 131,000 |
| Shawnee County Kansas | 3 | $ 282,000 | $ 94,000 | $ 64,000 |
| Andrew County Missouri | 3 | $ 399,000 | $ 133,000 | $ 66,000 |
| Camden County Missouri | 3 | $ 519,000 | $ 173,000 | $ 336,000 |
| Adams County Colorado | 2 | $ 411,000 | $ 205,000 | $ 148,000 |
| Litchfield County Connecticut | 2 | $ 682,000 | $ 341,000 | $ 109,000 |
| Middlesex County Connecticut | 2 | $ 435,000 | $ 217,000 | $ 128,000 |
| Cook County Illinois | 2 | $ 498,000 | $ 249,000 | $ 86,000 |
| Douglas County Kansas | 2 | $ 322,000 | $ 161,000 | $ 85,000 |
| Morton County Kansas | 2 | $ 339,000 | $ 169,000 | $ 105,000 |
| Benton County Missouri | 2 | $ 196,000 | $ 98,000 | $ 81,000 |
| Cass County Missouri | 2 | $ 470,000 | $ 235,000 | $ 65,000 |
| Johnson County Missouri | 2 | $ 195,000 | $ 97,000 | $ 64,000 |
| Miller County Missouri | 2 | $ 314,000 | $ 157,000 | $ 38,000 |
| Randolph County Missouri | 2 | $ 86,000 | $ 43,000 | $ 46,000 |
| Passaic County New Jersey | 2 | $ 289,000 | $ 144,000 | $ 102,000 |
| Sandoval County New Mexico | 2 | $ 309,000 | $ 154,000 | $ 36,000 |
| Arapahoe County Colorado | 1 | $ 244,000 | $ 244,000 | $ 75,000 |
| Jefferson County Colorado | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Ouray County Colorado | 1 | $ 272,000 | $ 272,000 | $ 132,000 |
| Hartford County Connecticut | 1 | $ 203,000 | $ 203,000 | $ 102,000 |
| Douglas County Georgia | 1 | $ 270,000 | $ 270,000 | $ 112,000 |
| Butler County Kansas | 1 | $ 54,000 | $ 54,000 | $ 48,000 |
| Crawford County Kansas | 1 | $ 270,000 | $ 270,000 | $ 126,000 |
| Kingman County Kansas | 1 | $ 198,000 | $ 198,000 | $ 85,000 |
| Linn County Kansas | 1 | $ 96,000 | $ 96,000 | $ 64,000 |
| Lyon County Kansas | 1 | $ 143,000 | $ 143,000 | $ 100,000 |
| Nemaha County Kansas | 1 | $ 86,000 | $ 86,000 | $ 60,000 |
| Pottawatomie County Kansas | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Pratt County Kansas | 1 | $ 69,000 | $ 69,000 | $ 44,000 |
| Sumner County Kansas | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Anoka County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 57,000 |
| Dakota County Minnesota | 1 | $ 236,000 | $ 236,000 | $ 180,000 |
| Boone County Missouri | 1 | $ 211,000 | $ 211,000 | $ 1,205,000 |
| Carroll County Missouri | 1 | $ 30,000 | $ 30,000 | $ 88,000 |
| Christian County Missouri | 1 | $ 123,000 | $ 123,000 | $ 36,000 |
| Cole County Missouri | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Dallas County Missouri | 1 | $ 119,000 | $ 119,000 | $ 206,000 |
| Daviess County Missouri | 1 | $ 19,000 | $ 19,000 | $ 49,000 |
| Gentry County Missouri | 1 | $ 53,000 | $ 53,000 | $ 42,000 |
| Jasper County Missouri | 1 | $ 116,000 | $ 116,000 | $ 77,000 |
| Jefferson County Missouri | 1 | $ 160,000 | $ 160,000 | $ 86,000 |
| Lafayette County Missouri | 1 | $ 191,000 | $ 191,000 | $ 81,000 |
| Saline County Missouri | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| St. Charles County Missouri | 1 | $ 142,000 | $ 142,000 | $ 60,000 |
| St. Louis City County Missouri | 1 | $ 157,000 | $ 157,000 | $ 91,000 |
| Sullivan County Missouri | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Taney County Missouri | 1 | $ 143,000 | $ 143,000 | $ 67,000 |
| Clark County Nevada | 1 | $ 1,437,000 | $ 1,437,000 | $ 337,000 |
| Chaves County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Dona Ana County New Mexico | 1 | $ 238,000 | $ 238,000 | $ 90,000 |
| Lincoln County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| McKinley County New Mexico | 1 | $ 104,000 | $ 104,000 | $ 120,000 |
| San Juan County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Santa Fe County New Mexico | 1 | $ 354,000 | $ 354,000 | $ 94,000 |
| Taos County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 300,000 |
| Knox County Tennessee | 1 | $ 266,000 | $ 266,000 | $ 210,000 |
| Rutherford County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 127,000 |
Mortgage Loan Application Detail Totals for First Missouri National Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 321 | $42,864,000 | $133,000 | $650,000 | $78,000 | $585,000 |
| Refinancing | 226 | $39,112,000 | $173,000 | $1,437,000 | $91,000 | $1,205,000 |
| Home Improvement | 45 | $2,513,000 | $55,000 | $336,000 | $68,000 | $296,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 530 | $73,111,000 | $137,000 | $1,367,000 | $83,000 | $1,205,000 |
| Hispanic | 17 | $3,630,000 | $213,000 | $1,437,000 | $74,000 | $337,000 |
| Black or African American | 14 | $3,240,000 | $231,000 | $1,000,000 | $99,000 | $500,000 |
| Not applicable | 12 | $1,574,000 | $131,000 | $320,000 | $0 | $0 |
| Asian | 9 | $1,755,000 | $195,000 | $417,000 | $96,000 | $149,000 |
| Not Provided | 7 | $865,000 | $123,000 | $231,000 | $68,000 | $106,000 |
| American Indian or Alaskan Native | 3 | $314,000 | $104,000 | $196,000 | $67,000 | $111,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 580 | $82,528,000 | $142,000 | $1,437,000 | $82,000 | $1,205,000 |
| FHA-insured (Federal Housing Administration) | 12 | $1,961,000 | $163,000 | $230,000 | $76,000 | $186,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 322 | $58,930,000 | $183,000 | $1,000,000 | $90,000 | $500,000 |
| Loan Originated | 204 | $16,854,000 | $82,000 | $328,000 | $73,000 | $1,205,000 |
| Application Withdrawn By Applicant | 39 | $5,918,000 | $151,000 | $1,437,000 | $84,000 | $337,000 |
| Application Denied By Financial Institution | 26 | $2,707,000 | $104,000 | $1,367,000 | $49,000 | $480,000 |
| File Closed For Incompleteness | 1 | $80,000 | $80,000 | $80,000 | $23,000 | $23,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 18 | $823,000 | $45,000 | $131,000 | $35,000 | $69,000 |
| Debt-To-Income Ratio | 5 | $1,837,000 | $367,000 | $1,367,000 | $24,000 | $65,000 |
| Collateral | 2 | $23,000 | $11,000 | $13,000 | $247,000 | $480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $24,000 | $24,000 | $24,000 | $31,000 | $31,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Missouri National Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Missouri National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.